Episode Transcript
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Laura (00:00):
Okay, accelerators, this
is the last in our legacy in the
little things mini series.
I hope that in the future I'mgoing to be having some coaching
episodes here on the podcast.
So if there are two in a week,one of them is going to be the
main episode that is usuallylonger, 15 to 30 minutes.
(00:20):
But I also wanna have somecoaching episodes on the
podcast.
I wanna coach people in theirmoney.
I wanna coach people in theircareer, and I want you to see
live real time money audits andcareer audits.
So if that's something you wouldbe interested in being a part
of, if you've ever been like, Iwould really love to ask Dave
Ramsey a question, but I don'twanna call in and talk to a
national radio show, this isyour chance to do it.
(00:43):
And instead of getting a fiveminute.
A conversation and response,you'll get 20 minutes.
20 minutes is my goal.
Sometimes I run a little long.
I don't know if you notice, butI can be a little bit verbose.
So those coaching episodes, ifyou wanna be a part of them, a
money audit or a career audit,you can apply to be right here
on this podcast.
You just go to accelerate yourlegacy.com/apply and you can
(01:06):
choose money audit or careeraudit.
Go ahead and apply and we willget back to you about being on
the show.
Today I wanted to talk about thefact that you're not behind.
You're becoming.
So often I hear people come tome and they're like, I'm behind.
Behind who, behind what, whatmetric are you using to define
whether or not you're behind?
(01:27):
This is something that I'vebeen, I've been asking late a
lot lately.
Not only what metric are youusing to decide whether or not
you're behind, is that a goodmetric?
Is it what you want to be usingto measure?
I think that when you decidewhat metric you want to be
defined by, you might find thatyou're not behind.
(01:50):
You're exactly where you need tobe to become the person that you
want to become.
Ultimately, a story popped in mymind when I was thinking about
this of my client's, Jake andAlyssa.
They came to me with smallchildren, a busy, busy life,
just going through everything,thinking that they were fine,
(02:10):
but realizing that this moneything was a point of contention
for them and they weren'tactually getting ahead.
In fact, they felt that everymonth they were falling further
and further behind.
When I sat down with them and Ilooked at all of their money
situation, what I found was thatthey were doing all of the
things they were saving foremergency fund.
They were paying off debt, theywere trying to live on a budget,
(02:31):
but were kind of not living on abudget because something would
pop up and they would throw offthe whole budget and they
couldn't do it.
And they were trying to save forkids' college and save for
retirement.
And they also wanted to move andthere was just a whole lot of
things going on.
They were trying to pay downtheir house.
And can you feel how crazy.
It felt in their brains whenthey were trying to think all of
these things and hold all ofthese things the same time.
(02:52):
So what I asked them to do waspick one thing and do that.
Now, this is really difficult.
It's very counterintuitive.
He was a bit of a squirrel.
He liked to hide things away,and he had many different
accounts, and I said, let's makethings easy.
You guys know I like for moneyto feel easy.
So I said, what if we juststopped?
(03:12):
Doing all of the things andinstead did one at a time until
we complete it and then move onto the next.
Well, you would imagine theirsurprise when in nine short
months they had their starteremergency fund.
They paid off all of their debtand they were starting to build
their emergency fund in nineshort months.
(03:36):
They went from being behind andfeeling crazy.
To being caught up and in just acouple more months.
By the time we hit that one yearmark, their fully funded
emergency fund was sitting offto the side and they were once
again saving for retirement, forkids college and paying off
their house.
They were able to get to a placewhere they could do everything,
(03:57):
but they first had to stop, getcaught up.
Then move forward.
You see, you're not behind.
You may just be doing too manythings at once.
So decide how you want tomeasure where you're at.
Decide who you're behind,because if you're behind
somebody else and somebodyelse's metric, you're not
(04:19):
actually behind.
You might be behind them, but.
That's not you.
Maybe you're exactly where youneed to be right now, or maybe
you're just trying to do toomany things at once, and all we
need to do is we need to slowdown and focus on one small step
at a time.
Your legacy isn't built in leapsand bounds.
It's built in dailyfaithfulness, one step at a
(04:41):
time, being consistent.
That's where the legacy's gonnacome from.
Very much like working out ingym.
Progress isn't always visible inthe moment.
You can see somebody liftingweights, but you don't see the
breakdown of the muscle or theregrowth of that muscle.
(05:01):
You can't visibly see the changein a person in a single day, but
over time, with consistency anddaily faithfulness, progress is
apparent.
I'd love for you to write downone small action that you're
proud of, that you'veaccomplished this month, and
then I'd write like for you towrite down something that you
would like to accomplish nextmonth, and then look at that and
(05:23):
say, okay, what is the step bystep that I need to do so I can
be faithful doing somethingevery day to get me towards that
next thing?
Like I said, this is the last ofthe Legacy and the little things
mini series.
But I would love to invite youto come join us over in the
Facebook community.
You can find the Legacy BuildersNetwork where we get together
(05:46):
and we cheer each other on.
No matter what step you are onyour financial journey, we would
love to have you come be a partof our network, your network.
Is your net worth.
If you need more people aroundyou that are like-minded, that
are trying to win with theirmoney, this is where you can
come together and meet them.
(06:06):
Alright, accelerators, we hopeto see you over on Facebook.
Until then, go out and make adifference.