In this episode of the Make It Personal Podcast, Mark wraps up the two-part series on the 10 most important financial decisions that shape your long-term success. Building on last week’s exploration of education, career, budgeting, and saving, this episode tackles the next five pivotal choices that deepen and secure your financial foundation.
Mark revisits the crucial difference between saving and investing, explaining why both are essential but serve distinct purposes. He emphasizes that true wealth-building requires a thoughtful investment strategy aligned with your personal risk tolerance and long-term goals. The episode then moves into decisions around marriage and family, unpacking how life partnerships and raising children add layers of financial responsibility and the need for coordinated household planning.
Next, Mark dives into risk management, detailing why life insurance, disability coverage, and long-term care protection are indispensable parts of a complete financial plan. He guides listeners through the many facets of retirement planning, covering everything from Social Security timing to creating reliable income streams. Finally, he addresses risk management in retirement, explaining how to guard against inflation, longevity risk, market downturns, and escalating health care costs.
You’ll learn:
Why investing is different from saving—and why both matter.
How marriage and family choices impact your overall financial strategy.
The critical role of risk management in safeguarding your income and assets.
How to prepare for a retirement that could last 30 years or more.
Strategies to mitigate major retirement risks like inflation and market volatility.
Want a plan that’s personal to you? Download the free eBook “Seven Principles for Your Financial Success” at www.makeitpersonalpodcast.com and schedule a no-obligation consultation with a Mutual of Omaha advisor today. Secure your future by making smart, intentional choices now!
“In the simplest terms, one of the most essential financial issues in retirement is: will our money outlive us, or will we outlive our money?” - Mark Zagurski
Connect with Mutual of Omaha Advisors through the following links:
Download the Seven Principles eBook
Facebook - Mutual of Omaha Advisors
Sign Up For a Free Financial Strategy Meeting
--
Investing involves risk, including loss of principal.
This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Please consult with the appropriate professional regarding your personal situation prior to making any financial decisions. Strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.
Popular Podcasts
True Crime Tonight
If you eat, sleep, and breathe true crime, TRUE CRIME TONIGHT is serving up your nightly fix. Five nights a week, KT STUDIOS & iHEART RADIO invite listeners to pull up a seat for an unfiltered look at the biggest cases making headlines, celebrity scandals, and the trials everyone is watching. With a mix of expert analysis, hot takes, and listener call-ins, TRUE CRIME TONIGHT goes beyond the headlines to uncover the twists, turns, and unanswered questions that keep us all obsessed—because, at TRUE CRIME TONIGHT, there’s a seat for everyone. Whether breaking down crime scene forensics, scrutinizing serial killers, or debating the most binge-worthy true crime docs, True Crime Tonight is the fresh, fast-paced, and slightly addictive home for true crime lovers.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.