Want a clear answer on retiring at 50 vs 60 with $1.5M? Book a free retirement readiness call 👉 https://www.concurrentfp.com/
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Is $1.5M enough? In this data-driven case study, Dr. Preston Cherry (Financial Planning Ph.D., Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) breaks down two real scenarios: retiring at 50 and at 60 - using realistic spending, taxes, and market assumptions. You’ll see how sequence-of-returns risk, Social Security timing, and a Guardrails-based withdrawal plan can turn a shaky “number” into a confident strategy.
This isn’t about chasing someone else’s blueprint. It’s about aligning your life and your money - so you can live your wealth, your way.
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What You’ll Learn in This Video
✅ $1.5M at 50 vs 60: which is a green light - and which needs guardrails
✅ How sequence-of-returns risk can make or break early retirement
✅ The Retirement Guardrails method: set a safe range, track, and adjust (without panic)
✅ When to pull back 10 - 15% - and when to lean in after strong returns
✅ Social Security timing trade-offs (62 vs later) and how it buffers the plan
✅ Why comparison is the real trap - and how to design an aligned retirement
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Who Is This Video For?
📌 Ages 45 - 65 deciding between retiring now vs waiting a few years
📌 Couples targeting $1M - $2M+ and spending roughly $80K - $150K/yr
📌 DIY investors who want a simple, rules-based withdrawal plan
📌 Professionals who value clarity, flexibility, and purpose-driven planning
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe For Weekly Data-Driven Retirement Strategies👇
YouTube: @lifemoneybalance
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