July 11, 2025 ā¢ 47 mins
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Episode Transcript
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Speaker 1 (00:00):
While you're scrolling through celebrity
drama and debating who said whaton social media, a silent
financial revolution is sweepingthe globe.
Brics, the powerful alliance ofemerging nations, is expanding
under our noses and with it, theslow death of the American
dollar.
This isn't conspiracy talk.
This is strategy.
(00:21):
This is strategy.
Brazil, russia, india, chinaand South Africa have now
welcomed Iran, egypt, ethiopia,indonesia and the UAE into their
fold, and while we'redistracted by headlines designed
(00:42):
to sedate, entire currenciesare being dethroned.
Ask yourself when the dollarcrashes, will you be ready or
will you be caught holding paperthat no longer holds power?
Before we dive in, don't forgetto subscribe to Life Points
with Rhonda on YouTube, spotifyand Apple Podcasts.
Visit Life Points withRhondacom for bonus content,
(01:04):
free resources and ways to workwith me one-on-one, and if you
want more exclusive breakdownslike this, join our community on
Patreon, where we go deeperinto economic survival,
spiritual alignment and realfinancial empowerment.
You can also follow me acrossall platforms YouTube, instagram
(01:33):
, tiktok, facebook and, ofcourse, our podcast hub, all
under Life Points with Rhonda.
Welcome to Life Points withRhonda, the podcast where we
connect the dots between lifelegacy and liberation.
I'm your host, rhonda, andtoday's episode isn't just an
update.
It's a wake-up call.
We're diving deep into the riseof BRICS, what it means for the
(01:54):
global economy and how it'salready changing everything for
you, your money and your future.
What is BRICS really and whyit's gaining global power?
Brics is more than just anacronym.
It's a global economic alliancerewriting the rules of
financial power.
Originally coined in 2001 by aGoldman Sachs economist to
(02:14):
represent Brazil, russia, indiaand China as the world's
emerging markets, bricsofficially became a cooperative
alliance when South Africajoined in 2010.
But 2024 and 2025 have takenBRICS to another level.
Today, the bloc has expanded toinclude Egypt, ethiopia, iran,
(02:38):
indonesia and the United ArabEmirates, transforming it from a
loose economic term into apowerhouse with global influence
.
These nations, diverse inculture, language and politics,
share one thing in common adesire to challenge Western
dominance, particularly theeconomic grip of the US dollar.
(02:59):
Together, they control massiveenergy reserves, house billions
of people and boast some of thefastest-growing economies in the
world, and they're no longercontent to play second fiddle in
a world financial system builtto benefit the West.
But here's the truth thatmainstream media won't repeat.
This expansion isn't symbolic,it's strategic isn't symbolic,
(03:27):
it's strategic.
Brics is creating its ownfinancial systems, including a
shared currency proposal andalternative banking institutions
that reduce dependence on theUS-led IMF and World Bank.
They're setting up tradeagreements that bypass the
dollar altogether.
What that means is simple themore they trade in their own
currencies, the less the worldneeds the American dollar, and
(03:48):
when demand drops, so does itsvalue.
Now ask yourself, why aren'tmore people talking about this,
why isn't it front page news?
Because the collapse of UScurrency dominance isn't just an
economic shift.
It's a spiritual andpsychological one.
It challenges the illusion thatAmerica will always be the
center of the universe, and thatillusion is profitable for a
(04:11):
system that wants you distractedand uninformed.
How bricks will impact yourwallet, investments and daily
life.
Let's bring this closer to home.
You might be wondering okay,rhonda, this sounds big, but how
does it actually affect me?
The answer is in more ways thanmost of us are prepared for.
(04:32):
This isn't just a global chessmatch between nations.
It's a quiet reprogramming ofthe economic system that
underpins your grocery bill,your job security, your savings
account and even your ability tosend or receive money
internationally.
Here's how First, understandthat the US dollar has held
(04:53):
global dominance for decadesbecause of something called the
petrodollar system, which meanscountries had to buy oil using
US dollars.
That system kept the dollarstrong and in demand, but now
BRICS nations are activelyworking to change that.
China and Russia have alreadysigned agreements to trade in
their own currencies.
Saudi Arabia, which was onceAmerica's petrodollar partner,
(05:17):
is flirting with BRICS too, andcountries like Iran and the UAE,
major energy players, haveofficially joined.
Translation the demand for USdollars is shrinking, and when
demand drops, so does value.
Think about inflation right nowhow much more you're paying for
food, housing, energy and basicneeds.
(05:41):
That pressure isn't going away.
And basic needs that pressureisn't going away.
In fact, if BRICS continues tosidestep the dollar, your money
will slowly buy you less andless.
It's not just inflation, it'sde-dollarization, and it's not
happening in theory.
It's already happening inpractice.
Now let's talk savings andinvestments.
(06:01):
If your savings are sitting ina traditional US bank account
with no interest, or you'reholding cash thinking it's safe,
you're slowly bleeding wealthquietly.
A dollar today does not havethe same power as a dollar last
year, and it'll have even lessnext year if you're not paying
(06:21):
attention.
This is why the wealthy arebuying assets, not paying
attention.
This is why the wealthy arebuying assets gold, real estate
crypto commodities, not becausethey're trendy, but because they
know fiat currency is losingits seat at the table.
And here's something the mediawon't tell you Bricks is working
toward a gold backed digitalcurrency.
That means their money could betied to something real, while
(06:44):
ours remains paperbacked by debt.
If you don't have a plan tohedge against that shift, you
may wake up one day with a bankaccount full of numbers that
don't stretch like they used to.
Let's go deeper.
How about your job?
Many of us work in industriesor sectors that are directly
tied to the strength of the USeconomy.
As the dollar weakens,companies tighten up, job cuts
(07:05):
happen.
Overseas outsourcing becomesmore attractive.
The ripple effect is real, andif you're not building multiple
streams of income or learninghow to barter, collaborate or
invest in your own skills,you'll feel that wave like an
undertow.
Even something as simple asonline shopping could shift.
Most global transactions todayare processed in dollars.
(07:28):
If BRICS countries move awayfrom using the dollar for
international trade, fees couldrise, shipping costs could
balloon or certain goods mightbecome more difficult to obtain.
This isn't to scare you.
It's to prepare you.
You deserve to know what'sreally coming so you can make
empowered choices, not reactiveones.
(07:49):
Now here's the deeper truth,the part they really don't want
us to understand.
Brics isn't just challengingthe dollar.
It's challenging the system ofWestern economic superiority.
It's exposing that much of whatwe thought was unshakable is
being shaken.
We're witnessing a globalrebalancing and yet the average
(08:09):
person is more informed aboutBeyonce's tour or TikTok trends
than about how their currencymight collapse in the next five
to 10 years.
So what can we do about it?
That's what we'll get into next, because you do not have to be
helpless in the face of this.
There are things you can do now, today, to secure your future.
(08:31):
Practical steps to protectyourself and prepare financially
, now that we've pulled thecurtain back on what BRICS is
doing to the global economy.
Let's talk strategy, becauseyou know how I roll global
economy.
Let's talk strategy Because youknow how I roll.
Awareness without action isjust anxiety, and on this show,
we don't live in fear.
We prepare, we pivot, weposition ourselves to thrive,
(08:55):
even when the system is shiftingbeneath our feet.
So let's get into the real-lifesteps you can take to protect
yourself and your family fromthe ripple effects of a
declining dollar and an emergingBRICS-led financial future.
One get your assets out of theline of fire.
If your savings are sitting ina checking account gaining 0.01%
(09:20):
interest or, worse, under yourmattress, you're not preserving
wealth, you're losing it.
The dollar is already losingvalue, thank you.
Consider gold, silver land oreven fractional real estate
investments.
Learn about digital assets suchas Bitcoin and Ethereum.
(09:49):
These aren't just trends.
They're hedges againstinflation and store-of-value
technologies that exist outsideof any one government's control.
Two build skills.
You can trade, not just aresume.
Two build skills.
You can trade, not just aresume.
If the dollar weakens andcompanies begin offshoring or
tightening up, your skills willbe worth more than your job
(10:11):
title.
In a system based on survivaland smart exchange, your ability
to do something useful becomesyour biggest asset.
Ask yourself what skills do Ihave that people will need even
in tough times?
Can I cook, teach, fix things,create products or offer
emotional, spiritual support?
How can I monetize those skills, digitally or locally?
(10:34):
Even if the currency shifts,people will always trade for
value.
Learn to barter, collaborateand brand yourself.
Three start your own barter orlocal exchange circle.
This is where community becomescritical.
When traditional money systemschange or collapse, communities
(10:58):
that already have mutual aid,barter and skill-sharing systems
in place will survive and eventhrive.
Start small.
Find three to five people inyour circle with different
skills.
Start by trading goods orservices once a month.
Expand into a local or onlinebarter network or create your
own.
If you teach, coach, design,repair, heal, clean or build,
(11:20):
you have tradable power.
The BRICS nations are preparingfor self-sufficiency.
You need to do the same.
Let's be honest.
Many American systems are notbuilt to serve marginalized
communities when crisis hits.
We saw this during the pandemic, during financial recessions
(11:43):
and in health care.
If you wait for the governmentto save you when the dollar
crumbles, you may be waiting ina line that never moves.
What to shift?
Grow your own food or start abalcony garden.
Learn basic herbal medicine andremedies.
Support local, black-owned andculturally aligned businesses.
Invest in community-supportedagriculture, csa or co-ops.
(12:05):
This is spiritual and financialsovereignty in action.
5.
Start learning, like your lifedepends on it, because it might.
We cannot afford to beuninformed anymore.
If you don't understand theshifts happening globally,
you'll be the last to prepareand the first to fall into panic
(12:25):
.
Knowledge isn't just power,it's protection.
What to study?
The basics of macroeconomicsand alternative currencies.
What inflation really is andhow central banks operate.
How to read your credit,protect your identity and create
a simple emergency budget.
Study BRICS policy moves.
They are telling the worldexactly what they plan to do and
(12:47):
, most importantly, teach yourchildren and loved ones what
you're learning.
Financial literacy must becomepart of our daily conversation,
not just a reaction to crisis.
Six spiritual preparation isalso financial preparation.
This is deeper than dollars.
If you are spiritually anchored, mentally clear and emotionally
(13:11):
strong, you will move withclarity instead of chaos.
Bricks may shake the economy,but it doesn't have to shake
your faith.
Ways to anchor.
Start a daily mindfulness orprayer practice.
Listen to your Ori, your divineinner guidance system.
Journal your financial fearsand ask what they're really
rooted in.
Affirm your ability to adapt,pivot and rise.
(13:35):
You are your ancestors' wildestsurvival story.
Act like it.
This isn't just about preparingfor the fall of the dollar.
It's about reclaiming youreconomic independence, your
spiritual sovereignty and yourcommunity power.
Before you're forced to, thefinancial world is changing
whether you're ready or not.
(13:55):
So instead of panicking when ithits your wallet, let's take
our power back now.
Why mainstream media keeps youdistracted while Bricks rewrites
the future.
Let's be honest about somethingwe already feel in our bones
Mainstream media is not designedto empower you, it's designed
to program you.
While we're being fed a steadydiet of celebrity divorces,
(14:17):
tiktok trends and politicaldrama with no resolution, entire
countries are forming alliancesthat could dismantle the
Western economy as we know it.
Ask yourself, why is somethingas massive as the expansion of
BRICS, a global alliance withthe potential to shift world
power, not being discussed onyour nightly news or social
(14:39):
media feeds?
Why is this historic transitionbarely a whisper while gossip
and fear-based headlinesdominate every algorithm?
Here's why Control when peopleare distracted, they don't
organize.
When they're uninformed, theydon't prepare, and when they're
overwhelmed, they surrender towhatever system promises them
(15:02):
the illusion of stability, evenif that system is breaking
beneath their feet.
You see, information is one ofthe most powerful currencies in
the world.
Whoever controls what you knowand how you know it controls
your reaction to change.
So, while BRICS leaders areholding summits, creating new
trade agreements and discussingthe future of global finance,
(15:25):
we're arguing over divisiveissues that keep us emotionally
drained and spirituallydisconnected.
Let's make this plain the riseof BRICS threatens the US dollar
and, by extension, the currentworld order.
That's not just economics,that's geopolitical warfare, and
it doesn't benefit corporations, media outlets or elite
(15:47):
institutions for the averageperson to understand the depth
of that threat.
So, instead of preparing youwith real knowledge, they flood
your feed with manufacturedoutrage, emotional distractions,
empty solutions.
They want you reactive, notresponsive, anxious not
activated, dependent notsovereign.
(16:07):
But here, on Life Points, withRhonda, we do things differently
.
We dig deeper, we stay informed, we ask hard questions and we
honor the truth, even when it'suncomfortable.
Because here's the truth.
While you're distracted by chaos, brics is negotiating peace
treaties.
While you're arguing overpolitical figures, brics is
(16:29):
creating parallel financialsystems.
While you're numbing out fromburnout, brics is redefining
power and alignment in theglobal South.
And if you're not payingattention now, by the time you
realize what's happened, you maybe locked into a system that no
longer serves your community oryour future.
But not on my watch what thismeans for Black communities and
(16:51):
how we must mobilize now.
Let's bring this even closer tohome.
When systems shift,marginalized communities feel at
first and worst, especiallyBlack communities, both in the
US and across the diaspora.
And if we're being honest,we've been through this before.
When banks crash, when jobsdisappear, when inflation robs
(17:14):
our dollars value, it's alwaysus who carry the heaviest weight
.
So let's not sugarcoat it.
The expansion of BRICS is adirect warning to Black
communities that it's time tomove with strategy, not survival
.
This isn't just a globalfinancial pivot.
It's a mirror.
A mirror showing us howunprotected and underprepared we
(17:34):
are in a system that was neverbuilt for us in the first place.
Let's talk legacy and lost time.
For generations we've beentaught to chase the American
dream go to school, get a job,save a little money, buy a house
.
But what happens when the verycurrency backing that dream is
no longer respected globally?
(17:55):
What happens when the dollar isno longer strong enough to
protect our families or fund ourfutures?
We can't afford to wait.
We have to reclaim the tools ofsurvival that our ancestors
used before there were banks,before there were credit scores,
before there were even borders.
We need to revivecommunity-based economics barter
(18:16):
trade, mutual aid, co-ops.
We used to do this.
Naturally, we must remember how.
Invest in land, not just brands.
Land ownership is power.
It produces food, it holdsvalue and it can't be inflated
into dust like fiat currency.
Pass down financial wisdom likewe pass down recipes.
(18:38):
Every family needs a blueprinthow to budget, how to invest,
how to diversify, how to survivewhen systems collapse.
Create parallel ecosystems ofsupport.
This means Black banks, blackfarms, black educators, black
healing centers.
It means spiritual sovereigntyand financial literacy walking
(19:00):
hand in hand.
Here's what BRICS is showing us,if we're willing to see it.
Countries like Ethiopia, egyptand South Africa Black and brown
nations, are not waiting to besaved.
Egypt and South Africa blackand brown nations are not
waiting to be saved.
They are building alliances,creating trade deals and looking
beyond the West forsustainability.
They are realizing what we mustalso realize we cannot beg for
(19:26):
inclusion into systems thatcollapse the moment we enter the
room.
We must build our own period,whether you're in Baltimore or
Botswana, atlanta or Accra.
This moment is our call tomobilize, not just complain.
Brics isn't just a threat tothe dollar.
It's a threat to passivity.
It's proof that power can bereclaimed when you move with
(19:50):
vision, strategy and unity.
Here's the truth, family.
If we don't come together now,across generations, across
talents, across the diaspora, wewill be at the mercy of a world
that is already deciding ourfate without us at the table,
and we've seen how that storyends.
But what if this time, we writea different ending?
What if BRICS is the signal weneeded to finally start building
(20:15):
something for us, by us andbeyond currency, because
survival isn't just about money,it's about connection, it's
about building systems thatprotect us when the dollar
doesn't, and it starts right nowthe spiritual side of economic
collapse and and why your FaithMust Lead your Finances.
Let's take a sacred pause andgo deeper, because what we're
(20:38):
really facing right now, beyondthe headlines, beyond bricks,
beyond the economy, is aspiritual test.
And the collapse of the dollar,that's just the outer symbol of
something much bigger Acollapsing belief system.
We've been trained to worshipmoney, but not to understand it,
to chase it but not to questionwho prints it or what it's
(21:00):
really worth.
We were taught that successmeans proximity to power, but
what happens when that power wasbuilt on sand?
When the dollar no longeranswers prayers and the system
starts to cannibalize its own?
That's when spiritual claritybecomes a survival skill,
because when the world starts toshift and fear creeps in your
(21:22):
ori, your divine inner compassneeds to be louder than your
panic.
You need to be spiritually led,not economically driven.
You need to remember that yourvalue was never tied to a
currency.
Your worth was never backed bya government.
You are backed by spirit, byancestors, by the divine
(21:45):
blueprint that lives in yourbones.
Here's what spiritualpreparation looks like in real
life Daily rituals to align yourOri, even five minutes of
stillness, prayer or groundingcan shift your energy from fear
to focus.
Your intuition becomes sharper,your decisions become more
(22:06):
precise, asking not just how doI survive, but what am I being
called to become.
Maybe this collapse isn't theend, it's the activation.
Maybe the scarcity you fear ispushing you toward your true
purpose, your spiritual gifts,your calling as a healer, a
(22:28):
teacher, a builder, clearing outancestral patterns of financial
trauma.
So many of us carry inheritedfear around money because our
ancestors were denied access,freedom, equity.
But now we have the power toshift that narrative, to heal
our lineage, to redefine whatwealth looks like for us, by us
Creating an altar for yourfinancial intentions.
Yes, an altar.
(22:50):
Light a white candle, speakabundance, offer gratitude to
the ancestors who survived everysystem before this one.
Say to yourself I am safe, I amprovided for, I am ready to be
used by spirit to create a newway.
This is sacred economics.
This is knowing that even ifbricks crushes the dollar, it
(23:13):
cannot crush your destiny.
That even if banks fail, yourblessings will not.
That while the world tradesgold and digital coins.
You trade in something far morepowerful divine alignment,
ancestral wisdom and innerwealth that no market can touch.
Let's be clear this is notabout denial.
Yes, take financial steps.
(23:34):
Yes, diversify.
Yes, build your business, butdo it from a place of spiritual
sovereignty, not fear.
Let your faith lead yourfinances, let your alignment
dictate your next move, notheadlines, because money is just
energy, and energy movesthrough faith faster than it
(23:54):
ever will through fear.
What a post-dollar world mightactually look like and how to
prepare without panic.
Let's fast forward for a moment.
Imagine waking up one morningand realizing the US dollar is
no longer the dominant globalcurrency.
The headlines say it's official.
Major oil producers now tradeexclusively in gold-backed BRICS
(24:15):
currency.
The headlines say it's officialMajor oil producers now trade
exclusively in gold-backed BRICScurrency.
The world's largest nations nolonger hold US dollars as
reserves.
And that subtle inflation we'veall felt for years, it's now
rapid and unapologetic.
This isn't science fiction.
This is a very real scenarioand we are on the brink of it.
(24:37):
So what does that post-dollarworld actually look like for
everyday people like us?
One, banking and savings willshift fast.
Banks may reduce access to cash.
Interest rates could fluctuatewildly, Traditional savings
accounts might lose even morevalue overnight.
(24:59):
In a post-dollar economy,anything tied to fiat currency
becomes unstable unless it'sprotected by tangible or
diversified assets.
Tip Start moving your savingsinto diversified vehicles,
(25:29):
high-yield accounts, real assetslike gold, silver, crypto or
cooperative investment projects,research, credit unions,
community banks anddecentralized systems that
aren't owned by the same biginstitutions that benefit from
collapse.
Two prices of goods will spikeor disappear altogether.
Imports expect delays or highercosts.
Food likely more expensive orcontrolled.
Electronics, clothes,medications Everything that
relies on international trademay be repriced in stronger
currencies.
Preparation Tip start stockingthe basics, not in fear but in
(25:54):
wisdom.
Non-perishables, hygieneproducts, medicine, water
filters.
Learn to meal prep from scratch.
Reduce dependency onconvenience and support local
farms or CSAs that won't beimpacted by international trade
volatility.
Three Digital currencies maybecome the new norm.
(26:18):
With BRICS nations pushing fordigital currency, especially one
potentially backed by gold,you'll see pressure to move away
from cash.
Governments may roll outcentral bank digital currencies
CBDCs under the promise ofconvenience, but these can come
with increased surveillance andless autonomy.
Preparation Tip Start learningabout blockchain, privacy,
(26:43):
wallets and decentralizedsystems that give you control
over your money.
Understand the differencebetween CBDCs state-controlled
and cryptocurrency.
User-owned Knowledge is powerand privacy is freedom.
4.
Community economics will becomeessential In a post-dollar
(27:06):
society.
People will turn to skills,bartering and shared resources.
That means neighbors helpingneighbors, knowledge traded for
goods and small local businessesbecoming lifelines.
You won't survive this nextphase alone.
You'll need a trusted circle.
Preparation Tip Begin buildingeconomic relationships now.
(27:27):
Start a local barter group.
Support Black-owned businesses.
Teach your kids about skillsharing and value exchange.
What you know how to do is justas valuable, if not more, than
what you have in your bankaccount.
Five Mind mindset will be thegreatest asset of all.
Fear will consume the masses,but you you're not preparing to
(27:52):
panic.
You're preparing to pivot.
While others resist the shift,you'll be listening to your ori,
adjusting your strategy andstepping into your role as a
leader in your community.
Preparation Tip Stay grounded,stay informed.
Follow voices that give clarity, not confusion.
Read, learn, building.
(28:15):
You are not meant to justsurvive a post-dollar world.
You are meant to shape it.
A post-dollar world isn't justabout currency.
It's about who has control, whohas access and who saw the
shift coming and adjusted intime.
You can be one of those people,not because you had insider
access, but because you listened, learned and acted while the
(28:39):
rest of the world was stillscrolling.
The world was still scrolling.
The reset is real, but so isyour ability to rise in it.
Why Black women are the economicblueprint for the future and
how to take the lead now.
Let's tell the truth thathistory keeps trying to erase.
Black women have always beenthe architects of survival While
empires rise and fall, whilesystems collapse and rebuild.
(29:02):
We have been the silentengineers of community, the
holders of ancient knowledge andthe ones who make a way out of
absolutely no way.
So when we talk about apost-dollar world, when we talk
about BRICS and global powershifts, let's be very clear.
Black women are not justbystanders in this transition.
We are the blueprint.
(29:22):
We've been living in themargins.
Now we are the margins thatshape the new economy.
Think about it.
We've mastered stretching adollar, turning a few pantry
items into a feast.
We've built side hustles intoempires while carrying families
on our backs.
We've run childcare centers,healing circles, hair salons,
(29:43):
online boutiques, wellnessplatforms, coaching businesses
and spiritual practices, allwithout the luxury of capital or
consistent support.
We are already doing what therest of the world is trying to
figure out, and now it's time todo it with intention, structure
and collaboration, before theshift forces it on us.
(30:04):
Here's how we take the lead inthis moment.
One claim your genius, not justyour grind.
You're more than a hustler.
You're a strategist, avisionary, a community economist
, and your ideas are not sidehustles, they're survival
infrastructure, whether it'shair healing, healing herbs,
(30:26):
handmade goods, writing, digitalstrategy or real estate.
You already hold the codes.
Move from emergency toenterprise.
Build your brand, package yourknowledge, protect your IP and
step into business with power,not panic.
Two create circles of economicsisterhood.
(30:47):
We don't need to compete, weneed to collaborate.
We need to co-invest, co-createand co-elevate.
Brics is showing us the powerof alliances.
We must mirror that on our ownterms.
Start a sister circle focusedon collective economics.
Create investment pods,rotating savings groups,
(31:08):
business incubators, healingfunds.
Don't wait for a grant.
Become your own bank.
Three raise the next generationwith currency wisdom.
If you've got children, nieces,godbabies or mentees, teach
them now Not just how to makemoney, but how to honor it,
manage it, multiply it anddetach their worth from it.
(31:30):
Teach them how to build credit,how to own land, how to price
their gifts, how to trade timeand energy with integrity.
You are raising economicliberators, not just workers.
4.
Prioritize spiritual groundingin every financial move.
Black women hold sacred wisdomwhen we bring ritual and
(31:53):
reverence into our moneydecisions.
We don't just spend, we align.
We don't just hustle, wemanifest.
Your ancestors are youradvisors.
Your altar is your boardroom.
Your ori is your CEO.
Build altars to abundance.
Pray over your contracts.
Anoint your wallet.
Cleanse your bank cards.
Speak life over your work.
(32:13):
You are not just making income.
You are channeling legacy.
Five be loud, be clear and beunapologetically visible.
This is not the season toshrink your voice, your business
, your brilliance.
It matters more than ever Inthis shifting economy.
(32:34):
Visibility equals viability.
Don't let fear silence yourmovement.
Go public, go Leak TV, godigital, go global.
Let the world see you lead, notfrom perfection, but from power
.
(32:56):
Black women are not just readyfor this shift.
We were built for it.
The system that's cracking wasnever made for us anyway.
So let it fall, let the dollarfade, Let bricks rise.
While they chase global control, we'll be planting seeds in our
communities.
While they digitize banking,we'll be digitizing our
brilliance.
While they create alliances forprofit, we'll be creating
alliances for liberation.
We are the blueprint we alwayswere.
(33:17):
Now it's time to move like it.
How to create your ownRecession-proof ecosystem Right
now with what you have.
Let's get one thing straightyou don't need a million dollars
to create security.
What you need is a mindsetshift, a strategy and the
courage to build differently,because real protection doesn't
(33:38):
come from waiting on a bailout.
It comes from creating anecosystem that feeds you, funds
you and frees you, even when theworld is in chaos.
This isn't about surviving thenext crisis.
It's about becoming unshakablewhen it hits.
Let me show you how.
Step one start where you are.
Take inventory of your skills,tools and relationships.
(33:59):
Your ecosystem starts with you.
So many people think they havenothing, but they're sitting on
a gold mine of untapped skillsand underutilized networks.
Ask yourself what can I do thatsomeone else needs Cook,
organize, heal, teach, coach,design, et cetera.
(34:20):
What do I already own thatholds value?
Tools, knowledge, digital files, space equipment.
Who do I know that I can buildor trade with?
Action tip, make a lifecurrency.
Inventory list, skills,supplies, space services,
connections that's yourecosystem starter kit.
(34:41):
That's your ecosystem starterkit.
Step two build a microtradeeconomy around you.
Forget Wall Street.
Your street is the economy.
Start creating closed-loopsystems where goods, services
and time are exchanged withoutrelying on unstable cash flow.
This can be as simple as ashared meal plan with your
(35:07):
neighbors or as advanced as acommunity barter hub.
Start small Babysit in exchangefor groceries, trade graphic
design for herbal medicine.
Offer coaching in exchange forcar repair.
Action tip Create a sharedGoogle Doc or WhatsApp group for
5 to 10 trusted people you canbegin trading with.
That's your economic pod.
(35:30):
Step three create at least onestream of crisis-proof income.
Recession-proof income isn'tabout perfection.
It's about function.
You need something you can dofrom home, from your phone or
from your hands.
You need something that peoplewill always need, even in a
downturn.
Options include digitalproducts, ebooks, guides,
templates, printables, virtualservices, editing, coaching,
(35:54):
writing, consulting, herbal andwellness goods, food-based
products or meal prep services,diy home repair, beauty or
cleaning offerings.
Action tip Pick one skill youalready have.
Turn it into a simple offeringthis month.
You don't need a website.
Start with word of mouth,instagram, facebook, marketplace
(36:16):
or TikTok.
Step four Build a mini survivalplan around energy, food and
mobility.
Every recession-proof ecosystemmust cover three key needs
Energy charging devices, heating, cooling, food access storage,
(36:39):
growing Mobility, getting whatyou need without waiting for the
system to respond.
Ideas buy a solar-poweredcharger.
Learn how to grow herbs orgreens indoors.
Stock affordable shelf-stablefoods.
Create a local map of foodco-ops, mutual aid networks and
bulk distributors.
Action tip set up a minireadiness corner in your home
(37:01):
with water, shelf food, firstaid and barterable goods.
That's your personal supplybank.
Step five stay informed, stayconnected, stay quietly powerful
.
You don't need to announceevery move you make.
You need to move wisely.
Join circles that share updatesabout bricks, economy, food
(37:22):
security and digital privacy.
Follow creators, platforms andteachers that empower, not
paralyze, you.
Action tip Schedule 30 minutesa week to update yourself on
BRICS and global financial news,local economic policy shifts,
alternative financial systemsand tools.
Stay low, stay learning andstay building.
(37:45):
You don't need a governmentbailout.
You don't need a six-figureinvestment.
You need the wisdom to use whatyou have, to mobilize who you
know and to move before thesystem tells you it's too late.
The ecosystem you build todaymay be the reason you not only
survive but thrive tomorrow,because survival is no longer
enough.
(38:05):
Is BRICS the future or just acatalyst for global realignment?
Let's go deeper, because thisisn't just about BRICS.
This is about the tectonicplates of global power shifting
beneath our feet, and if wedon't understand it fully, we're
going to be the last ones toadapt and the first ones to
suffer.
So let's dissect the reallayers of what's happening.
(38:26):
What is BRICS really doing?
Most people don't realize this,but BRICS is not a symbolic
alliance.
It's a strategic,resource-based coalition that's
quietly building an alternativeworld order.
This is not about mutualfriendship.
It's about economic liberationfrom the US-dominated system.
(38:50):
Natural resources Together,BRICS nations hold over 40% of
the world's oil reserves,massive lithium, cobalt and gold
mines, critical for tech andenergy, and dominant positions
in agriculture, manufacturingand technology.
Population power BRICS nationsrepresent over 3.5 billion
(39:15):
people, almost half the globalpopulation.
That means they hold power inlabor consumption and policy
pressure.
Financial infrastructure BRICSis now creating a new
development bank to replace theIMF slash World Bank.
A potential BRICS digitalcurrency, possibly gold-backed
bilateral trade agreements thatcut the US dollar completely out
(39:36):
of the transaction.
This is a direct threat to thepetrodollar system, the backbone
of American economic supremacy.
How does this threaten the USdollar?
Since 1944, the US dollar hasbeen the global reserve currency
, meaning nearly all globaltrade, especially oil, was done
(39:56):
in USD.
This gave the US uncheckedpower to print money, sanction
countries and finance warswithout collapse.
But here's the trap.
The US dollar is not backed bygold or silver.
It's backed by trust Trust inthe American government,
military and economy.
Now ask yourself what happenswhen global trust fades.
(40:18):
That's what BRICS is exploiting.
They're saying we don't trustthe dollar, we don't want to be
under your boot.
We're building a parallel world.
What happens if BRICS succeeds?
If enough countries join BRICSand stop using the dollar?
If enough countries join BRICSand stop using the dollar,
demand for the dollar plummets.
Us inflation skyrockets becausethe dollar's value drops
(40:41):
without external demand.
Interest rates climb to try tostabilize things, making
mortgages, credit cards andloans even more unaffordable.
Global trade shifts and USconsumers get priced out of
everything from gas to tech tofood imports.
American global influencecollapses.
Military and political threatshold less weight when you don't
(41:04):
control the currency.
This is what's at stake, not in20 years, in the next five to 10
.
What's already happening rightnow?
You won't hear this on CNN, buthere's what's already in motion
.
Saudi Arabia has left thepetrodollar deal and is now
(41:24):
accepting other currencies foroil.
That's a huge blow to USleverage.
China and Brazil now trade inyuan, not dollars.
Russia and India are buildingalternative settlement systems.
African nations are slowlyaligning with BRICS in hopes of
escaping Western debt traps and,perhaps most importantly, us
debt has hit $34 trillion and isgrowing faster than our GDP.
(41:48):
The Fed is stuck.
Raise interest rates and youcrash the economy.
Lower them and you weaken thedollar.
We're already on the cliff.
Brics is just pushing what wewere never taught but must
understand now.
No one taught us this in school, because the US needs its
citizens financially uneducated.
(42:09):
Here's what you should havebeen taught Currency is not
money.
Currency is a tool of control.
Been taught.
Currency is not money.
Currency is a tool of control.
It's manipulated, inflated,devalued and erased by those in
power.
Hard assets preserve wealthGold, silver, land and now
decentralized digital assetshold value through collapse.
(42:30):
Every empire falls because ofthree things Overreach, internal
division, currency collapse.
History repeats for theuninformed, but we're not
walking into this blind.
The real takeaway BRICS isn'tthe solution you are.
Brics isn't going to liberateyou.
The US government isn't goingto rescue you.
(42:51):
The stock market isn't going toprotect you.
Only self-reliance, groupeconomics, ancestral wisdom and
strategic adaptation will.
This is our call to study like.
Our survival depends on it.
Invest with purpose, not panic.
Build networks outside ofmainstream systems.
Return to bartering, tradingand producing real value in real
(43:13):
time.
Teach our children now, notlater.
This isn't just a financialepisode.
This is a spiritual downloadand an ancestral directive.
We were enslaved under onecurrency, exploited under
another, ignored under another,but we do not have to be crushed
under this one.
Let bricks be a signal not justof what's changing globally,
(43:35):
but of what must change withinus.
We are no longer waiting forcollapse to hit us in the face.
We are preparing, pivoting andplanting seeds before the system
snaps, because we are not theones they prepared for.
We are the ones they neverexpected to rise.
And, baby, we're rising anyway.
You don't have to be abillionaire to build power.
You don't have to be abillionaire to build power.
(43:55):
You don't have to be aneconomist to protect your peace.
You just have to be awake,aware and willing to shift
before you're forced to.
The system is changing, but soare we, and this time we're not
just surviving it, we'rerewriting the whole story.
You were never meant to be aslave to currency.
You were always meant to be asteward of legacy.
So, until next time, staygrounded, stay sovereign and
(44:20):
stay ready, because Life Points,with.
Rhonda is here to make sure younever navigate these changes
alone.
If this episode moved, youshare it with someone who needs
to wake up.
The time for sleep is over andthe time for soul-led strategy
is now.
Subscribe to the Life Pointswith Rhonda podcast on Spotify,
(44:41):
apple Podcasts and YouTube.
At Life Points with Rhonda.
Join the conversation and dailyguidance across social media
Instagram, tiktok, facebook allunder Life Points with Rhonda.
Visit lifepointswithrhondacomfor consultations, free
resources, merch and upcomingcourses on financial sovereignty
(45:06):
and mindset.
Want the extended version ofthis breakdown and bonus tools
for building your personalecosystem?
Join my private community onPatreon.
Search Life Points with Rhondaand get access to unfiltered
episodes, downloads and directempowerment from me.
Got questions or want to worktogether?
Thank you, thank you you.
While you're scrolling through celebrity
drama and debating who said whaton social media, a silent
financial revolution is sweepingthe globe.
Brics, the powerful alliance ofemerging nations, is expanding
under our noses and with it, theslow death of the American
dollar.
This isn't conspiracy talk.
This is strategy.
(00:21):
This is strategy.
Brazil, russia, india, chinaand South Africa have now
welcomed Iran, egypt, ethiopia,indonesia and the UAE into their
fold, and while we'redistracted by headlines designed
(00:42):
to sedate, entire currenciesare being dethroned.
Ask yourself when the dollarcrashes, will you be ready or
will you be caught holding paperthat no longer holds power?
Before we dive in, don't forgetto subscribe to Life Points
with Rhonda on YouTube, spotifyand Apple Podcasts.
Visit Life Points withRhondacom for bonus content,
(01:04):
free resources and ways to workwith me one-on-one, and if you
want more exclusive breakdownslike this, join our community on
Patreon, where we go deeperinto economic survival,
spiritual alignment and realfinancial empowerment.
You can also follow me acrossall platforms YouTube, instagram
(01:33):
, tiktok, facebook and, ofcourse, our podcast hub, all
under Life Points with Rhonda.
Welcome to Life Points withRhonda, the podcast where we
connect the dots between lifelegacy and liberation.
I'm your host, rhonda, andtoday's episode isn't just an
update.
It's a wake-up call.
We're diving deep into the riseof BRICS, what it means for the
(01:54):
global economy and how it'salready changing everything for
you, your money and your future.
What is BRICS really and whyit's gaining global power?
Brics is more than just anacronym.
It's a global economic alliancerewriting the rules of
financial power.
Originally coined in 2001 by aGoldman Sachs economist to
(02:14):
represent Brazil, russia, indiaand China as the world's
emerging markets, bricsofficially became a cooperative
alliance when South Africajoined in 2010.
But 2024 and 2025 have takenBRICS to another level.
Today, the bloc has expanded toinclude Egypt, ethiopia, iran,
(02:38):
indonesia and the United ArabEmirates, transforming it from a
loose economic term into apowerhouse with global influence
.
These nations, diverse inculture, language and politics,
share one thing in common adesire to challenge Western
dominance, particularly theeconomic grip of the US dollar.
(02:59):
Together, they control massiveenergy reserves, house billions
of people and boast some of thefastest-growing economies in the
world, and they're no longercontent to play second fiddle in
a world financial system builtto benefit the West.
But here's the truth thatmainstream media won't repeat.
This expansion isn't symbolic,it's strategic isn't symbolic,
(03:27):
it's strategic.
Brics is creating its ownfinancial systems, including a
shared currency proposal andalternative banking institutions
that reduce dependence on theUS-led IMF and World Bank.
They're setting up tradeagreements that bypass the
dollar altogether.
What that means is simple themore they trade in their own
currencies, the less the worldneeds the American dollar, and
(03:48):
when demand drops, so does itsvalue.
Now ask yourself, why aren'tmore people talking about this,
why isn't it front page news?
Because the collapse of UScurrency dominance isn't just an
economic shift.
It's a spiritual andpsychological one.
It challenges the illusion thatAmerica will always be the
center of the universe, and thatillusion is profitable for a
(04:11):
system that wants you distractedand uninformed.
How bricks will impact yourwallet, investments and daily
life.
Let's bring this closer to home.
You might be wondering okay,rhonda, this sounds big, but how
does it actually affect me?
The answer is in more ways thanmost of us are prepared for.
(04:32):
This isn't just a global chessmatch between nations.
It's a quiet reprogramming ofthe economic system that
underpins your grocery bill,your job security, your savings
account and even your ability tosend or receive money
internationally.
Here's how First, understandthat the US dollar has held
(04:53):
global dominance for decadesbecause of something called the
petrodollar system, which meanscountries had to buy oil using
US dollars.
That system kept the dollarstrong and in demand, but now
BRICS nations are activelyworking to change that.
China and Russia have alreadysigned agreements to trade in
their own currencies.
Saudi Arabia, which was onceAmerica's petrodollar partner,
(05:17):
is flirting with BRICS too, andcountries like Iran and the UAE,
major energy players, haveofficially joined.
Translation the demand for USdollars is shrinking, and when
demand drops, so does value.
Think about inflation right nowhow much more you're paying for
food, housing, energy and basicneeds.
(05:41):
That pressure isn't going away.
And basic needs that pressureisn't going away.
In fact, if BRICS continues tosidestep the dollar, your money
will slowly buy you less andless.
It's not just inflation, it'sde-dollarization, and it's not
happening in theory.
It's already happening inpractice.
Now let's talk savings andinvestments.
(06:01):
If your savings are sitting ina traditional US bank account
with no interest, or you'reholding cash thinking it's safe,
you're slowly bleeding wealthquietly.
A dollar today does not havethe same power as a dollar last
year, and it'll have even lessnext year if you're not paying
(06:21):
attention.
This is why the wealthy arebuying assets, not paying
attention.
This is why the wealthy arebuying assets gold, real estate
crypto commodities, not becausethey're trendy, but because they
know fiat currency is losingits seat at the table.
And here's something the mediawon't tell you Bricks is working
toward a gold backed digitalcurrency.
That means their money could betied to something real, while
(06:44):
ours remains paperbacked by debt.
If you don't have a plan tohedge against that shift, you
may wake up one day with a bankaccount full of numbers that
don't stretch like they used to.
Let's go deeper.
How about your job?
Many of us work in industriesor sectors that are directly
tied to the strength of the USeconomy.
As the dollar weakens,companies tighten up, job cuts
(07:05):
happen.
Overseas outsourcing becomesmore attractive.
The ripple effect is real, andif you're not building multiple
streams of income or learninghow to barter, collaborate or
invest in your own skills,you'll feel that wave like an
undertow.
Even something as simple asonline shopping could shift.
Most global transactions todayare processed in dollars.
(07:28):
If BRICS countries move awayfrom using the dollar for
international trade, fees couldrise, shipping costs could
balloon or certain goods mightbecome more difficult to obtain.
This isn't to scare you.
It's to prepare you.
You deserve to know what'sreally coming so you can make
empowered choices, not reactiveones.
(07:49):
Now here's the deeper truth,the part they really don't want
us to understand.
Brics isn't just challengingthe dollar.
It's challenging the system ofWestern economic superiority.
It's exposing that much of whatwe thought was unshakable is
being shaken.
We're witnessing a globalrebalancing and yet the average
(08:09):
person is more informed aboutBeyonce's tour or TikTok trends
than about how their currencymight collapse in the next five
to 10 years.
So what can we do about it?
That's what we'll get into next, because you do not have to be
helpless in the face of this.
There are things you can do now, today, to secure your future.
(08:31):
Practical steps to protectyourself and prepare financially
, now that we've pulled thecurtain back on what BRICS is
doing to the global economy.
Let's talk strategy, becauseyou know how I roll global
economy.
Let's talk strategy Because youknow how I roll.
Awareness without action isjust anxiety, and on this show,
we don't live in fear.
We prepare, we pivot, weposition ourselves to thrive,
(08:55):
even when the system is shiftingbeneath our feet.
So let's get into the real-lifesteps you can take to protect
yourself and your family fromthe ripple effects of a
declining dollar and an emergingBRICS-led financial future.
One get your assets out of theline of fire.
If your savings are sitting ina checking account gaining 0.01%
(09:20):
interest or, worse, under yourmattress, you're not preserving
wealth, you're losing it.
The dollar is already losingvalue, thank you.
Consider gold, silver land oreven fractional real estate
investments.
Learn about digital assets suchas Bitcoin and Ethereum.
(09:49):
These aren't just trends.
They're hedges againstinflation and store-of-value
technologies that exist outsideof any one government's control.
Two build skills.
You can trade, not just aresume.
Two build skills.
You can trade, not just aresume.
If the dollar weakens andcompanies begin offshoring or
tightening up, your skills willbe worth more than your job
(10:11):
title.
In a system based on survivaland smart exchange, your ability
to do something useful becomesyour biggest asset.
Ask yourself what skills do Ihave that people will need even
in tough times?
Can I cook, teach, fix things,create products or offer
emotional, spiritual support?
How can I monetize those skills, digitally or locally?
(10:34):
Even if the currency shifts,people will always trade for
value.
Learn to barter, collaborateand brand yourself.
Three start your own barter orlocal exchange circle.
This is where community becomescritical.
When traditional money systemschange or collapse, communities
(10:58):
that already have mutual aid,barter and skill-sharing systems
in place will survive and eventhrive.
Start small.
Find three to five people inyour circle with different
skills.
Start by trading goods orservices once a month.
Expand into a local or onlinebarter network or create your
own.
If you teach, coach, design,repair, heal, clean or build,
(11:20):
you have tradable power.
The BRICS nations are preparingfor self-sufficiency.
You need to do the same.
Let's be honest.
Many American systems are notbuilt to serve marginalized
communities when crisis hits.
We saw this during the pandemic, during financial recessions
(11:43):
and in health care.
If you wait for the governmentto save you when the dollar
crumbles, you may be waiting ina line that never moves.
What to shift?
Grow your own food or start abalcony garden.
Learn basic herbal medicine andremedies.
Support local, black-owned andculturally aligned businesses.
Invest in community-supportedagriculture, csa or co-ops.
(12:05):
This is spiritual and financialsovereignty in action.
5.
Start learning, like your lifedepends on it, because it might.
We cannot afford to beuninformed anymore.
If you don't understand theshifts happening globally,
you'll be the last to prepareand the first to fall into panic
(12:25):
.
Knowledge isn't just power,it's protection.
What to study?
The basics of macroeconomicsand alternative currencies.
What inflation really is andhow central banks operate.
How to read your credit,protect your identity and create
a simple emergency budget.
Study BRICS policy moves.
They are telling the worldexactly what they plan to do and
(12:47):
, most importantly, teach yourchildren and loved ones what
you're learning.
Financial literacy must becomepart of our daily conversation,
not just a reaction to crisis.
Six spiritual preparation isalso financial preparation.
This is deeper than dollars.
If you are spiritually anchored, mentally clear and emotionally
(13:11):
strong, you will move withclarity instead of chaos.
Bricks may shake the economy,but it doesn't have to shake
your faith.
Ways to anchor.
Start a daily mindfulness orprayer practice.
Listen to your Ori, your divineinner guidance system.
Journal your financial fearsand ask what they're really
rooted in.
Affirm your ability to adapt,pivot and rise.
(13:35):
You are your ancestors' wildestsurvival story.
Act like it.
This isn't just about preparingfor the fall of the dollar.
It's about reclaiming youreconomic independence, your
spiritual sovereignty and yourcommunity power.
Before you're forced to, thefinancial world is changing
whether you're ready or not.
(13:55):
So instead of panicking when ithits your wallet, let's take
our power back now.
Why mainstream media keeps youdistracted while Bricks rewrites
the future.
Let's be honest about somethingwe already feel in our bones
Mainstream media is not designedto empower you, it's designed
to program you.
While we're being fed a steadydiet of celebrity divorces,
(14:17):
tiktok trends and politicaldrama with no resolution, entire
countries are forming alliancesthat could dismantle the
Western economy as we know it.
Ask yourself, why is somethingas massive as the expansion of
BRICS, a global alliance withthe potential to shift world
power, not being discussed onyour nightly news or social
(14:39):
media feeds?
Why is this historic transitionbarely a whisper while gossip
and fear-based headlinesdominate every algorithm?
Here's why Control when peopleare distracted, they don't
organize.
When they're uninformed, theydon't prepare, and when they're
overwhelmed, they surrender towhatever system promises them
(15:02):
the illusion of stability, evenif that system is breaking
beneath their feet.
You see, information is one ofthe most powerful currencies in
the world.
Whoever controls what you knowand how you know it controls
your reaction to change.
So, while BRICS leaders areholding summits, creating new
trade agreements and discussingthe future of global finance,
(15:25):
we're arguing over divisiveissues that keep us emotionally
drained and spirituallydisconnected.
Let's make this plain the riseof BRICS threatens the US dollar
and, by extension, the currentworld order.
That's not just economics,that's geopolitical warfare, and
it doesn't benefit corporations, media outlets or elite
(15:47):
institutions for the averageperson to understand the depth
of that threat.
So, instead of preparing youwith real knowledge, they flood
your feed with manufacturedoutrage, emotional distractions,
empty solutions.
They want you reactive, notresponsive, anxious not
activated, dependent notsovereign.
(16:07):
But here, on Life Points, withRhonda, we do things differently
.
We dig deeper, we stay informed, we ask hard questions and we
honor the truth, even when it'suncomfortable.
Because here's the truth.
While you're distracted by chaos, brics is negotiating peace
treaties.
While you're arguing overpolitical figures, brics is
(16:29):
creating parallel financialsystems.
While you're numbing out fromburnout, brics is redefining
power and alignment in theglobal South.
And if you're not payingattention now, by the time you
realize what's happened, you maybe locked into a system that no
longer serves your community oryour future.
But not on my watch what thismeans for Black communities and
(16:51):
how we must mobilize now.
Let's bring this even closer tohome.
When systems shift,marginalized communities feel at
first and worst, especiallyBlack communities, both in the
US and across the diaspora.
And if we're being honest,we've been through this before.
When banks crash, when jobsdisappear, when inflation robs
(17:14):
our dollars value, it's alwaysus who carry the heaviest weight
.
So let's not sugarcoat it.
The expansion of BRICS is adirect warning to Black
communities that it's time tomove with strategy, not survival
.
This isn't just a globalfinancial pivot.
It's a mirror.
A mirror showing us howunprotected and underprepared we
(17:34):
are in a system that was neverbuilt for us in the first place.
Let's talk legacy and lost time.
For generations we've beentaught to chase the American
dream go to school, get a job,save a little money, buy a house
.
But what happens when the verycurrency backing that dream is
no longer respected globally?
(17:55):
What happens when the dollar isno longer strong enough to
protect our families or fund ourfutures?
We can't afford to wait.
We have to reclaim the tools ofsurvival that our ancestors
used before there were banks,before there were credit scores,
before there were even borders.
We need to revivecommunity-based economics barter
(18:16):
trade, mutual aid, co-ops.
We used to do this.
Naturally, we must remember how.
Invest in land, not just brands.
Land ownership is power.
It produces food, it holdsvalue and it can't be inflated
into dust like fiat currency.
Pass down financial wisdom likewe pass down recipes.
(18:38):
Every family needs a blueprinthow to budget, how to invest,
how to diversify, how to survivewhen systems collapse.
Create parallel ecosystems ofsupport.
This means Black banks, blackfarms, black educators, black
healing centers.
It means spiritual sovereigntyand financial literacy walking
(19:00):
hand in hand.
Here's what BRICS is showing us,if we're willing to see it.
Countries like Ethiopia, egyptand South Africa Black and brown
nations, are not waiting to besaved.
Egypt and South Africa blackand brown nations are not
waiting to be saved.
They are building alliances,creating trade deals and looking
beyond the West forsustainability.
They are realizing what we mustalso realize we cannot beg for
(19:26):
inclusion into systems thatcollapse the moment we enter the
room.
We must build our own period,whether you're in Baltimore or
Botswana, atlanta or Accra.
This moment is our call tomobilize, not just complain.
Brics isn't just a threat tothe dollar.
It's a threat to passivity.
It's proof that power can bereclaimed when you move with
(19:50):
vision, strategy and unity.
Here's the truth, family.
If we don't come together now,across generations, across
talents, across the diaspora, wewill be at the mercy of a world
that is already deciding ourfate without us at the table,
and we've seen how that storyends.
But what if this time, we writea different ending?
What if BRICS is the signal weneeded to finally start building
(20:15):
something for us, by us andbeyond currency, because
survival isn't just about money,it's about connection, it's
about building systems thatprotect us when the dollar
doesn't, and it starts right nowthe spiritual side of economic
collapse and and why your FaithMust Lead your Finances.
Let's take a sacred pause andgo deeper, because what we're
(20:38):
really facing right now, beyondthe headlines, beyond bricks,
beyond the economy, is aspiritual test.
And the collapse of the dollar,that's just the outer symbol of
something much bigger Acollapsing belief system.
We've been trained to worshipmoney, but not to understand it,
to chase it but not to questionwho prints it or what it's
(21:00):
really worth.
We were taught that successmeans proximity to power, but
what happens when that power wasbuilt on sand?
When the dollar no longeranswers prayers and the system
starts to cannibalize its own?
That's when spiritual claritybecomes a survival skill,
because when the world starts toshift and fear creeps in your
(21:22):
ori, your divine inner compassneeds to be louder than your
panic.
You need to be spiritually led,not economically driven.
You need to remember that yourvalue was never tied to a
currency.
Your worth was never backed bya government.
You are backed by spirit, byancestors, by the divine
(21:45):
blueprint that lives in yourbones.
Here's what spiritualpreparation looks like in real
life Daily rituals to align yourOri, even five minutes of
stillness, prayer or groundingcan shift your energy from fear
to focus.
Your intuition becomes sharper,your decisions become more
(22:06):
precise, asking not just how doI survive, but what am I being
called to become.
Maybe this collapse isn't theend, it's the activation.
Maybe the scarcity you fear ispushing you toward your true
purpose, your spiritual gifts,your calling as a healer, a
(22:28):
teacher, a builder, clearing outancestral patterns of financial
trauma.
So many of us carry inheritedfear around money because our
ancestors were denied access,freedom, equity.
But now we have the power toshift that narrative, to heal
our lineage, to redefine whatwealth looks like for us, by us
Creating an altar for yourfinancial intentions.
Yes, an altar.
(22:50):
Light a white candle, speakabundance, offer gratitude to
the ancestors who survived everysystem before this one.
Say to yourself I am safe, I amprovided for, I am ready to be
used by spirit to create a newway.
This is sacred economics.
This is knowing that even ifbricks crushes the dollar, it
(23:13):
cannot crush your destiny.
That even if banks fail, yourblessings will not.
That while the world tradesgold and digital coins.
You trade in something far morepowerful divine alignment,
ancestral wisdom and innerwealth that no market can touch.
Let's be clear this is notabout denial.
Yes, take financial steps.
(23:34):
Yes, diversify.
Yes, build your business, butdo it from a place of spiritual
sovereignty, not fear.
Let your faith lead yourfinances, let your alignment
dictate your next move, notheadlines, because money is just
energy, and energy movesthrough faith faster than it
(23:54):
ever will through fear.
What a post-dollar world mightactually look like and how to
prepare without panic.
Let's fast forward for a moment.
Imagine waking up one morningand realizing the US dollar is
no longer the dominant globalcurrency.
The headlines say it's official.
Major oil producers now tradeexclusively in gold-backed BRICS
(24:15):
currency.
The headlines say it's officialMajor oil producers now trade
exclusively in gold-backed BRICScurrency.
The world's largest nations nolonger hold US dollars as
reserves.
And that subtle inflation we'veall felt for years, it's now
rapid and unapologetic.
This isn't science fiction.
This is a very real scenarioand we are on the brink of it.
(24:37):
So what does that post-dollarworld actually look like for
everyday people like us?
One, banking and savings willshift fast.
Banks may reduce access to cash.
Interest rates could fluctuatewildly, Traditional savings
accounts might lose even morevalue overnight.
(24:59):
In a post-dollar economy,anything tied to fiat currency
becomes unstable unless it'sprotected by tangible or
diversified assets.
Tip Start moving your savingsinto diversified vehicles,
(25:29):
high-yield accounts, real assetslike gold, silver, crypto or
cooperative investment projects,research, credit unions,
community banks anddecentralized systems that
aren't owned by the same biginstitutions that benefit from
collapse.
Two prices of goods will spikeor disappear altogether.
Imports expect delays or highercosts.
Food likely more expensive orcontrolled.
Electronics, clothes,medications Everything that
relies on international trademay be repriced in stronger
currencies.
Preparation Tip start stockingthe basics, not in fear but in
(25:54):
wisdom.
Non-perishables, hygieneproducts, medicine, water
filters.
Learn to meal prep from scratch.
Reduce dependency onconvenience and support local
farms or CSAs that won't beimpacted by international trade
volatility.
Three Digital currencies maybecome the new norm.
(26:18):
With BRICS nations pushing fordigital currency, especially one
potentially backed by gold,you'll see pressure to move away
from cash.
Governments may roll outcentral bank digital currencies
CBDCs under the promise ofconvenience, but these can come
with increased surveillance andless autonomy.
Preparation Tip Start learningabout blockchain, privacy,
(26:43):
wallets and decentralizedsystems that give you control
over your money.
Understand the differencebetween CBDCs state-controlled
and cryptocurrency.
User-owned Knowledge is powerand privacy is freedom.
4.
Community economics will becomeessential In a post-dollar
(27:06):
society.
People will turn to skills,bartering and shared resources.
That means neighbors helpingneighbors, knowledge traded for
goods and small local businessesbecoming lifelines.
You won't survive this nextphase alone.
You'll need a trusted circle.
Preparation Tip Begin buildingeconomic relationships now.
(27:27):
Start a local barter group.
Support Black-owned businesses.
Teach your kids about skillsharing and value exchange.
What you know how to do is justas valuable, if not more, than
what you have in your bankaccount.
Five Mind mindset will be thegreatest asset of all.
Fear will consume the masses,but you you're not preparing to
(27:52):
panic.
You're preparing to pivot.
While others resist the shift,you'll be listening to your ori,
adjusting your strategy andstepping into your role as a
leader in your community.
Preparation Tip Stay grounded,stay informed.
Follow voices that give clarity, not confusion.
Read, learn, building.
(28:15):
You are not meant to justsurvive a post-dollar world.
You are meant to shape it.
A post-dollar world isn't justabout currency.
It's about who has control, whohas access and who saw the
shift coming and adjusted intime.
You can be one of those people,not because you had insider
access, but because you listened, learned and acted while the
(28:39):
rest of the world was stillscrolling.
The world was still scrolling.
The reset is real, but so isyour ability to rise in it.
Why Black women are the economicblueprint for the future and
how to take the lead now.
Let's tell the truth thathistory keeps trying to erase.
Black women have always beenthe architects of survival While
empires rise and fall, whilesystems collapse and rebuild.
(29:02):
We have been the silentengineers of community, the
holders of ancient knowledge andthe ones who make a way out of
absolutely no way.
So when we talk about apost-dollar world, when we talk
about BRICS and global powershifts, let's be very clear.
Black women are not justbystanders in this transition.
We are the blueprint.
(29:22):
We've been living in themargins.
Now we are the margins thatshape the new economy.
Think about it.
We've mastered stretching adollar, turning a few pantry
items into a feast.
We've built side hustles intoempires while carrying families
on our backs.
We've run childcare centers,healing circles, hair salons,
(29:43):
online boutiques, wellnessplatforms, coaching businesses
and spiritual practices, allwithout the luxury of capital or
consistent support.
We are already doing what therest of the world is trying to
figure out, and now it's time todo it with intention, structure
and collaboration, before theshift forces it on us.
(30:04):
Here's how we take the lead inthis moment.
One claim your genius, not justyour grind.
You're more than a hustler.
You're a strategist, avisionary, a community economist
, and your ideas are not sidehustles, they're survival
infrastructure, whether it'shair healing, healing herbs,
(30:26):
handmade goods, writing, digitalstrategy or real estate.
You already hold the codes.
Move from emergency toenterprise.
Build your brand, package yourknowledge, protect your IP and
step into business with power,not panic.
Two create circles of economicsisterhood.
(30:47):
We don't need to compete, weneed to collaborate.
We need to co-invest, co-createand co-elevate.
Brics is showing us the powerof alliances.
We must mirror that on our ownterms.
Start a sister circle focusedon collective economics.
Create investment pods,rotating savings groups,
(31:08):
business incubators, healingfunds.
Don't wait for a grant.
Become your own bank.
Three raise the next generationwith currency wisdom.
If you've got children, nieces,godbabies or mentees, teach
them now Not just how to makemoney, but how to honor it,
manage it, multiply it anddetach their worth from it.
(31:30):
Teach them how to build credit,how to own land, how to price
their gifts, how to trade timeand energy with integrity.
You are raising economicliberators, not just workers.
4.
Prioritize spiritual groundingin every financial move.
Black women hold sacred wisdomwhen we bring ritual and
(31:53):
reverence into our moneydecisions.
We don't just spend, we align.
We don't just hustle, wemanifest.
Your ancestors are youradvisors.
Your altar is your boardroom.
Your ori is your CEO.
Build altars to abundance.
Pray over your contracts.
Anoint your wallet.
Cleanse your bank cards.
Speak life over your work.
(32:13):
You are not just making income.
You are channeling legacy.
Five be loud, be clear and beunapologetically visible.
This is not the season toshrink your voice, your business
, your brilliance.
It matters more than ever Inthis shifting economy.
(32:34):
Visibility equals viability.
Don't let fear silence yourmovement.
Go public, go Leak TV, godigital, go global.
Let the world see you lead, notfrom perfection, but from power
.
(32:56):
Black women are not just readyfor this shift.
We were built for it.
The system that's cracking wasnever made for us anyway.
So let it fall, let the dollarfade, Let bricks rise.
While they chase global control, we'll be planting seeds in our
communities.
While they digitize banking,we'll be digitizing our
brilliance.
While they create alliances forprofit, we'll be creating
alliances for liberation.
We are the blueprint we alwayswere.
(33:17):
Now it's time to move like it.
How to create your ownRecession-proof ecosystem Right
now with what you have.
Let's get one thing straightyou don't need a million dollars
to create security.
What you need is a mindsetshift, a strategy and the
courage to build differently,because real protection doesn't
(33:38):
come from waiting on a bailout.
It comes from creating anecosystem that feeds you, funds
you and frees you, even when theworld is in chaos.
This isn't about surviving thenext crisis.
It's about becoming unshakablewhen it hits.
Let me show you how.
Step one start where you are.
Take inventory of your skills,tools and relationships.
(33:59):
Your ecosystem starts with you.
So many people think they havenothing, but they're sitting on
a gold mine of untapped skillsand underutilized networks.
Ask yourself what can I do thatsomeone else needs Cook,
organize, heal, teach, coach,design, et cetera.
(34:20):
What do I already own thatholds value?
Tools, knowledge, digital files, space equipment.
Who do I know that I can buildor trade with?
Action tip, make a lifecurrency.
Inventory list, skills,supplies, space services,
connections that's yourecosystem starter kit.
(34:41):
That's your ecosystem starterkit.
Step two build a microtradeeconomy around you.
Forget Wall Street.
Your street is the economy.
Start creating closed-loopsystems where goods, services
and time are exchanged withoutrelying on unstable cash flow.
This can be as simple as ashared meal plan with your
(35:07):
neighbors or as advanced as acommunity barter hub.
Start small Babysit in exchangefor groceries, trade graphic
design for herbal medicine.
Offer coaching in exchange forcar repair.
Action tip Create a sharedGoogle Doc or WhatsApp group for
5 to 10 trusted people you canbegin trading with.
That's your economic pod.
(35:30):
Step three create at least onestream of crisis-proof income.
Recession-proof income isn'tabout perfection.
It's about function.
You need something you can dofrom home, from your phone or
from your hands.
You need something that peoplewill always need, even in a
downturn.
Options include digitalproducts, ebooks, guides,
templates, printables, virtualservices, editing, coaching,
(35:54):
writing, consulting, herbal andwellness goods, food-based
products or meal prep services,diy home repair, beauty or
cleaning offerings.
Action tip Pick one skill youalready have.
Turn it into a simple offeringthis month.
You don't need a website.
Start with word of mouth,instagram, facebook, marketplace
(36:16):
or TikTok.
Step four Build a mini survivalplan around energy, food and
mobility.
Every recession-proof ecosystemmust cover three key needs
Energy charging devices, heating, cooling, food access storage,
(36:39):
growing Mobility, getting whatyou need without waiting for the
system to respond.
Ideas buy a solar-poweredcharger.
Learn how to grow herbs orgreens indoors.
Stock affordable shelf-stablefoods.
Create a local map of foodco-ops, mutual aid networks and
bulk distributors.
Action tip set up a minireadiness corner in your home
(37:01):
with water, shelf food, firstaid and barterable goods.
That's your personal supplybank.
Step five stay informed, stayconnected, stay quietly powerful
.
You don't need to announceevery move you make.
You need to move wisely.
Join circles that share updatesabout bricks, economy, food
(37:22):
security and digital privacy.
Follow creators, platforms andteachers that empower, not
paralyze, you.
Action tip Schedule 30 minutesa week to update yourself on
BRICS and global financial news,local economic policy shifts,
alternative financial systemsand tools.
Stay low, stay learning andstay building.
(37:45):
You don't need a governmentbailout.
You don't need a six-figureinvestment.
You need the wisdom to use whatyou have, to mobilize who you
know and to move before thesystem tells you it's too late.
The ecosystem you build todaymay be the reason you not only
survive but thrive tomorrow,because survival is no longer
enough.
(38:05):
Is BRICS the future or just acatalyst for global realignment?
Let's go deeper, because thisisn't just about BRICS.
This is about the tectonicplates of global power shifting
beneath our feet, and if wedon't understand it fully, we're
going to be the last ones toadapt and the first ones to
suffer.
So let's dissect the reallayers of what's happening.
(38:26):
What is BRICS really doing?
Most people don't realize this,but BRICS is not a symbolic
alliance.
It's a strategic,resource-based coalition that's
quietly building an alternativeworld order.
This is not about mutualfriendship.
It's about economic liberationfrom the US-dominated system.
(38:50):
Natural resources Together,BRICS nations hold over 40% of
the world's oil reserves,massive lithium, cobalt and gold
mines, critical for tech andenergy, and dominant positions
in agriculture, manufacturingand technology.
Population power BRICS nationsrepresent over 3.5 billion
(39:15):
people, almost half the globalpopulation.
That means they hold power inlabor consumption and policy
pressure.
Financial infrastructure BRICSis now creating a new
development bank to replace theIMF slash World Bank.
A potential BRICS digitalcurrency, possibly gold-backed
bilateral trade agreements thatcut the US dollar completely out
(39:36):
of the transaction.
This is a direct threat to thepetrodollar system, the backbone
of American economic supremacy.
How does this threaten the USdollar?
Since 1944, the US dollar hasbeen the global reserve currency
, meaning nearly all globaltrade, especially oil, was done
(39:56):
in USD.
This gave the US uncheckedpower to print money, sanction
countries and finance warswithout collapse.
But here's the trap.
The US dollar is not backed bygold or silver.
It's backed by trust Trust inthe American government,
military and economy.
Now ask yourself what happenswhen global trust fades.
(40:18):
That's what BRICS is exploiting.
They're saying we don't trustthe dollar, we don't want to be
under your boot.
We're building a parallel world.
What happens if BRICS succeeds?
If enough countries join BRICSand stop using the dollar?
If enough countries join BRICSand stop using the dollar,
demand for the dollar plummets.
Us inflation skyrockets becausethe dollar's value drops
(40:41):
without external demand.
Interest rates climb to try tostabilize things, making
mortgages, credit cards andloans even more unaffordable.
Global trade shifts and USconsumers get priced out of
everything from gas to tech tofood imports.
American global influencecollapses.
Military and political threatshold less weight when you don't
(41:04):
control the currency.
This is what's at stake, not in20 years, in the next five to 10
.
What's already happening rightnow?
You won't hear this on CNN, buthere's what's already in motion
.
Saudi Arabia has left thepetrodollar deal and is now
(41:24):
accepting other currencies foroil.
That's a huge blow to USleverage.
China and Brazil now trade inyuan, not dollars.
Russia and India are buildingalternative settlement systems.
African nations are slowlyaligning with BRICS in hopes of
escaping Western debt traps and,perhaps most importantly, us
debt has hit $34 trillion and isgrowing faster than our GDP.
(41:48):
The Fed is stuck.
Raise interest rates and youcrash the economy.
Lower them and you weaken thedollar.
We're already on the cliff.
Brics is just pushing what wewere never taught but must
understand now.
No one taught us this in school, because the US needs its
citizens financially uneducated.
(42:09):
Here's what you should havebeen taught Currency is not
money.
Currency is a tool of control.
Been taught.
Currency is not money.
Currency is a tool of control.
It's manipulated, inflated,devalued and erased by those in
power.
Hard assets preserve wealthGold, silver, land and now
decentralized digital assetshold value through collapse.
(42:30):
Every empire falls because ofthree things Overreach, internal
division, currency collapse.
History repeats for theuninformed, but we're not
walking into this blind.
The real takeaway BRICS isn'tthe solution you are.
Brics isn't going to liberateyou.
The US government isn't goingto rescue you.
(42:51):
The stock market isn't going toprotect you.
Only self-reliance, groupeconomics, ancestral wisdom and
strategic adaptation will.
This is our call to study like.
Our survival depends on it.
Invest with purpose, not panic.
Build networks outside ofmainstream systems.
Return to bartering, tradingand producing real value in real
(43:13):
time.
Teach our children now, notlater.
This isn't just a financialepisode.
This is a spiritual downloadand an ancestral directive.
We were enslaved under onecurrency, exploited under
another, ignored under another,but we do not have to be crushed
under this one.
Let bricks be a signal not justof what's changing globally,
(43:35):
but of what must change withinus.
We are no longer waiting forcollapse to hit us in the face.
We are preparing, pivoting andplanting seeds before the system
snaps, because we are not theones they prepared for.
We are the ones they neverexpected to rise.
And, baby, we're rising anyway.
You don't have to be abillionaire to build power.
You don't have to be abillionaire to build power.
(43:55):
You don't have to be aneconomist to protect your peace.
You just have to be awake,aware and willing to shift
before you're forced to.
The system is changing, but soare we, and this time we're not
just surviving it, we'rerewriting the whole story.
You were never meant to be aslave to currency.
You were always meant to be asteward of legacy.
So, until next time, staygrounded, stay sovereign and
(44:20):
stay ready, because Life Points,with.
Rhonda is here to make sure younever navigate these changes
alone.
If this episode moved, youshare it with someone who needs
to wake up.
The time for sleep is over andthe time for soul-led strategy
is now.
Subscribe to the Life Pointswith Rhonda podcast on Spotify,
(44:41):
apple Podcasts and YouTube.
At Life Points with Rhonda.
Join the conversation and dailyguidance across social media
Instagram, tiktok, facebook allunder Life Points with Rhonda.
Visit lifepointswithrhondacomfor consultations, free
resources, merch and upcomingcourses on financial sovereignty
(45:06):
and mindset.
Want the extended version ofthis breakdown and bonus tools
for building your personalecosystem?
Join my private community onPatreon.
Search Life Points with Rhondaand get access to unfiltered
episodes, downloads and directempowerment from me.
Got questions or want to worktogether?
Thank you, thank you you.
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