Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness

Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction I tested out of classes and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10,000 leftover in the bank after graduation-–all with God on my side. ... and I’m here to walk you through this, too. You'll no longer have to wonder how to afford college! If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. WANT ME TO FIND YOU UP TO $30,000 IN SCHOLARSHIP OPPORTUNITIES!? --> https://calendly.com/moneyandmentalpeace Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free - https://www.facebook.com/groups/734349047530666 Connect --> info@moneyandmentalpeace.com Instagram --> @moneyandmentalpeace - https://www.instagram.com/moneyandmentalpeace/ 𝑺𝒐, 𝒉𝒐𝒘 𝒅𝒐 𝑰 𝒉𝒆𝒍𝒑 𝒚𝒐𝒖 𝒈𝒆𝒕 𝒔𝒄𝒉𝒐𝒍𝒂𝒓𝒔𝒉𝒊𝒑𝒔 𝒂𝒏𝒅 𝒑𝒂𝒚 𝒇𝒐𝒓 𝒄𝒐𝒍𝒍𝒆𝒈𝒆 𝒘𝒊𝒕𝒉𝒐𝒖𝒕 𝒔𝒕𝒖𝒅𝒆𝒏𝒕 𝒍𝒐𝒂𝒏𝒔? 👇 This podcast dives into the real-world journey of pursuing a debt-free degree—whether you’re in high school exploring dual enrollment and college scholarships, or a graduate student seeking out scholarships for women, STEM scholarships, or funding strategies for advanced degrees. We cover everything from using the net price calculator and tools like MyIntuition to understand true college costs, to applying for college grants such as the Pell Grant through the FAFSA. Listeners will also find budgeting tips and strategies inspired by Dave Ramsey, including insights from Financial Peace University, Ramsey Solutions, and the EveryDollar app. We’ll explore practical ways to save money, build a college fund through a 529 plan, and weigh options like college student loans, the Parent PLUS Loan, federal student loans, or even private student loans. Along the way, we share proven approaches to scholarship strategy and highlight scholarship search engines like ScholarshipOwl and Scholarships360 that can simplify the hunt.

Episodes

February 9, 2026 22 mins

Hurry and apply for this easy scholarship! Also, please consider leaving a review to help boost the pod for more people to find!

Then grab your cold brew and TI-89, because class is now in session...

LET'S GOOOOOOO!

 

Scholarship mentioned in this episode: Complete Your Profile | CollegeXpress 

 

P.S. Join me on...

Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

Instagram --> @...

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In this follow-up episode, we zoom out and talk about the bigger picture of helping kids move into adulthood without being buried under student debt.

Kelly returns to share why college should be treated as a financial decision, not an emotional one — and why choosing a school based on the prettiest campus, best food, or football team can be a costly mistake. We talk about evaluating the return on investment, choosing schools that a...

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What does it actually look like when a parent and student commit to graduating college debt-free?

In this episode, I sit down with Kelly, a mom and financial advisor who is actively helping her daughter go through college without student loans. We talk through the real conversations that had to happen early — including the moment they decided she would not take student loans — and how having a clear plan changed everything.

From a ...

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Hey hey! Are you struggling lately with spiritual warfare? Need a battleplan? I have one to share with you today, for VICTORY in Jesus!!!

Join our Facebook community to share what you're going through and how we can pray for you --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free

LET'S GOOOOOOO!!

Grab your cold brew and TI-89, because class is now in session (:

 

P.S.

Enjoy some great apologetics books t...

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My friend! Are you confused about how to graduate from college debt-free? Whether you're already in school or beginning in the fall, I have 4 steps to help you get started!!!!

LET'S GOOOOOOOOOOOOOO!!!

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Are you open to applying for scholarships, but don't have any time to find them? I got you boo! Today, I present to you the following scholarship that could help you afford textbooks this semester!

--> Courage to Grow Scholarship

OR, let me find you scholarships!!!

I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find th...

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Hey friend!!! If you’re a Christian student trying to figure out how to pay for college without drowning in student loans, this episode is for YOU.

Today I’m sharing a $1000 Christian scholarship that’s specifically for students who love God and want to grow in their faith while pursuing their education. If you’ve ever thought, “There aren’t many scholarships for Christian students”—this one proves otherwise.

In this episode, I bre...

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Hey friend!!! Ever feel like adulting is just so hard? It's stressful deciding on priorities, trying to be productive, and also get enough sleep! Idk, I've just been feeling that lately, and I know in college a lot of people feel that way. 

So today, I want to cut down on that loooooong list, and help you be more effective and efficient when applying for scholarships! Struggling to pay those college fees? Well, let me share 5 hacks...

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Hey friend!!! Ever feel like adulting is just so hard? It’s stressful deciding on priorities, trying to be productive, managing money, and also getting enough sleep! Idk, I’ve just been feeling that lately, and I know in college a lot of people feel that way — especially when you’re broke or trying to figure out how to pay for school without going into debt.

So today, I want to cut down on that loooooong list, and help you be more ...

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If you’ve been in foster care — or you’re supporting a student who was — there is real money on the table that so many eligible students miss. In today’s episode, I’m breaking down 3 foster care student scholarships worth a combined $5400, all designed to support you in college or university without adding financial stress.

Whether college feels financially overwhelming or you’re trying to navigate money after foster care, these sc...

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Who wants to be productive over Christmas break, WHILE enjoying family time WITH LOW DRAMA? You’re in luck! In this episode I share the details on where to find $10,000 in scholarships in under an hour, alongside several tips to lower family-stress this season.

You are allowed to get away and be refreshed before the next Christmas party. You are allowed to leave next year in next year and learn to be present. I also equip you with ...

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Who wants to be productive over Christmas break, but not give up your precious time with family and Jesus? You're in luck! In this episode I share the details on where to find this $2000 EASY, NO ESSAY scholarship that you can apply for over Christmas break!

Even if you're still in college finals right now and need a little break, this is a fun one that can give your mind a refreshment before getting back to studying! Either way, I...

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If you’re feeling the holiday stress creeping in — Christmas plans, family drama, mental overwhelm — this episode is going to feel like a breath of fresh air. 🎄✨

I’m sharing a $2,000 scholarship you can apply for before Christmas, and the best part? It’s short, simple, and totally doable even if you’re juggling holiday stress management, gift shopping, and trying to keep your sanity. Apply quickly, then get back to enjoying your p...

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Do you have no time to apply for scholarships? I get it! Between classes, work, homework, working out, time with God, friends, family, and sleep, when are you going to have time to apply for scholarships!? I get it!

Today I have 3 time management tips to help you make more space in your day to finish those applications! Woohoo! LET'S GO!!!

BUT, are you having issues actually finding the scholarships to apply for? Let me find them f...

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Want to stay productive over Thanksgiving break without giving up your precious time with family, food, and football? You’re in luck.

In this episode, I walk you through a $4000 VIDEO scholarship you can apply for before Thanksgiving break is over—without sacrificing your turkey, mashed taters, or chill time.

You’ll get: • Where to find this $4000 video scholarship • What the video actually needs to include (don’t worry, it’s simpl...

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Want to be productive over Thanksgiving break without giving up family time, football, or those mashed taters? 🙌 You’re in luck.

In this episode, I walk you through a $5000 scholarship you can finish in UNDER an hour — one of the easiest, fastest scholarships to apply for this season. If you’ve been searching for quick scholarships, fast scholarships, or ways to pay for college without drowning in essays, this is the one to hit be...

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If you’ve got 10 minutes and want to put yourself in the running for $500 of free scholarship money, this episode is your Thanksgiving break win.

I’m walking you through a simple, no-essay scholarship that’s perfect for students who want to stay productive over break without spending hours writing or filling out long forms. We’ll cover:

  • Who’s eligible

  • What you need to submit

  • The deadline

  • Tips to make sure your entry is ...

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Grown skeptical of “religion” but still hungry for truth?

In this episode, I share how I went from questioning everything I believed — to discovering that reason and faith aren’t enemies after all. This isn’t about blind belief; it’s about following evidence, wrestling with doubts, and finding something solid enough to build a life on.

You’ll hear: • Why I decided to “fact-check” my faith during college • What logic, history, and...

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You're not a green-eyed monster from space, so you don't seem to fit the exacting qualifications of all the scholarships you're finding, UGH! Don't worry boo, I got you(: Today we discuss 2 ways that could help you find $10,000+ in scholarships for college!

 

Website mentioned --> Chegg.com

Work with me --> calendly.com/moneyandmentalpeace

 

LET'S GOOOOOOOOOOOOOO!!!

Grab your cold brew and TI-89, because class is now in sessi...

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Student loans gotcha down? You’re not alone — but you don’t have to stay stuck! In this episode, we’re talking about real ways to get through college debt free, even if you’re already in debt or don’t qualify for many scholarships. I’ll share practical ways to get help in college, cut costs, and find creative options to get out of debt and finish school strong — even without scholarships! 

 

LET’S GOOOOOO!!

 

Other episodes mention...

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