May 15, 2025 • 11 mins
Is money always going to feel hard—or are you making it harder than it needs to be? In this episode, I share why ease with money is more about mindset than math—and how to build a simple, value-aligned system that actually works. Plus, a 3-step roadmap to help you realign your spending and start feeling in control.
In this episode you’ll learn:
- Why ease with money is a feeling—not a dollar amount
- The 3-step roadmap to align your spending with your values
- How mindset (not math) is the biggest barrier to financial peace
- Why fewer payments = more peace
Want your money to follow your values? Start with the Better Budget Bootcamp: AccelerateYourLegacy.com/resources
Learn more about working with Laura Sexton
. Join the Facebook group Legacy Builders Network.
· Become a master with your money. Learn more here!
· Checkout the resource library here!
Want to ask a question Laura can answer on the podcast? Connect with her here!
Want to receive a live money or career audit? Apply Here
Send an email to Laura@AccelerateYourLegacy.com or send a DM on Instagram @accelerateyourlegacy
Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Laura (00:02):
hello and welcome to money and career mastery from
overwhelmed to ownership.
I'm Laura Sexton, your abundanceand legacy coach here to help
you navigate the world of money,debt payoff, and career growth
with confidence and clarity.
In this podcast, we'll tacklethe financial and career
challenges, holding you back,optimize your income and build
(00:22):
the freedom that comes with trueownership.
If you're ready to break freefrom overwhelm, create a budget
that aligns with your values anddesign a legacy that empowers
future generations.
You're in the right place.
Hey, accelerators, on Saturdays,our family likes to veg out.
(00:43):
I tell my kids there are twothings that Saturdays are good
for.
Either being in sports and goingand making it a full day of,
whatever sport it is.
Baseball, soccer, basketball,whatever season we're in, it's a
good sports day.
But if we're not in sports,Saturdays are really good for
sleeping in.
(01:05):
I, in fact, enjoy a very lazySaturday.
That being said, a lazy Saturdaydoes not mean that my kids get
to do whatever they want.
There are still some things thatI require before the lazy
laziness begins, and this mayseem silly to you, but we do
(01:25):
need to keep some semblance oforder in a home with five
children.
So before the kids get tv, theyhave to do two things.
They have to get dressed andthey have to make their beds.
This is not me asking for themto do all the yard work before
(01:45):
they get any relaxation time.
This is me asking them to put onclothes and make their bed.
Why am I talking about this?
Well, because I think that theseare the two easiest things.
like I said, I'm not asking themto do yard work.
I'm not asking them to mow andweed, and I'm not asking them to
(02:06):
do their chores.
I'm not asking them to doanything except get dressed, and
I feel like it could be as easyas changing your clothes and
making your bed, but they turnit into a whole production.
It just depends on whether ornot they are in the right head
space to let it be easy.
(02:26):
You see, the same is true withour money.
One of the core values in mybusiness is that money can feel
easy.
There's a common narrative thatsays money is always going to be
hard.
It's always going to bestressful.
It's always out of reach.
But it doesn't have to be thatway.
Growing up for me, I was in alower middle income family, and
(02:51):
for my parents it was hard andfor a lot of the people in my
area, money was hard.
Money is only hard.
When you let it be, you see,money can feel easy.
I talked about my friend Tanyabefore on the podcast.
She started out with$91,000 ofdebt.
She was newly widowed, andbelieved that it would take her
(03:13):
over nine years to get out ofdebt.
But we worked together.
She followed this step-by-stepsystem.
She stayed consistent and injust two years she paid it all.
I.
In the three years that we'vebeen working together, a year
after she had paid off$91,000 indebt, she cash flowed an$18,000
(03:37):
bathroom remodel.
This was crazy to her.
She did not like writing thecheck.
It felt very uncomfortable.
But of course, of course,writing a giant check feels
uncomfortable, especially thefirst time you do it.
So when I asked her how she wasfeeling about writing this big
check, she goes, well, I havethe money.
(03:57):
So I guess it's, I guess it'sfine.
You see, that's what EASE lookslike.
It's not about being rich, it'sabout being in control.
Tanya had the same attitude withthis$18,000 bathroom remodel as
she did when she went out andbought a brand new pair of
(04:17):
hiking boots.
She said, well, it was a littlebit more expensive than I was
planning, but I have the money,so it's okay.
This is a complete 180 view ofmoney from when she started and
thought she would never be incontrol.
Most people I see overcomplicate money and, and part
(04:40):
of that comes from the mindsetand the overall goal.
I see a lot of people who.
Overcomplicate their credit cardsituation because they wanna
play the game.
They want the points and they,this card gives me cash back for
food and this card gives me cashback for gas.
And this one if I buy clothes.
And I'm like, there's a lot ofthinking that has to go into
(05:00):
that, and the amount of pointsthat you get are incredibly low
for what you're hoping toreceive.
The points system in creditcards are constantly fluctuating
up and down.
You are not actually going tomake the money back that you
think that you're going to make,and in the process, you are
going to spend more money thanyou need to.
(05:21):
So why do we over complicate it?
Because we think the system iscomplicated.
We think it has to be hard.
In order for somebody to makemillions of dollars, they have
to go through the hard system,and they have to know something
that we don't know.
No.
If you want your money to workfor you, and you don't wanna
(05:42):
have to do all the stressingout, the system itself is very
simple.
It is not complicated at all,but you see easy and simple.
They're different things.
I think that what's missing hereis not some overly complicated
system.
What's missing is your mindsetabout money.
We confuse hard withcomplicated.
(06:05):
We think that there should besome complicated system, and if
I'm not putting in the effort,I'm missing out on the game.
But clarity.
Clarity is what could make moneysimple.
We get clear on what our valuesare.
We get clear on what ouroutcomes are, and when we put
those together, we can create aneasy money system.
(06:30):
You see, if you think that moneywill always be hard.
You are going to resist thesimplicity of the system and you
are going to resist the peacethat it can bring.
I don't want that for you.
I want you to see and hear overand over again that I am telling
you that money can be easy.
It can feel easy for you.
(06:51):
You just have to stop trying tomake things hard.
I have one client that I workwith, and the number of payments
they have to make every month isincredibly high, and at this
point they have to make thembecause they're debt payments,
(07:12):
but they also have the regularbills that people pay.
And they've added many differentthings on top of that, and I
know this because I manage theirmoney for them, and we're
looking at upwards of 45payments a month.
And that's not buying food.
That's not buying gas.
We have 45 probably morepayments every month that are
(07:37):
required because of decisionsthat they have made in their
past that is hard and there'snot a lot of peace there.
But for me, the number ofpayments I have to make every
month, six.
Which of those is easier, do youthink?
It's this simple system nothaving payments, not owing
(07:57):
anybody anything.
There's an ease that comes withthat.
I wanna give you a three steproadmap to realign your spending
with your values.
Once we have clear values, andwe have clear outcomes,
everything can start to feeleasy.
So here's a three step roadmapto realign your spending with
your values.
The first is to list out threeto five core values.
(08:19):
This can be something as simpleas saying, well, my family is my
most important value.
Generosity is a most importantvalue.
One of the core values in myfamily is that we don't do debt.
That's not an option.
That is a core value of myfamily.
So lists out three to five corevalues.
Then I want you to track yourspending for 30 days.
(08:40):
If you're like, I don't want todo the work of a 30 day
challenge here, Laura, great.
Print out your bank statementfor the last 30 days.
Print out your credit cardstatements if you have those for
the last 30 days.
What have you spent your moneyon?
I want you to just observe this.
I don't want you to judgeanything.
Don't judge your spending.
Don't judge whether or not youthink it was easy.
(09:02):
Just observe.
But then after you've done thefull observation and you've
looked at what you've beenspending, I want you to compare.
Does the way that you have spentyour money match what you say
matters most?
Then from there you can adjustaccordingly.
(09:22):
How do we make it easy?
How do we say what easy moneyactually looks like?
Because it's not about beingrich, it's about being in
control.
Easy money isn't effortless.
It's intentional and it'saligned.
And when your systems reflectyour values, confidence will
replace the chaos.
That's what Easy Money actuallylooks like.
Easy and simple.
(09:43):
They're not the same.
Easy is how you feel.
Ease is a feeling.
Simple is a sustainable system.
How do we make it simple?
We put sustainable systems inplace and peace with your money
comes when you know where it'sgoing and why.
So I want you to try the threestep roadmap.
(10:05):
I want you to list your three tofive core values.
Track your spending for 30 days,and then compare and realign.
And then if you'd like, a bonuschallenge, because sometimes
people, they're just extra.
And if you're one of thosepeople, here's your bonus
challenge.
I want you to ask yourself, whatwould easy feel like for me?
What do you want your money tofeel like?
If you're ready to start yourjourney to simplicity, you sat
(10:28):
down and you figured out whateasy would feel like for you,
and you said, that's actuallywhat I want.
How in the world do I get there?
Well, the first step on thejourney is to tell your money
where to go.
And to do that, you have to makea budget.
You need to make a budget totell your money where to go so
that it follows your why.
It has to be aligned with yourvalues.
(10:48):
I want you to make a budget thattells your money where to go so
it can follow your why.
It needs to follow your valuesand what you want the most in
the long run.
The best way to do that is tojoin the Better Budget Bootcamp.
You can downloadthis@accelerateyourlegacy.com
slash resources.
Scroll down and click on BetterBudget Bootcamp.
All right, accelerators, that'sit for this week.
(11:10):
Your money can feel easy, go outand make a difference.
thank you for spending time withus today on Money and Career
Mastery from Overwhelm toOwnership.
Remember, your legacy isn't justabout financial freedom.
It's about living with purpose,taking action, and building a
foundation that lasts forgenerations.
Don't just listen, implementwhat you've learned and share it
(11:31):
with someone who could use afinancial or career
breakthrough.
If you found value in today'sepisode, help us grow by rating,
reviewing, and sharing thepodcast.
I'll be back next week with morestrategies to help you master
your money and career.
Until then take ownership ofyour future and build your
legacy with intention.
hello and welcome to money and career mastery from
overwhelmed to ownership.
I'm Laura Sexton, your abundanceand legacy coach here to help
you navigate the world of money,debt payoff, and career growth
with confidence and clarity.
In this podcast, we'll tacklethe financial and career
challenges, holding you back,optimize your income and build
(00:22):
the freedom that comes with trueownership.
If you're ready to break freefrom overwhelm, create a budget
that aligns with your values anddesign a legacy that empowers
future generations.
You're in the right place.
Hey, accelerators, on Saturdays,our family likes to veg out.
(00:43):
I tell my kids there are twothings that Saturdays are good
for.
Either being in sports and goingand making it a full day of,
whatever sport it is.
Baseball, soccer, basketball,whatever season we're in, it's a
good sports day.
But if we're not in sports,Saturdays are really good for
sleeping in.
(01:05):
I, in fact, enjoy a very lazySaturday.
That being said, a lazy Saturdaydoes not mean that my kids get
to do whatever they want.
There are still some things thatI require before the lazy
laziness begins, and this mayseem silly to you, but we do
(01:25):
need to keep some semblance oforder in a home with five
children.
So before the kids get tv, theyhave to do two things.
They have to get dressed andthey have to make their beds.
This is not me asking for themto do all the yard work before
(01:45):
they get any relaxation time.
This is me asking them to put onclothes and make their bed.
Why am I talking about this?
Well, because I think that theseare the two easiest things.
like I said, I'm not asking themto do yard work.
I'm not asking them to mow andweed, and I'm not asking them to
(02:06):
do their chores.
I'm not asking them to doanything except get dressed, and
I feel like it could be as easyas changing your clothes and
making your bed, but they turnit into a whole production.
It just depends on whether ornot they are in the right head
space to let it be easy.
(02:26):
You see, the same is true withour money.
One of the core values in mybusiness is that money can feel
easy.
There's a common narrative thatsays money is always going to be
hard.
It's always going to bestressful.
It's always out of reach.
But it doesn't have to be thatway.
Growing up for me, I was in alower middle income family, and
(02:51):
for my parents it was hard andfor a lot of the people in my
area, money was hard.
Money is only hard.
When you let it be, you see,money can feel easy.
I talked about my friend Tanyabefore on the podcast.
She started out with$91,000 ofdebt.
She was newly widowed, andbelieved that it would take her
(03:13):
over nine years to get out ofdebt.
But we worked together.
She followed this step-by-stepsystem.
She stayed consistent and injust two years she paid it all.
I.
In the three years that we'vebeen working together, a year
after she had paid off$91,000 indebt, she cash flowed an$18,000
(03:37):
bathroom remodel.
This was crazy to her.
She did not like writing thecheck.
It felt very uncomfortable.
But of course, of course,writing a giant check feels
uncomfortable, especially thefirst time you do it.
So when I asked her how she wasfeeling about writing this big
check, she goes, well, I havethe money.
(03:57):
So I guess it's, I guess it'sfine.
You see, that's what EASE lookslike.
It's not about being rich, it'sabout being in control.
Tanya had the same attitude withthis$18,000 bathroom remodel as
she did when she went out andbought a brand new pair of
(04:17):
hiking boots.
She said, well, it was a littlebit more expensive than I was
planning, but I have the money,so it's okay.
This is a complete 180 view ofmoney from when she started and
thought she would never be incontrol.
Most people I see overcomplicate money and, and part
(04:40):
of that comes from the mindsetand the overall goal.
I see a lot of people who.
Overcomplicate their credit cardsituation because they wanna
play the game.
They want the points and they,this card gives me cash back for
food and this card gives me cashback for gas.
And this one if I buy clothes.
And I'm like, there's a lot ofthinking that has to go into
(05:00):
that, and the amount of pointsthat you get are incredibly low
for what you're hoping toreceive.
The points system in creditcards are constantly fluctuating
up and down.
You are not actually going tomake the money back that you
think that you're going to make,and in the process, you are
going to spend more money thanyou need to.
(05:21):
So why do we over complicate it?
Because we think the system iscomplicated.
We think it has to be hard.
In order for somebody to makemillions of dollars, they have
to go through the hard system,and they have to know something
that we don't know.
No.
If you want your money to workfor you, and you don't wanna
(05:42):
have to do all the stressingout, the system itself is very
simple.
It is not complicated at all,but you see easy and simple.
They're different things.
I think that what's missing hereis not some overly complicated
system.
What's missing is your mindsetabout money.
We confuse hard withcomplicated.
(06:05):
We think that there should besome complicated system, and if
I'm not putting in the effort,I'm missing out on the game.
But clarity.
Clarity is what could make moneysimple.
We get clear on what our valuesare.
We get clear on what ouroutcomes are, and when we put
those together, we can create aneasy money system.
(06:30):
You see, if you think that moneywill always be hard.
You are going to resist thesimplicity of the system and you
are going to resist the peacethat it can bring.
I don't want that for you.
I want you to see and hear overand over again that I am telling
you that money can be easy.
It can feel easy for you.
(06:51):
You just have to stop trying tomake things hard.
I have one client that I workwith, and the number of payments
they have to make every month isincredibly high, and at this
point they have to make thembecause they're debt payments,
(07:12):
but they also have the regularbills that people pay.
And they've added many differentthings on top of that, and I
know this because I manage theirmoney for them, and we're
looking at upwards of 45payments a month.
And that's not buying food.
That's not buying gas.
We have 45 probably morepayments every month that are
(07:37):
required because of decisionsthat they have made in their
past that is hard and there'snot a lot of peace there.
But for me, the number ofpayments I have to make every
month, six.
Which of those is easier, do youthink?
It's this simple system nothaving payments, not owing
(07:57):
anybody anything.
There's an ease that comes withthat.
I wanna give you a three steproadmap to realign your spending
with your values.
Once we have clear values, andwe have clear outcomes,
everything can start to feeleasy.
So here's a three step roadmapto realign your spending with
your values.
The first is to list out threeto five core values.
(08:19):
This can be something as simpleas saying, well, my family is my
most important value.
Generosity is a most importantvalue.
One of the core values in myfamily is that we don't do debt.
That's not an option.
That is a core value of myfamily.
So lists out three to five corevalues.
Then I want you to track yourspending for 30 days.
(08:40):
If you're like, I don't want todo the work of a 30 day
challenge here, Laura, great.
Print out your bank statementfor the last 30 days.
Print out your credit cardstatements if you have those for
the last 30 days.
What have you spent your moneyon?
I want you to just observe this.
I don't want you to judgeanything.
Don't judge your spending.
Don't judge whether or not youthink it was easy.
(09:02):
Just observe.
But then after you've done thefull observation and you've
looked at what you've beenspending, I want you to compare.
Does the way that you have spentyour money match what you say
matters most?
Then from there you can adjustaccordingly.
(09:22):
How do we make it easy?
How do we say what easy moneyactually looks like?
Because it's not about beingrich, it's about being in
control.
Easy money isn't effortless.
It's intentional and it'saligned.
And when your systems reflectyour values, confidence will
replace the chaos.
That's what Easy Money actuallylooks like.
Easy and simple.
(09:43):
They're not the same.
Easy is how you feel.
Ease is a feeling.
Simple is a sustainable system.
How do we make it simple?
We put sustainable systems inplace and peace with your money
comes when you know where it'sgoing and why.
So I want you to try the threestep roadmap.
(10:05):
I want you to list your three tofive core values.
Track your spending for 30 days,and then compare and realign.
And then if you'd like, a bonuschallenge, because sometimes
people, they're just extra.
And if you're one of thosepeople, here's your bonus
challenge.
I want you to ask yourself, whatwould easy feel like for me?
What do you want your money tofeel like?
If you're ready to start yourjourney to simplicity, you sat
(10:28):
down and you figured out whateasy would feel like for you,
and you said, that's actuallywhat I want.
How in the world do I get there?
Well, the first step on thejourney is to tell your money
where to go.
And to do that, you have to makea budget.
You need to make a budget totell your money where to go so
that it follows your why.
It has to be aligned with yourvalues.
(10:48):
I want you to make a budget thattells your money where to go so
it can follow your why.
It needs to follow your valuesand what you want the most in
the long run.
The best way to do that is tojoin the Better Budget Bootcamp.
You can downloadthis@accelerateyourlegacy.com
slash resources.
Scroll down and click on BetterBudget Bootcamp.
All right, accelerators, that'sit for this week.
(11:10):
Your money can feel easy, go outand make a difference.
thank you for spending time withus today on Money and Career
Mastery from Overwhelm toOwnership.
Remember, your legacy isn't justabout financial freedom.
It's about living with purpose,taking action, and building a
foundation that lasts forgenerations.
Don't just listen, implementwhat you've learned and share it
(11:31):
with someone who could use afinancial or career
breakthrough.
If you found value in today'sepisode, help us grow by rating,
reviewing, and sharing thepodcast.
I'll be back next week with morestrategies to help you master
your money and career.
Until then take ownership ofyour future and build your
legacy with intention.
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy And Charlamagne Tha God!
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.