Gen Z Homeownership, Renovation Loans & Why Waiting to Buy is Costing You

In this powerful episode of The Loan Arranger Show, Bruce Woodburn of CrossCountry Mortgage tackles the big question: Can Gen Z really buy a home in today’s market? Bruce shares personal stories about helping his own kids become homeowners and reveals the steps young adults can take to build wealth through real estate—even in a challenging economy. Then, renovation loan expert Sandee Lutz joins the show to break down FHA renovation loans—how they work, who qualifies, and why they’re more flexible than ever. Learn about the differences between limited and standard 203(k) loans, contingency reserves, and how you can finance repairs or upgrades into your mortgage—even with low credit or limited cash. Bruce also dives into:

• The real cost of waiting to buy
• How rising property values outpace rent savings
• Why now is a buyer’s market, and how long that window may last
• The impact of the Fed rate on mortgage interest rates (hint: it’s not what you think)
• His personal guarantee to listing agents for fully approved buyers

Plus, details on Bruce’s upcoming free homebuying class in Winter Park on July 10th—learn how to buy smart, avoid common mistakes, and get answers to all your real estate finance questions.

📲 Get started today: Call Bruce at [phone] or visit WeBringYouHome.com
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