Meaning Over Money

Whenever we spend money, there’s a tension in the air. Do we buy cheaper items so we have the resources to buy more, or do we focus our resources on buying fewer, but higher quality items? In today’s episode, host Travis Shelton shares why he believes quality over quantity is almost always the right answer. Not only that, but buying more expensive items is often a cheaper long-term strategy. 

Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://w...

For more than four years, we produced two episodes per week.....like clockwork. 419 episodes in a row without a single miss. Then, something happened. We decided to skip one episode, which led us to take a week off, which led us to take two weeks off, which eventually led us to take nearly three months off. If we give ourselves an inch, we'll take a mile. In today's episode, host Travis Shelton discusses the dangers of excu...

If sugar is what makes cake taste good, why don’t we just replace all the flour with more sugar? It would taste like crap, that’s why. However, we live in a culture that continually tells us that we should replace the flour in our lives with more and more sugar. In today’s episode, host Travis Shelton explores the idea of finding a healthy balance of sugar (leisure and fun) and flour (work, purpose, and impact) in our lives. Just a...

Compounding is a powerful phenomenon, but it’s staggering how much so for young people. In today’s episode, host Travis Shelton shares some insights from a recent talk he gave to young adults. In short, young adults have a particularly massive opportunity to embrace the power of compounding. All it requires is the willingness to start…..and a ton of patience.

Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.travisshelton.com/podcast⁠⁠...

This money stuff should be simple, but simple doesn’t mean easy. In fact, some of the simplest things in the world are the hardest to actually do. In today’s episode, host Travis Shelton discusses this important distinction, and will challenge you to aggressively and obsessively pursue simple. While it might be tremendously difficult, it might also be one of the best things you ever do. 

Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https:/...

Humans have an interesting knack of overestimating the probability of something bad happening, but underestimating the severity of said bad outcome. The net result of these dynamics can be utterly destructive. In today’s episode, host Travis Shelton discussed the importance of understanding the true downside risks of xyz decision. If we do, we’ll make better choices and protect our family from potentially devastating outcomes. 

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Worried about a possible stock market crash? You aren’t alone! With the volatility we’ve experienced in the first three months of 2025, many people are getting nervous. Will the market crash? Is this just a bump in the road? Are bad days ahead? We aren’t fortune tellers, but we can say with 100% certainiy that a stock market crash will happen……at some point. If true, what do we do with that information. In today’s episode, host Tra...

Did you know that host Travis Shelton recently had a midlife crisis? Well, that’s what most people would call it, anyway. In the Meaning Over Money world, we simply calling it living for the meaning, not for the money. In today’s episode, on the one-year anniversary of Travis purchasing an 18-year-old Nissan 350Z, Travis discusses the costs, benefits, and overall takeaways. In short, it’s pretty freaking awesome!

If you have que...

Would you spend $10 per day on things you don’t need? Every day, every week, every month, every year. In some ways, this idea sounds crazy and irresponsible. Host Travis Shelton wrote a blog about this recently, and his readers agreed. Spending $10 on wants every single day sounds grossy reckless. However, would you believe that almost every person who listens to this episode already does that…..and more? We don’t think of it this ...

No, that daily coffee isn’t ruining your financial life…..by itself. We love to pigeonhole certain expenses in our life as the ones that are hurting us. Truth is, most probably aren’t. It’s okay to spend money on fun things like coffess, drinks, clothes, and dining out. There’s nothing inherently wrong with buying fun things. However, we can’t have ALL the fun things. In today’s episode, host Travis Shelton discusses the importance...

One of the biggest financial stressors in people’s lives is the tension they experience waiting to see if x bills will be paid before y paycheck arrives (or vice versa). Just one or two days can be the make or break, and the stress that creates in our lives is tremendous. In today’s episode, host Travis Shelton explains why it’s critical to take timing off the table. More importantly, he simply explains how to remove this situation...

Have you ever been jealous of someone in your life? Of course you have! Often, we get jealous of the upside of someone’s decisions (such as the house they live in or the car they drive). However, we rarely think about the cost of these decisions. In today’s episode, host Travis Shelton explains why we must factor in both sides of the equation before we form an opinion (or become jealous). Often, if we actually knew the consequences...

People are once again starting to get nervous about the stock market. It makes sense, as the market has recently experienced some negative volatility. In today’s episode, host Travis Shelton makes his argument why it’s so important that we stop. Stop worrying. Stop reacting. Stop adjusting. Stop doing. We just need to stop. When we stop, take a deep breath, and see things through a proper lens, this investing stuff doesn’t have to ...

Most tales of financial struggle have a starting point. People can often trace back their turmoil to a single event. Maybe it’s one poor decision, or a misfortune, or a mistake. We call those landmines. And when we step on a landmine, it becomes more likely to step on another. In today’s episode, host Travis Shelton discusses the importance of avoiding landmines, but when we do step on them, how to bounce back. Don’t let the landmi...

Do you do your own taxes? If so, please listen to this episode. We believe that one of the simpliest and most important decisions you can make in your financial life is to get a trusted tax professional. It’s about far more than just getting your taxes done each spring. For many families, this one decision can make a world of difference! In today’s episode, host Travis Shelton explains the implications of having (or not having) a t...

What would happen to your family if something happened to you? What would happen to you if something happened to your spouse? In today’s episode, host Travis Shelton explains why it’s critically important to protect our families with life insurance, how much you might need, and how to get it. If we’re struck with the most heartbreaking of tragedies, we need to make sure our family is protected financially. It’s enough to mourn the ...

Whenever we talk about investing, it’s almost always through the lens of retirement investing. Retirement investing is awesome, no doubt. However, most families, in their pursuit of focusing their energy on retirement, miss out on an important and powerful opportunity. What if you need/want some of your assets before age 60? A wedding? A car? College? An earlier-than-60 income stream? Most people must bide their time until they hit...

One of the hardest nuances to manage in our finances is dealing with an inconsistent income. While some people might get a salary or work a consistent set of hours, many rely on commissions, royalties, bonuses, and varying hours to feed their family. One month might pay $15,000, and the next $2,000. It can be a whipsaw of emotion, ranging from euphoria to panic. In today’s episode, host Travis Shelton explains how he coaches famili...

More than nearly every aspect of personal finance, we here at Meaning Over Money will die on the hill that married couples should combine finances and view everything through the lens of “ours.” However, it’s inevitable that tensions and stress will arise at some point. In most marriages, the tension doesn’t come from the big decisions, but rather the small everyday purchases. In today’s episode, host Travis Shelton walks through t...