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July 23, 2025 15 mins

Hate paying for insurance? What if you didn’t have to?


Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.


Insurance is one of those financial to-dos that’s easy to ignore, until it’s suddenly urgent.


It can be confusing, expensive, and way too easy to shove to the bottom of your priorities list. But here’s the thing: New Zealanders are underinsured, with coverage rates well below the OECD average.


So what’s actually worth paying for? What can you skip?


And… is there a way to get someone else to pay for your insurance?


In this episode, I’m joined by Willie Moala, national insurance lead at AdviceFirst, to break down the smart ways to cut insurance costs, the underrated workplace perks you might be missing, and the cover you’ll be grateful to have when life throws you a curveball.


If you're looking to save money, protect your income, or just finally get insurance sorted, this episode is your guide.


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