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March 21, 2025 • 26 mins

🎙 Real Talk: Are DSCR Loans Saving or COSTING You Money? Confused about DSCR loans in real estate? You're not alone!


Real estate investors, STOP losing money! Michelle and Vin get real (and hilariously candid) about Debt Service Coverage Ratio (DSCR) loans, private capital, and what it REALLY takes to thrive in real estate investing without costly setbacks.


In this raw and relatable episode, you'll discover:


🔹 DSCR Loans: Are they worth the headache? (Michelle vs. Vin debate!)🔹 How to push back when lenders ask for too much🔹 The essential questions you MUST ask lenders🔹 Why networking & relationships are your BEST protection🔹 Mistakes we made (and how YOU can easily avoid them!)


In this episode you'll learn:

  • Why understanding DSCR loans is critical for real estate investors.

  • Common pitfalls and unnecessary requirements lenders may impose.

  • How to confidently push back on lenders and save thousands.

  • The power of networking to avoid costly lending mistakes.

  • Real-life experiences from Michelle and Vin on working with private money lenders (PML) and DSCR lenders.


✅ Want to master capital raising and lending?
📩 DM us "CAPITAL" for exclusive resources & mentorship!

🔹 Follow & Subscribe for more real estate and entrepreneurship tips:📌 Like, Comment & Subscribe!📌 Drop a CHALLENGE if you're serious about mastering real estate lending!


Ready to grow your real estate investing skills?


✅ Join our community for exclusive resources and connections:

  1. https://bit.ly/PrivateCapital
  2. https://bit.ly/women-in-real-estate

✅ Subscribe, rate, and review to help us bring you more powerful insights!


#RealEstateInvesting #DSCRLoans #PrivateMoneyLending #RealEstatePodcast #Entrepreneurship #CapitalRaising #BusinessCouple #MichelleAndVin


👉 Timestamps:

  • 00:02 - Intro: Entrepreneurship & Real Estate Insights

  • 01:12 - Learning Curve in Real Estate Investing

  • 02:16 - Raising Private Capital & Coaching Students

  • 03:37 - The Truth about DSCR Loans: Pros & Cons

  • 06:35 - Why Vin Dislikes DSCR Loans

  • 07:45 - Michelle's Strategy: Navigating DSCR Loans Successfully

  • 13:06 - Key Questions You Should Ask DSCR Lenders

  • 17:36 - Networking Tips to Identify the Best Lenders

  • 21:30 - How to Spot Red Flags with Lenders

  • 23:22 - Personal Networking Challenge Update

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