Why 94% of Businesses Never Sell & How to Fix It – Retirement & Financial Strategies with April Browne

Episode Summary:

In this episode, we sit down with April Browne, a retired Durham Police Department Captain turned financial expert and entrepreneur. With nearly 30 years of service, April faced the challenge of making her 401(k) work for her in retirement. She shares how she transitioned from law enforcement to financial education, founding Zelken Financial Services, LLC to help others navigate their financial futures.

We also dive into April’s free webinar tailored for law enforcement professionals and her exclusive Business Owner Seminar, which is available inside the VIP bundle. If you’re thinking about retirement, financial security, or selling your business successfully, this episode is packed with insights you don’t want to miss!

Key Takeaways:

• How April Browne transitioned from law enforcement to financial services.
• The biggest mistakes people make with their 401(k) plans and retirement strategies.
• Defined Benefits vs. Defined Contribution Plans – What’s the difference?
• The importance of succession planning and why 94% of businesses never sell.
• The profit-first approach and how entrepreneurs can pay themselves first.
• How life insurance policies can be a financial tool, not just coverage.

Guest Quotes:

💬 “I realized I could help others because I’ve been in their shoes. That’s why I started Zelken Financial Services.” – April Browne

💬 “401(k)s are not the only option—there are so many ways to make your money work for you.” – April Browne

💬 “94% of businesses never sell. If you want yours to be in the 6% that does, you need a plan.” – April Browne

Resources Mentioned:

• April’s Free Webinar for Law Enforcement – Learn about the retirement pitfalls and how to make smarter financial moves.
• April’s Business Owner Seminar (VIP Bundle) – A deep dive into succession planning, profit-first strategies, and financial security for entrepreneurs.
• Book Recommendation: Profit First by Mike Michalowicz – A must-read for business owners looking to manage cash flow effectively.

🎧 Loved this episode? Be sure to:

✔️ Follow April & Learn More:
🔗 Visit her website at zelkenfinancial.com

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