How do early experiences shape your money mindset?

50 Financial Journal Prompts To Improve Your Money Mindset

What if your financial beliefs were shaped before you even knew what money was? Today's episode uncovers how our earliest financial experiences form a "money story" that influences our beliefs and behaviors around money. We'll bring insights from Listallion's impactful blog post, "50 Journal Prompts to Transform your Money Mindset," and explore how simple childhood memories, such as earning a coin for chores, can leave lasting impressions. By identifying and reassessing these deep-seated beliefs, we can transition from a scarcity mindset to one of abundance, supported by gratitude, affirmations, and strong support systems.

Ready to take actionable steps towards financial growth? The journey begins with small, deliberate changes that can lead to significant progress over time. We stress the importance of patience and understanding in this journey, encouraging you to write a letter to your future self about your financial dreams. Through journaling and tackling limiting beliefs, you'll learn to face financial fears head-on. Tune in as we guide you through practical tools for financial well-being and inspire you to rewrite your financial script for a prosperous future.

LeStallion offers premium PU leather journal notebooks for writing, dedicated to all those who are pursuing their dreams and goals, or nurturing their personal development and mental health.

For More Info on LeStallion, check out:
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Episode Transcript

Speaker 1 (00:00):
Hey everyone and welcome back, ready to dive in.
Today we're exploring somethingkind of different, something we
all have a relationship withright Money, but not the numbers
and spreadsheet side of things.
We're going deeper into thepsychology of it all, like how
do our brains actually formthose money mindsets we carry
around?

Speaker 2 (00:17):
Exactly, it's about uncovering that hidden script,
the one that often drives ourspending without us even
realizing it.
And that's where our deep divetoday starts with this idea of a
money story.
We're pulling insights fromthis great blog post by
Listallion 50 Journal Prompts toTransform your Money Mindset.
They've got a whole sectionabout unearthing that story
Really fascinating stuff.

Speaker 1 (00:38):
Yeah, and it all links back to those early money
memories, right, the ones thatstick with us.
The article even mentionedsomething as simple as getting a
coin for doing chores.
As a kid it sounds almost silly, but it could be one of our
very first financial memories.

Speaker 2 (00:51):
And you know, what's crazy is how those early
experiences, even something thatsmall, lay the groundwork for
some pretty deep beliefs aboutmoney.
We don't even realize it at thetime, but those experiences are
shaping how we view things likevalue, earning rewards.

Speaker 1 (01:07):
It's like they get imprinted on us.
So that money story, thoseearly messages, it's not just
some cute nostalgia trip, it'sstill affecting us today.

Speaker 2 (01:15):
Totally, and that's why some people get stuck in
certain patterns with theirfinances.
Maybe they're afraid to takerisks, or they overspend without
realizing why.
It could be tied back to thosesubconscious beliefs about money
that were formed way back when.

Speaker 1 (01:28):
It's not about blaming the past, though right.
It's about awareness, like,okay, these are the beliefs I've
picked up along the way.
Do they still serve me, or aresome of them holding me back?

Speaker 2 (01:37):
You got it.
It's about recognizing thoseingrained beliefs and then
making a conscious choice whichones are helpful and which ones
need a little reframing.
Once you shine a light on them,you can actually start to
rewrite the script.

Speaker 1 (01:51):
I love that rewriting the script.
So, thinking back, what aresome of your earliest money
memories?
What messages did you kind ofabsorb growing up?

Speaker 2 (02:00):
You know I think about my grandfather a lot.
He lived through the Depression, so thriftiness that was huge
for him, almost like a sacredvalue, and I think it took that
to heart.
Maybe a little too much For awhile I was so cautious with
money that I was almost afraidto invest.
It took some work to reframethat thinking.
So even when those earlymessages are positive, they can
still hold us back in some ways.

Speaker 1 (02:30):
Right, Like a safety net that's actually preventing
us from, you know, leapingforward.
It's about finding that balanceacknowledging the past, those
early influences, but alsorealizing we have the power to
change we're not stuck.

Speaker 2 (02:35):
So we've dipped our toes into this idea of money
stories.
But now let's get real aboutthe emotional stuff.
How do we actually face thosefinancial fears head on?

Speaker 1 (02:45):
That's the next chapter.
We'll explore those fears, howto actually address them and
maybe even reframe them intosomething more positive, and
we'll talk about some tools wecan use along the way.
Things like journaling,shifting those limiting beliefs
and even why it's okay to askfor help sometimes Stick with us
.
So we dug deep into those moneystories, those early influences

(03:07):
, which is eye-opening for sure.
But how do we actually movepast them?
Like facing those financialfears head on?
That feels kind of daunting.

Speaker 2 (03:13):
It is daunting, but it's also like the key to
unlocking a lot of potential.
It's about acknowledging thatmoney is connected to our
emotions.

Speaker 1 (03:22):
But it's not just about spreadsheets and budgets.
It's about our hopes, ourworries.
It's OK to admit we're scaredsometimes.

Speaker 2 (03:29):
Totally, and naming those fears is often the hardest
part.

Speaker 1 (03:32):
Yeah, and this blog post?
It doesn't shy away from thatat all.
It even has this whole sectionwith journal prompts
specifically about those fearslike not having enough to retire
or unexpected expenses throwingus off course.

Speaker 2 (03:44):
Oh, journaling about money.
That's brilliant, it helps us.

Speaker 1 (03:49):
It's like shining a light on them instead of letting
them lurk in the shadows.
But okay, let's say we'veidentified those fears.
Now what?

Speaker 2 (03:56):
Now comes the fun part reframing.

Speaker 1 (03:57):
Reframing.
Okay, Give us an example thosenegative beliefs about money.
How do we actually flip thescript?

Speaker 2 (04:04):
So let's say there's this thing you really want, but
there's this voice in your headsaying you'll never afford that.
Instead of letting that feartake over, what if you?

Speaker 1 (04:16):
said OK, I'm committed to finding ways to
achieve this Boom From never to.
I'm committed right Shiftingthat whole perspective.

Speaker 2 (04:21):
Exactly, it's about moving away from scarcity, from
that fear of not enough, andstepping into possibility, and
sometimes that takes getting alittle support.

Speaker 1 (04:30):
Absolutely.
Sometimes we can't do it allalone, right, and the article
really emphasizes that, likeit's okay to reach out for help,
whether it's a financialadvisor, a trusted friend, even
joining a support group.

Speaker 2 (04:40):
Totally.
It's like we all need aco-pilot sometimes on this
journey to financial well-being,someone to help us navigate
those tricky spots.

Speaker 1 (04:48):
So we've tackled those money stories and we're
facing those financial fears.
That's huge, but let's talkabout actually making those
goals happen, achieving thatfinancial abundance we all dream
of.

Speaker 2 (05:00):
And that's where this idea of an abundance mindset
comes in.
The article talks aboutgratitude and using affirmations
as tools to attract abundance.

Speaker 1 (05:08):
Okay, got to admit, sometimes those affirmations
feel a little, I don't know.

Speaker 2 (05:12):
Woo-woo.

Speaker 1 (05:13):
Yeah, a little woo-woo Like can simply saying
something make it true.

Speaker 2 (05:17):
I hear you, but think of it like this Affirmations
are like a way to reprogram ourminds.
When we repeat positivestatements about our financial
goals, over time our beliefsstart to shift.

Speaker 1 (05:30):
So instead of dwelling on that thought of I'll
never be financially secure,maybe we start saying I'm
attracting wealth and abundanceinto my life.

Speaker 2 (05:37):
Exactly.
It's about replacing those old,limiting beliefs with new,
empowering ones.

Speaker 1 (05:42):
It's like we're planting seeds right and those
affirmations, they water thoseseeds.

Speaker 2 (05:46):
They help us cultivate a mindset of abundance
, but the key is consistency.
We got to focus on what we want, not what we're afraid of.

Speaker 1 (05:55):
There's this quote from the article that really
stuck with me Embrace gratitudefor the resources and
opportunities you currently have.
This isn't just about feelingbetter about your income.
It's about creating afoundation from which wealth can
grow.

Speaker 2 (06:08):
I love that.
Gratitude is like the fertilesoil that allows abundance to
flourish.
The more grateful we are, themore we open ourselves up to
opportunities.

Speaker 1 (06:17):
It's like a positive feedback loop the more grateful
we are, the more opportunitieswe see, the more confident we
become and suddenly thosefinancial goals not so daunting
anymore.

Speaker 2 (06:28):
Exactly, it's about shifting that energy.
And speaking of shifting, let'stalk about aligning our
spending with our values.
This is where things get reallypractical.

Speaker 1 (06:36):
Let's do it, because the article has some great
journal prompts about this too,prompts that make us think about
our spending habits in a wholenew light.
Yeah, it's like where does ourmoney actually go, right?

Speaker 2 (06:46):
Right.

Speaker 1 (06:47):
And is it actually supporting the things we care
about most?

Speaker 2 (06:49):
Right Like think about it.

Speaker 1 (06:56):
Every care about most Right, like think about it.
Every time we spend money,we're kind of casting a vote.
We're saying this is what Isupport.
I never thought about it likethat.
It's like with our time, right,we can spend it on things that
drain us or we can invest it inthings that light us up.

Speaker 2 (07:02):
Exactly, and that's the power of aligning our
spending with our values.
It's about making consciouschoices that reflect who we
truly are.

Speaker 1 (07:11):
So it's not just about budgeting or cutting back,
it's about being intentional.

Speaker 2 (07:14):
Exactly.
It's about making sure ourmoney is aligned with our goals,
our dreams and our values.

Speaker 1 (07:20):
So much of this deep dive has been about shifting our
mindset right From scarcity toabundance, from fear to
possibility.

Speaker 2 (07:30):
And once we make that shift internally, it starts to
show up in our actions, in ourchoices, in how we manage our
money just like this wholejourney of self-discovery, but
through the lens of our finances.

Speaker 1 (07:39):
So we've covered a lot of ground today money
stories, facing fears, embracingabundance, aligning our
spending.
What are your biggest takeaways?
What's resonating with you?

Speaker 2 (07:47):
it's been amazing and I think the key is to take
action, like don't just listento this and say that's nice.
Pick one thing, one small stepand do it.

Speaker 1 (07:55):
Love that it's so easy to feel overwhelmed with
this stuff, right, but evensmall changes can make a big
difference over time.

Speaker 2 (08:01):
Absolutely and be patient with yourself.
It's a journey.

Speaker 1 (08:04):
It is.
And as you embark on thatjourney, we'll leave you with
this powerful question from theblog post.
It really stuck with me.
If you could write a letter toyour future self about your
financial hopes and dreams, whatwould it say?

Speaker 2 (08:18):
Until next time, keep exploring, keep questioning and
keep diving deep into thefascinating world of your own
money mindset.