In this episode of the Lazy Budget Travel Tips podcast, host Genni Franklin breaks down how credit scores work, why they matter, and how travel rewards credit cards can impact them.
Genni explains the components of a credit score, such as payment history, credit utilization, length of credit history, and credit mix.
She emphasizes the importance of responsible credit card use and offers practical tips on monitoring and improving your credit score.
She also covers how you can check your credit score for free.
Timestamps:
00:00 Introduction to Credit Scores and Travel Rewards
01:26 Understanding Your Credit Score
03:56 Impact of Credit Inquiries
04:49 Key Components of Your Credit Score
05:46 Managing Credit Utilization
07:42 Length of Credit History and Credit Mix
08:55 Checking and Monitoring Your Credit Score
09:32 Managing Multiple Credit Cards
11:09 Conclusion and Final Tips
Check your Credit Score - for FREE
You only need the free plans, you don't need a paid plan!
Full episodes, including video, are available on Youtube.
Check out more from Genni:
- Join the Lazy Budget Travel Tips Facebook Group
- Grab the FREE Budget Travel 101 Course
- Follow Genni on Instagram
- Traveling Franklins Blog
- Get the Weekly Newsletter!
Show Support for the Podcast: Check out my Credit Card Links (no cost to you) or Buy Me A Coffee (or Burrito iykyk)
Host
Genni Franklin
Popular Podcasts
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
24/7 News: The Latest
The latest news in 4 minutes updated every hour, every day.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.