Where Most Retirement Plans Secretly FAIL (And You Won’t See It Coming)

🚨 Gen X, older millennials & pre/early retirees, with $250k+ household income and $500k+ assets... Are you ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/

Want confidence that your retirement plan ACTUALLY works - without paying $6K+ a year? Get it inside my Financial Harmony™ membership for just $115/month 👉 https://www.concurrentfp.com/financial-harmony-membership/

Take the Gen X Retirement Readiness Quiz...📊 https://concurrentfp.typeform.com/genx-scorecard
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Most people think retirement plans fail because of the market, taxes, or not saving enough. Those are big - but not the real reason most plans quietly fall apart.

In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, and Founder of Concurrent Wealth Management) reveals the real breakdown point in most life and retirement plans: misalignment.

When your money no longer supports your actual life - your values, time, and energy - everything starts to fray. You’re doing all the “responsible” things, but feeling stuck in decision fatigue and endless money tweaks that never feel done.

This episode shows you how to re-center your plan using Clarity, Confidence, Cadence, and Control - and introduces the 90-second reset that’s already helped dozens of Gen X professionals feel peace around money again.

If you’re juggling careers, kids, aging parents, and still trying to “optimize” retirement in the background - this one’s for you.

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What You’ll Learn in This Video 👇
✅ Why most plans fail before the market drops - and what to watch for instead
✅ How financial noise (media, pressure, “rules”) paralyzes decision-making
✅ The silent tax of decision fatigue - and how it shows up in everyday finances
✅ The 3 major drifts that derail your rhythm: cash, calendar, and cognition
✅ A 90-second reset to align your season, values, and spending with zero spreadsheets
✅ Two tiny tweaks that boost clarity & control (fun card + automating the boring)
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Who Is This Video For?
📌 Gen X (40s - 50s - early 60s) professionals preparing for retirement
📌 High-achieving households juggling multiple financial priorities
📌 Couples trying to align money conversations with actual life
📌 Anyone tired of advice that feels like pressure instead of peace

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🚨 Gen X, older millennials & pre/early retirees, with $250k+ household income and $500k+ assets... Are you ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/

Want confidence that your retirement plan ACTUALLY works - without paying $6K+ a year? Get it inside my Financial Harmony™ membership for just $115/month 👉 https://www.concurrentfp.com/financial-harmony-membership/

Take the Gen X Retirement Readiness Quiz...📊
https://concurrentfp.typeform.com/genx-scorecard

👉 Subscribe for weekly, values-aligned wealth insights: @DrPrestonCherry
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