December 1, 2024 • 21 mins
Can money truly buy happiness, or is it just a myth we've been led to believe? Join Michael Kane on Living Your Success 24-7 as we explore the nuanced relationship between wealth and joy, especially during the holiday season when spending surges. This episode challenges the conventional wisdom that more money leads to greater happiness by examining insights from a recent Empire survey, which reveals that 59% of Americans consider financial security crucial to their happiness. We'll also discuss personal stories and broader societal perspectives to uncover whether financial circumstances are as influential in determining happiness as they seem.
Reflect on the paradox of wealth as we consider the reality faced by some of the richest individuals—those who, despite their fortunes, have encountered despair. By sharing my own experiences growing up in a middle-class family, this episode invites you to rethink the simplistic equation of money equaling happiness. Explore the complexities of how financial security impacts our well-being and discover why having a hefty bank account might not be the ultimate answer to contentment. Tune in for a thought-provoking conversation that promises to leave you reevaluating the true essence of happiness in today's world.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
This is Living your Success 24-7 with yours truly,
michael Caine, in the house.
Hope all of you are doing well.
Whoa, thanksgiving is over.
I know everyone doesn'tcelebrate that my listeners but
in the United States we do, andChristmas is coming in four
weeks, in four weeks, and so,whatever that means to you, it's
(00:43):
, say, a challenging subject,okay.
However, apropos to theholidays, and what do you do
during the holidays you spendmoney.
You spend money other days, butyou spend more money during the
holidays, right?
So I have a question.
(01:06):
I have a question for you Canmoney make you happy?
Yeah, I said it.
Can money make you happy?
Another way to say that can youbuy?
Can money buy happiness?
Another way to say that can youbuy?
(01:27):
Can money buy happiness?
And I'm addressing this toemphasize or to promote focus
and the underlining issuesoutside of that question can
money make you happy?
How do you make money?
Well, you work, so does workingmake you happy because you make
(01:50):
money, or do you do it for thejob or the experience?
Surveys have said in the pastthat it's not always about the
money.
But back to the question.
First of all, what if youdidn't have any Another question
?
So it's a simple yes or noquestion, isn't it?
(02:11):
But the expectation response isyes, money can make me happy or
no, money cannot make me happy.
So I know that the question isa loaded question.
Now the answer, more deeplyinvolved, requires thoughtful
(02:35):
consideration, for sure, becausewe can say well, if I have
money I can just buy anything Iwant, and if I get to get
anything I want, I'll naturallybe happy.
Are you About buying more stuff?
(02:57):
Right, and some people.
It's not just about buyingstuff, it's about survival right
.
Survival right so.
But as you know, our lives aregreatly impacted good or bad,
that's right by the level offinancial security we experience
(03:20):
.
So one could argue lessfinancial security equals less
happiness or joy.
Greater financial security,based on this premise, will
equal more happiness and joy.
(03:41):
So will more happiness and joy.
So does that mean rich orwealthy people are more happier
than those less fortunate, let'ssay middle class to poor
poverty?
Is that so?
(04:05):
Is it really fair?
That and that simple to say?
Unless you have XXX amount ofmoney in a bank account, then
your life sucks and you must besad, depressed, given your lack
of financial resources.
(04:25):
Is that true?
I would say not necessarily Now.
That yes or no question isn'tso simple anymore.
Well, the answer isn't sosimple, is it?
Maybe the question is, butmaybe the response isn't.
Let me move this discoursefurther.
There are wealthy people, evenbillionaires, committing suicide
(04:55):
.
So, out of respect, I will notmention at least five names that
immediately pop up in my come.
To my mind, the named wealthywere very rich.
They were very, very.
That said, why did they killthemselves?
If money was so bountifulunlimited essentially, when you
(05:17):
have a billion dollars, thatwell, that's pretty unlimited.
Or 3, 400 million in my world,in most people's world, that's a
lot of money.
So perhaps money by itself thisleads to something else here.
(05:38):
So money by itself isn't thewhole answer of what makes, of
what makes people like you andme happy.
Can a lot of money be acontributing factor in our
overall well-being?
(05:58):
I think so.
I think so.
Well, according to an Empirestudy they're a financial
planning company it says 59% ofAmericans believe financial
security is crucial to happiness.
Financial security is crucialto happiness.
59% of Americans believe intheir survey, believe financial
(06:24):
security is crucial to happiness.
So without financial security,it appears, happiness is elusive
.
And again, I didn't grow uprich or wealthy, didn't grow up
in poverty either, butchallenged at times.
(06:49):
Now, later in my life, I wasconsidered poor, yeah, but we
were like perhaps middle class,and I mean I don't know, we
weren't poor, we weren't welloff for sure, we were somewhere
in that middle, that high, low,I guess, like most people,
(07:12):
average.
You want to call it enough.
We had enough for survival, forsure didn't have abundance at
all times, but we had enough,sufficient, and so um.
So, for the most part, for themost part, a majority of people
(07:46):
believe any surveys and pollsand observations and interviews
If they had more money, then thehappiness would increase.
Then the happiness wouldincrease.
And let's say, for example,that you got a 10% raise.
Well, that would mean you wouldbe able to provide greater
(08:08):
security, obviously have moremoney, thus be physically and
emotionally in a good spot, in abetter spot, an improved spot.
So your overall health wouldimprove because of the increased
(08:29):
standard of living.
Is that fair?
Now, true, let's face it.
You go get gas in your car.
You want to buy a house, rent ahouse, buy or lease a car.
Go see a movie, buy somethingto eat at a restaurant, fast
food, wherever your place is, goto the theater.
(08:52):
What do they want?
They want money.
Every.
It's a.
You know what money is.
It's a tool, a tool to be used,and we want and as many, and
the more of it you have, thebetter off.
You're able to do the thingsyou want to do, do the things
(09:13):
you enjoy or believe you wouldenjoy if you had the opportunity
, if you had more money.
Now I don't.
I've never met anyone that says, ah, hey, mike, uh, I want less
money, I should get paid lessmoney.
Okay, maybe if you're makingfive thousand,000 an hour or
(09:34):
something you know, maybe to bean argument, but still, if you
earned it and there's someonewilling to pay you for whatever
they're asking you to do,hopefully it's legal, so be it.
So, um, let's say, uh, let'sflip the script.
(09:59):
Uh, let's add another dimensionto the loaded questions here.
Um, um, most people would saybeing poor, lacking financial
stability, is not a good thingand does not bring happiness.
(10:20):
But let's say they are notready to give up.
But many of these folks, like myfamily and other families I
grew up with and know, even readabout Complete strangers.
(10:42):
Many deal with the cards.
They're dealt with the bestthey can.
They kept a positive outlook.
How about, or this thing calledhope.
Right, with hope and taking thenecessary actions I make a
(11:07):
point of this it's okay to havehope and dream and have all
these wishes and goals, but ifyou don't take the appropriate
action, it ain't going to happen, folks.
So with the hope, the prayers,the meditation, the dreaming,
whatever you want to call it andtaking the necessary actions,
(11:29):
it could lead.
To what Financial well-being?
To what Financial well-being?
You've heard of many peoplethat came out of nowhere poverty
, nothing born with nothing.
All of a sudden is it reallyall of a sudden?
No, they put in work, they wereblessed, and some people call
it luck, I call it beingprepared, whatever you want to
(11:50):
call it.
The phoenix rises and grew outof the ashes and they're well
off.
And most of these peopleweren't chasing money, they were
just trying to improvethemselves and be the best
versions of themselves theycould be.
On a personal note, my parentsand grandparents and other
(12:13):
family members were at somepoint, initially poor or at the
poverty line, below middle classat best.
So, however, through their hardwork, their perseverance
couldn't explain, couldn't saythat word perseverance, okay.
And blessings too, not to getreligious on you.
(12:39):
Their story didn't end inpoverty or negativity or poorly.
Their story it.
It ended well, but it was achallenge.
They had many battles andforces out there to bring them
(12:59):
down.
Keep them down.
Things didn't go their way.
It's not a story of riches anddiamonds and gold bars
overflowing your pockets.
But they became comfortable.
You know what comfortable is.
(13:19):
You can't necessarily buy a lastminute ticket to, let's say,
your favorite country,switzerland.
It leave spain, france orwhatever africa continent,
african continent, south america, african continent, south
America, central America,wherever you want to fly to.
But they could go in, let's say, within six months, because
(13:43):
they could earmark funds andsave their money.
Perhaps they can go evenearlier than six months, three
months Again.
They didn't necessarily havethe means to just pop in a plane
or a train, drive wherever,take a ship at the last minute,
but their earnings becameoptimistically hopeful to be
(14:14):
able to plan a trip or to goanywhere or to buy a
refrigerator, freezer or oven orsomething that they needed.
They were able to do it.
They had the budget for it, forrepairs or replacements, but it
didn't mean they weren't rich.
Replacements but it didn't meanthey weren't rich.
(14:40):
And so, at the minimum, Iencourage you to shoot for being
comfortable.
I'm not saying you can't be amillionaire, you can't be a
billionaire, I'm not saying that.
But shoot right now for justbeing comfortable where, yes, a
friend of yours call you, hey,let's go to the zoo.
When this Saturday You're ableto do it without pinching
pennies or getting two or three,four jobs or borrowing money
(15:01):
from the bank.
Comfortable, where you couldtechnically do about all most
people want to do, and that'sfine, that's fine, that's fine.
(15:24):
And I know what it is to bebankrupt, foreclosed on and all
that stuff.
Oh yeah, it's bad sleeping onthe garage floor in cold, cold
winter.
Don't want to do that againanyway.
So we all have stories to tellof our hardships and challenges
when it comes to the tool ofmoney.
But keep in mind, we have toplan intentionally.
(15:49):
By definition, planning isintentional.
You have to shoot for it.
You have to have goals, firmlywritten goals, and that meet and
align with your values, so yourstory does not have to end on a
(16:11):
bad note.
I'm not through yet on apersonal level.
I'm still climbing thatmountain, but I'm closer to the
tip of that mountain than thebottom of that mountain.
Some days, some years, beenbetter than others.
But as long as you don't giveup and you have hope you will.
(16:39):
I can't tell you if you will,but I truly believe you will be
victorious.
And you know and again, Istruggled on a few occasions
where I thought I thought wouldI ever climb out of this
financial mess or out of this?
Will I have more money one day,you know?
(17:02):
Will these be a brighter dayfor me?
Yeah, I question that, you know.
Should I just give up and justsay forget it?
See, folks, if you keep going,keep going, get back up, get
knocked down, get back up, knockdown, get backed up, get back
(17:23):
up, get knocked down, get backup, knock down, get backed up,
get back up, then there's hope.
But have a plan to shoot forand not just be scattered, so
you, too, can survive and thriveas long as you keep moving.
(17:43):
I say what are you doing?
Just keep moving forward in adirection that is intentional
and, yes, you will wake up witha sun shining on your life.
So I encourage you to not losehope.
(18:05):
That it does mean you have toeducate yourself, take workshops
, community college orcertificate programs or online
courses that are nominallypriced, and go to the library,
rent some books out and studyand read plan, and especially if
(18:28):
you want to go beyond just ajob and want to own your own
business, there's classes youcould take and videos SBA that's
videos and entrepreneurmagazines and books.
Like, said, go to a centrallibrary, has all of this stuff,
information, and the internethas a wealth a billion, trillion
(18:52):
things on there that can showyou how to start a business, and
or you may have to learn newskills, definitely depending on
what you want most likely, andso there's programs out there,
and so in scholarships andgrants, and sometimes they're
(19:13):
just free, depending if you meetthe income criteria, and so I
encourage you to keep movingforward, and I also want to
encourage you to buy my bookSlaying your Dragons Living the
Life you Always Wanted on Amazon.
You can buy that straight on theAmazon page, and please sign up
(19:36):
for my newsletter Catalyst.
The address is in my Apple oriHeart or Spotify or Amazon
accounts.
You'll see links there, andalso my website,
livingyoursuccesscom, and soit'll be linked there as well,
(19:59):
and so please hit thenotifications and reminders so
you know when new episodes hereare coming out and guess what.
I appreciate each and every oneof you, and even though I don't
know you personally, I praythat your life is a life that
(20:21):
you've always wanted andwhatever struggles you're going
through now, you will bevictorious and you will defeat
the enemy of defeat.
And so, that said, I wish youthe best in these holiday times,
which I know could be stressful, especially if you're short on
(20:43):
financial resources.
But don't give up, folks, don'tquit.
You got a friend here.
So anyway, that's it.
This is Michael Caine, livingyour success 24-7.
Until next time, my friends.
Until next time.
This is Living your Success 24-7 with yours truly,
michael Caine, in the house.
Hope all of you are doing well.
Whoa, thanksgiving is over.
I know everyone doesn'tcelebrate that my listeners but
in the United States we do, andChristmas is coming in four
weeks, in four weeks, and so,whatever that means to you, it's
(00:43):
, say, a challenging subject,okay.
However, apropos to theholidays, and what do you do
during the holidays you spendmoney.
You spend money other days, butyou spend more money during the
holidays, right?
So I have a question.
(01:06):
I have a question for you Canmoney make you happy?
Yeah, I said it.
Can money make you happy?
Another way to say that can youbuy?
Can money buy happiness?
Another way to say that can youbuy?
(01:27):
Can money buy happiness?
And I'm addressing this toemphasize or to promote focus
and the underlining issuesoutside of that question can
money make you happy?
How do you make money?
Well, you work, so does workingmake you happy because you make
(01:50):
money, or do you do it for thejob or the experience?
Surveys have said in the pastthat it's not always about the
money.
But back to the question.
First of all, what if youdidn't have any Another question
?
So it's a simple yes or noquestion, isn't it?
(02:11):
But the expectation response isyes, money can make me happy or
no, money cannot make me happy.
So I know that the question isa loaded question.
Now the answer, more deeplyinvolved, requires thoughtful
(02:35):
consideration, for sure, becausewe can say well, if I have
money I can just buy anything Iwant, and if I get to get
anything I want, I'll naturallybe happy.
Are you About buying more stuff?
(02:57):
Right, and some people.
It's not just about buyingstuff, it's about survival right
.
Survival right so.
But as you know, our lives aregreatly impacted good or bad,
that's right by the level offinancial security we experience
(03:20):
.
So one could argue lessfinancial security equals less
happiness or joy.
Greater financial security,based on this premise, will
equal more happiness and joy.
(03:41):
So will more happiness and joy.
So does that mean rich orwealthy people are more happier
than those less fortunate, let'ssay middle class to poor
poverty?
Is that so?
(04:05):
Is it really fair?
That and that simple to say?
Unless you have XXX amount ofmoney in a bank account, then
your life sucks and you must besad, depressed, given your lack
of financial resources.
(04:25):
Is that true?
I would say not necessarily Now.
That yes or no question isn'tso simple anymore.
Well, the answer isn't sosimple, is it?
Maybe the question is, butmaybe the response isn't.
Let me move this discoursefurther.
There are wealthy people, evenbillionaires, committing suicide
(04:55):
.
So, out of respect, I will notmention at least five names that
immediately pop up in my come.
To my mind, the named wealthywere very rich.
They were very, very.
That said, why did they killthemselves?
If money was so bountifulunlimited essentially, when you
(05:17):
have a billion dollars, thatwell, that's pretty unlimited.
Or 3, 400 million in my world,in most people's world, that's a
lot of money.
So perhaps money by itself thisleads to something else here.
(05:38):
So money by itself isn't thewhole answer of what makes, of
what makes people like you andme happy.
Can a lot of money be acontributing factor in our
overall well-being?
(05:58):
I think so.
I think so.
Well, according to an Empirestudy they're a financial
planning company it says 59% ofAmericans believe financial
security is crucial to happiness.
Financial security is crucialto happiness.
59% of Americans believe intheir survey, believe financial
(06:24):
security is crucial to happiness.
So without financial security,it appears, happiness is elusive
.
And again, I didn't grow uprich or wealthy, didn't grow up
in poverty either, butchallenged at times.
(06:49):
Now, later in my life, I wasconsidered poor, yeah, but we
were like perhaps middle class,and I mean I don't know, we
weren't poor, we weren't welloff for sure, we were somewhere
in that middle, that high, low,I guess, like most people,
(07:12):
average.
You want to call it enough.
We had enough for survival, forsure didn't have abundance at
all times, but we had enough,sufficient, and so um.
So, for the most part, for themost part, a majority of people
(07:46):
believe any surveys and pollsand observations and interviews
If they had more money, then thehappiness would increase.
Then the happiness wouldincrease.
And let's say, for example,that you got a 10% raise.
Well, that would mean you wouldbe able to provide greater
(08:08):
security, obviously have moremoney, thus be physically and
emotionally in a good spot, in abetter spot, an improved spot.
So your overall health wouldimprove because of the increased
(08:29):
standard of living.
Is that fair?
Now, true, let's face it.
You go get gas in your car.
You want to buy a house, rent ahouse, buy or lease a car.
Go see a movie, buy somethingto eat at a restaurant, fast
food, wherever your place is, goto the theater.
(08:52):
What do they want?
They want money.
Every.
It's a.
You know what money is.
It's a tool, a tool to be used,and we want and as many, and
the more of it you have, thebetter off.
You're able to do the thingsyou want to do, do the things
(09:13):
you enjoy or believe you wouldenjoy if you had the opportunity
, if you had more money.
Now I don't.
I've never met anyone that says, ah, hey, mike, uh, I want less
money, I should get paid lessmoney.
Okay, maybe if you're makingfive thousand,000 an hour or
(09:34):
something you know, maybe to bean argument, but still, if you
earned it and there's someonewilling to pay you for whatever
they're asking you to do,hopefully it's legal, so be it.
So, um, let's say, uh, let'sflip the script.
(09:59):
Uh, let's add another dimensionto the loaded questions here.
Um, um, most people would saybeing poor, lacking financial
stability, is not a good thingand does not bring happiness.
(10:20):
But let's say they are notready to give up.
But many of these folks, like myfamily and other families I
grew up with and know, even readabout Complete strangers.
(10:42):
Many deal with the cards.
They're dealt with the bestthey can.
They kept a positive outlook.
How about, or this thing calledhope.
Right, with hope and taking thenecessary actions I make a
(11:07):
point of this it's okay to havehope and dream and have all
these wishes and goals, but ifyou don't take the appropriate
action, it ain't going to happen, folks.
So with the hope, the prayers,the meditation, the dreaming,
whatever you want to call it andtaking the necessary actions,
(11:29):
it could lead.
To what Financial well-being?
To what Financial well-being?
You've heard of many peoplethat came out of nowhere poverty
, nothing born with nothing.
All of a sudden is it reallyall of a sudden?
No, they put in work, they wereblessed, and some people call
it luck, I call it beingprepared, whatever you want to
(11:50):
call it.
The phoenix rises and grew outof the ashes and they're well
off.
And most of these peopleweren't chasing money, they were
just trying to improvethemselves and be the best
versions of themselves theycould be.
On a personal note, my parentsand grandparents and other
(12:13):
family members were at somepoint, initially poor or at the
poverty line, below middle classat best.
So, however, through their hardwork, their perseverance
couldn't explain, couldn't saythat word perseverance, okay.
And blessings too, not to getreligious on you.
(12:39):
Their story didn't end inpoverty or negativity or poorly.
Their story it.
It ended well, but it was achallenge.
They had many battles andforces out there to bring them
(12:59):
down.
Keep them down.
Things didn't go their way.
It's not a story of riches anddiamonds and gold bars
overflowing your pockets.
But they became comfortable.
You know what comfortable is.
(13:19):
You can't necessarily buy a lastminute ticket to, let's say,
your favorite country,switzerland.
It leave spain, france orwhatever africa continent,
african continent, south america, african continent, south
America, central America,wherever you want to fly to.
But they could go in, let's say, within six months, because
(13:43):
they could earmark funds andsave their money.
Perhaps they can go evenearlier than six months, three
months Again.
They didn't necessarily havethe means to just pop in a plane
or a train, drive wherever,take a ship at the last minute,
but their earnings becameoptimistically hopeful to be
(14:14):
able to plan a trip or to goanywhere or to buy a
refrigerator, freezer or oven orsomething that they needed.
They were able to do it.
They had the budget for it, forrepairs or replacements, but it
didn't mean they weren't rich.
Replacements but it didn't meanthey weren't rich.
(14:40):
And so, at the minimum, Iencourage you to shoot for being
comfortable.
I'm not saying you can't be amillionaire, you can't be a
billionaire, I'm not saying that.
But shoot right now for justbeing comfortable where, yes, a
friend of yours call you, hey,let's go to the zoo.
When this Saturday You're ableto do it without pinching
pennies or getting two or three,four jobs or borrowing money
(15:01):
from the bank.
Comfortable, where you couldtechnically do about all most
people want to do, and that'sfine, that's fine, that's fine.
(15:24):
And I know what it is to bebankrupt, foreclosed on and all
that stuff.
Oh yeah, it's bad sleeping onthe garage floor in cold, cold
winter.
Don't want to do that againanyway.
So we all have stories to tellof our hardships and challenges
when it comes to the tool ofmoney.
But keep in mind, we have toplan intentionally.
(15:49):
By definition, planning isintentional.
You have to shoot for it.
You have to have goals, firmlywritten goals, and that meet and
align with your values, so yourstory does not have to end on a
(16:11):
bad note.
I'm not through yet on apersonal level.
I'm still climbing thatmountain, but I'm closer to the
tip of that mountain than thebottom of that mountain.
Some days, some years, beenbetter than others.
But as long as you don't giveup and you have hope you will.
(16:39):
I can't tell you if you will,but I truly believe you will be
victorious.
And you know and again, Istruggled on a few occasions
where I thought I thought wouldI ever climb out of this
financial mess or out of this?
Will I have more money one day,you know?
(17:02):
Will these be a brighter dayfor me?
Yeah, I question that, you know.
Should I just give up and justsay forget it?
See, folks, if you keep going,keep going, get back up, get
knocked down, get back up, knockdown, get backed up, get back
(17:23):
up, get knocked down, get backup, knock down, get backed up,
get back up, then there's hope.
But have a plan to shoot forand not just be scattered, so
you, too, can survive and thriveas long as you keep moving.
(17:43):
I say what are you doing?
Just keep moving forward in adirection that is intentional
and, yes, you will wake up witha sun shining on your life.
So I encourage you to not losehope.
(18:05):
That it does mean you have toeducate yourself, take workshops
, community college orcertificate programs or online
courses that are nominallypriced, and go to the library,
rent some books out and studyand read plan, and especially if
(18:28):
you want to go beyond just ajob and want to own your own
business, there's classes youcould take and videos SBA that's
videos and entrepreneurmagazines and books.
Like, said, go to a centrallibrary, has all of this stuff,
information, and the internethas a wealth a billion, trillion
(18:52):
things on there that can showyou how to start a business, and
or you may have to learn newskills, definitely depending on
what you want most likely, andso there's programs out there,
and so in scholarships andgrants, and sometimes they're
(19:13):
just free, depending if you meetthe income criteria, and so I
encourage you to keep movingforward, and I also want to
encourage you to buy my bookSlaying your Dragons Living the
Life you Always Wanted on Amazon.
You can buy that straight on theAmazon page, and please sign up
(19:36):
for my newsletter Catalyst.
The address is in my Apple oriHeart or Spotify or Amazon
accounts.
You'll see links there, andalso my website,
livingyoursuccesscom, and soit'll be linked there as well,
(19:59):
and so please hit thenotifications and reminders so
you know when new episodes hereare coming out and guess what.
I appreciate each and every oneof you, and even though I don't
know you personally, I praythat your life is a life that
(20:21):
you've always wanted andwhatever struggles you're going
through now, you will bevictorious and you will defeat
the enemy of defeat.
And so, that said, I wish youthe best in these holiday times,
which I know could be stressful, especially if you're short on
(20:43):
financial resources.
But don't give up, folks, don'tquit.
You got a friend here.
So anyway, that's it.
This is Michael Caine, livingyour success 24-7.
Until next time, my friends.
Until next time.
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