Does your income change every month? Are you tired of traditional budgets that just don’t fit your unpredictable paycheck? In this episode, I’m answering a listener question about how to create a budget that actually works when your income varies from month to month. Whether you're an actor, real estate agent, freelancer, or contractor, it’s time to stop guessing and start building a peace-filled, flexible system.
We’ll talk about how to create a bare minimum budget, introduce my priority-based ladder method, and explore strategies like the Hill & Valley account to build margin and reduce financial stress—even when income isn’t steady.
In this episode, you’ll learn:
- Why traditional budgeting doesn’t work for variable income
- The two paths to peace: getting one month ahead vs. changing your system
- How to build a bare minimum budget (and what belongs in it)
- What a priority-based ladder budget looks like—and how to use it
- The power of a Hill & Valley account (and how it transforms stress into strategy)
- Why peace and margin actually help you earn more
Timestamps:
00:51 Why Traditional Budgets Fail with Inconsistent Income
01:24 Challenges of Inconsistent Income
01:56 Strategies for Managing Inconsistent Income
04:15 Creating a Bare Minimum Budget
06:32 Value-Aligned Budgeting
07:42 Case Study: Jill's Budgeting Dilemma
09:15 Introducing the Ladder Method
13:10 Building Peace into Your Budget
Want a budget that fits your real life?
I’m currently offering 7 Budget Deep Dive sessions during my Financial Independence Day promo before prices increase. Don’t wait—grab your session and build a flexible plan that actually works.
👉 AccelerateYourLegacy.com/budget-deep-dive
Learn more about working with Laura Sexton
. Join the Facebook group Legacy Builders Network.
· Become a master with your money. Learn more here!
· Checkout the resource library here!
Want to ask a question Laura can answer on the podcast? Connect with her here!
Want to receive a live money or career audit? Apply Here
Send an email to Laura@AccelerateYourLegacy.com or send a DM on Instagram @accelerateyourlegacy
Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!
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