MILMO Show

I've had a hypothesis sitting in the back of my mind for a while. Buy Now, Pay Later has become normal. Sports betting is legal in more states than ever. OnlyFans subscriptions are private, easy, and a click away. None of these things automatically ruins your finances. But I keep wondering what happens when they start stacking.

In this episode, Josh Bannerman, Marine veteran and Certified Financial Planner, and I pressure-test my h...

Estate planning is one of those things most people know they should do, but it often feels overwhelming, expensive, or easy to put off. Between our busy lives and discomfort around death, even responsible adults delay it far longer than they want to admit.

In this episode, we break estate planning down into what it really is, a practical way to reduce stress for the people you love and make sure your wishes are clear. We talk about...

Student loans can feel overwhelming. Repayment plans change, headlines create confusion, and it's hard to know what actually applies to your situation or what to do next.

In this episode, student loan expert Robert Farrington breaks down what's really happening with student loans right now, what borrowers need to pay attention to, and how to take strategic action instead of staying stuck. We also talk about his journey building a s...

Being busy can feel responsible and productive, but if you've ever found yourself working all the time and still wondering why the money doesn't reflect the effort you're putting in, you are in good company.

In this episode, I'm talking about why busy is not a revenue strategy, how easy it is to get pulled into work that feels productive but doesn't actually bring in income, and how to think about the different hats you wear in bus...

So many people in the military community carry hard-earned knowledge from their careers, side hustles, and lived experiences, but aren't always sure how to turn it into consistent income aligned with their lives. 

Here is the encore airing of Transforming Your Knowledge into Profitable Memberships with Stu McLaren, a standout episode that reminds us your expertise has value, and that building something meaningful doesn't have to me...

Feeling behind can sneak up on you. It's not always about the numbers. It's that constant sense that you should be further along, more caught up, more on top of things than you are. And for military families, that feeling can hit even harder when life keeps moving, whether you're ready or not.

In this episode, I'm sharing a quick financial reset. Not a full overhaul or a long to-do list. Just a steady way to pause, get your footing...

Saving money is something most people want to do or are already doing, but where that money sits often gets overlooked. A lot of service members and spouses are doing the right thing by spending less than they make and saving money, but your savings might not be working to its fullest potential for you. And that can slow your progress, even when you're trying hard.

In this episode, I'm talking about high-yield savings accounts, wha...

The start of a new year brings a lot of pressure. Pressure to fix everything, do more, be better, and somehow come up with a brand-new version of yourself at the stroke of midnight. And for many military families and others who feel financially or personally behind, that pressure can feel overwhelming instead of motivating.

In this episode, I want to share a more straightforward approach to goals, one that I personally use, especia...

As we close out the year and look ahead to what's possible, this felt like the right moment to revisit a meaningful conversation on the show. Building wealth in the military isn't about quick wins. It's about clarity, confidence, and playing the long game, even when life gets unpredictable.

Here is the encore airing of Building Wealth for Military Families with Jerry Quinn, one of my top episodes of 2025 and a powerful reminder tha...

Most of us spend years chasing success without ever stopping to ask what "living well" really means. We talk about building wealth or hitting financial milestones, but often overlook the two resources that matter most: our time and our health.

In this episode, Navy pilot Zach Rodriguez shares about how a near-fatal helicopter mishap pushed him to rethink everything from what success looks like to how we care for our bodies and our ...

For many veterans, the hardest part of leaving the military isn't the transition, it's figuring out what to do with the physical and mental wear-and-tear of service. Too many walk away without documenting injuries, without understanding the claims process, or believing they don't "deserve" benefits because someone else had it worse. But overlooking a VA disability claim can affect your health, your income, and the opportunities you...

The financial risks facing service members today look nothing like they did 10 or 15 years ago. There used to be real barriers. A literal base gate stood between you and companies that didn't have your best interests at heart. Commanders could keep bad actors out. The Department of War could set policies and say "nope, not on installations." But that world is gone.

Today, the enemy isn't standing at the gate trying to get in. The e...

Most people think about taxes one stressful season at a time, but that mindset can cost you opportunities. Especially if you're in the military, planning for early retirement, or navigating years when your income swings up and down. When you don't understand how the rules work across your whole financial life, it's easy to miss out on the strategies designed to help you keep more of what you earn.

In this episode, tax expert and fi...

Too many service members begin their careers already on their heels, navigating debt and financial confusion. And for many, lack of early financial readiness awareness doesn't just stress their wallets, it limits their options.

In this episode, retired Army Colonel Michael Tremblay shares what he witnessed across the full spectrum of service, from onboarding new recruits to transitioning soldiers after decades in uniform, and why f...

The holidays can be a special time full of connection with coworkers, friends, and family, but they can also be a season when money feels out of control. Between travel, gifts, parties, food, and "just one more present" moments, it's easy for two months of spending to undo months of progress. For many military families, the pressure hits even harder with long travel distances, family expectations, and the feeling that memories have...

Veterans are built different. We've learned to push when others quit, to focus on the big picture instead of getting caught up in small stuff, and to adapt when things change. We've mastered discipline, resilience, and teamwork —the same qualities that drive financial success. 

In this episode, I'm breaking down why veterans have what it takes to rule the world—financially speaking. Because when you combine our strengths with the r...

In this episode, we revisit the timeless lessons from The Millionaire Next Door, how ordinary habits create extraordinary wealth, and explore the difference between managing money day to day and truly planning for the long term. Kirk also shares practical guidance on paying off debt, saving for the future, and building flexibility into your financial life, especially for military families facing uncertainty.

Kirk Kinder, Director o...

Right now, there's a lot of anxiety, confusion, and information floating around. The U.S. government has been shut down since October 1st, and we're now in the last week of the month. It's one of the longest shutdowns in modern U.S. history.

If you've been feeling uneasy or just plain tired of the uncertainty, you're not alone. It's totally normal to feel that way. But there's also good news and today, I want to help you focus on t...

Life is so precious, and I'm squeezing my family a lot tighter this week. Last week, I lost my grandmother. I'm recording this on the morning of her funeral, as I get ready to celebrate her life and say goodbye.

I feel incredibly blessed that she lived to be over 98 years old and that I was able to spend so much time with her. And even more thankful that I was able to sit down and record this conversation with my Grandmother. Havin...