All Episodes

April 23, 2025 43 mins

In this powerful episode, we dive into financial literacy, smart money habits, and the journey to financial empowerment—especially for women. Our guest, Janel Pulley, shares wisdom from her book and life experiences, revealing how childhood money lessons, frugality, and strategic financial planning shape long-term financial success.

We explore key topics like the difference between being frugal and being cheap, the impact of compound interest, how to implement the debt snowball method, and why budgeting is essential for building wealth. This episode is packed with practical tips for debt management, saving money, and teaching kids about money to build generational wealth.

If you’re looking to improve your financial future and make smarter money decisions, this episode is a must-listen.

Key Takeaways:

  • Financial literacy is essential for personal and professional growth

  • Childhood experiences shape adult money habits

  • Frugality leads to creativity and resourcefulness

  • Being frugal is not the same as being cheap

  • Delayed gratification helps with big savings goals

  • Spending strategy matters more than income

  • Teaching kids about money builds generational wealth

  • Compound interest is a powerful tool for wealth building

  • Budgeting and sticking to a plan leads to financial health

  • Finding deals and being savvy stretches your dollars

  • Financial empowerment starts with informed decision


Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder is a true crime comedy podcast hosted by Karen Kilgariff and Georgia Hardstark. Each week, Karen and Georgia share compelling true crimes and hometown stories from friends and listeners. Since MFM launched in January of 2016, Karen and Georgia have shared their lifelong interest in true crime and have covered stories of infamous serial killers like the Night Stalker, mysterious cold cases, captivating cults, incredible survivor stories and important events from history like the Tulsa race massacre of 1921. My Favorite Murder is part of the Exactly Right podcast network that provides a platform for bold, creative voices to bring to life provocative, entertaining and relatable stories for audiences everywhere. The Exactly Right roster of podcasts covers a variety of topics including historic true crime, comedic interviews and news, science, pop culture and more. Podcasts on the network include Buried Bones with Kate Winkler Dawson and Paul Holes, That's Messed Up: An SVU Podcast, This Podcast Will Kill You, Bananas and more.

The Joe Rogan Experience

The Joe Rogan Experience

The official podcast of comedian Joe Rogan.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.