Buying medical malpractice insurance can be a time-consuming, frustrating process. There are many different companies to choose from, policy types to understand and coverage nuances that can make it difficult to really know if you’re getting the best coverage at the best price. This is why most doctors prefer to work with an agent to help them compare options in the market. So, why not just have your current insurance broker – the guy who does your general liability, your business owner’s policy, your worker’s comp and your other commercial policies – do your malpractice? Isn’t it just easier to have 1 point of contact for all of your insurance needs?
Well today I’m going to tell you why this is actually a BAD idea. No offense to your commercial insurance agent, but there are a lot of reasons why you should NOT have him handle your medmal. Let’s talk about it together.
(1:23) Direct vs. Independent Agents
(4:02) Why not have multiple agents shop for you?
(4:58) Why you need a specialised insurance agent
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