Protecting Yourself from Sequence of Returns: The Risk Many Retirees Miss | Ep 3

In this episode, host Mark Zagurski tackles one of the most pressing questions for retirees: how much of your retirement assets should be invested in the stock market? With traditional pension plans fading and the burden of retirement savings increasingly placed on employees, this question is more relevant than ever.

Mark draws on decades of experience in the insurance and investment industries to explore key strategies for managing retirement assets and navigating market risks. Whether it’s planning for potential market downturns, understanding the sequence of returns risk, or leveraging diversification to balance risk and growth, this episode offers actionable insights for anyone preparing for retirement.

Key Takeaways:

• Why the stock market is a critical component for many retirees’ financial strategies.

• The importance of diversification to minimize the impact of market downturns.

• How sequence of returns risk can impact the longevity of your retirement savings.

• Practical ways to create a volatility buffer, such as emergency funds, non-traditional assets, or part-time work.

• Why comprehensive planning, including income generation strategies, is essential to retirement success.

Don’t leave your financial future to chance. A personalized plan can make the difference between outliving your money or enjoying a comfortable, stress-free retirement. Connect with a Mutual of Omaha advisor today to explore how a customized strategy, including volatility buffers and diversification, can help you secure your future.

Your money. Your plan. Your future—take control now.

“Without a plan, market downturns in retirement can turn your golden years into financial stress.” - Mark Zagurski

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Investing involves risk, including loss of principal. 

This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Please consult with the appropriate professional regarding your personal situation prior to making any financial decisions.  Strategies discussed may not be suitable for everyone.   Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.