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July 31, 2025 44 mins

There’s a wave of major money changes rolling through New Zealand, hitting everything from where you keep your savings, to what’s in your KiwiSaver, to the price of your weekly groceries.


In this live Making Cents episode, Frances Cook is joined by Consumer NZ CEO Jon Duffy to break down what actually matters, and what you should do next.


We cover:


- The new bank protection rules, under the Depositor Compensation Scheme. What the $100,000 guarantee really means, and how to make sure you’re covered

- KiwiSaver contribution cuts. What’s changed, who loses out, and whether it’s still worth it

- Grocery price wars. Are the watchdogs finally growing teeth, or are we stuck with sky-high bills?

- The surcharge ban, and will that mean lower fees for you, or just higher prices everywhere else?


Whether you’re saving for a house, trying to retire, or just want to stop bleeding money at the checkout, this episode gives you the clear, practical info you need, so that you can stay savvy with your money.


Smart questions, straight answers, with one of New Zealand’s top consumer advocates.


Making Cents is supported by our friends at Kiwibank.


Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.


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