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April 14, 2025 17 mins

In this episode, Preston Cherry talks about how Gen X is facing big financial pressure from mortgage debt—especially as they near retirement. He shares smart, simple ways to tackle that debt early, like making extra payments or using surprise money (windfalls) to get ahead. He also warns against common mistakes and encourages being financially ready for retirement.

Takeaways:
• 38% Gen X in debt
• Debt-free = peace of mind
• Extra payments = big win
• Windfalls can help
• Don’t tap retirement funds

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