January 1, 2025 • 28 mins
Reflect on a year of growth and bravery with me, Michael Kane unpack the rollercoaster ride that was 2024. From personal triumphs to challenges that pushed our limits, this episode is a heartfelt journey into acknowledging every success, no matter how small. We'll touch on the power of calculated risks and the liberating process of overcoming fear and self-doubt. As we prepare for 2025, I share my deepest wishes for a prosperous and joyful new year, urging you to protect your joy and journey on a righteous path.
We also navigate the often tricky balance between personal and professional commitments, acknowledging the trade-offs that come with each choice. Through poignant reflections, including the sudden passing of a dear friend, I emphasize the importance of cherishing meaningful experiences and relationships. The lesson? While ambition drives us forward, it should never outweigh the value of health, family, and friendships. Heading into 2025, let's make it our mission to prioritize what truly matters.
Finally, let’s explore the realms of personal and financial success, inspired by historical figures like Walt Disney and Andrew Carnegie. I'll share my insights on managing finances, from paying off loans to embracing staycations, all while planning for a healthier and wiser future. With aspirations for enhancing my podcast and writing another book, the journey continues with a focus on resilience and adaptability. As we step into 2025, let's commit to a year of being "healthy, wealthy, and wise," prepared to face challenges with determination and a holistic approach to success.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Hello, this is Living your Success 24-7, with Michael
Caine in the house, my finalbroadcast for the great year
2024.
Wow, it's.
It's what can I say?
You know the good, bad and ugly, mostly good, blessed and
(00:21):
highly favored.
How's that so not sure aboutyou.
Good folks and thank you forlistening, by the way, and
supporting this podcast I'vebeen in deep reflection every
day as we move toward this finalday of 2024.
(00:43):
And looking back at I'm here, Iknow I'm stating the obvious.
I'm here, but a lot of times wemay not be as appreciative as
we should by the fact that notonly we survived, we've moved up
the ladder a little bit Atleast.
(01:08):
We nudged that needle upwardright.
And if you don't feel like youdid, you have successes that
you're probably not evencounting as successes.
You may be minimalizing youraccomplishments.
I used to do that all the time,you know, saying, well, what
did I really do?
What did I really do?
(01:29):
Did this little thing?
Yeah, but a billion peopledidn't do that little thing and
you did.
So give yourself ha, ha, wah,wah a clap pat on the back and
accolade, saying I good, do goodtoday, right, did good today
(01:49):
and let tomorrow work for itself.
So back to me.
I'm looking back at what theheck did michael kane accomplish
?
What did I do?
Did I seize the opportunity?
Did I overlook some blessingsand potential rewards?
Yes, absolutely.
And looking back I said, man,maybe I should have done that
(02:12):
thing at my jig or this otherthing, and maybe I shouldn't
have done that other thing thatdidn't work out well.
But guess what?
To live a life ofaccomplishment, to live a
successful life, you have totake risks.
Now.
Risks, what does that mean?
Well, we kind of know what thatmeans.
(02:33):
It means you go out on thatledge and you hope.
But you know what?
There's a thing calledcalculated risks.
Where you did research homework, where you did research
homework, you did pretty muchall you can do to prepare for
the risks that you're taking orabout to take.
And so that's what you need todo in order to move that needle
(02:57):
upward in your favor, to behealthier, to be prosperous, to
be more healthy, to be moreprosperous and have good
relationships and have goodtimes come to you.
You have to take risk Now.
Sometimes things just come toyou and if it comes to your
front door, you still have toopen the door and let it in.
(03:19):
Some people don't open thatdoor.
They have that key and the doorof opportunity and they don't
open the door.
They have that key in the doorof opportunity and they don't
open the door Because they havewhat?
That four little word Fear,something I've been doing my
best to defeat for many years,because fear will drive you in
(03:40):
the wrong direction.
So when you look back at thisyear and say, well, what was I
fearful of?
What hurdle did I not jump overbecause I was too scared, I
didn't have enough faith orbelief in myself or some higher
(04:04):
power, both, both.
I didn't do this.
I didn't, you know, evaluatewhat went wrong and right, what
could you have done?
A little bit more of a littleless.
And those are your takeaways forthe year, the great year that's
coming in 2025.
(04:26):
Now I realize in some parts ofthe world it's already 2025.
So, happy New Year to mylisteners in all the countries
that are listening to me.
I appreciate you and I hope andpray that you have a blessed,
(04:46):
prosperous, healthy, fruitful2025.
That you move forward inwhatever your plans are to do
and that you realize your goals.
And that's my prayer for youall.
And thank you for giving me theopportunity to talk to you and
(05:07):
for you to sit there and listento my thoughts, opinions and
experiences.
So what is 2024 mean to MichaelCaine?
It means I thank the almightyGod for allowing me one another
(05:29):
year and give me anotheropportunity to be the best
version of myself, which I'mstill not there.
I still got some things to workout On a psychological,
emotional, physical levels, Iwould say even spiritual.
(05:50):
Yeah, all cylinders got to beon in 2025.
And not let one takeaway I haveand I encourage you don't let
no one get you down.
Don't let anyone steal your joy.
They try.
When they see you happy, theywant to knock you down where
they are miserable.
Oh my gosh, I'm not namingnames now.
(06:13):
I sure could, wow, I could namesome cities, okay, with certain
people trying to knock my joyout, but you know what that
means.
You're important, see peoplethat want to take you down.
You're so important in thisworld that they see you as the
(06:35):
enemy and that's a testament toyou, your power, that you're
doing something right, thatpeople want to attack you and
want to get you.
That means you're on the righttrack, man, generally speaking.
Now I'm only saying if you'redoing the right thing.
I'm not saying about robbingbanks and doing foolish and
(06:57):
criminal behavior when I saythis.
So I'm saying as long as you'reon a righteous path of helping
others, helping yourself andyour family, that's what I'm
talking about, because I knowsome folks could twist stuff.
Twist it well, twist it good.
We're not about twisting stuffon my show.
(07:23):
But 2024 I said okay, how muchmoney did I save?
How much did I invest?
How much did I exercise?
How much did I eat right, howmuch did I spend time to develop
key business, professional,personal relationships.
It takes time and some degreeof trade-offs.
(07:50):
I was going to use the B word,balance, but sometimes it's not
about balance, it's abouttrade-offs.
I read that somewhere not toolong ago.
I said, yeah, you know, becausesome people are in a camp.
Well, they don't believe inwork life balance.
And at first I thought about it,say, oh, that's strange, but I
(08:11):
thought about it.
It's about decision making.
When you get it to its nuclear,to it the atomics level, the
cell, that it's about making adecision between this business
meeting or seeing your childrenin a play or playing a sport,
(08:47):
family or children raising partthat you chose to do to go to
this business thing that youcould live without it.
Now, certain things you have totrade off and say I got a
business meeting, I gotta takethis, I gotta fly out, I gotta.
So you, yeah, that exists, butyou don't want to be an absentee
parent right Now.
(09:07):
Guess what Billionaires,millionaires on their deathbed,
wish I spent time with mychildren, boy, if I made a
dollar for every time that wassaid coulda, woulda, shoulda.
Yeah, you, shoulda, woulda,coulda.
And I did that.
I sacrificed my children to anextent.
I'm not on my deathbed yetHopefully, knock on wood but I
(09:32):
spent a lot of time with themand continue to do so, and
sometimes they're the ones thatsend me away saying, oh, I got
time, I'm working, I spend timewith friends and stuff, but I
make the effort to initiate alot of activities and so my soul
will sleep very well and that Idid all I can do Now growing up
(09:57):
the latter professionally.
Yeah, I had to fly out.
I had to go away for three,four, five days.
I was sad about the looking andwaving at them goodbye.
When they're little people,they're little, just looking at
their dad.
Just drive away for next week.
(10:22):
And I made a decision.
I made a trade-off.
Yes, you could say, it's for myjob, I have to.
You don't have to do anything.
You choose to Don't give upyour power.
Now, true, there's aconsequence, you may get fired.
So I'm not saying there's noconsequence, but I'm just saying
let's call it for what it is.
We make decisions to go forward, to stop in our tracks, to go
(10:47):
forward, to stop in our tracks,to go backwards, to go left, to
go right, to go up, go down.
We make those decisions.
So that's the frame ofreference.
So 2024 is what did I invest in?
Did I just invest in money?
(11:08):
Did I invest in my health?
Did I invest in family, friends, business, customers?
Did I invest what?
Everything is an investment orsomething else?
Invest in to sow a seed, to putsomething in somebody else's
(11:34):
bucket, to lift them up.
When my boat rises, I wanteverybody else's boat to rise
around me too.
Win-win, that's what I want,but that works both ways.
I want a win-win win too.
You know reciprocity right.
So 2025 is not from a starting,from a clean slate per se,
(12:00):
because you already have afoundation of what you did or
did not do in 2024.
So, for the things you shoulddo more of in 2025, that you
already have that foundationplatform set and you already
know what to do.
This should not be yeah, I wasgoing to say it should not be an
internal struggle but yeah,sometimes it is legitimately but
(12:21):
it's about trade-off.
This year I pledged to attendthis function with my kids to
see them, so I don't haveregrets on my deathbed that I
missed out on their entiregrowing up experience.
Right, it's going to take moretime, more commitment, more
(12:48):
responsibility that I'll have todo.
What does that mean to thefamily?
What does that mean to justhobbies or having fun going on
vacation?
Many years ago, I had a friendthat kept putting off family
(13:09):
vacations.
Now, when I encounter peoplelike this, I would say hey,
don't have regrets, don't be toolong, you know what you're
doing, think about it carefully,but anyway, kept kicking down
those vacations because ofbusiness.
(13:30):
I got to attend this function,got to get this grant, got to
get this money, got to do this,got to do that.
And talking to this friend, hesays, well, I hope to be alive
25 more years, god willing.
Well, he died suddenly Fourmonths later.
(13:51):
Four months later From thatconversation Four months Do you
hear me, folks At a young age,relatively young Middle age
You're still young, right?
Won't get a chance to seeanother sunset, hold up a
grandchild, talk to children,talk to me support, and it was
(14:18):
at a time when I needed support.
So, and not to be selfish, I'mjust saying, given the context,
because I'm alive and he's not.
Um, it was sad, it was sad tohear the friend go down like
that.
It's like tomorrow's notpromised.
(14:40):
He thought he was going to liveanother 25, 30 years, but only
four more months after makingthat statement and that's
something.
So didn't go on vacations,missed out on certain things and
you got to ask yourself what amI doing?
(15:01):
Am I doing the right thing?
Wrong thing?
And yeah, true, to grow am Idoing?
Am I doing the right thing?
Wrong thing?
And yeah, true, to grow meansyou do have to put more time in
many instances.
But my goal for 2025 is not tosacrifice those things that
count, really, but to trade offand say, okay, can't make this
(15:24):
thing on the 5th, but I can makethis thing, this event, on the
12th, okay, and depending onwhich is more important to
attend, and in this month, I canattend everything.
That's going to be my sacrificeto make sure that I'm present
(15:46):
and support whoever that needsmy support.
So family first, right, andeverybody else after that.
And loyalty to your profession,to what you do To earn that
income.
Loyalty, say, hey, I'm there,but there's limits, that and
(16:14):
lines that will not be crossed.
So don't Waste an entire lifeUntil you figure that out.
And so 2025 is going be for mea year of investment in
everything I said health,spiritual, spiritual first.
(16:35):
Health second, significantother spouse, wife, children,
siblings, everyone else.
And how I make the money, themoney, the dinero, okay, how I
(17:03):
make it.
Dedicate time for that, becausewithout money, can't get around
, can't do things.
I figured that out a long timeago when I was broke man.
You can't do too much broke, soget unbroke, okay.
Starts off with a job, almostany job that's willing to hire
(17:27):
you Not be too picky.
Get some experience, learn,maybe.
Go to school.
School means academia, college,university or vocational,
whatever.
That means Hands-on stuff.
We need our trades, by the way.
We need you know, uh.
So it's a matter of priorities.
(17:51):
What is your priority for 2025?
So I'm looking at that now andI've been thinking for a long
time, in 2024 that's.
I like to think way ahead.
So, while I'm in the presentmoment of 2024, I'm thinking
five, six months ago.
Okay, 2025.
This is what the plan is ABCXYZ.
(18:13):
This is the plan.
This is Michael Caine's plan.
Now, will it go right accordingto what I write or think or
plan?
No, but at least I have a planthat I can massage and you know,
turn around or kind of massageand you know flex those muscles,
(18:34):
right.
So I'm going through thesemachinations of what is Michael
Caine going to do to get furtherahead in the dreams that he has
the wish list and guess what?
You can do everything in yourpower to move forward, but if
(18:58):
you don't have the action partso 2025 is going to be you're
going to see a lot more actionfrom Michael K, lot more action,
because in the day that's whatcounts is doing it, hopefully,
do it well.
But but if you don't doanything, you're not going to
move ahead.
And so I'm going to pay off.
(19:20):
I said I'm going to pay thisdebt off, this debt, this loan
Been doing good, paid off a loanthis year and one last year,
and I'm going to pay off Twomore Next year and which will
(19:41):
allow and free up capital.
Free up a lot of money toinvest Into what which will
allow and free up capital.
Free up a lot of money toinvest into what Vacation?
I've been blessed this year,went on three good, nice
vacations and plan on doing twoto three more, plus get rid of
loans all at the same time.
The way I do it is andhopefully it'll be useful for
(20:03):
you.
Actually I got this out of abook many years ago called I
believe it was money is.
My friend opened up six.
You know he had six accounts.
One is the millionaire account,one financial freedom account.
So these different funds.
I have a house repair, carrepair fund and money goes in
there and so when a car repairis needed, the money's there.
(20:24):
House repair boom, it's there.
Vacation fund nothing touches.
Do not touch that vacation havefun fund and if you can help it
now, that would be the last,one of the first things to go if
you had to to, to go to out,reallocate something because
(20:45):
it's good to have time.
Now it's been some time whereit's been a six months a year
where I didn't do anything on alarge scale.
But you know the staycationskind of things.
You know fun, you know localactivities within 100 miles
maybe 200 miles, you know andwhich require one or two hotel
(21:05):
stays or no overtime overstaysat all.
Just take your butt back home,save your money, been there, and
so you got to mix in some formof entertainment whether it's
books, reading, going to movies,music and concerts and the lake
(21:26):
, the river, the ocean, thewoods, getting nature in there
too, and so I'm going to do moreof that in 2025.
So I'm looking forward togetting rid of two loans big
time.
One was based on investment, sothat was not just a personal
(21:48):
loan, it's uh.
The other one was personal andthe other one is business, so
and that's about to be paid,that was an investment that's
going to be paid off, so, andthat's going to sow big time
seeds is the hope and go andpray.
So those are things you shoulddo and I would write all your
(22:08):
thoughts down into what I wantto do in 2025 and meditate, pray
, talk to people and study, read, and I'm reading more books.
My goal is to read more books in2025 to educate my mind.
Some for just pureentertainment.
Probably one or two forentertainment and the others
(22:32):
pure business.
I just got this book by CodySanchez, how to Make
Extraordinary Wealth BuyingOrdinary Businesses.
I like to read stuff like thatand, even though I can't take
advantage of things, I read likethat.
(22:54):
At the present moment, I'msowing a seed, investing in
knowledge and future action, soI like watching financial or
historical biographies ofbusiness.
People Could be like from WaltDisney, andrew Carnegie, john D
(23:19):
Rockefeller, those kind ofthings and they make their money
.
How do they?
What do they do?
What did my father do you knowwhen he grew up?
What did my grandfather do?
How can I not make stupidbonehead decisions over and over
again?
Stop, I'm stopping.
(23:40):
So I stopped doing stupid awhile ago and I said no more
stupid.
And I hopefully coach andmentor and tell other people hey
, don't do stupid.
So don't do foolish.
I have a voice of experienceWith the good, bad and ugly.
I tell you so, but haveoptimism.
(24:02):
The sun is so, but haveoptimism.
The sun is going to risetomorrow.
So what are you going to dotomorrow to contribute to your
future?
January 1st is already therefor many of you who are
listening to this podcast, andit's coming soon for me, so a
(24:24):
few hours left.
So, anyway, plan your future.
What do they say?
Plan, fail to plan or plan tofail or whatever.
I mean we're going to fail,we're going to not meet our
goals.
But don't quit, just get backup our goals.
(24:47):
But don't quit, just get backup, because if you fail to plan
you, you are definitely planningto fail, to be cliched right.
But it's so true, you can tweakthat plan, turn around upside
down, improve upon it as yougrow, as you develop, as as you
nurture yourself and you moveforward with intentionality.
(25:09):
The prize is there.
It may not be the exact prizeyou're looking for, praying for,
but it's a prize.
So I want to, and even I'm eventhinking in 2026, what I want to
do.
I want to do presentations,more presentations.
(25:29):
I want to Definitely want towrite a book, write another book
and now that I survived thehellish experience of writing
one, I can do the next one.
It's going to be that muchbetter, that much sweeter, that
(25:49):
much more focused, and take timeto do that and to increase the
level of my podcast, to raise itup a notch or two or four.
And so right now I'm kind ofstretched thin, so I'm thinking,
(26:10):
ooh, not one more thing rightnow, but I'm looking forward to
working my plan in a systematicapproach where I'm not killing
myself Because, again, if youdon't have your health, it's
over, game game over.
Gotta do better health wise.
Stop eating that junk.
It's definitely uh.
(26:33):
It's very bad the last threemonths, so I need uh.
So you get, you gotta have somemore self-control here, okay.
Or even worse you already knowit's not good but you do it
anyway.
So that's maybe worse frombeing ignorant about it, because
once you have full knowledgeand step off the plank the wrong
(26:56):
way, into the lion's den or theshark infested water, then
that's maybe worse.
So, um, that's why I'm gonnaharp on wealthy, healthy,
healthy, wealthy and wise,healthy, wealthy and wise.
And so, anyway, hope you'regetting something out of this
(27:19):
podcast.
Um, it's my anthem to 2025,where I know life is going to be
that much better and I'm alsonot so Pollyannish to think that
there's not going to be anyproblems, mistakes, challenges,
(27:41):
obstacles.
Of course there are.
I'm praying to good almightythat that, oh man, that is my
cell phone.
So so let me.
Ooh, man, see, I'm in demand.
See, glad somebody want me.
So, at any rate, I want tothank you for taking the time to
(28:05):
listen to this podcast and Iwish you all the best and wish
you well.
Please stay healthy and safeand prosperous.
This is Michael Caine, withLiving your Success 24-7.
Signing out of 2024 andwelcoming the new year, 2025.
(28:30):
Thank you and adios amigos.
Hello, this is Living your Success 24-7, with Michael
Caine in the house, my finalbroadcast for the great year
2024.
Wow, it's.
It's what can I say?
You know the good, bad and ugly, mostly good, blessed and
(00:21):
highly favored.
How's that so not sure aboutyou.
Good folks and thank you forlistening, by the way, and
supporting this podcast I'vebeen in deep reflection every
day as we move toward this finalday of 2024.
(00:43):
And looking back at I'm here, Iknow I'm stating the obvious.
I'm here, but a lot of times wemay not be as appreciative as
we should by the fact that notonly we survived, we've moved up
the ladder a little bit Atleast.
(01:08):
We nudged that needle upwardright.
And if you don't feel like youdid, you have successes that
you're probably not evencounting as successes.
You may be minimalizing youraccomplishments.
I used to do that all the time,you know, saying, well, what
did I really do?
What did I really do?
(01:29):
Did this little thing?
Yeah, but a billion peopledidn't do that little thing and
you did.
So give yourself ha, ha, wah,wah a clap pat on the back and
accolade, saying I good, do goodtoday, right, did good today
(01:49):
and let tomorrow work for itself.
So back to me.
I'm looking back at what theheck did michael kane accomplish
?
What did I do?
Did I seize the opportunity?
Did I overlook some blessingsand potential rewards?
Yes, absolutely.
And looking back I said, man,maybe I should have done that
(02:12):
thing at my jig or this otherthing, and maybe I shouldn't
have done that other thing thatdidn't work out well.
But guess what?
To live a life ofaccomplishment, to live a
successful life, you have totake risks.
Now.
Risks, what does that mean?
Well, we kind of know what thatmeans.
(02:33):
It means you go out on thatledge and you hope.
But you know what?
There's a thing calledcalculated risks.
Where you did research homework, where you did research
homework, you did pretty muchall you can do to prepare for
the risks that you're taking orabout to take.
And so that's what you need todo in order to move that needle
(02:57):
upward in your favor, to behealthier, to be prosperous, to
be more healthy, to be moreprosperous and have good
relationships and have goodtimes come to you.
You have to take risk Now.
Sometimes things just come toyou and if it comes to your
front door, you still have toopen the door and let it in.
(03:19):
Some people don't open thatdoor.
They have that key and the doorof opportunity and they don't
open the door.
They have that key in the doorof opportunity and they don't
open the door Because they havewhat?
That four little word Fear,something I've been doing my
best to defeat for many years,because fear will drive you in
(03:40):
the wrong direction.
So when you look back at thisyear and say, well, what was I
fearful of?
What hurdle did I not jump overbecause I was too scared, I
didn't have enough faith orbelief in myself or some higher
(04:04):
power, both, both.
I didn't do this.
I didn't, you know, evaluatewhat went wrong and right, what
could you have done?
A little bit more of a littleless.
And those are your takeaways forthe year, the great year that's
coming in 2025.
(04:26):
Now I realize in some parts ofthe world it's already 2025.
So, happy New Year to mylisteners in all the countries
that are listening to me.
I appreciate you and I hope andpray that you have a blessed,
(04:46):
prosperous, healthy, fruitful2025.
That you move forward inwhatever your plans are to do
and that you realize your goals.
And that's my prayer for youall.
And thank you for giving me theopportunity to talk to you and
(05:07):
for you to sit there and listento my thoughts, opinions and
experiences.
So what is 2024 mean to MichaelCaine?
It means I thank the almightyGod for allowing me one another
(05:29):
year and give me anotheropportunity to be the best
version of myself, which I'mstill not there.
I still got some things to workout On a psychological,
emotional, physical levels, Iwould say even spiritual.
(05:50):
Yeah, all cylinders got to beon in 2025.
And not let one takeaway I haveand I encourage you don't let
no one get you down.
Don't let anyone steal your joy.
They try.
When they see you happy, theywant to knock you down where
they are miserable.
Oh my gosh, I'm not namingnames now.
(06:13):
I sure could, wow, I could namesome cities, okay, with certain
people trying to knock my joyout, but you know what that
means.
You're important, see peoplethat want to take you down.
You're so important in thisworld that they see you as the
(06:35):
enemy and that's a testament toyou, your power, that you're
doing something right, thatpeople want to attack you and
want to get you.
That means you're on the righttrack, man, generally speaking.
Now I'm only saying if you'redoing the right thing.
I'm not saying about robbingbanks and doing foolish and
(06:57):
criminal behavior when I saythis.
So I'm saying as long as you'reon a righteous path of helping
others, helping yourself andyour family, that's what I'm
talking about, because I knowsome folks could twist stuff.
Twist it well, twist it good.
We're not about twisting stuffon my show.
(07:23):
But 2024 I said okay, how muchmoney did I save?
How much did I invest?
How much did I exercise?
How much did I eat right, howmuch did I spend time to develop
key business, professional,personal relationships.
It takes time and some degreeof trade-offs.
(07:50):
I was going to use the B word,balance, but sometimes it's not
about balance, it's abouttrade-offs.
I read that somewhere not toolong ago.
I said, yeah, you know, becausesome people are in a camp.
Well, they don't believe inwork life balance.
And at first I thought about it,say, oh, that's strange, but I
(08:11):
thought about it.
It's about decision making.
When you get it to its nuclear,to it the atomics level, the
cell, that it's about making adecision between this business
meeting or seeing your childrenin a play or playing a sport,
(08:47):
family or children raising partthat you chose to do to go to
this business thing that youcould live without it.
Now, certain things you have totrade off and say I got a
business meeting, I gotta takethis, I gotta fly out, I gotta.
So you, yeah, that exists, butyou don't want to be an absentee
parent right Now.
(09:07):
Guess what Billionaires,millionaires on their deathbed,
wish I spent time with mychildren, boy, if I made a
dollar for every time that wassaid coulda, woulda, shoulda.
Yeah, you, shoulda, woulda,coulda.
And I did that.
I sacrificed my children to anextent.
I'm not on my deathbed yetHopefully, knock on wood but I
(09:32):
spent a lot of time with themand continue to do so, and
sometimes they're the ones thatsend me away saying, oh, I got
time, I'm working, I spend timewith friends and stuff, but I
make the effort to initiate alot of activities and so my soul
will sleep very well and that Idid all I can do Now growing up
(09:57):
the latter professionally.
Yeah, I had to fly out.
I had to go away for three,four, five days.
I was sad about the looking andwaving at them goodbye.
When they're little people,they're little, just looking at
their dad.
Just drive away for next week.
(10:22):
And I made a decision.
I made a trade-off.
Yes, you could say, it's for myjob, I have to.
You don't have to do anything.
You choose to Don't give upyour power.
Now, true, there's aconsequence, you may get fired.
So I'm not saying there's noconsequence, but I'm just saying
let's call it for what it is.
We make decisions to go forward, to stop in our tracks, to go
(10:47):
forward, to stop in our tracks,to go backwards, to go left, to
go right, to go up, go down.
We make those decisions.
So that's the frame ofreference.
So 2024 is what did I invest in?
Did I just invest in money?
(11:08):
Did I invest in my health?
Did I invest in family, friends, business, customers?
Did I invest what?
Everything is an investment orsomething else?
Invest in to sow a seed, to putsomething in somebody else's
(11:34):
bucket, to lift them up.
When my boat rises, I wanteverybody else's boat to rise
around me too.
Win-win, that's what I want,but that works both ways.
I want a win-win win too.
You know reciprocity right.
So 2025 is not from a starting,from a clean slate per se,
(12:00):
because you already have afoundation of what you did or
did not do in 2024.
So, for the things you shoulddo more of in 2025, that you
already have that foundationplatform set and you already
know what to do.
This should not be yeah, I wasgoing to say it should not be an
internal struggle but yeah,sometimes it is legitimately but
(12:21):
it's about trade-off.
This year I pledged to attendthis function with my kids to
see them, so I don't haveregrets on my deathbed that I
missed out on their entiregrowing up experience.
Right, it's going to take moretime, more commitment, more
(12:48):
responsibility that I'll have todo.
What does that mean to thefamily?
What does that mean to justhobbies or having fun going on
vacation?
Many years ago, I had a friendthat kept putting off family
(13:09):
vacations.
Now, when I encounter peoplelike this, I would say hey,
don't have regrets, don't be toolong, you know what you're
doing, think about it carefully,but anyway, kept kicking down
those vacations because ofbusiness.
(13:30):
I got to attend this function,got to get this grant, got to
get this money, got to do this,got to do that.
And talking to this friend, hesays, well, I hope to be alive
25 more years, god willing.
Well, he died suddenly Fourmonths later.
(13:51):
Four months later From thatconversation Four months Do you
hear me, folks At a young age,relatively young Middle age
You're still young, right?
Won't get a chance to seeanother sunset, hold up a
grandchild, talk to children,talk to me support, and it was
(14:18):
at a time when I needed support.
So, and not to be selfish, I'mjust saying, given the context,
because I'm alive and he's not.
Um, it was sad, it was sad tohear the friend go down like
that.
It's like tomorrow's notpromised.
(14:40):
He thought he was going to liveanother 25, 30 years, but only
four more months after makingthat statement and that's
something.
So didn't go on vacations,missed out on certain things and
you got to ask yourself what amI doing?
(15:01):
Am I doing the right thing?
Wrong thing?
And yeah, true, to grow am Idoing?
Am I doing the right thing?
Wrong thing?
And yeah, true, to grow meansyou do have to put more time in
many instances.
But my goal for 2025 is not tosacrifice those things that
count, really, but to trade offand say, okay, can't make this
(15:24):
thing on the 5th, but I can makethis thing, this event, on the
12th, okay, and depending onwhich is more important to
attend, and in this month, I canattend everything.
That's going to be my sacrificeto make sure that I'm present
(15:46):
and support whoever that needsmy support.
So family first, right, andeverybody else after that.
And loyalty to your profession,to what you do To earn that
income.
Loyalty, say, hey, I'm there,but there's limits, that and
(16:14):
lines that will not be crossed.
So don't Waste an entire lifeUntil you figure that out.
And so 2025 is going be for mea year of investment in
everything I said health,spiritual, spiritual first.
(16:35):
Health second, significantother spouse, wife, children,
siblings, everyone else.
And how I make the money, themoney, the dinero, okay, how I
(17:03):
make it.
Dedicate time for that, becausewithout money, can't get around
, can't do things.
I figured that out a long timeago when I was broke man.
You can't do too much broke, soget unbroke, okay.
Starts off with a job, almostany job that's willing to hire
(17:27):
you Not be too picky.
Get some experience, learn,maybe.
Go to school.
School means academia, college,university or vocational,
whatever.
That means Hands-on stuff.
We need our trades, by the way.
We need you know, uh.
So it's a matter of priorities.
(17:51):
What is your priority for 2025?
So I'm looking at that now andI've been thinking for a long
time, in 2024 that's.
I like to think way ahead.
So, while I'm in the presentmoment of 2024, I'm thinking
five, six months ago.
Okay, 2025.
This is what the plan is ABCXYZ.
(18:13):
This is the plan.
This is Michael Caine's plan.
Now, will it go right accordingto what I write or think or
plan?
No, but at least I have a planthat I can massage and you know,
turn around or kind of massageand you know flex those muscles,
(18:34):
right.
So I'm going through thesemachinations of what is Michael
Caine going to do to get furtherahead in the dreams that he has
the wish list and guess what?
You can do everything in yourpower to move forward, but if
(18:58):
you don't have the action partso 2025 is going to be you're
going to see a lot more actionfrom Michael K, lot more action,
because in the day that's whatcounts is doing it, hopefully,
do it well.
But but if you don't doanything, you're not going to
move ahead.
And so I'm going to pay off.
(19:20):
I said I'm going to pay thisdebt off, this debt, this loan
Been doing good, paid off a loanthis year and one last year,
and I'm going to pay off Twomore Next year and which will
(19:41):
allow and free up capital.
Free up a lot of money toinvest Into what which will
allow and free up capital.
Free up a lot of money toinvest into what Vacation?
I've been blessed this year,went on three good, nice
vacations and plan on doing twoto three more, plus get rid of
loans all at the same time.
The way I do it is andhopefully it'll be useful for
(20:03):
you.
Actually I got this out of abook many years ago called I
believe it was money is.
My friend opened up six.
You know he had six accounts.
One is the millionaire account,one financial freedom account.
So these different funds.
I have a house repair, carrepair fund and money goes in
there and so when a car repairis needed, the money's there.
(20:24):
House repair boom, it's there.
Vacation fund nothing touches.
Do not touch that vacation havefun fund and if you can help it
now, that would be the last,one of the first things to go if
you had to to, to go to out,reallocate something because
(20:45):
it's good to have time.
Now it's been some time whereit's been a six months a year
where I didn't do anything on alarge scale.
But you know the staycationskind of things.
You know fun, you know localactivities within 100 miles
maybe 200 miles, you know andwhich require one or two hotel
(21:05):
stays or no overtime overstaysat all.
Just take your butt back home,save your money, been there, and
so you got to mix in some formof entertainment whether it's
books, reading, going to movies,music and concerts and the lake
(21:26):
, the river, the ocean, thewoods, getting nature in there
too, and so I'm going to do moreof that in 2025.
So I'm looking forward togetting rid of two loans big
time.
One was based on investment, sothat was not just a personal
(21:48):
loan, it's uh.
The other one was personal andthe other one is business, so
and that's about to be paid,that was an investment that's
going to be paid off, so, andthat's going to sow big time
seeds is the hope and go andpray.
So those are things you shoulddo and I would write all your
(22:08):
thoughts down into what I wantto do in 2025 and meditate, pray
, talk to people and study, read, and I'm reading more books.
My goal is to read more books in2025 to educate my mind.
Some for just pureentertainment.
Probably one or two forentertainment and the others
(22:32):
pure business.
I just got this book by CodySanchez, how to Make
Extraordinary Wealth BuyingOrdinary Businesses.
I like to read stuff like thatand, even though I can't take
advantage of things, I read likethat.
(22:54):
At the present moment, I'msowing a seed, investing in
knowledge and future action, soI like watching financial or
historical biographies ofbusiness.
People Could be like from WaltDisney, andrew Carnegie, john D
(23:19):
Rockefeller, those kind ofthings and they make their money
.
How do they?
What do they do?
What did my father do you knowwhen he grew up?
What did my grandfather do?
How can I not make stupidbonehead decisions over and over
again?
Stop, I'm stopping.
(23:40):
So I stopped doing stupid awhile ago and I said no more
stupid.
And I hopefully coach andmentor and tell other people hey
, don't do stupid.
So don't do foolish.
I have a voice of experienceWith the good, bad and ugly.
I tell you so, but haveoptimism.
(24:02):
The sun is so, but haveoptimism.
The sun is going to risetomorrow.
So what are you going to dotomorrow to contribute to your
future?
January 1st is already therefor many of you who are
listening to this podcast, andit's coming soon for me, so a
(24:24):
few hours left.
So, anyway, plan your future.
What do they say?
Plan, fail to plan or plan tofail or whatever.
I mean we're going to fail,we're going to not meet our
goals.
But don't quit, just get backup our goals.
(24:47):
But don't quit, just get backup, because if you fail to plan
you, you are definitely planningto fail, to be cliched right.
But it's so true, you can tweakthat plan, turn around upside
down, improve upon it as yougrow, as you develop, as as you
nurture yourself and you moveforward with intentionality.
(25:09):
The prize is there.
It may not be the exact prizeyou're looking for, praying for,
but it's a prize.
So I want to, and even I'm eventhinking in 2026, what I want to
do.
I want to do presentations,more presentations.
(25:29):
I want to Definitely want towrite a book, write another book
and now that I survived thehellish experience of writing
one, I can do the next one.
It's going to be that muchbetter, that much sweeter, that
(25:49):
much more focused, and take timeto do that and to increase the
level of my podcast, to raise itup a notch or two or four.
And so right now I'm kind ofstretched thin, so I'm thinking,
(26:10):
ooh, not one more thing rightnow, but I'm looking forward to
working my plan in a systematicapproach where I'm not killing
myself Because, again, if youdon't have your health, it's
over, game game over.
Gotta do better health wise.
Stop eating that junk.
It's definitely uh.
(26:33):
It's very bad the last threemonths, so I need uh.
So you get, you gotta have somemore self-control here, okay.
Or even worse you already knowit's not good but you do it
anyway.
So that's maybe worse frombeing ignorant about it, because
once you have full knowledgeand step off the plank the wrong
(26:56):
way, into the lion's den or theshark infested water, then
that's maybe worse.
So, um, that's why I'm gonnaharp on wealthy, healthy,
healthy, wealthy and wise,healthy, wealthy and wise.
And so, anyway, hope you'regetting something out of this
(27:19):
podcast.
Um, it's my anthem to 2025,where I know life is going to be
that much better and I'm alsonot so Pollyannish to think that
there's not going to be anyproblems, mistakes, challenges,
(27:41):
obstacles.
Of course there are.
I'm praying to good almightythat that, oh man, that is my
cell phone.
So so let me.
Ooh, man, see, I'm in demand.
See, glad somebody want me.
So, at any rate, I want tothank you for taking the time to
(28:05):
listen to this podcast and Iwish you all the best and wish
you well.
Please stay healthy and safeand prosperous.
This is Michael Caine, withLiving your Success 24-7.
Signing out of 2024 andwelcoming the new year, 2025.
(28:30):
Thank you and adios amigos.
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