September 19, 2024 • 14 mins
In this episode, we explore how to determine the right time to make a purchase, whether it’s a car, home, or even everyday groceries. Laura discusses the pressures society places on us to buy now and emphasizes the importance of making informed, pressure-free decisions that align with your goals and financial situation. She shares personal anecdotes and provides practical advice to ensure you're making purchases with confidence and wisdom.
In this episode we’ll discuss:
. Timing Your Purchases
. Avoiding Emotional Decisions
. Aligning Purchases with Resources and Goals
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Laura (00:02):
Hello and welcome to the Accelerate Your Legacy podcast.
I'm Laura Sexton, your trustedfinancial coach and money
mindset specialist.
Join me as we explore the worldof money and money mindset while
also paving the way for alasting legacy that extends far
beyond money.
Together we'll eliminate stress,amplify freedom, and ensure you
(00:26):
stop paying for your past so youcan start saving for your
future.
If you're seeking peace in yourfinances, more margin in your
budget, and a legacy thatinspires generations to come,
you're in the right place.
(00:47):
Hey accelerators, today we'regoing to talk about how to know
when is the right time to make apurchase.
This is something that a lot ofpeople wrestle with, especially
right now, when the world feelsso uncertain, we have to really
kind of hone in and make ourdecisions.
And we, we live in a societywhere it's just so easy.
(01:08):
To do whatever it's easy to justput it on credit.
You know, don't pay attention.
Just go ahead and buy it nowbecause it feels good now, but
that's not the best way toutilize our resources.
It's not a good way to be a goodsteward of what you've been
given.
So, I wanted to talk aboutthings like how to know when
it's the right time to buy acar, how to know when it's the
right time to buy a home.
(01:29):
How do you know when it's theright time to go back to college
or go to college in the 1stplace?
You see Right now, we're in themiddle of a crazy political
season that is thankfully almostover.
We are getting real close toNovember guys.
But because we are in thispolitical season, people are
holding off on making bigpurchases, making big decisions,
and part of that's because Idon't know what the world's
(01:51):
going to do in a couple ofmonths to you?
But in reality, what's going onin your house is a lot more
important than what's going onin the White House.
What's going on in the WhiteHouse does not matter because
anything they do, it's going totake a long time for it to
trickle down to get into yourbook.
And nobody has a policy rightnow of purchasing you a brand
(02:12):
new car.
Oprah is not going to be in theWhite House, so she's not giving
you a new car.
If you need a new to youvehicle.
How do we know when it's theright time to make a purchase?
And it could be a car, a home,college.
It could be going to the grocerystore.
How do you know when it's theright time to make that
(02:32):
purchase?
So for my family, we do a biggrocery run on payday.
Now usually that's a Wednesday.
So on Wednesday, we go to Costcoand we go to Ralph's and we buy
all of the things and we fillour pantry and our refrigerator.
Why is that the right time forus to make that particular
(02:53):
purchase?
Because we have built our familylife around the budget.
We have built our meal planaround the money that we have.
And we know as soon as thatpaycheck comes in, we have a
certain amount of money that wecan spend on food.
So we know that's the best time.
Now, if there's something elsewe need, our kids occasionally
take snacks to school.
(03:14):
My preschooler takes snack oncea month.
My Daughters have Girl Scoutsand they take a snack to Girl
Scouts once a quarter.
And sometimes we have specialtythings like that.
So we have to really payattention and budget those
things in or at least payattention to the budget.
Not overspend on groceries whenwe also need to go buy snacks.
For our family, the best time togo to the grocery store is on
(03:38):
payday.
Get everything we need and thenwe can supplement later.
Let's talk about when it's timeto buy a car.
I'll tell you the wrong time tobuy a car.
The wrong time to buy a car iswhen you're very pregnant and
you don't have enough seats andyou're starting to feel the
pinch and you put yourself in aposition to where you feel like
(03:58):
you have to do it right now.
When you feel desperate, you getstupid and you make dumb
decisions.
And I still to this day am upsetabout the trade in situation
that happened when I purchasedmy minivan.
I love my minivan.
I am very, very happy with it.
However, I did not like thetrade in situation, and if I
could go back in time, I wouldchange that.
You see, I had put an undueburden on myself.
(04:22):
I'd given myself a deadline thatwas totally artificial.
I said, I have to have a new vanby September, so I'm not
stressed out.
Y'all, I didn't have the babytill January.
I could have waited untilDecember to buy that minivan and
it would have been fine.
I would have eventually foundthe car that I wanted, but I put
a deadline on myself and Istressed myself out and I bought
(04:43):
the first thing that fit all ofmy criteria.
I could have made a betterdecision.
I could have got more money formy car instead of trading it in.
I could have sold it private andgotten a lot more for it.
So how do you know when it's theright time?
Well, there's no pressure.
We put that on ourselves becauseof the society that we live in.
But in all reality, you canafford a rental car, or you can
(05:08):
ask your friends for a ride towork, or you can use public
transit in most places.
There's this really cool app onyour phone called Uber.
There's another one called Lyft.
There's this other thing calleda taxi.
I actually don't know if taxisstill exist in most places.
I think it's still just New Yorkand LA, but there are ways to
(05:29):
get around.
You are not desperate for a car.
You do not have to make thedecision from a state of panic.
Asking your friend for a ridedoes not Make you a bad person.
In fact, a lot of people wouldbe happy to help you out.
So, you know it's the right timeto make the purchase when you
have the money in the bank andyou can go make the purchase
(05:50):
because you have the money.
You don't feel pressured.
If you do go onto a car lot andyou feel pressured, walk away.
That is not a person that hasyour best interest at heart.
That is a person that is worriedabout themselves and their own
pocketbook and the money theycan make off of your sale and
not about you and what you needand what's best for your family.
(06:11):
When it comes time to make apurchase, I hope you hear me
saying this.
When you have the money.
And it's not going to put anundue burden on your family and
you don't feel pressured.
That's the right time to makethe purchase.
When's the right time to buy ahome?
The right time to buy a home isnot when the interest rates go
back to 2.
5, 3%.
I hate to, I hate to be the oneto break it to you, but the
(06:33):
probability of it getting backdown below 2, 3 percent is next
to none.
It's probably not going tohappen.
If you were waiting for theinterest rates to go down, you
were doing the wrong thing.
If you were in the 1980s wheninterest rates were at like 18%.
And you were saying, I'm goingto wait till they go down to 12.
You would have waited until themid 1990s for it to be under, I
(06:58):
believe it was the 1990s when itwent from 12 to 10.
So if you were saying, I can'tbuy it 18%, I have to wait till
it's down to 10.
You would have waited 15 yearsand the prices of homes
skyrocketed during that time.
So you are actually out moneybecause you waited.
Based on an interest rate.
Now, if you didn't have a downpayment or you weren't making
(07:21):
enough money that you could havecovered your mortgage, that
would have been the wrong time,but if you right now have money
for a down payment and you canget a mortgage that is going to
be less than 25 percent of yourtake home pay, that's after
taxes, but before benefits andother things are taken out, if
you can afford that, Go aheadand then when the interest rates
(07:45):
do go down, which they may, theymay at some point get to 4.
I mean, I'm not 100 percent surethat it will 5, 5 and a half
might be as low as it goes rightnow.
But if you're getting a mortgageat 7%, you can drop it down when
it goes down to 5 or 6.
You marry.
The house, but you date therate.
(08:05):
You don't want to wait foroutside forces to say, yes,
now's the time.
You don't need to wait for agovernment program that says,
oh, we're going to give you 25,000 for a down payment.
You know what?
That's going to do.
It's going to increase the costof the house by 25, 000.
That's not going to help.
So, when you are ready and youhave money in the bank and you.
(08:26):
You hear, you hear who thedeciding factor is here?
You are the deciding factor onwhen to make a purchase.
When does it feel good?
When do you not feel pressured?
When do you have the money?
That's when you make thepurchase.
One of the things that you needto remember is when we're
sitting down to look at making abig purchase, there are a couple
of things you want to askyourself.
(08:46):
What is my ultimate goal?
Where do I want to be in 10years?
Or let's give it a smallertimeframe.
In five years, I plan on movingto Oklahoma for a job.
Well, then you don't want to buya home right now because it
doesn't fit with your plans.
If you have plans to leave,there's no point in purchasing a
home right now, because the homepurchase, though, it may help
(09:09):
you in the short term, may notbe best for you long term.
Does this purchase align withwhat my goals are?
Does this purchase align with myresources?
If I were to wipe all of mysavings out.
Put a down payment on a home.
That would be the wrong thingbecause yes, if I have a down
payment set aside, that's fine.
(09:30):
But if I have a down payment,plus my Christmas saving money,
plus my emergency fund, and Iuse all of that for the down
payment, then what am I going todo when Christmas comes around?
I'm going to be out all thatmoney, and I'm not going to have
the things I need.
See, I have to use my resourceswisely.
It's something I learned in GirlScouts.
You have to use your resourceswisely.
So if I have something set asidespecifically for a new car
purchase, That money can gotowards a new car, but I don't
(09:52):
need to steal from my emergencyfund or steal from other
resources to make a purchasehappen, to make it make sense,
to make it fit what I want rightnow.
When I could just wait a couplemonths and have the same result.
The other thing is, what is yourplan?
Now we talked about goals.
What are your goals?
Goals are a little bit furtherout, but if you have a plan, I
(10:13):
want you to stick to it.
I don't want you to get crazy.
I don't want you to go outsideof what you need or what you
want.
Focus in on what your plan is.
And then once you do that,you're able to make the decision
on when to make the purchase.
Set yourself a goal.
Set yourself a plan.
I had a plan, right?
When I had baby number four onthe way and I was like, I need
(10:34):
to buy a car by September.
You also have to check thatplan.
Because if your plan is toofocused and you're not looking
at other outside factors, thenyou might be missing something.
And that's probably somethingthat I should have had a, a more
detailed conversation with my,with my money coach and asked,
does this make sense?
(10:55):
But at the time.
I was just so in my head.
I was like, this is the plan.
This is the plan.
This is the plan.
I will not deviate and when Ilook back on it now, I'm a
little upset.
Now that doesn't mean I've toldyou guys before.
I love my car.
I'm very happy with thepurchase.
The fact that I have my fourchildren soon to be five driving
(11:16):
around in a 2012 Honda Odyssey.
I love my car.
It gets us around.
We have no mechanical issues.
We're over 100, 000 miles.
That's fine.
So people don't come at me with,I have a, I have a new baby, so
I have to buy a brand new car.
That's not true.
And I am living proof of that.
It is not true.
You do not have to do that.
It's absolutely asinine.
(11:36):
Make a baby be the reason foryour bad decisions.
So what's on the horizon foryou?
What are you making a decisionabout?
I, you know, funny example, Ibought a brand new Stanley.
And, you know, everybody bigdumb cup.
I know, but I got all excitedabout it.
(11:56):
Cause it's real pretty.
It's like this hot pink withthese teal accents, which is
totally on brand for me aseverything to do with my
accelerate your legacy colors.
It's like, it's a workup.
No, it's not.
It's just pretty, but I actuallyagonized over whether or not to
buy one because that's moneythat I could spend on something
(12:18):
else.
And so.
When it was the right time waswhen I had a coupon for the
store.
I was still thinking about it acouple days later.
That was when it was the righttime for me.
It's a silly example, but in theworld we live in, it's a
relatable one.
So what about you?
What are you thinking aboutpurchasing?
What are you curious aboutwhether or not you're ready for?
(12:40):
Does it fit within your goals?
Do you have a plan on how tomake it happen?
Are your resources going to beused wisely in making this
purchase?
If you can say yes to thosethings, today's the day.
Let's go get it.
If you're like, actually, it'sgoing to take me another six
months.
All right, let's adjust our planso that in six months we're
ready.
If you need somebody to go overthese to have conversations
(13:03):
with, to be an outside resource,I can't tell you how valuable it
is to have somebody on theoutside look in and tell you,
yes, this is a good decision.
No, that's a horrible decisionor question.
Why, how did you get to thisconclusion?
Why is it that this is the thingthat you're thinking about?
Is there something else that canget you to the same place?
(13:24):
Those are the things that weneed to be thinking about when
it comes to our career.
Is college the only way to getthere?
Can we get certifications formuch cheaper and faster and get
to the same result?
There are a lot of things tothink about in this world.
And sometimes we get so laserfocused in that we stop paying
attention to the other thingsthat could be possibilities.
(13:46):
And that's when you just want tohave somebody to talk to you.
Laura at accelerate your legacy.
com, send me an email.
Let's chat about how we can helpyou make the right purchase at
the right time.
That's it for this week,accelerators.
Go out and make a difference.
Thank you for investing yourtime with us today on the
(14:07):
Accelerate Your Legacy podcast.
Remember, your legacy isn't justmeasured in dollars and cents,
but in the tools, habits,mindset, and reputation you
leave behind.
Don't just listen to the show,but take action on what you've
learned.
Share this wisdom with a friendwho can benefit and help us
spread the word by rating andreviewing the podcast.
(14:29):
For questions or encouragement,reach out to me on Instagram at
Accelerate Your Legacy orexplore the resources listed in
the show notes.
I will be back with you nextweek.
Until then, build your legacywith intention.
Hello and welcome to the Accelerate Your Legacy podcast.
I'm Laura Sexton, your trustedfinancial coach and money
mindset specialist.
Join me as we explore the worldof money and money mindset while
also paving the way for alasting legacy that extends far
beyond money.
Together we'll eliminate stress,amplify freedom, and ensure you
(00:26):
stop paying for your past so youcan start saving for your
future.
If you're seeking peace in yourfinances, more margin in your
budget, and a legacy thatinspires generations to come,
you're in the right place.
(00:47):
Hey accelerators, today we'regoing to talk about how to know
when is the right time to make apurchase.
This is something that a lot ofpeople wrestle with, especially
right now, when the world feelsso uncertain, we have to really
kind of hone in and make ourdecisions.
And we, we live in a societywhere it's just so easy.
(01:08):
To do whatever it's easy to justput it on credit.
You know, don't pay attention.
Just go ahead and buy it nowbecause it feels good now, but
that's not the best way toutilize our resources.
It's not a good way to be a goodsteward of what you've been
given.
So, I wanted to talk aboutthings like how to know when
it's the right time to buy acar, how to know when it's the
right time to buy a home.
(01:29):
How do you know when it's theright time to go back to college
or go to college in the 1stplace?
You see Right now, we're in themiddle of a crazy political
season that is thankfully almostover.
We are getting real close toNovember guys.
But because we are in thispolitical season, people are
holding off on making bigpurchases, making big decisions,
and part of that's because Idon't know what the world's
(01:51):
going to do in a couple ofmonths to you?
But in reality, what's going onin your house is a lot more
important than what's going onin the White House.
What's going on in the WhiteHouse does not matter because
anything they do, it's going totake a long time for it to
trickle down to get into yourbook.
And nobody has a policy rightnow of purchasing you a brand
(02:12):
new car.
Oprah is not going to be in theWhite House, so she's not giving
you a new car.
If you need a new to youvehicle.
How do we know when it's theright time to make a purchase?
And it could be a car, a home,college.
It could be going to the grocerystore.
How do you know when it's theright time to make that
(02:32):
purchase?
So for my family, we do a biggrocery run on payday.
Now usually that's a Wednesday.
So on Wednesday, we go to Costcoand we go to Ralph's and we buy
all of the things and we fillour pantry and our refrigerator.
Why is that the right time forus to make that particular
(02:53):
purchase?
Because we have built our familylife around the budget.
We have built our meal planaround the money that we have.
And we know as soon as thatpaycheck comes in, we have a
certain amount of money that wecan spend on food.
So we know that's the best time.
Now, if there's something elsewe need, our kids occasionally
take snacks to school.
(03:14):
My preschooler takes snack oncea month.
My Daughters have Girl Scoutsand they take a snack to Girl
Scouts once a quarter.
And sometimes we have specialtythings like that.
So we have to really payattention and budget those
things in or at least payattention to the budget.
Not overspend on groceries whenwe also need to go buy snacks.
For our family, the best time togo to the grocery store is on
(03:38):
payday.
Get everything we need and thenwe can supplement later.
Let's talk about when it's timeto buy a car.
I'll tell you the wrong time tobuy a car.
The wrong time to buy a car iswhen you're very pregnant and
you don't have enough seats andyou're starting to feel the
pinch and you put yourself in aposition to where you feel like
(03:58):
you have to do it right now.
When you feel desperate, you getstupid and you make dumb
decisions.
And I still to this day am upsetabout the trade in situation
that happened when I purchasedmy minivan.
I love my minivan.
I am very, very happy with it.
However, I did not like thetrade in situation, and if I
could go back in time, I wouldchange that.
You see, I had put an undueburden on myself.
(04:22):
I'd given myself a deadline thatwas totally artificial.
I said, I have to have a new vanby September, so I'm not
stressed out.
Y'all, I didn't have the babytill January.
I could have waited untilDecember to buy that minivan and
it would have been fine.
I would have eventually foundthe car that I wanted, but I put
a deadline on myself and Istressed myself out and I bought
(04:43):
the first thing that fit all ofmy criteria.
I could have made a betterdecision.
I could have got more money formy car instead of trading it in.
I could have sold it private andgotten a lot more for it.
So how do you know when it's theright time?
Well, there's no pressure.
We put that on ourselves becauseof the society that we live in.
But in all reality, you canafford a rental car, or you can
(05:08):
ask your friends for a ride towork, or you can use public
transit in most places.
There's this really cool app onyour phone called Uber.
There's another one called Lyft.
There's this other thing calleda taxi.
I actually don't know if taxisstill exist in most places.
I think it's still just New Yorkand LA, but there are ways to
(05:29):
get around.
You are not desperate for a car.
You do not have to make thedecision from a state of panic.
Asking your friend for a ridedoes not Make you a bad person.
In fact, a lot of people wouldbe happy to help you out.
So, you know it's the right timeto make the purchase when you
have the money in the bank andyou can go make the purchase
(05:50):
because you have the money.
You don't feel pressured.
If you do go onto a car lot andyou feel pressured, walk away.
That is not a person that hasyour best interest at heart.
That is a person that is worriedabout themselves and their own
pocketbook and the money theycan make off of your sale and
not about you and what you needand what's best for your family.
(06:11):
When it comes time to make apurchase, I hope you hear me
saying this.
When you have the money.
And it's not going to put anundue burden on your family and
you don't feel pressured.
That's the right time to makethe purchase.
When's the right time to buy ahome?
The right time to buy a home isnot when the interest rates go
back to 2.
5, 3%.
I hate to, I hate to be the oneto break it to you, but the
(06:33):
probability of it getting backdown below 2, 3 percent is next
to none.
It's probably not going tohappen.
If you were waiting for theinterest rates to go down, you
were doing the wrong thing.
If you were in the 1980s wheninterest rates were at like 18%.
And you were saying, I'm goingto wait till they go down to 12.
You would have waited until themid 1990s for it to be under, I
(06:58):
believe it was the 1990s when itwent from 12 to 10.
So if you were saying, I can'tbuy it 18%, I have to wait till
it's down to 10.
You would have waited 15 yearsand the prices of homes
skyrocketed during that time.
So you are actually out moneybecause you waited.
Based on an interest rate.
Now, if you didn't have a downpayment or you weren't making
(07:21):
enough money that you could havecovered your mortgage, that
would have been the wrong time,but if you right now have money
for a down payment and you canget a mortgage that is going to
be less than 25 percent of yourtake home pay, that's after
taxes, but before benefits andother things are taken out, if
you can afford that, Go aheadand then when the interest rates
(07:45):
do go down, which they may, theymay at some point get to 4.
I mean, I'm not 100 percent surethat it will 5, 5 and a half
might be as low as it goes rightnow.
But if you're getting a mortgageat 7%, you can drop it down when
it goes down to 5 or 6.
You marry.
The house, but you date therate.
(08:05):
You don't want to wait foroutside forces to say, yes,
now's the time.
You don't need to wait for agovernment program that says,
oh, we're going to give you 25,000 for a down payment.
You know what?
That's going to do.
It's going to increase the costof the house by 25, 000.
That's not going to help.
So, when you are ready and youhave money in the bank and you.
(08:26):
You hear, you hear who thedeciding factor is here?
You are the deciding factor onwhen to make a purchase.
When does it feel good?
When do you not feel pressured?
When do you have the money?
That's when you make thepurchase.
One of the things that you needto remember is when we're
sitting down to look at making abig purchase, there are a couple
of things you want to askyourself.
(08:46):
What is my ultimate goal?
Where do I want to be in 10years?
Or let's give it a smallertimeframe.
In five years, I plan on movingto Oklahoma for a job.
Well, then you don't want to buya home right now because it
doesn't fit with your plans.
If you have plans to leave,there's no point in purchasing a
home right now, because the homepurchase, though, it may help
(09:09):
you in the short term, may notbe best for you long term.
Does this purchase align withwhat my goals are?
Does this purchase align with myresources?
If I were to wipe all of mysavings out.
Put a down payment on a home.
That would be the wrong thingbecause yes, if I have a down
payment set aside, that's fine.
(09:30):
But if I have a down payment,plus my Christmas saving money,
plus my emergency fund, and Iuse all of that for the down
payment, then what am I going todo when Christmas comes around?
I'm going to be out all thatmoney, and I'm not going to have
the things I need.
See, I have to use my resourceswisely.
It's something I learned in GirlScouts.
You have to use your resourceswisely.
So if I have something set asidespecifically for a new car
purchase, That money can gotowards a new car, but I don't
(09:52):
need to steal from my emergencyfund or steal from other
resources to make a purchasehappen, to make it make sense,
to make it fit what I want rightnow.
When I could just wait a couplemonths and have the same result.
The other thing is, what is yourplan?
Now we talked about goals.
What are your goals?
Goals are a little bit furtherout, but if you have a plan, I
(10:13):
want you to stick to it.
I don't want you to get crazy.
I don't want you to go outsideof what you need or what you
want.
Focus in on what your plan is.
And then once you do that,you're able to make the decision
on when to make the purchase.
Set yourself a goal.
Set yourself a plan.
I had a plan, right?
When I had baby number four onthe way and I was like, I need
(10:34):
to buy a car by September.
You also have to check thatplan.
Because if your plan is toofocused and you're not looking
at other outside factors, thenyou might be missing something.
And that's probably somethingthat I should have had a, a more
detailed conversation with my,with my money coach and asked,
does this make sense?
(10:55):
But at the time.
I was just so in my head.
I was like, this is the plan.
This is the plan.
This is the plan.
I will not deviate and when Ilook back on it now, I'm a
little upset.
Now that doesn't mean I've toldyou guys before.
I love my car.
I'm very happy with thepurchase.
The fact that I have my fourchildren soon to be five driving
(11:16):
around in a 2012 Honda Odyssey.
I love my car.
It gets us around.
We have no mechanical issues.
We're over 100, 000 miles.
That's fine.
So people don't come at me with,I have a, I have a new baby, so
I have to buy a brand new car.
That's not true.
And I am living proof of that.
It is not true.
You do not have to do that.
It's absolutely asinine.
(11:36):
Make a baby be the reason foryour bad decisions.
So what's on the horizon foryou?
What are you making a decisionabout?
I, you know, funny example, Ibought a brand new Stanley.
And, you know, everybody bigdumb cup.
I know, but I got all excitedabout it.
(11:56):
Cause it's real pretty.
It's like this hot pink withthese teal accents, which is
totally on brand for me aseverything to do with my
accelerate your legacy colors.
It's like, it's a workup.
No, it's not.
It's just pretty, but I actuallyagonized over whether or not to
buy one because that's moneythat I could spend on something
(12:18):
else.
And so.
When it was the right time waswhen I had a coupon for the
store.
I was still thinking about it acouple days later.
That was when it was the righttime for me.
It's a silly example, but in theworld we live in, it's a
relatable one.
So what about you?
What are you thinking aboutpurchasing?
What are you curious aboutwhether or not you're ready for?
(12:40):
Does it fit within your goals?
Do you have a plan on how tomake it happen?
Are your resources going to beused wisely in making this
purchase?
If you can say yes to thosethings, today's the day.
Let's go get it.
If you're like, actually, it'sgoing to take me another six
months.
All right, let's adjust our planso that in six months we're
ready.
If you need somebody to go overthese to have conversations
(13:03):
with, to be an outside resource,I can't tell you how valuable it
is to have somebody on theoutside look in and tell you,
yes, this is a good decision.
No, that's a horrible decisionor question.
Why, how did you get to thisconclusion?
Why is it that this is the thingthat you're thinking about?
Is there something else that canget you to the same place?
(13:24):
Those are the things that weneed to be thinking about when
it comes to our career.
Is college the only way to getthere?
Can we get certifications formuch cheaper and faster and get
to the same result?
There are a lot of things tothink about in this world.
And sometimes we get so laserfocused in that we stop paying
attention to the other thingsthat could be possibilities.
(13:46):
And that's when you just want tohave somebody to talk to you.
Laura at accelerate your legacy.
com, send me an email.
Let's chat about how we can helpyou make the right purchase at
the right time.
That's it for this week,accelerators.
Go out and make a difference.
Thank you for investing yourtime with us today on the
(14:07):
Accelerate Your Legacy podcast.
Remember, your legacy isn't justmeasured in dollars and cents,
but in the tools, habits,mindset, and reputation you
leave behind.
Don't just listen to the show,but take action on what you've
learned.
Share this wisdom with a friendwho can benefit and help us
spread the word by rating andreviewing the podcast.
(14:29):
For questions or encouragement,reach out to me on Instagram at
Accelerate Your Legacy orexplore the resources listed in
the show notes.
I will be back with you nextweek.
Until then, build your legacywith intention.
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