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Here is a summary of the key points made by Seth Grossman, WPG Radio, Nov 15, 2025. 🏛️ On New Jersey Politics and Affordability Trump and the Election: Grossman argues that even though Donald Trump was not on the ballot, he effectively was because he dominated the news for the three weeks leading up to the election. Critique of  Jack Ciattarelli:  He criticizes the Republican candidate for NJ Governor for not being specific about how he would make New Jersey affordable. For example, his TV and radio ads addressed to Democrats and undecided voters never blamed Gov. Murphy shutting down six power plants. Never called Sherrill a liar for saying he would raise sales tax. Never said Sherrill made commitments that would raise taxes. Blame for Leaders: Yes, we talked about all the right issues on talk radio and at Liberty and Prosperity meetings. But Trump had access to the media and Jack Ciattarelli had millions for TV ads. We need leaders to use those assets to lead on the issues. We can't blame voters for making decisions based on information that candidates fail to give them. 🏡 On Housing and School Costs Causes of High Housing Costs: Grossman identifies several root causes for why housing is so expensive: Zoning and Permits: Builders must spend almost as much money on paperwork and permits as they do on the land and building materials. High Real Estate Taxes: Taxes are high primarily to pay for schools. Bloated School Budgets: He claims schools are expensive because, unlike in the past (when a school had a teacher, principal, janitor, and nurse), budgets are now filled with "counselors, child study teams, [and] individual education" plans. "Affordable Housing" as a "Shell Game": He calls the policy of "affordable housing" a "joke". He argues that when the government forces developers to sell 20% of new units at a discount (e.g., $50,000 less), the builders simply charge more for the other 80% of the units to make up the profit. He calls this a "shell game" that benefits a few, often politically connected, people while making housing more expensive for everyone else. 🚌 On "Socialism" vs. "Capitalism" The NJ Transit Example: Grossman uses the $6 New Jersey Transit bus from Vineland to Atlantic City as a key example of "socialism". Critique of Government Monopoly: He argues that in a free market ("real capitalism"), an entrepreneur would simply buy a van to meet the demand. However, New Jersey law makes it a "crime to compete with New Jersey Transit," which he identifies as a "socialist" model that is taxpayer-funded, runs at a loss, and is inefficient. He contrasts this with countries like Guatemala, where clean, safe, and cheap private buses operate without government subsidies. Economic Argument: He claims that 60-80% of the U.S. economy (including healthcare, housing, and college) is already "socialism," and this is the true cause of high prices. 📰 Other Topics Discussed Thwarted Michigan Terror Plot: Grossman brings up a "close call" in Michigan where six "radical Muslims" were arrested for planning a "mass murder" at Halloween parties and an LGBTQ nightclub area in Ferndale, a suburb of Detroit. New Jersey Connection: He highlights that one of the ringleaders was from Montclair, New Jersey, and was a full-time student at Rowan University in Glassboro. He notes he only learned this by reading the Rowan campus newspaper ("The Whit") while on campus for a scholarship dinner. The "Battle for Young People": He discusses the "hatred of Jews and hatred of Israel" on social media. He argues that it is impossible to have a "debate" on the issue because two or three generations of young Americans "grew up without learning any of the basic facts" about communism, socialism, Islam, or Israel. He concludes that without an agreement on basic facts, the "biggest liar" will win any debate. TRANSCRIPT: TRUMP PUT HIMSELF ON THE NJ BALLOT. EVERYBODY WAS TALKING ABOUT TRUMP.
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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
(00:00):
Let's bring in Seth Grossman, which as always,

(00:02):
I know he has a lot to say
about
about this topic and others. Good morning, Seth.
Welcome.
Good morning. And again, everything's on libertyandprosperity.com.
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(00:23):
and we meet for breakfast to talk about
this stuff in person every Saturday morning from
09:30 to 10:30
at at the banquet room of Sal's coal
fired pizza in Summers Point.
But to go to your question, and if
you want to get our free email updates
just go to info@libertyandprosperity.com
or sign up through the website.

(00:45):
But the the problem when you said that
Trump was not on the ballot
in a way it was he was on
the ballot because Trump made a point of
putting himself
at the headline of the news
for the three weeks before the election.
It was Trump,
building his new ballroom. It was Trump talking
about, well, maybe I'll run for a third

(01:05):
term. It was Trump saying, well, maybe,
I ought to get that $200,000,000
back from the government for legal fees. All
that stuff put him on the front page
and for the entire summer Jack did not
say any of the things that you were
saying
about what had to be done in New
Jersey for the affordability. He said I'm going

(01:26):
to make it affordable.
Jack never said exactly what he would do
to make it affordable.
Jack never
mentioned
that, the reason electric rates are high is
because we shut down the six power plants
and you vote for me, I'm gonna build
them. So, I mean, that was the campaign
and unfortunately,
when it comes to to Jack Ciattarelli or

(01:48):
Donald Trump,
we can't expect voters
to,
you know to agree with something if the
candidate if Trump's not going to say something
and if Jack chedarelli is not going to
say something
how can we expect the voters to make
their decision
based on something that you and I talk
about on the radio or liberty and prosperity

(02:09):
meeting
The leaders have to lead and they have
to lead with these issues
and it just did not happen.
Yeah. That that's you're right. You're right. I
I just I I was lamenting
a lot of the things we talked about
last week here on the show, and
I just Yeah.
I'm I'm really I'm really disturbed by this

(02:31):
whole thing, to tell you the truth. But
but but but you can't blame the voters,
and you can't blame the kids
for listening
to our leaders instead of listening to us.
I mean that we expect the leaders they
have the microphone, they have the the millions
of dollars for the TV ads. You and
I don't. So we just have to,
you know hold our leaders accountable

(02:51):
to do this
and and meanwhile when you talk about the
affordability
the
you point out why are houses so expensive
well houses are so expensive because we have
these zoning and building codes
that force the builders and developers
to spend
almost as much money

(03:12):
on the paperwork to get the permits to
build a house,
as they do for the land and for
the building.
You know, and no poll I have not
heard any
politician, Republican or Democrat, talk about fixing that.
We we have,
housing is not affordable
because the real estate taxes are too high
and real estate taxes mostly pay for schools.

(03:35):
And, and what what's the stuff? Why the
school so expensive?
Well, you used to have,
my elementary school
at Richmond Avenue School in Atlantic City.
You had
your teachers, you had a principal, you had
a janitor, you had a nurse.
You know, maybe for
a few 100 kids you had you know
14 employees. Now you have counselors, you have

(03:57):
child study teams, you have individual education.
Anyone who
wants to could could say why have special
needs so you have to spend $80,000
a year to teach my kid
as opposed to having him in a class.
All that makes it expensive. We talked about
the you know the the fact that we
have an income tax where every dollar the

(04:18):
income tax is supposed to be applied for
property tax relief.
But it's not. 80% of that,
that income tax
property tax relief money
goes into,
maybe 30 or 35
Democrat controlled school districts. But you're never gonna
get any politicians to fix it if nobody

(04:38):
even talks about it and nobody's even talking
about that.
That's right. They're
they're not. That's a shame.
And and by the way, that whole affordable
housing joke. So the Democrats say, well, we're
gonna have affordable housing. Now now what does
affordable housing mean? Yeah. It means that you
do nothing about the real estate taxes.
You do nothing about the permits. You do

(05:01):
nothing about the,
the fact that you're using the the income
tax of property tax relief fund
just to benefit, you know, 35 democrat
school districts basically.
But what the democrats do is we say
we're going to force the developers
to offer 20%
of their new housing
as affordable housing. Meaning, they'll give a discount

(05:24):
of maybe 40 or $50,000.
So how if the builders have to spend
all this money for the permits and they
have to spend all this money for the
land they they have to spend all this
money for the taxes
how did the builders
sell 20% of their houses
for $50,000
less to a lucky people.

(05:44):
What they do is they they still have
to make a profit. So what they do
is they charge,
20,
actually charge about $50,000
more on the other 80% of the units.
So it's like a shell game that that
you have a lucky people usually with political
connection
by the so called affordable housing units
at maybe 20% less

(06:05):
while the other 80% have to pay 20%
more. That's what affordable housing means. It's it's
it's a it's like a joke. It's a
it's a a term of art. So I
just thought I'd bring that up.
Just keep keep bringing up stuff.
Make make me feel worse.
Yeah. Yeah. But but god forbid a Republican

(06:27):
candidate
could talk about this stuff when they're running
for election.
Because what the Republican candidates
do,
and I've seen this happen time after time
again instead of listening to the Chanda Massey
show unless instead of listening to what real
people are talking about,
they hire these consultants
who say, oh, yeah, I do this and
you gotta do that and and they're the

(06:48):
experts and they do it. And I found
this out when I ran for
congress,
you know, in 2018.
And I I went to hire campaign consultants
and I'm I'm talking to these people and
and all their qualifications is, yeah, I worked
on this campaign and we lost. And I
worked on that campaign and we lost and
I worked on this campaign.

(07:09):
Do they lose campaign after campaign, but they
keep getting hired because they're supposed
supposedly experts and experienced. So
this is one of the things we deal
with.
Jeez. That's that's that's like the football and
baseball coaches. They all they just recycle them.
That's how it looks to me. Meanwhile,

(07:29):
I don't know if you follow this thing
on on the national news, but
for Halloween,
there was a very close call
in Michigan
where you had
six
radical
Wahhabi, Salafi, whatever you call them, radical Muslims.
Were all set to

(07:50):
to do some mass murder
at Halloween parties in a suburb outside of
Detroit, Michigan.
And by pure luck, they were caught and
they were arrested.
And I don't know if you and and
they were gonna, kill people at an LGBTQ,
strip of of nightclubs and bars in Ferndale
outside Detroit.

(08:11):
So first of all, I think very few
people know about that.
And number two if you looked at the
press of Atlantic City article
the headline did not mention that this was
radical
these radical Muslims
but what shocked me did you know that
one of the ringleaders
was from Monfair, New Jersey

(08:31):
and, was a full time student at Rowan
University in Glassboro. No. I didn't know that.
No. I didn't know that. No.
Well, I had no idea either until,
last Thursday night
when, my, my late mother had had given
a scholarship
of donation to the college. So they had
a like a dinner to recognize the people

(08:53):
who gave money to scholarship. So I was
there, you know to meet one of the
students benefiting from the scholarship so I was
on the campus
Thursday night
and I'm looking at the campus newspaper
called the wit is what they call it
for Rowan University
and the headline
is Rowan student arrested by FBI.
You know, and it tells you that that

(09:14):
Thomas Khan Jimenez Geisel,
computer science major
at Rowan University from Moncler, New Jersey was
arrested while boarding a flight to Istanbul, Turkey
last week.
So, I mean, I think that's a major
event that people in the area ought to
know about. Yeah. But unless you happen to
go to, you know,

(09:35):
Rowan University in Glassboro and happen to read
the student newspaper,
you'd never know about
it. Yeah.
I'm wondering why that wasn't covered.
Yeah. I I I wonder why too.
And and meanwhile,
when we talk about liberty and prosperity, we
talk about affordability.
Why things are so expensive?

(09:57):
Last week I was talking about how the
difference between socialism
and,
what they call capitalism.
You know capitalism in my view is just
a fake propaganda word that the communist invented.
Because all capitalism is is where people are
free
to make the decisions. Either I wanna
start this business or I wanna take this

(10:19):
job or I wanna charge this price for
my stuff.
That that what they call capitalism is actually
the freedom of people to make choices
about the most important things that affect their
their life.
And that's actually
works. It it gives you more affordable things
because the people make the decisions,
know about what they're, you know, what they're

(10:40):
deciding on and the people who make the
decisions.
If you make a good decision,
you get rewarded because you make a profit,
you make a bad decision,
you know, you you suffer a loss, you
suffer consequences.
So every time I talk about that stuff,
I could just see people falling asleep.
But every now and then there's a teachable
moment,
that that you know explains this. And that's

(11:03):
the bus, the $6 bus from from Violent.
I think on on your station many radio
stations are advertising
that New Jersey transit
is running a bus from Vineland to Atlantic
City.
So people who work in in Vineland,
you know could could get to jobs in
Atlantic City. So it's good for the casinos.

(11:23):
It's good for the hotels. It's good for
the people in Vineland.
So how do we get that bus and
how much does it cost?
Well, if you had a free market system,
where we had real capitalism,
what you'd have is
people in Vineland would say, gee, I know
a lot of people who would like to
work in Atlantic City, but they can't get

(11:45):
there.
So I could buy a van
and I could start my own bus and
I could take people back and forth
and I can make money and and that
you know if the hotels in Atlantic City
will be happy they get people to work
for them, that people in Vineland are happy,
you know, they could get to work. And
what would the government have to do the

(12:06):
government would have to do absolutely nothing
but right now we have laws in New
Jersey that make transportation
socialist
like if if you would say
I know 20 people who wanna get to
work in Atlantic City. So I'm gonna rent
a bus and I'm gonna drive the bus
and I'm gonna take them there and I'm
gonna charge them, dollars 10,

(12:27):
worth $5 or $3
If you did that, you would be a
criminal
because you're breaking the law. Because the law
of New Jersey says we're only allowed to
have one public transportation company in New Jersey
and that's New Jersey transit and it has
to be funded by taxpayers
and we spend like a billion dollars a
year to have all these buses running at

(12:49):
a loss and many of the buses are
empty and many of the buses aren't there
when people need them. Wouldn't it be wonderful
if we had
private people
could you know just
put together
your buses or jitneys or vans to where
people need to go
and if you go to almost any country

(13:11):
in in South America
go to Puerto Rico they have these things
called Wawa's
you go to
nickel in not Nicaragua go to Guatemala where
I was last year you have these clean
beautiful safe buses
that cost a fraction of public transportation
and
and the government doesn't spend a nickel on
it. The people do it themselves, and the

(13:31):
people who do it pay taxes.
So we never have a discussion as to
why we can't do that kind of thing
here.
Yeah. Why can't we?
No. Well, because
somebody said that that New Jersey no. It's
against the law. It's a crime to compete
with New Jersey transit. Yes. And and and
you run into this all the time. So

(13:52):
if you wanna take a bus
from Margate to Ocean City,
you just can't take a bus that will
go through Longford over the bridge and take
it Ocean City. You have to take a
bus in Margate that takes you into Atlantic
City, that takes you into Pleasantville,
that then takes you into Northfield, Lynnwood, Summers
Point, and then takes you to Ocean City.

(14:12):
Why, you know, and and I ran into
when my kids were
were were in high school,
I wanted them to have the experience
of having a real job. So here we
had your $150
an hour lawyer
would have to, you know, pick up, my
kids
in Linwood,
driving back and forth to Ocean City so
they could make like, you know, what what

(14:33):
was it? Like 8 or $9 an hour,
for the experience when,
if they had you know just private people
you could have gotten there back and forth.
So that's a typical example
of why you don't have affordability
and what's wrong with the young people are
right.
But they blame capitalism
but what is causing everything to be so

(14:54):
expensive has nothing to do with capitalism
we already have socialism
and maybe 60 to 80% of our economy
we have in health care we have in
housing we have in in college
And so instead of saying, let's get rid
of the socialism
that's screwing up our economy to make things
affordable,
our kids are trained to say, well, give

(15:14):
us more socialism. And it's just,
I I don't know the answer to this,
but it's just not not right.
You're you're depressing me even more.
Well, well, it's a good thing. I didn't
get to what I really wanted to talk
about, which is the, you know, the the
battle going on

(15:36):
for our young people.
We're now if you've been following the debate
on TikTok, on on x, on on all
the on Gab and all the social media,
you'll see this this real, you know, hatred
of Jews and hatred of Israel going on.
And I noticed that I think one of
your listeners said, well, why can't we have
a debate about the,

(15:56):
the issues to hear both sides?
And the problem is
we have an entire generation,
actually two or three generations of young people
in America
who grew up without learning any of the
basic facts
about communism, about socialism, about Islam, about Israel,
about the cold war

(16:17):
and you can't have a debate.
Because when you have a debate people have
to agree on what the basic facts are
and if if people don't know the facts
or can't agree on the facts
and you have a debate
all that means that the biggest liar is
going to win the debate because somebody could
be completely lying and no one's going to

(16:38):
know that person's lying.
So the first step
to have a debate
is to you know start teaching these basic
facts and I say I used up all
my time I can't even touch on it
but it is posted on a libertyandprosperity.com
website and I hope maybe next Saturday I
could go through some of these points.

(16:58):
In fact, when it's one of the reasons
that that I haven't prepared certain things for
the website is I've been working on this
history book of South Jersey,
which it turns out I learned a whole
lot of stuff that I never knew about
Researching this book, and I'm a history buff
so I think we want to spend a
lot of time instead of talking about the

(17:18):
events of the day
Just talking about basic facts. How did America
get started?
Why did America become successful? Why do peep
so many people hate Americans?
Well, they hate us because we're successful. So,
we have to teach ourselves and our children
these basic facts, and I think that's gonna
be one of the bay main missions of
liberty and prosperity,

(17:39):
during the next few months.
Well, we look forward to that.
Okay. And now, meanwhile, I'm late again for
my own meeting, that that meets every Saturday
morning, 09:30 to 10:30
at Sal's, coal fired pizza. Course, hardly anyone
gets pizza for breakfast. They have a whole
lot of other stuff on a Saturday morning.
And,

(18:00):
anyone who wants to talk about Liberty, you
don't have to be a member. Just pay
for your own breakfast and tip the server.
So have a great weekend. You too, Seth.
Seth Grossman, Liberty and Prosperity, and, again, the
website libertyandprosperity.com.
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