March 6, 2025 • 23 mins
Feeling stuck in your job and unsure how to move forward? This episode is for YOU! I’m joined by my best pal and our first-ever repeat guest, David Gibbs, a financial and career coach who knows firsthand how career growth and financial success go hand in hand.
🔑 Inside This Episode:
✅ How your career choices impact your financial future
✅ Strategies to optimize your income (without waiting for a promotion)
✅ Why job satisfaction matters for your overall well-being
✅ The power of vision, habits, and financial stability in creating work freedom
David and I break down the real struggles people face—feeling stuck, underpaid, or pressured into careers that don’t align with their purpose. We also share how taking small, intentional steps can open up entirely new career paths and financial opportunities.
💡 Key Takeaway: There’s always another way. If you feel trapped between a rock and a hard place, let’s find that big, wide opening behind you!
🔗 Connect with David Gibbs:
Find him on Facebook, Instagram, or email him at coachdavidgibbs@gmail.com
🎯 Need career and money clarity? Get started at AccelerateYourLegacy.com.
Learn more about working with Laura Sexton
· Become a master with your money. Learn more here!
· Checkout the resource library here!
Want to ask a question Laura can answer on the podcast? Connect with her here!
Want to receive a live money or career audit? Apply Here
Send an email to Laura@AccelerateYourLegacy.com or send a DM on Instagram @accelerateyourlegacy
Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Laura (00:02):
hello and welcome to money and career mastery from
overwhelmed to ownership.
I'm Laura Sexton, your abundanceand legacy coach here to help
you navigate the world of money,debt payoff, and career growth
with confidence and clarity.
In this podcast, we'll tacklethe financial and career
challenges, holding you back,optimize your income and build
(00:22):
the freedom that comes with trueownership.
If you're ready to break freefrom overwhelm, create a budget
that aligns with your values anddesign a legacy that empowers
future generations.
You're in the right place.
Welcome back to the showAccelerators.
I'm here with my best pal, DavidGibbs.
He is a financial and careercoach.
(00:42):
He is just run over into thisnew area of expertise with me
and he is back on the show, ourfirst ever repeat guest.
He is here for you guys to helpyou learn and grow, but he's
also here for me and my ownpersonal enjoyment.
So.
Gibbs, thank you for coming backonto the show.
David Gibbs (01:05):
I am so happy to be here.
I can't wait to find out whatwe're talking about.
Laura (01:10):
I know, me even, no, okay.
We have talked in the past aboutwanting to talk about this new
side of our coaching, becauseDavid and I have been financial
coaches for a very similaramount of time.
David Gibbs (01:24):
I believe.
Laura (01:24):
When did you start?
David Gibbs (01:26):
2018, August 2018.
Never
Laura (01:28):
mind.
David is a much better financialcoach than I am.
He's been around much longer.
Because I started officially in2021, although accidentally in
2020.
Audio Only - All Particip (01:39):
Okay.
Laura (01:40):
So, you've been a financial coach since 2018.
What was it that inspired you toalso do career coaching?
David Gibbs (01:52):
Well you know, before I became a financial
coach, I used to be a manager ata library.
I used to be a librarian.
Why does that make you laugh?
Laura (02:01):
librarians in California are on a totally different
level.
David Gibbs (02:05):
But my, my friends have always given me a hard
time.
As soon as I became a librarian,they were like, what you read?
Yes, I still read to this day,but it was during that time
where I was in management and Iwas actually, I'm a part of the
hiring team, so, you know, I wastaking care of people I was
doing.
that side of things, giving mystaff write ups and, if they
(02:26):
were bad, but I was doing, thoseyearly things and hiring and all
that.
So I loved doing that.
And then when I became afinancial coach, Where does
money come from careers sopretty much at the beginning we
ended up talking about theircareers so as time went on it's
like this just makes completesense because this is just a
part of the puzzle and a part ofThe getting them to the lives
(02:50):
that they want to live.
Even career wise, you need tohave finances at a certain point
so that you don't have to go tothat terrible job.
You don't have to do thisbecause you have an emergency
fund, you have money.
You don't have to be have anabusive boss, you can say, Oh,
I've got six months of my moneysaved up.
I'm going to just pause this andgo somewhere else.
(03:10):
So it creates that freedom.
Just being a part of the hiringand firing process.
I was also an office managerafter the library.
So yeah, I've just always lovedall that stuff.
Being on both sides of it, itjust feels natural.
Laura (03:24):
One thing I've found is when I'm working with people on
their finances, and they arestruggling because they're like,
well, I'm never going to makeenough money.
A lot of times it's becausethey're just not in the right
career or they've made a choiceto be in a career that they Or
choosing to not make any moneylike when they they're like,
(03:44):
well, I have to work at anonprofit because it's mission
driven and I'm sitting heregoing the NFL is a non for
profit.
They are a 501 C3.
They do a lot of charity, butthey also have very high
salaries for all of theiremployees.
But career growth and financialsuccess.
They go hand in hand.
It's something we talk aboutwith all of our clients.
(04:05):
In your experience, what aresome key habits or strategies
that you give to people to helpthem optimize their income or
income potential?
David Gibbs (04:17):
It really boils down to what is their vision for
the future, because every singlething comes of that.
You have to have, have to havethe cornerstone of your life,
something you're fighting for.
You can be doing a job that youdon't like, but you show up with
a smile on your face.
(04:38):
You show up ready to workbecause you have what you're
fighting for.
You have it in mind.
It's not necessarily that yourpurpose in anything is tied to
that job.
It's tied to what you'refighting.
That's the key because already Iactually had a client that I was
talking to this week where she'sactually saying because of her
money, because of all thesethings, she's so stressed out
(05:00):
that she's not working veryhard.
So we need to start working onthese other things, having a
good morning routine, beinghealthy in other ways, building
a non anxious life so that wecan work harder and then get the
job we want.
So I really look at itholistically, you know?
You have that core vision andthen you have those core habits
and then guess what?
(05:21):
They want to all of a suddengive you a raise because you're
actually showing up on time,being there, not trying to leave
early, and doing your job.
It's kind of magical, you know,how things build together to
create momentum in our lives,and then all of a sudden we find
ourselves getting opportunitiesthat we may not have had just
because we practice putting asmile on our face every day.
(05:42):
And that's actually something myalways remember my wife telling
me of her mom teaching her.
So my awesome mother in law, yourock Tammy, just a little shout
out to my mother.
But my wife, she went throughthat teenager thing where she
was cranky all the time, right?
And my mom always said, Hey,just practice, you know, look at
yourself in the mirror and havethat smile.
(06:03):
And it works.
Laura (06:06):
Mel Robbins has a thing called the high five habit,
where you go and you wake up inthe morning and give yourself a
high five.
Because have you ever high fivedsomebody for doing a really bad
job?
Most of the time you see peoplehigh fiving, it's because job
well done.
Like, it's a celebration.
So if you high five yourself,it's kind of like a, way to go
me.
And it actually will boost yourspirits.
(06:26):
It's crazy.
One thing that you said that hitme was Employees that have their
money together at home workharder at work.
They're more focused, they paymore attention.
Ken Coleman, back on the KenColeman show before it was the
front row seat, had a day wherehe was talking about most.
(06:50):
Which is 72 percent of employeesare confident about investing in
their retirement plans But 89percent of them say they
experience anxiety about day today finances That's a lot! If 89
percent of your employees Arestressed about their money at
home That means part of theirday when they're supposed to be
(07:13):
working for you They're focusedon something else entirely.
David Gibbs (07:19):
That's going to show up in the company's ROI.
Especially when you have thetrickle up method where we're
having all these problems.
Oh, my car's messed up again.
And then, oh, guess what?
More pressure is on theassistant managers and the
managers who are beat up,working too hard, having to pick
up everybody's slack becausethey're not showing up.
It's all this crazy circle ofdoom.
Laura (07:41):
Well, I go back to a restaurant I used to work in.
You have the dishwasher not showup.
because they missed the busbecause their car got
repossessed last week and theymissed the bus.
Your restaurant without adishwasher is chaos.
David Gibbs (08:00):
Do you remember that I used to be a dishwasher?
Laura (08:03):
Yes.
You started at red lobster! ButI mean, it starts from the
bottom.
If the bottom of your pyramid isfaulty.
There's no way the top of yourpyramid can stand.
It's just not going to stay.
So.
Any employer needs to be payingattention to their employees and
(08:24):
we want to benefit.
The people that are working forus, I'm looking at these stats.
I have this little note card ofthese stats because I thought
that it was really interesting.
You and I were talking earlier.
You're doing an employeewellness plan where you can help
employers, help their employeesdo better with their money.
(08:47):
So they focus more at work.
55 percent of employees say theywould leave their job for a
higher match on their 401k.
David Gibbs (08:54):
But what's kind of funny to me about that is
especially, you know, during thepandemic and I was still new to
coaching, boom, right out of thegate.
As soon as bad thing happens,guess what?
Everybody's emptying their 401kand getting taxed out the wazoo
because they don't have thesteps necessary to get there.
And that's why I mean, goingback, look at this, like we are
(09:16):
already in our conversation,having trouble sticking to one
thing because it's allinterconnected.
Laura (09:22):
Well, I think that's why you and I have ventured into not
only money, but also career.
David Gibbs (09:27):
Yeah, absolutely.
Laura (09:28):
It has been multiple times over where I start working
with somebody and they're like,my finances are blah, blah,
blah.
And I'm like, well, why don't weget you into a new career that
fulfills you so you can makemore money?
I have one client right now thatI'm working with, and we're
working on the financial side.
And it's the husband of thiscouple that we're working
(09:51):
together.
And I said, you know, let'sjust.
Let's do a break off session,and let's work on your career,
and let's find something thatworks for you.
And it was great, because I hadno ideas, because this was a
spur of the moment thing and Ihadn't thought ahead on any of
this to come up with ideas orsuggestions or thoughts or
(10:12):
things for him to think.
It was just like, hey, let'sjust go, let's go coach on this.
And thankfully, the world hascreated ChatGPT, who helps me.
Come up with ideas when I havenot taken the time to come up
with ideas on my own.
And we found a career that whenI mentioned it to this person,
he lit up like a Christmas tree.
(10:33):
He was so excited.
He was like, that's it.
But he spent his entire lifedoing what his family told him
to do.
And doing the thing, he's like,well, I'm good at it, so I'll
just do it.
But it doesn't light him up.
So how are you ever going tomake money just doing the thing
to do the thing?
Like, if you're doing it just tomake money, it's not going to
(10:54):
work out either.
David Gibbs (10:55):
And that is what I find unbelievably exciting about
this day and age right now is Idon't know how your family was,
but my family, it was very muchWe have a plan for your life.
My grandpa, he actually wouldmeet with my cousins and anybody
if he heard even a hint ofsomeone not going to college.
(11:16):
Be like, I am setting a dinnerappointment with you and we're
going to talk about it.
And so, you know, I ended upgetting my degree in criminal
justice.
And I tried out for a policemanonce and I was like, wow, I
don't like this at all becauseit didn't light me up at all.
So what I love right now is itseems like the, our society as a
whole is finally getting.
(11:37):
I love you boomers, but, but theboomers came from a point of
view of, Oh my, just get yourcollege degree and you'll be
great.
That's it.
You know, it was just get thecollege degree, but now we,
everybody has a college degreeworking at Starbucks.
Right.
And it cannot go on like that.
It has to balance out and Ithink you're in my generation
(11:58):
and, and the Zs and the alphas,did you know there's beta now?
But, you know, people do wantpurpose and you work harder with
purpose.
You have a more fulfilling lifewith purpose.
It's just so nice.
I think that as a career coachnow in this day and age, we can
lean into that.
And people are hopefully goingto end up 20, 30 years from now,
have much more fulfilling livesthan what I've seen with my
(12:20):
parents, what I've seen with myaunts and uncles, some of them
have.
It's been almost like a luck ofthe draw, for example, you know,
me growing up, I just chosecriminal justice because I just
chose it.
I wanted to be a filmmaker,right?
I think I told you that.
I took film classes and I waslike, well, I'm, I worry that
it's gonna, you know, that I'llbe asked to do something that is
(12:42):
against my beliefs one day.
I want, bread every week that Ican count on.
So I chickened out, but maybe Ishould have done that.
I don't know.
You know, I could have been onChosen or some crap right now.
Laura (12:52):
There is still time for you to make a masterpiece for
the record.
There is.
I always say that I will getback into acting one day because
the world will always need agrandma.
And so like, there's no timelinein film.
David Gibbs (13:06):
Get back into film one day.
Well, like a bucket list for meis I want to win at least one
film festival, whether it belocal or not, before I die.
I want to win one of the littlefilm festivals.
Laura (13:17):
I have laurels from two different film festivals, and
they're one of my favoritethings to tout about myself.
David Gibbs (13:26):
And that even is exciting, you know, for your
listeners that You know, let'sfind out what you're good at.
Let's find out what lights youup, you know, like we've talked
about.
Let's get clear about what weneed to do to get there.
Let's make sure that thefinances are actually helping
you get there instead ofhindering you from getting
there.
(13:46):
And it's just little steps,little steps, right?
Laura (13:51):
I think that sometimes We lean too much into tell me and
tell me what you think aboutthis.
I'm I'm pushing back as a boomerat heart.
There are times where we leantoo far into oh just do what
lights you up and Do what makesyou happy and you'll never work
a day in your life There aretimes where we just need to work
(14:14):
Even if it's a crappy job thatwe don't enjoy.
There are times we just have tobuckle up and deal.
And then there are other timeswhere we can focus on what
lights us up.
Those are two different stagesof life, I think.
David Gibbs (14:30):
Well, that's why it's exciting to be a financial
and career coach.
Because, when your financesaren't great, and you're telling
me how you want to drive to LA,and just Somehow make it and you
have no idea what's going on.
I'm not gonna be on board withthat You know, but there are
many different ways Becausesometimes people get kind of
(14:53):
caught up, you know, and I thinkthis is our job as a coach.
People get caught up as withthis direction or that
direction.
No, there's third, there'sfourth, there's fifth, you know,
it could be that you're workingthat crappy job and then we
start 10 hours of weight workingwhat we love.
And then it slowly takes overand then you're doing what you
want, you know, so it's likethat.
(15:13):
Absolutely.
If you're in a bad situation, Idon't care what your issues are,
go to work.
Laura (15:18):
Yes.
And I've been struggling withthat with, a couple of clients
that I'm working with wherethey're like, but I just want to
be a singer and I'm like, that'swonderful.
And I want that for you too, butyou have to pay your light bill.
So you can sing on the side, butfirst we have to make sure that
all of our four walls arecovered.
We have to be smart aboutthings.
David Gibbs (15:40):
But then the key there is, that doesn't mean
you're giving up.
Right.
And having the ability to, youknow, if it doesn't happen right
now, having, you know, be ableto handle that.
You know, that doesn't meanyou're giving up.
Everybody, listen to me.
Just because you're not doingyour dream right now, that
doesn't mean you're giving up.
(16:00):
It's now you go to whatever jobyou don't want to go to, but
like we were talking about atthe beginning of the call,
you're fighting for somethingnow.
You have a smart goal forsomething now.
You have, what do I, where do Iwant to be with this goal at the
end of this year?
Like you just told me earlier, Iknow exactly where my podcast
numbers, where I want them tobe.
That's what we all need to do.
You know, and I think you and I,we were at coaching enrichment
(16:23):
at Ramsey last year.
And Dave Ramsey shared, I wantedthis year, I made about half
that way.
And then I made goals for thenext
Audio Only - All Particip (16:29):
year,
David Gibbs (16:29):
I made about half of that.
And being able to handle it, notbeing immediate.
Laura (16:38):
Well, and I think it's funny that you bring that up
because we hear all the timethere's this kitschy slogan, or
there was back in the 90s whenwe were growing up shoot for the
moon and even if you miss youland among, among the stars,
right?
The idea being, you know, aim atsomething and as long as you are
on that trajectory, you're doingthe right thing.
(16:59):
And sometimes we're like Nope, Ididn't hit it.
I didn't get it.
So I must be a failure and Ishould give up on my dream.
David Gibbs (17:06):
I don't think that's right either.
Just to be a stinker, the moonis so much closer to us than the
stars are.
So shouldn't that be opposite?
Laura (17:18):
No.
No.
Because the goal is we're goingtowards the moon, and if we miss
David Gibbs (17:25):
Then we go way further?
Laura (17:27):
We're in the vicinity
David Gibbs (17:31):
of the stars.
Laura (17:32):
Of the space.
David Gibbs (17:34):
So here's a story.
So my family and I have beenwatching Full House.
And they had the episode whereJoey went on star search.
And he lost.
Like, he didn't win, right?
And it was all like, Oh, shouldI stop doing my comedy career?
Should I stop doing this?
And it was beautiful.
And he was talking to himself.
(17:54):
And it was just like, you know,I love doing this.
So, because he gave himself adeadline.
I need to have this career bythis point.
I need to be famous now, right?
And he's like, no, I'm going tomake the deadline like 60 years
from now.
So it'll be like 90, you know,and he's just going to keep
going.
That's beautiful.
Because it might, I mean, Ithink I just saw a statistic the
(18:16):
other day about the ages, youknow, of people who are famous
or did amazing things, but theyactually finally got there when
they were older.
Laura (18:26):
For the record, not a TV show, but real life, Justin
Timberlake lost Star Search, andI think he's doing okay.
David Gibbs (18:35):
Oh, I didn't know that.
Laura (18:36):
So you don't always have to win Star Search to end up a
star.
The kid that beat him?
Nobody knows who that kid is.
I can't even remember his name.
David Gibbs (18:45):
Yeah, we just gotta get on to the top of the
mountain of the failures, right?
Laura (18:50):
Yes.
And I think that's another oneof those fun Dave isms.
Not you, Dave.
Dave Ramsey.
But he talks about how successis just standing on a pile of
failures.
David Gibbs (19:03):
Actually, I wanna ask my kids and my wife now,
like, do I have Dave ism?
I probably do.
You probably do.
Laura (19:08):
Or you just quote a movie.
David Gibbs (19:12):
Yeah.
Never give up, Laura.
Laura (19:14):
Never surrender.
David Gibbs (19:16):
Yeah, we're Galaxy Quest fans, and if you folks
have not watched it, you need towatch it.
And did I mention that this LegoI built, this was out of
scratch, out of a pile of Yes.
There were no directions.
Laura (19:28):
No, no, no, this was all your imagination.
Which is so incredibly importantgoing back to being a financial
and career coach.
David Gibbs (19:37):
Did I go off the
Laura (19:38):
hook?
No, we have to build thingssometimes out of scraps.
So we look at other people andwe say, okay, what, what is the
scrappy situation that you arein right now?
And how do we compile that andgrow that and make that become
something?
And that's one of the joys ofgetting to do what we get to do
that said, final question forthe podcast, cause I want to
(20:03):
keep it short.
What is your favorite thingabout focusing on career with
people?
David Gibbs (20:13):
It's really the idea of being able to open them
up beyond, family expectationbeyond their own expectation,
even beyond their own knowledgeof maybe careers and jobs and
things that they didn't evenknow existed and hopefully,
(20:35):
helping them achieve a dreamthat they didn't even know they
have.
And that, that's what I love isthe discovery, the exploration.
I mean, I'm 37, I'm stillfinding out like, whoa, that's a
job.
Like I still have that happen,you know, and especially for my
kids and for any folks that Iteach anything about career,
yeah, absolutely focusing andopening them up to the
(20:58):
possibilities of all the coolstuff out there that you don't
even know exists that might bemade just for you.
Laura (21:08):
One of the coolest things is the ability to see
possibility, and a lot of thepeople we work with are stuck
between a rock and a hard place,and they don't see the big,
giant opening right behind them.
David Gibbs (21:21):
This or that?
Laura (21:23):
Right, there's always another option, and a lot of
people get very binary.
They're, you know, it's eitherX's or O's.
It can't be anything in themiddle.
And I'm just like, what about aQ?
Like, let's just throw somethingelse in there, and let's make
that work.
Anyway, David, thank you forcoming back on the podcast.
I love having you here.
I love our conversations.
(21:43):
Always fun.
Always enlightening.
I hope that people got somethinggood out of this.
That they were able to hearsomething, a little nugget of
something.
A singular Lego that they cantake to build onto their
starship in the future.
David Gibbs (22:01):
We should have like a five minute analogy battle.
Who can come up with the bestand easiest one?
Laura (22:06):
Probably not me right now.
David Gibbs (22:09):
Lego of your life, my friends.
Laura (22:12):
But how can people, if people are like, I just need to
get into a career film quotebattle with David Gibbs, how do
people get a hold of you?
David Gibbs (22:22):
You can find me on Facebook, Instagram, just type
in Coach David.
You can Google me, and then youcan also email me right now.
Coach davidGibbs@gmail.com.
Laura (22:33):
Fabulous.
All right friends, reach out toCoach David.
And make sure that you make thatconnection because it's always
fun, always interesting, alwaysexciting.
Thank you so much for being hereand Accelerators, you know what
it is.
Go out and make a difference.
David Gibbs (22:49):
Woo!
Laura (22:52):
thank you for spending time with us today on Money and
Career Mastery from Overwhelm toOwnership.
Remember, your legacy isn't justabout financial freedom.
It's about living with purpose,taking action, and building a
foundation that lasts forgenerations.
Don't just listen, implementwhat you've learned and share it
with someone who could use afinancial or career
breakthrough.
(23:12):
If you found value in today'sepisode, help us grow by rating,
reviewing, and sharing thepodcast.
I'll be back next week with morestrategies to help you master
your money and career.
Until then take ownership ofyour future and build your
legacy with intention.
hello and welcome to money and career mastery from
overwhelmed to ownership.
I'm Laura Sexton, your abundanceand legacy coach here to help
you navigate the world of money,debt payoff, and career growth
with confidence and clarity.
In this podcast, we'll tacklethe financial and career
challenges, holding you back,optimize your income and build
(00:22):
the freedom that comes with trueownership.
If you're ready to break freefrom overwhelm, create a budget
that aligns with your values anddesign a legacy that empowers
future generations.
You're in the right place.
Welcome back to the showAccelerators.
I'm here with my best pal, DavidGibbs.
He is a financial and careercoach.
(00:42):
He is just run over into thisnew area of expertise with me
and he is back on the show, ourfirst ever repeat guest.
He is here for you guys to helpyou learn and grow, but he's
also here for me and my ownpersonal enjoyment.
So.
Gibbs, thank you for coming backonto the show.
David Gibbs (01:05):
I am so happy to be here.
I can't wait to find out whatwe're talking about.
Laura (01:10):
I know, me even, no, okay.
We have talked in the past aboutwanting to talk about this new
side of our coaching, becauseDavid and I have been financial
coaches for a very similaramount of time.
David Gibbs (01:24):
I believe.
Laura (01:24):
When did you start?
David Gibbs (01:26):
2018, August 2018.
Never
Laura (01:28):
mind.
David is a much better financialcoach than I am.
He's been around much longer.
Because I started officially in2021, although accidentally in
2020.
Audio Only - All Particip (01:39):
Okay.
Laura (01:40):
So, you've been a financial coach since 2018.
What was it that inspired you toalso do career coaching?
David Gibbs (01:52):
Well you know, before I became a financial
coach, I used to be a manager ata library.
I used to be a librarian.
Why does that make you laugh?
Laura (02:01):
librarians in California are on a totally different
level.
David Gibbs (02:05):
But my, my friends have always given me a hard
time.
As soon as I became a librarian,they were like, what you read?
Yes, I still read to this day,but it was during that time
where I was in management and Iwas actually, I'm a part of the
hiring team, so, you know, I wastaking care of people I was
doing.
that side of things, giving mystaff write ups and, if they
(02:26):
were bad, but I was doing, thoseyearly things and hiring and all
that.
So I loved doing that.
And then when I became afinancial coach, Where does
money come from careers sopretty much at the beginning we
ended up talking about theircareers so as time went on it's
like this just makes completesense because this is just a
part of the puzzle and a part ofThe getting them to the lives
(02:50):
that they want to live.
Even career wise, you need tohave finances at a certain point
so that you don't have to go tothat terrible job.
You don't have to do thisbecause you have an emergency
fund, you have money.
You don't have to be have anabusive boss, you can say, Oh,
I've got six months of my moneysaved up.
I'm going to just pause this andgo somewhere else.
(03:10):
So it creates that freedom.
Just being a part of the hiringand firing process.
I was also an office managerafter the library.
So yeah, I've just always lovedall that stuff.
Being on both sides of it, itjust feels natural.
Laura (03:24):
One thing I've found is when I'm working with people on
their finances, and they arestruggling because they're like,
well, I'm never going to makeenough money.
A lot of times it's becausethey're just not in the right
career or they've made a choiceto be in a career that they Or
choosing to not make any moneylike when they they're like,
(03:44):
well, I have to work at anonprofit because it's mission
driven and I'm sitting heregoing the NFL is a non for
profit.
They are a 501 C3.
They do a lot of charity, butthey also have very high
salaries for all of theiremployees.
But career growth and financialsuccess.
They go hand in hand.
It's something we talk aboutwith all of our clients.
(04:05):
In your experience, what aresome key habits or strategies
that you give to people to helpthem optimize their income or
income potential?
David Gibbs (04:17):
It really boils down to what is their vision for
the future, because every singlething comes of that.
You have to have, have to havethe cornerstone of your life,
something you're fighting for.
You can be doing a job that youdon't like, but you show up with
a smile on your face.
(04:38):
You show up ready to workbecause you have what you're
fighting for.
You have it in mind.
It's not necessarily that yourpurpose in anything is tied to
that job.
It's tied to what you'refighting.
That's the key because already Iactually had a client that I was
talking to this week where she'sactually saying because of her
money, because of all thesethings, she's so stressed out
(05:00):
that she's not working veryhard.
So we need to start working onthese other things, having a
good morning routine, beinghealthy in other ways, building
a non anxious life so that wecan work harder and then get the
job we want.
So I really look at itholistically, you know?
You have that core vision andthen you have those core habits
and then guess what?
(05:21):
They want to all of a suddengive you a raise because you're
actually showing up on time,being there, not trying to leave
early, and doing your job.
It's kind of magical, you know,how things build together to
create momentum in our lives,and then all of a sudden we find
ourselves getting opportunitiesthat we may not have had just
because we practice putting asmile on our face every day.
(05:42):
And that's actually something myalways remember my wife telling
me of her mom teaching her.
So my awesome mother in law, yourock Tammy, just a little shout
out to my mother.
But my wife, she went throughthat teenager thing where she
was cranky all the time, right?
And my mom always said, Hey,just practice, you know, look at
yourself in the mirror and havethat smile.
(06:03):
And it works.
Laura (06:06):
Mel Robbins has a thing called the high five habit,
where you go and you wake up inthe morning and give yourself a
high five.
Because have you ever high fivedsomebody for doing a really bad
job?
Most of the time you see peoplehigh fiving, it's because job
well done.
Like, it's a celebration.
So if you high five yourself,it's kind of like a, way to go
me.
And it actually will boost yourspirits.
(06:26):
It's crazy.
One thing that you said that hitme was Employees that have their
money together at home workharder at work.
They're more focused, they paymore attention.
Ken Coleman, back on the KenColeman show before it was the
front row seat, had a day wherehe was talking about most.
(06:50):
Which is 72 percent of employeesare confident about investing in
their retirement plans But 89percent of them say they
experience anxiety about day today finances That's a lot! If 89
percent of your employees Arestressed about their money at
home That means part of theirday when they're supposed to be
(07:13):
working for you They're focusedon something else entirely.
David Gibbs (07:19):
That's going to show up in the company's ROI.
Especially when you have thetrickle up method where we're
having all these problems.
Oh, my car's messed up again.
And then, oh, guess what?
More pressure is on theassistant managers and the
managers who are beat up,working too hard, having to pick
up everybody's slack becausethey're not showing up.
It's all this crazy circle ofdoom.
Laura (07:41):
Well, I go back to a restaurant I used to work in.
You have the dishwasher not showup.
because they missed the busbecause their car got
repossessed last week and theymissed the bus.
Your restaurant without adishwasher is chaos.
David Gibbs (08:00):
Do you remember that I used to be a dishwasher?
Laura (08:03):
Yes.
You started at red lobster! ButI mean, it starts from the
bottom.
If the bottom of your pyramid isfaulty.
There's no way the top of yourpyramid can stand.
It's just not going to stay.
So.
Any employer needs to be payingattention to their employees and
(08:24):
we want to benefit.
The people that are working forus, I'm looking at these stats.
I have this little note card ofthese stats because I thought
that it was really interesting.
You and I were talking earlier.
You're doing an employeewellness plan where you can help
employers, help their employeesdo better with their money.
(08:47):
So they focus more at work.
55 percent of employees say theywould leave their job for a
higher match on their 401k.
David Gibbs (08:54):
But what's kind of funny to me about that is
especially, you know, during thepandemic and I was still new to
coaching, boom, right out of thegate.
As soon as bad thing happens,guess what?
Everybody's emptying their 401kand getting taxed out the wazoo
because they don't have thesteps necessary to get there.
And that's why I mean, goingback, look at this, like we are
(09:16):
already in our conversation,having trouble sticking to one
thing because it's allinterconnected.
Laura (09:22):
Well, I think that's why you and I have ventured into not
only money, but also career.
David Gibbs (09:27):
Yeah, absolutely.
Laura (09:28):
It has been multiple times over where I start working
with somebody and they're like,my finances are blah, blah,
blah.
And I'm like, well, why don't weget you into a new career that
fulfills you so you can makemore money?
I have one client right now thatI'm working with, and we're
working on the financial side.
And it's the husband of thiscouple that we're working
(09:51):
together.
And I said, you know, let'sjust.
Let's do a break off session,and let's work on your career,
and let's find something thatworks for you.
And it was great, because I hadno ideas, because this was a
spur of the moment thing and Ihadn't thought ahead on any of
this to come up with ideas orsuggestions or thoughts or
(10:12):
things for him to think.
It was just like, hey, let'sjust go, let's go coach on this.
And thankfully, the world hascreated ChatGPT, who helps me.
Come up with ideas when I havenot taken the time to come up
with ideas on my own.
And we found a career that whenI mentioned it to this person,
he lit up like a Christmas tree.
(10:33):
He was so excited.
He was like, that's it.
But he spent his entire lifedoing what his family told him
to do.
And doing the thing, he's like,well, I'm good at it, so I'll
just do it.
But it doesn't light him up.
So how are you ever going tomake money just doing the thing
to do the thing?
Like, if you're doing it just tomake money, it's not going to
(10:54):
work out either.
David Gibbs (10:55):
And that is what I find unbelievably exciting about
this day and age right now is Idon't know how your family was,
but my family, it was very muchWe have a plan for your life.
My grandpa, he actually wouldmeet with my cousins and anybody
if he heard even a hint ofsomeone not going to college.
(11:16):
Be like, I am setting a dinnerappointment with you and we're
going to talk about it.
And so, you know, I ended upgetting my degree in criminal
justice.
And I tried out for a policemanonce and I was like, wow, I
don't like this at all becauseit didn't light me up at all.
So what I love right now is itseems like the, our society as a
whole is finally getting.
(11:37):
I love you boomers, but, but theboomers came from a point of
view of, Oh my, just get yourcollege degree and you'll be
great.
That's it.
You know, it was just get thecollege degree, but now we,
everybody has a college degreeworking at Starbucks.
Right.
And it cannot go on like that.
It has to balance out and Ithink you're in my generation
(11:58):
and, and the Zs and the alphas,did you know there's beta now?
But, you know, people do wantpurpose and you work harder with
purpose.
You have a more fulfilling lifewith purpose.
It's just so nice.
I think that as a career coachnow in this day and age, we can
lean into that.
And people are hopefully goingto end up 20, 30 years from now,
have much more fulfilling livesthan what I've seen with my
(12:20):
parents, what I've seen with myaunts and uncles, some of them
have.
It's been almost like a luck ofthe draw, for example, you know,
me growing up, I just chosecriminal justice because I just
chose it.
I wanted to be a filmmaker,right?
I think I told you that.
I took film classes and I waslike, well, I'm, I worry that
it's gonna, you know, that I'llbe asked to do something that is
(12:42):
against my beliefs one day.
I want, bread every week that Ican count on.
So I chickened out, but maybe Ishould have done that.
I don't know.
You know, I could have been onChosen or some crap right now.
Laura (12:52):
There is still time for you to make a masterpiece for
the record.
There is.
I always say that I will getback into acting one day because
the world will always need agrandma.
And so like, there's no timelinein film.
David Gibbs (13:06):
Get back into film one day.
Well, like a bucket list for meis I want to win at least one
film festival, whether it belocal or not, before I die.
I want to win one of the littlefilm festivals.
Laura (13:17):
I have laurels from two different film festivals, and
they're one of my favoritethings to tout about myself.
David Gibbs (13:26):
And that even is exciting, you know, for your
listeners that You know, let'sfind out what you're good at.
Let's find out what lights youup, you know, like we've talked
about.
Let's get clear about what weneed to do to get there.
Let's make sure that thefinances are actually helping
you get there instead ofhindering you from getting
there.
(13:46):
And it's just little steps,little steps, right?
Laura (13:51):
I think that sometimes We lean too much into tell me and
tell me what you think aboutthis.
I'm I'm pushing back as a boomerat heart.
There are times where we leantoo far into oh just do what
lights you up and Do what makesyou happy and you'll never work
a day in your life There aretimes where we just need to work
(14:14):
Even if it's a crappy job thatwe don't enjoy.
There are times we just have tobuckle up and deal.
And then there are other timeswhere we can focus on what
lights us up.
Those are two different stagesof life, I think.
David Gibbs (14:30):
Well, that's why it's exciting to be a financial
and career coach.
Because, when your financesaren't great, and you're telling
me how you want to drive to LA,and just Somehow make it and you
have no idea what's going on.
I'm not gonna be on board withthat You know, but there are
many different ways Becausesometimes people get kind of
(14:53):
caught up, you know, and I thinkthis is our job as a coach.
People get caught up as withthis direction or that
direction.
No, there's third, there'sfourth, there's fifth, you know,
it could be that you're workingthat crappy job and then we
start 10 hours of weight workingwhat we love.
And then it slowly takes overand then you're doing what you
want, you know, so it's likethat.
(15:13):
Absolutely.
If you're in a bad situation, Idon't care what your issues are,
go to work.
Laura (15:18):
Yes.
And I've been struggling withthat with, a couple of clients
that I'm working with wherethey're like, but I just want to
be a singer and I'm like, that'swonderful.
And I want that for you too, butyou have to pay your light bill.
So you can sing on the side, butfirst we have to make sure that
all of our four walls arecovered.
We have to be smart aboutthings.
David Gibbs (15:40):
But then the key there is, that doesn't mean
you're giving up.
Right.
And having the ability to, youknow, if it doesn't happen right
now, having, you know, be ableto handle that.
You know, that doesn't meanyou're giving up.
Everybody, listen to me.
Just because you're not doingyour dream right now, that
doesn't mean you're giving up.
(16:00):
It's now you go to whatever jobyou don't want to go to, but
like we were talking about atthe beginning of the call,
you're fighting for somethingnow.
You have a smart goal forsomething now.
You have, what do I, where do Iwant to be with this goal at the
end of this year?
Like you just told me earlier, Iknow exactly where my podcast
numbers, where I want them tobe.
That's what we all need to do.
You know, and I think you and I,we were at coaching enrichment
(16:23):
at Ramsey last year.
And Dave Ramsey shared, I wantedthis year, I made about half
that way.
And then I made goals for thenext
Audio Only - All Particip (16:29):
year,
David Gibbs (16:29):
I made about half of that.
And being able to handle it, notbeing immediate.
Laura (16:38):
Well, and I think it's funny that you bring that up
because we hear all the timethere's this kitschy slogan, or
there was back in the 90s whenwe were growing up shoot for the
moon and even if you miss youland among, among the stars,
right?
The idea being, you know, aim atsomething and as long as you are
on that trajectory, you're doingthe right thing.
(16:59):
And sometimes we're like Nope, Ididn't hit it.
I didn't get it.
So I must be a failure and Ishould give up on my dream.
David Gibbs (17:06):
I don't think that's right either.
Just to be a stinker, the moonis so much closer to us than the
stars are.
So shouldn't that be opposite?
Laura (17:18):
No.
No.
Because the goal is we're goingtowards the moon, and if we miss
David Gibbs (17:25):
Then we go way further?
Laura (17:27):
We're in the vicinity
David Gibbs (17:31):
of the stars.
Laura (17:32):
Of the space.
David Gibbs (17:34):
So here's a story.
So my family and I have beenwatching Full House.
And they had the episode whereJoey went on star search.
And he lost.
Like, he didn't win, right?
And it was all like, Oh, shouldI stop doing my comedy career?
Should I stop doing this?
And it was beautiful.
And he was talking to himself.
(17:54):
And it was just like, you know,I love doing this.
So, because he gave himself adeadline.
I need to have this career bythis point.
I need to be famous now, right?
And he's like, no, I'm going tomake the deadline like 60 years
from now.
So it'll be like 90, you know,and he's just going to keep
going.
That's beautiful.
Because it might, I mean, Ithink I just saw a statistic the
(18:16):
other day about the ages, youknow, of people who are famous
or did amazing things, but theyactually finally got there when
they were older.
Laura (18:26):
For the record, not a TV show, but real life, Justin
Timberlake lost Star Search, andI think he's doing okay.
David Gibbs (18:35):
Oh, I didn't know that.
Laura (18:36):
So you don't always have to win Star Search to end up a
star.
The kid that beat him?
Nobody knows who that kid is.
I can't even remember his name.
David Gibbs (18:45):
Yeah, we just gotta get on to the top of the
mountain of the failures, right?
Laura (18:50):
Yes.
And I think that's another oneof those fun Dave isms.
Not you, Dave.
Dave Ramsey.
But he talks about how successis just standing on a pile of
failures.
David Gibbs (19:03):
Actually, I wanna ask my kids and my wife now,
like, do I have Dave ism?
I probably do.
You probably do.
Laura (19:08):
Or you just quote a movie.
David Gibbs (19:12):
Yeah.
Never give up, Laura.
Laura (19:14):
Never surrender.
David Gibbs (19:16):
Yeah, we're Galaxy Quest fans, and if you folks
have not watched it, you need towatch it.
And did I mention that this LegoI built, this was out of
scratch, out of a pile of Yes.
There were no directions.
Laura (19:28):
No, no, no, this was all your imagination.
Which is so incredibly importantgoing back to being a financial
and career coach.
David Gibbs (19:37):
Did I go off the
Laura (19:38):
hook?
No, we have to build thingssometimes out of scraps.
So we look at other people andwe say, okay, what, what is the
scrappy situation that you arein right now?
And how do we compile that andgrow that and make that become
something?
And that's one of the joys ofgetting to do what we get to do
that said, final question forthe podcast, cause I want to
(20:03):
keep it short.
What is your favorite thingabout focusing on career with
people?
David Gibbs (20:13):
It's really the idea of being able to open them
up beyond, family expectationbeyond their own expectation,
even beyond their own knowledgeof maybe careers and jobs and
things that they didn't evenknow existed and hopefully,
(20:35):
helping them achieve a dreamthat they didn't even know they
have.
And that, that's what I love isthe discovery, the exploration.
I mean, I'm 37, I'm stillfinding out like, whoa, that's a
job.
Like I still have that happen,you know, and especially for my
kids and for any folks that Iteach anything about career,
yeah, absolutely focusing andopening them up to the
(20:58):
possibilities of all the coolstuff out there that you don't
even know exists that might bemade just for you.
Laura (21:08):
One of the coolest things is the ability to see
possibility, and a lot of thepeople we work with are stuck
between a rock and a hard place,and they don't see the big,
giant opening right behind them.
David Gibbs (21:21):
This or that?
Laura (21:23):
Right, there's always another option, and a lot of
people get very binary.
They're, you know, it's eitherX's or O's.
It can't be anything in themiddle.
And I'm just like, what about aQ?
Like, let's just throw somethingelse in there, and let's make
that work.
Anyway, David, thank you forcoming back on the podcast.
I love having you here.
I love our conversations.
(21:43):
Always fun.
Always enlightening.
I hope that people got somethinggood out of this.
That they were able to hearsomething, a little nugget of
something.
A singular Lego that they cantake to build onto their
starship in the future.
David Gibbs (22:01):
We should have like a five minute analogy battle.
Who can come up with the bestand easiest one?
Laura (22:06):
Probably not me right now.
David Gibbs (22:09):
Lego of your life, my friends.
Laura (22:12):
But how can people, if people are like, I just need to
get into a career film quotebattle with David Gibbs, how do
people get a hold of you?
David Gibbs (22:22):
You can find me on Facebook, Instagram, just type
in Coach David.
You can Google me, and then youcan also email me right now.
Coach davidGibbs@gmail.com.
Laura (22:33):
Fabulous.
All right friends, reach out toCoach David.
And make sure that you make thatconnection because it's always
fun, always interesting, alwaysexciting.
Thank you so much for being hereand Accelerators, you know what
it is.
Go out and make a difference.
David Gibbs (22:49):
Woo!
Laura (22:52):
thank you for spending time with us today on Money and
Career Mastery from Overwhelm toOwnership.
Remember, your legacy isn't justabout financial freedom.
It's about living with purpose,taking action, and building a
foundation that lasts forgenerations.
Don't just listen, implementwhat you've learned and share it
with someone who could use afinancial or career
breakthrough.
(23:12):
If you found value in today'sepisode, help us grow by rating,
reviewing, and sharing thepodcast.
I'll be back next week with morestrategies to help you master
your money and career.
Until then take ownership ofyour future and build your
legacy with intention.
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