Medicare For The Lazy Man Podcast

Medicare For The Lazy Man Podcast

Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!

Episodes

May 30, 2024 32 mins

A highly respected Medicare expert stops short of guiding his client to the best, most money-saving plan available.

Also, check out the many absolutely free preventive services offered to women under Medicare.

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ev...

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Great news: the dopes promoting Calcare, Canadian style single payor plan in California have had their posteriors handed to them!

How about those anti-aging drugs they wanted to give to little kids?

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Ama...

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The growth in Medicare Advantage enrollment is in large part due to retirees who have been promised lifetime medical insurance being forced into MA plans; sometime against their wishes!

Do you in an insurance agency with 15 warm bodies hanging around? If so, get ready for your new, government mandated non-discrimination czar!

Contact me at: DBJ@M...

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MA carriers are bracing for tough times; CVS says it is willing to say good-bye to 10% of their members.

A basic primer: What does Medicare NOT cover?

This includes a note about MA plans accused of denying medically necessary treatment for patients that would be treated without question under original Medicare.

 

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MA plans are preparing to undergo financial stress in coming years. This may cause them to cut back on the extra benefits some of them include.

One carrier was cited as choosing "(profit) margins over (adding) membership"!

Enterprising insurance agents in Utah may have devised a clever way to excuse rate increases to their clients: blame them on ...

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RSV stands for "Respiratory Syncytial Virus". We wade into a description of the disease plus some information about the vaccines.

Finally, what American sport draws its players and fans from the older ages than any other? PICKLEBALL!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simples...

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According to our first article, Plan F is Changing from a Cadillac into a Yugo! The prognosis is even worse with many large rate increases just ahead.

A widowed acquaintance asked me for help just days after her husband (my old friend) suffered an untimely death. Instead of taking my advice, she ignored my warnings and allowed herself to be victimized by an unscrupulous agen...

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As an example, Humana is planning to terminate plans in some areas, citing the fact that rising costs are squeezing profits.

Question: can an employer force an employee of it's plan and on to Medicare?

Walmart decides to close all of its 51 medical clinics.

Finally, we review the mental health benefits offered by Medi...

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We list six signs that indicate the imminent need for hiring home health care aides. After that list, consulting the "What's covered" app tells us whether and to what extent these services are covered by Medicare.

Also, learn about three big changes coming to Medicare in 2025!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired ...

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We have some fun answering a listener question about physical examinations with the help of the "What's Covered" iPhone app.

Get your Crayons & construction paper ready to take notes: we list 13 of somebody's idea of the best retirement podcasts.

Finally, the definition of "old age" moves from 71 up to 74. Damn, I'm still a loser!

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One of the concerns with AI is that it will replace caring medical professionals.

 A visitor to the website used the (soon to be removed) chat feature to ask if his state allows insurance companies to off High Deductible Plan G.. One problem: I have no idea where he or she lives!

Finally, nationwide troubles with Medicare Advantage plans have cau...

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Long term stays in skilled nursing facilities: what happens when Medicare payments peter out?

One course of action is to appeal to Medicare for relief from the payment denial. We list the steps in the appeals process.

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest ...

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Also, a medical expert expresses his opinion on the value of colorectal screening for older people.

ESRD: end stage renal disease, finally accepted by MA plans although Medicare has a bunch of special rules surrounding the transplant process.

Benefit changes, acquisitions and divestitures; do we see turmoil coming in the near future for Advantage...

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The hospital CEO reports layoffs and financial stress caused by "delayed and denied payments" due from Medicare Advantage plans.

Also, Sen. Rand Paul reports that AARP is a fraud, working against the wishes of up to 85% of members in order to continue reaping wealth from their unholy alliance with United Healthcare.

Finally, many large medical pr...

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GPT: Generative Pre-trained Transformer - A person called Medicare Dana from Austin, TX questioned Chat GPT about how old farts feel about things nowadays.

We hold an extensive discussion as to how this "tool" is usurping trained human experts and possibly being used as a money-saving shortcut by medical practitioners; sometimes with fatal results!

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Government crackdown on MA crooks causes inconvenience for ethical agents, too!

Efforts to improve the outcomes in prior authorization denials will be concentrated on poor people only. It is almost as though these disgusting Medicare Advantage practices never affect middle class or wealthy victims. 

Contact me at: DBJ@MLMMailbag.com

(Most severe ...

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If you have trouble motivating yourself to undergo an eye examination, buy some reasonably priced VSP vision insurance from me! This will remove the financial impediment to regular vision care.

Also, Wellcare is terminating its contract with Comprehensive Cancer Centers of Nevada. I hope their members don't have need of this specialized level of treatment!

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All tests, procedures & items are arranged alphabetically for maximum entertainment value!

Also, the burden of getting medical care can exhaust older patients!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A++)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short c...

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Opinions conflict on whether there is value in knowing about amyloid deposits are being formed in our brains, but the test is available for you to purchase.

Also, we go through the methods of funding the need for long term care.

Finally, the Medicare Advantage world is all a-twitter about the possibility of base pay being capped and agent compensation being cut!

Contact me at: DBJ@MLMMailbag.com

(Most s...

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Stock prices have tumbled amid much wailing and gnashing of teeth, These plans are contemplating raising premiums and cutting benefits in order to maintain profitability. 

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired by:

"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & h...

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