April 30, 2025 • 30 mins
In this raw and powerful episode, Samantha opens up about the truth behind money manifestation most women aren’t talking about, why making more money won’t matter if your body isn’t wired to hold it.
She shares her personal story of money sabotage, the concept of money capacity, and how expanding your nervous system and wealth identity is the key to unlocking your next income level. If you’re ready to stop leaking your abundance and start living like the wealthy woman you were born to be, this one’s for you.
🔑 In this episode, you’ll learn:
✅ The real reason why women sabotage money, even when they start earning more
✅ What a “money capacity ceiling” is and how it shows up in your life
✅ How to regulate your nervous system to feel safe receiving and holding more wealth
✅ Why most money mindset advice isn’t enough to create sustainable abundance
✅ The power of identity, energetic embodiment, and subconscious rewiring in wealth creation
✅ What it looks like to lead yourself like a Money Queen, and how to join the Academy
Offerings & Links Mentioned in This Episode:
🔥 Ready to Manifest Your Dream Life?Join the Life Transformation Accelerator Academy (LTA Academy) for guided visualizations, subconscious rewiring, and powerful manifestation techniques: 🔮LTA Academy Membership
💰👑Money Queen Academy: WAITLIST NOW OPEN FOR SPRING 2025 - with Money Queen Academy, you’ll stop chasing wealth and start creating it, all while stepping into your full power as the queen of your financial destiny.
👯♀Sedona Goddess Retreat Fall 2025: Details and Apply Here: Experience life-changing breakthroughs at this transformational retreat in September 2025
👑The Activated Woman Retreat Summer 2025: Details and Apply Here: This is for the woman who’s already done the inner work, and is ready to rise.
⚡1:1 Coaching with Samantha: Ready to step into your next level? Let’s work together. Apply here
📒The Maniscripting Journal: Manifest your dream life with my signature journal. Get yours here .
📲 Loved this episode?
🚀✨Screenshot, tag me @SamanthaKozuch, or share it with someone who needs to hear this!
💬 DM me on Instagram (@SamanthaKozuch) and tell me what quantum leap you’re making next!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
(00:08):
Welcome to the Money, Mindset, and Manicures podcast, the
ultimate guide to building a life you're obsessed with.
I'm Samantha Kazuch, and I'm here to empower women just like
you to script your dreams into reality and create the life
you've always dreamed of. Get ready to be inspired,
motivated, and empowered as we elevate our lives together.
(00:38):
Hello, gorgeous queen. How are you?
Welcome back to the show. Today's episode is a very
special one. I'm very, very excited about it
because if you've been feeling like you're meant for more.
And when I say that, I feel likewhat I'm asking you isn't even
hitting the nail close to the head.
Like you know how you just look at your life and you're like,
(01:00):
wow, I know I'm not living the most beautiful life that I know
that I'm capable of. Like I know I'm capable of
making more money. I desire more money.
I know I'm capable of maybe having a bigger business and
having more clients and I desirethat.
Or just your lifestyle. You're just like, I know I meant
for more. I know I want more.
(01:20):
I know I'm this big shiny light and I just want to exude it to
everything so I can call everything in.
The more money, the more ease, the more expansion.
And you know in your soul that you're not here to just make
money. Like, yes, money is a big part
of the equation because we need it to survive in our reality,
(01:42):
but you're here to hold it, growit, and lead with it.
Then this conversation is for you because today we're diving
into what it really takes to become the woman who holds
wealth, and I'm officially opening the doors to Money Queen
Academy. More on that in just a minute.
You know, when I first started making money for myself, I
(02:04):
thought if I can just make more money, everything will be fine.
Have you ever had this thought? I bet you have.
Because I feel like that is human nature, OK?
Just make more money and we can pay the bills and we can live
the better lifestyle and we can travel and we can pay off the
debt and we can invest in stuff,right?
Just make more. Just make more.
(02:26):
Just make more and that will fixall the problems.
If I can just hit 10K months, 20K months, then I'll feel safe,
then I'll feel free, then I'll be secure, then all my problems
will go away, right? But what nobody tells you is,
and maybe you've already experienced this time and time
again, but making more money doesn't automatically expand
(02:47):
your capacity to hold it. Let me repeat that again.
Making more money doesn't automatically expand your
capacity to hold it. So for a long time, I was stuck
in this cycle. And when I say long time, over a
decade, especially when I started making money in college
and working for myself and all throughout my 20s and even into
(03:09):
my early 30s. It's crazy.
I'm not embarrassed to admit that because I just didn't
learn. I was just programmed to believe
I had a bad money mindset. I was bad at budgeting.
I was bad with my money, and I just didn't know how to hold it.
And I was just bad with spending.
Like I was just bad with money, right?
(03:29):
But my cycle was hustle, right? Work, work, work, work, work,
which we are told to do, just work more.
Hit a money goal. OK, hit the goal.
And then instead of having this abundance that everyone says
that we will have when we make more money, instead I felt
uncomfortable and then I would spend it all and then I would
(03:52):
start hustling again. And I'm going to deep dive into
this because as I've been sharing these kinds of stories
on Instagram, I have learned more and more from you guys that
you have struggling with this too.
And it's so wild because all that we're really taught about,
you know, in the general education system is when you
(04:15):
make the money, you got a budget, you got to save it, you
got to hoard it, and then blah. But what was happening to me was
because my nervous system, the part of me that actually felt
safe in survival, was actually addicted to the chaos.
And what I mean by this is I wasaddicted to the hustle, to the
(04:39):
grind. I was addicted to the part that
I felt safe. I felt comfortable when I was
working, working, working, and the money was coming in.
And that felt really good to me.But the second, no matter if it
was 500 dollars, 5000 dollars, $10,000 payment coming in, when
(05:00):
that money came in, it was so uncomfortable for me.
And So what I would do is spend it and I would spend it
immediately. And sometimes, a lot of times,
especially in the beginning, I would be spending that money
before it even hit my bank account.
You know, when you mentally already say, oh, I'm going to
buy this, I'm going to buy that.Really, I feel like a lot of
(05:21):
people do that naturally already, but I was really
addicted to this chaos. It felt normal for me to
struggle, even though I was a really hard worker and making
really good money. Like there were years in my in
my early and mid 20s that I had 6 figure years, which at that
time being an entrepreneur and Iwas not in a corporate job.
Like that was a lot of fucking money.
(05:42):
I feel like the 100K, you know, a year and stuff has become very
normal now just because of social media.
I don't know about you, but I feel like it's just been
normalized so much. But back then before social
media and a lot of people talking about their income and
being business coaches and just coaches or just, you know,
(06:02):
selling stuff online like we seetoday, telling someone that you
were making 100K like that was abig deal, especially not having
a corporate job. But for me, it felt super normal
to quote, UN quote struggle because I was making the money,
but because it was so uncomfortable, I would spend it
right away. So it felt foreign and unsafe
(06:25):
for me to have money in my bank account.
It felt unsafe to have overflow sitting in my bank account.
So my question to you is, do youhave the same kind of habit?
Can you reflect on what your money programming is right now?
(06:46):
Because I'm here to tell you today that it is not a money
mindset problem and it is not a you're just bad with money
problem. This is something happening in
your body with your nervous system, with your subconscious
that is forcing you to spend it because it doesn't feel safe to
(07:07):
have enough. Because ultimately it's like
you're tying this lack to safetyand I tied wealth to danger,
which is wild because at the endof the day, what do we all want?
We all want money. Like you may not be sitting
(07:27):
there like, Oh no, I don't want to be rich.
But it's like we all want money.We all want to have enough and
maybe a surplus, right? Like we do want that.
But if your subconscious level is tied or has tied lack to
safety and wealth to danger, then you're always going to be
self sabotaging yourself. You can have, and maybe you've
(07:49):
done this. I did this.
I tried to freaking budget. I tried to count all my dollars
and see what I was spending. That shit didn't work for me.
It wasn't until I learned that what was going on with my mind
and my body and the way that I acted was with money was on a
subconscious and a nervous system level.
(08:10):
This is what we call a money capacity issue.
So again, it's not a you're bad with money thing and it's not a
you just need to budget better thing.
It's a real energetic and nervous system level block.
And this is the missing piece that almost no one talks about.
And this is exactly why I created Money Queen Academy
(08:32):
because money mindset alone isn't enough.
We have to heal our relationshipwith receiving.
And for me, I feel growing up I would receive money a lot.
Like I'm Polish and I don't knowabout you, but for example,
growing up getting gifts for birthdays and holidays like
Christmas and even Easter in ourfamily, you know, where grandma
(08:54):
and grandpa and aunts and unclesand all of that.
Like we didn't really do gifts. They did cash and envelopes.
So I was very used to receiving money, but then we'll spend it.
And growing up I had a differentmoney mindset as well that I
have definitely unlearned. And with my family it was save,
(09:14):
say save, don't spend it. Make sure you keep saving,
saving, saving. Basically like the scarcity
hoarding mindset which served myparents, you know, for what they
experienced in their lives, which I'm not going to get into,
but it made sense for where theywere at with their relationship
with money. But they put that on to me,
someone that grew up in a completely different country and
(09:36):
a completely different lifestylewhen it comes to now, like me.
Now with money, I learned that Ihad to not only just heal or you
can heal your relationship with receiving, but what I also had
to do was rewire what I believe about wealth, success, and being
(09:58):
a woman who gets to have it all.And we have to embody the
identity of the woman who not only creates wealth, but holds
it, grows it, and multiplies it effortlessly.
I'll share with you one of the things that I started doing to
help me expand my capacity ceiling for money.
(10:21):
And my most favorite one is nervous system regulation and my
favorite tool for nervous systemregulation and actually I'll
give you 2. The first one is EFT tapping
because for me, doing those types of modalities, little
guided sessions with myself withEFT and money really allowed me
(10:44):
to speak to the root belief, right?
The current belief like say, oh,I'm really bad with money or
having money in my bank. It got really stresses me out,
which which is crazy, right? Like it's so crazy because we
want the thing, but we've got these beliefs going on.
And then tapping my way through to empower myself to tell my
body to tap it in that hey, it is safe to have money.
(11:09):
Hey, it is safe to have overflow.
Hey, it is safe to relax with money.
Hey, I don't need to hustle my ass off every day, whether it's
working on the computer all day or creating content all day or
recording podcasts all day or just like hustling all day,
right? I can relax into wealth and
having it and my second one, which I absolutely love to do
(11:33):
because I really love to get up and move my body.
Like for me, I need to work out every single day.
I need to go on walks on every single day.
Like I if I'm ever injured or something like that and I can't
move my body, I go fucking crazybecause my body loves to move.
So my second tool that I have inmy toolbox that has helped me
(11:53):
increase my money capacity issueis.
Are you tired of copying and pasting the same picture on your
vision board over and over and over again every time you make a
new one and you're frustrated and you're wondering why the
heck it hasn't manifested yet? Well, I'm going to introduce you
(12:16):
to the LTA Academy. This is the Academy that I
created. It's not just another program or
course. It is a exclusive platform for
people who are ready to manifestreal results inside.
It is your step by step guide totransforming your mindset, your
money, and your future. I want you to think about it
like the Netflix for Manifestation.
It is packed with so many different videos, tutorials,
(12:40):
guided meditations, EFT tapping,guided sessions with me and
members inside of the last few months have used it to attract
and manifest thousands of dollars in their businesses and
their lives, job promotions they've used to manifest their
dream partners, to manifest weight loss, and so much more.
So if you are looking to really transform your 2025 and actually
(13:03):
manifest the things that are on your vision board, go to
livetransformationaccelerator.comright now.
Link down below in the show notes, and I'm offering you with
the link in the show notes a free three day trial.
I want you to join me because I want to help you manifest the
success that you deserve this year.
I'll see you there. My second tool that I have in my
(13:29):
toolbox that has helped me increase my money capacity issue
is before any launch, before anymaster class that I teach live,
before I do even a client call sometimes or even a discovery
call, which I could potentially be quote UN quote nervous about
because I'm like, oh, I'm going to be, you know, presenting an
offer and, you know, asking thisperson to pay me.
(13:49):
Or whenever I make any sort of big money moves, like investing
in myself, for example, anythingthat I invest in right now,
they're big money moves. I'm done playing small.
Like me to me to invest like $500 or $2000, that's like
nothing to me. But when we're talking, you
know, like 10,000 dollars, 15,000 dollars, $20,000 into
something, that's a big money move for me.
(14:11):
And with that, what I do is I love to put on, and I know this
might seem so basic, but I promise you start doing this and
you're going to get your body and your nervous system excited
and used to receiving wealth andhaving wealth.
So what I would do is before I would do any of those things, I
would turn on my favorite song. And in fact, Mark will usually
(14:34):
join me if you scroll back and look on one of my Instagram
reels, I actually posted kind oflike a BTS video and that was a
real video, but before I invested over $12,000 into a
mastermind. But watch that video and it's
like, I think it's like the richgirl hack.
Nobody talks about something like that, but you can go watch
(14:55):
that video. That's literally what I do is
just put on the favorite song, dance around like jumping,
dancing, not even like dancing. It's just like jumping, moving
my body. I'm literally also tapping my
body, especially like my collarbones with both of my
hands and I'm just tapping on itand I'm dancing and I am
visualizing and seeing whatever it is that I'm doing with money.
(15:16):
Maybe it is me investing something.
Maybe it's me receiving some money.
Maybe a client just came in, whatever it is that I'm doing in
that moment around money and I'mjust excited about it.
I am normalizing it in my body. So I would do that for however
long the song is. So you would just put on your
favorite song and do that and visualize it and feel it and
(15:37):
just continuously as you're dancing and you're tapping and
you're moving this energy in your body.
So if before you were feeling the scarcity, like maybe oh
gosh, I'm not good enough. I don't know if this client is
going to invest with me or maybeyou're making a big money move
where you're about to invest in something and it's fucking
scary, which is a good thing. You always want to feel stretchy
and you're always, if you're making a good money, a big money
(16:00):
move or a good money move, you're always going to feel
nervous. I do all the time, all the time.
If it doesn't actually give me those feelings of like, Oh my
gosh, I can't believe I'm doing this.
Like do I need to do? Oh my God, yes.
Like if it's a like a fuck yes for me internally and I'm still
getting those emotions coming up, I know that it is a good
(16:20):
money move and it is just stretching me outside of my
comfort zone. So if right now you are ever
investing in yourself and you are not getting that feeling,
you are not stretching yourself enough.
You are playing it safe and you're playing it small.
So whenever I would do any sort of big money move, whether I'm
calling it in or I'm sending it out, I'm turning on the song and
(16:43):
I'm dancing. And then I also do the same
thing after the fact. No matter how it went.
For example, if I did a discovery call and say someone
said, you know what, I got to think about it, not right now.
I'm not going to get down in thedumps about it.
I'm going to still celebrate that because I know that I
showed up in my fullest and guess what?
Maybe she's just thinking about it, right?
(17:04):
Maybe she's just going to have to do her process before she
says yes to investing with me, right?
I taught a master class and or Iinvested and it was scary and
all of that. I again do the same thing after
I take the action to like anchorin that move so that my body
knows. Oh my God, she just did the
(17:26):
scary action and now we're having fun.
You see how this connects? It's normalizing this action
around money to feel good in your body.
I do highly recommend you have some sort of, whether you want
to call it a money ritual or just like a money habit, as far
as what makes you excited and happy and normalizing in your
(17:51):
body. And that's why I love to dance
because that does help regulate your nervous system at the
fastest level is what I believe to be true.
For example, if you were just sitting here and just like
whatever, just maybe listening to your favorite song and
singing along, you're going to have such a different impact
when you're actually like, jumping up and down, whether
it's even twerking or jumping orstomping or whatever.
(18:14):
Raising your hands up, tapping your body, do all the things,
make it feel good, have the smile on your face.
Visualize that money, whether it's sent, you're sending it out
or coming back in. It is absolutely one of my
favorite things and it's something that should come
naturally to all of us. And if you are the type that you
can't even turn on some music and dance alone in your room by
(18:38):
yourself, oh honey, then please just start there before even
doing any money moves because you should be so comfortable to
be able to just do that with yourself.
That's a whole nother female embodiment tool.
But I just want to say this, when it comes to moving your
body and taking these action steps, I'm telling you it's a
(19:00):
game changer and it's going to help you raise your money
capacity ceiling. This is the missing piece that
almost no one really talks about, or I haven't really seen
it. Maybe they talk about it in
courses or something. But just coming out and talking
about it, I know it might seem kind of basic or not, but it is
(19:21):
like one of the foundational things that I go over and Money
Queen Academy. But not only that, we really get
to the root cause of why you have these money behaviors.
So what's happening on the subconscious level?
What's triggering you to go in aspending spree?
What's triggering you to not invest and to hoard and to save,
(19:45):
Right? Because money mindset alone
isn't enough. We have to figure out what's
going on. Basically, it's a cellular
level. So we have to heal our
relationship with receiving. We have to rewire what we
believe about wealth, about success, and we have to embody
the identity of this woman that not only creates wealth but
holds it. Because then what's the point?
(20:06):
You don't want to spend the restof your life hustling your ass
off, right, If you don't have anything to show it.
And for a decade of my life, I feel like I have nothing to
quote UN quote, show for it. I had a great decade in my 20s
of living the life I will not take back.
A second of anything that I did,but, you know, it's like showing
(20:26):
anything for it. It's kind of different.
As you get older, you kind of reflect on that.
And with all of this, it's not just me.
And I want to share a story for one of my beautiful students,
Josie, who went through Money Queen Academy this last quarter.
And she said that her biggest take away is the energy it gave
her to continue to pursue her dreams.
(20:49):
She's never felt so inspired to keep going.
And being in this space helped her realize that she needs to be
in a container like this to continuously grow.
Because if she's not, then she can tend to go back to her old
ways. And she was expressing to me,
she's like, I am learning the things.
I am integrating it. But also being in this container
(21:09):
of support helps her obviously stay accountable and stay on
track. And that's what I absolutely
love. And even me, I have coaches, I
have mentors, I'm in a mastermind because even though I
know the things and I definitelyhave integrated them and I show
up, having someone to turn to toget that support and that help
and have that accountability is huge.
(21:31):
This is how we change. This is how we grow.
This is how we expand. And she also said that being
surrounded by other women building their businesses made
her feel like she wasn't alone. And one of her biggest
breakthroughs was realizing thatexpanding into wealth is a
spiritual experience. It's a true it's a connection to
God, abundance and who I'm trulymeant to be.
(21:53):
And the one thing that she had achieved just financially being
in money Queen Academy and it was very kind of like towards
the middle of the of the course is that she had brought in a
little over 2K from an income stream.
She didn't quote UN quote like have set up as an income stream.
So it really showed her that, wow, when I'm actually shifting
(22:13):
into the energy of the embodied woman that can hold wealth and
receive it, then money just starts coming in.
And even after their Academy, because right now she's in a
second Academy of mine, it's called Rich Invisible, but she's
in there now. And as the overflow started
coming in, she had messaged me multiple times where she had a
(22:33):
little over I think 30,000 in student loans forgiven.
And this was like out of left field.
And then little different money income streams have coming in
like deposits into her bank account.
So she was just blown away how this has never happened in her
life before. And just by her shifting not
only her mindset around money, but actually using the tools to
(22:57):
help her embody, to regulate hernervous system, to help rewire
her subconscious beliefs, it hascompletely changed her
relationship with money. And already just after 2-3
months of working with me, she'sseeing it in her reality.
It's just amazing to see what she's done and accomplished and
(23:19):
not even just embody through this process.
And I just get chills every timeI read her testimonial because
this is so much deeper than justmaking more money.
This is about activating the most powerful, abundant,
magnetic version of yourself andmaking wealth your new normal.
(23:45):
Did you know that I host in person retreats?
I'm calling all babes who are ready to experience Sedona with
me. Are you dreaming of a fun girls
trip filled with adventure? How about exploring Sedona?
Powerful vortex energy. Or maybe you're feeling the pole
to step out of your comfort zoneand embrace something completely
life changing. At my Manuscript and Goddess
(24:05):
Retreat, you'll spend 5 magical days in Sedona with me and seven
other women, connecting with nature, soul healing and
transformative workshops and connecting with like minded
women who are on the same journey as you.
From hiking vortexes to stargazing and realigning with
your purpose, this retreat has everything you need to start
manifesting your dream life. Spots are limited.
(24:27):
Reserve yours today by applying and have the opportunity to get
$500 off your trip while the offer lasts.
The link is located down in the show notes.
I hope you join me if you're listening to this and your whole
body is just buzzing right now or if you're just like, Oh my
God, this is me. Everything that Samantha is
(24:49):
explaining right now I am experiencing and I really want
to change it. I'm sick and tired.
I don't want to do another moneymindset course.
I don't want to have to open another budgeting book again.
I get it. But if you know that you're
ready to break out of this old survival pattern and programming
and step into your next era of wealth and leadership, then I
(25:11):
want to invite you into Money Queen Academy And enrollment is
officially open and we do have early enrollment bonuses live
right now, including $250 off your tuition and a bonus private
one to one coaching call with me, which is valid at $500.00.
But these are only available fora limited time.
So I do recommend clicking the link down in the show notes to
(25:35):
double check, one, how much timeis left for the early enrollment
And two, I don't know when you're going to be listening to
this, but if you're listening tothis when the doors are closed,
I do run this Academy a couple times a year.
But I just want to say, if you're listening to this right
now and enrollment is open and you are like, fuck, I need this,
(25:56):
this is me. Jump in.
Do not wait. Why waste more time living in
the same money crap that you're in, right?
Like don't wait for me to run another cohort.
Jump in right now if the doors are open.
Because this is your time to take charge of your money.
(26:17):
Because at this point, now you have awareness.
You now know, oh, there's a solution to my money problems.
There's a solution to my money habits.
So think about it this way. And you're like, you know what?
I'm going to do it later. You technically can't really
complain about your money problems because you know that
there's a solution out there foryou.
You're just not willing to go dothe work.
(26:40):
And I call it work. Not that it's going to be hard,
but it's going to take some effort, right?
We're going to have to go a little deeper than you know, the
fluffy conversation about, oh, why is there no money in your
bank account? But let me tell you in Money
Queen Academy, one of my favorite things is the women in
this group create the most epic friendships too, like they were
(27:02):
they're a group that even after this Academy, they still have a
text group going on. They're still meeting, they're
still chatting, they're still updating me with updates.
And a lot of them even came intomy next Academy as well, which
is called Rich Invisible, which I'm not sure if I'll be running
that again. I'm making some changes to it.
It's freaking amazing. We're just changing something.
(27:24):
But I just wanted to let you know that this Academy and this
group style learning is really powerful.
And with Money Queen Academy, there are only 20 spots
available. The wait list surpassed that.
So if you're feeling the pull, trust yourself.
This is your next step inside Money Queen Academy.
(27:46):
We're going to rewire your subconscious patterns around
money receiving and wealth. Going to expand your nervous
system's ability to hold bigger amounts of money without
sabotage. You're going to step into your
next level wealth identity. You're going to master align
offers, pricing, selling, and scaling from a place of power.
So if you have a business, this is 100% for you, especially if
(28:09):
you have been hitting that same income goal.
That's where I was stuck at for a really long time and it was
super frustrating. And it now all makes sense why.
But I go deeper into that part as well because there is an
importance and a connection between how you're selling
online, what you're selling, what that pricing is.
We get so juicy in it. I freaking am obsessed with that
(28:32):
part. And then also anchor daily
rituals and wealth practices that expand your capacity and
also embody the enginic codes oftrue legacy wealth.
Because at the end of the day, being a wealthy woman, an
embodied wealthy woman, just imagine, you could just wake up
every fucking day and feel good and excited about what you're
(28:55):
doing. You know how you're going to do
it, or you have support doing it.
Of course, we don't know all thethings, right?
We need support. We need to educate ourselves,
right? But you just, you're living this
life that is so fucking good andyou're excited and you're happy
every day. And not to say shit doesn't pop
up and happen, right? Like that's just life.
(29:17):
But you're genuinely obsessed with your life.
Like can you say right now that you are genuinely obsessed with
your life? And what if this Academy could
help you shift it from where youare right now to the desire that
you have around money, which at the end of the day, everything
that you're going to be learninginside the economy, it's going
(29:39):
to improve your quality of life because you will be happier.
You're going to get excited. You're going to learn different
tools that are going to equip you to act and show up in your
life as the wealthy woman. So this is the work that will
change your entire life trajectory, not just your
(30:01):
income. So if you're feeling this, if
you're feeling me, if you feel my excitement, I freaking cannot
wait for you to dive in. But if you know you're meant to
be a freaking money queen, go get your name on the wait list
or enroll now. If it is open for enrollment,
I'm going to drop the link in the show notes for you.
And I cannot wait to celebrate the woman you're becoming.
(30:23):
Remember, the money is already yours.
You're not chasing it. You're simply becoming the woman
who can hold it. I love you, I believe in you,
and hopefully I'll see you inside Money Queen Academy.
Welcome to the Money, Mindset, and Manicures podcast, the
ultimate guide to building a life you're obsessed with.
I'm Samantha Kazuch, and I'm here to empower women just like
you to script your dreams into reality and create the life
you've always dreamed of. Get ready to be inspired,
motivated, and empowered as we elevate our lives together.
(00:38):
Hello, gorgeous queen. How are you?
Welcome back to the show. Today's episode is a very
special one. I'm very, very excited about it
because if you've been feeling like you're meant for more.
And when I say that, I feel likewhat I'm asking you isn't even
hitting the nail close to the head.
Like you know how you just look at your life and you're like,
(01:00):
wow, I know I'm not living the most beautiful life that I know
that I'm capable of. Like I know I'm capable of
making more money. I desire more money.
I know I'm capable of maybe having a bigger business and
having more clients and I desirethat.
Or just your lifestyle. You're just like, I know I meant
for more. I know I want more.
(01:20):
I know I'm this big shiny light and I just want to exude it to
everything so I can call everything in.
The more money, the more ease, the more expansion.
And you know in your soul that you're not here to just make
money. Like, yes, money is a big part
of the equation because we need it to survive in our reality,
(01:42):
but you're here to hold it, growit, and lead with it.
Then this conversation is for you because today we're diving
into what it really takes to become the woman who holds
wealth, and I'm officially opening the doors to Money Queen
Academy. More on that in just a minute.
You know, when I first started making money for myself, I
(02:04):
thought if I can just make more money, everything will be fine.
Have you ever had this thought? I bet you have.
Because I feel like that is human nature, OK?
Just make more money and we can pay the bills and we can live
the better lifestyle and we can travel and we can pay off the
debt and we can invest in stuff,right?
Just make more. Just make more.
(02:26):
Just make more and that will fixall the problems.
If I can just hit 10K months, 20K months, then I'll feel safe,
then I'll feel free, then I'll be secure, then all my problems
will go away, right? But what nobody tells you is,
and maybe you've already experienced this time and time
again, but making more money doesn't automatically expand
(02:47):
your capacity to hold it. Let me repeat that again.
Making more money doesn't automatically expand your
capacity to hold it. So for a long time, I was stuck
in this cycle. And when I say long time, over a
decade, especially when I started making money in college
and working for myself and all throughout my 20s and even into
(03:09):
my early 30s. It's crazy.
I'm not embarrassed to admit that because I just didn't
learn. I was just programmed to believe
I had a bad money mindset. I was bad at budgeting.
I was bad with my money, and I just didn't know how to hold it.
And I was just bad with spending.
Like I was just bad with money, right?
(03:29):
But my cycle was hustle, right? Work, work, work, work, work,
which we are told to do, just work more.
Hit a money goal. OK, hit the goal.
And then instead of having this abundance that everyone says
that we will have when we make more money, instead I felt
uncomfortable and then I would spend it all and then I would
(03:52):
start hustling again. And I'm going to deep dive into
this because as I've been sharing these kinds of stories
on Instagram, I have learned more and more from you guys that
you have struggling with this too.
And it's so wild because all that we're really taught about,
you know, in the general education system is when you
(04:15):
make the money, you got a budget, you got to save it, you
got to hoard it, and then blah. But what was happening to me was
because my nervous system, the part of me that actually felt
safe in survival, was actually addicted to the chaos.
And what I mean by this is I wasaddicted to the hustle, to the
(04:39):
grind. I was addicted to the part that
I felt safe. I felt comfortable when I was
working, working, working, and the money was coming in.
And that felt really good to me.But the second, no matter if it
was 500 dollars, 5000 dollars, $10,000 payment coming in, when
(05:00):
that money came in, it was so uncomfortable for me.
And So what I would do is spend it and I would spend it
immediately. And sometimes, a lot of times,
especially in the beginning, I would be spending that money
before it even hit my bank account.
You know, when you mentally already say, oh, I'm going to
buy this, I'm going to buy that.Really, I feel like a lot of
(05:21):
people do that naturally already, but I was really
addicted to this chaos. It felt normal for me to
struggle, even though I was a really hard worker and making
really good money. Like there were years in my in
my early and mid 20s that I had 6 figure years, which at that
time being an entrepreneur and Iwas not in a corporate job.
Like that was a lot of fucking money.
(05:42):
I feel like the 100K, you know, a year and stuff has become very
normal now just because of social media.
I don't know about you, but I feel like it's just been
normalized so much. But back then before social
media and a lot of people talking about their income and
being business coaches and just coaches or just, you know,
(06:02):
selling stuff online like we seetoday, telling someone that you
were making 100K like that was abig deal, especially not having
a corporate job. But for me, it felt super normal
to quote, UN quote struggle because I was making the money,
but because it was so uncomfortable, I would spend it
right away. So it felt foreign and unsafe
(06:25):
for me to have money in my bank account.
It felt unsafe to have overflow sitting in my bank account.
So my question to you is, do youhave the same kind of habit?
Can you reflect on what your money programming is right now?
(06:46):
Because I'm here to tell you today that it is not a money
mindset problem and it is not a you're just bad with money
problem. This is something happening in
your body with your nervous system, with your subconscious
that is forcing you to spend it because it doesn't feel safe to
(07:07):
have enough. Because ultimately it's like
you're tying this lack to safetyand I tied wealth to danger,
which is wild because at the endof the day, what do we all want?
We all want money. Like you may not be sitting
(07:27):
there like, Oh no, I don't want to be rich.
But it's like we all want money.We all want to have enough and
maybe a surplus, right? Like we do want that.
But if your subconscious level is tied or has tied lack to
safety and wealth to danger, then you're always going to be
self sabotaging yourself. You can have, and maybe you've
(07:49):
done this. I did this.
I tried to freaking budget. I tried to count all my dollars
and see what I was spending. That shit didn't work for me.
It wasn't until I learned that what was going on with my mind
and my body and the way that I acted was with money was on a
subconscious and a nervous system level.
(08:10):
This is what we call a money capacity issue.
So again, it's not a you're bad with money thing and it's not a
you just need to budget better thing.
It's a real energetic and nervous system level block.
And this is the missing piece that almost no one talks about.
And this is exactly why I created Money Queen Academy
(08:32):
because money mindset alone isn't enough.
We have to heal our relationshipwith receiving.
And for me, I feel growing up I would receive money a lot.
Like I'm Polish and I don't knowabout you, but for example,
growing up getting gifts for birthdays and holidays like
Christmas and even Easter in ourfamily, you know, where grandma
(08:54):
and grandpa and aunts and unclesand all of that.
Like we didn't really do gifts. They did cash and envelopes.
So I was very used to receiving money, but then we'll spend it.
And growing up I had a differentmoney mindset as well that I
have definitely unlearned. And with my family it was save,
(09:14):
say save, don't spend it. Make sure you keep saving,
saving, saving. Basically like the scarcity
hoarding mindset which served myparents, you know, for what they
experienced in their lives, which I'm not going to get into,
but it made sense for where theywere at with their relationship
with money. But they put that on to me,
someone that grew up in a completely different country and
(09:36):
a completely different lifestylewhen it comes to now, like me.
Now with money, I learned that Ihad to not only just heal or you
can heal your relationship with receiving, but what I also had
to do was rewire what I believe about wealth, success, and being
(09:58):
a woman who gets to have it all.And we have to embody the
identity of the woman who not only creates wealth, but holds
it, grows it, and multiplies it effortlessly.
I'll share with you one of the things that I started doing to
help me expand my capacity ceiling for money.
(10:21):
And my most favorite one is nervous system regulation and my
favorite tool for nervous systemregulation and actually I'll
give you 2. The first one is EFT tapping
because for me, doing those types of modalities, little
guided sessions with myself withEFT and money really allowed me
(10:44):
to speak to the root belief, right?
The current belief like say, oh,I'm really bad with money or
having money in my bank. It got really stresses me out,
which which is crazy, right? Like it's so crazy because we
want the thing, but we've got these beliefs going on.
And then tapping my way through to empower myself to tell my
body to tap it in that hey, it is safe to have money.
(11:09):
Hey, it is safe to have overflow.
Hey, it is safe to relax with money.
Hey, I don't need to hustle my ass off every day, whether it's
working on the computer all day or creating content all day or
recording podcasts all day or just like hustling all day,
right? I can relax into wealth and
having it and my second one, which I absolutely love to do
(11:33):
because I really love to get up and move my body.
Like for me, I need to work out every single day.
I need to go on walks on every single day.
Like I if I'm ever injured or something like that and I can't
move my body, I go fucking crazybecause my body loves to move.
So my second tool that I have inmy toolbox that has helped me
(11:53):
increase my money capacity issueis.
Are you tired of copying and pasting the same picture on your
vision board over and over and over again every time you make a
new one and you're frustrated and you're wondering why the
heck it hasn't manifested yet? Well, I'm going to introduce you
(12:16):
to the LTA Academy. This is the Academy that I
created. It's not just another program or
course. It is a exclusive platform for
people who are ready to manifestreal results inside.
It is your step by step guide totransforming your mindset, your
money, and your future. I want you to think about it
like the Netflix for Manifestation.
It is packed with so many different videos, tutorials,
(12:40):
guided meditations, EFT tapping,guided sessions with me and
members inside of the last few months have used it to attract
and manifest thousands of dollars in their businesses and
their lives, job promotions they've used to manifest their
dream partners, to manifest weight loss, and so much more.
So if you are looking to really transform your 2025 and actually
(13:03):
manifest the things that are on your vision board, go to
livetransformationaccelerator.comright now.
Link down below in the show notes, and I'm offering you with
the link in the show notes a free three day trial.
I want you to join me because I want to help you manifest the
success that you deserve this year.
I'll see you there. My second tool that I have in my
(13:29):
toolbox that has helped me increase my money capacity issue
is before any launch, before anymaster class that I teach live,
before I do even a client call sometimes or even a discovery
call, which I could potentially be quote UN quote nervous about
because I'm like, oh, I'm going to be, you know, presenting an
offer and, you know, asking thisperson to pay me.
(13:49):
Or whenever I make any sort of big money moves, like investing
in myself, for example, anythingthat I invest in right now,
they're big money moves. I'm done playing small.
Like me to me to invest like $500 or $2000, that's like
nothing to me. But when we're talking, you
know, like 10,000 dollars, 15,000 dollars, $20,000 into
something, that's a big money move for me.
(14:11):
And with that, what I do is I love to put on, and I know this
might seem so basic, but I promise you start doing this and
you're going to get your body and your nervous system excited
and used to receiving wealth andhaving wealth.
So what I would do is before I would do any of those things, I
would turn on my favorite song. And in fact, Mark will usually
(14:34):
join me if you scroll back and look on one of my Instagram
reels, I actually posted kind oflike a BTS video and that was a
real video, but before I invested over $12,000 into a
mastermind. But watch that video and it's
like, I think it's like the richgirl hack.
Nobody talks about something like that, but you can go watch
(14:55):
that video. That's literally what I do is
just put on the favorite song, dance around like jumping,
dancing, not even like dancing. It's just like jumping, moving
my body. I'm literally also tapping my
body, especially like my collarbones with both of my
hands and I'm just tapping on itand I'm dancing and I am
visualizing and seeing whatever it is that I'm doing with money.
(15:16):
Maybe it is me investing something.
Maybe it's me receiving some money.
Maybe a client just came in, whatever it is that I'm doing in
that moment around money and I'mjust excited about it.
I am normalizing it in my body. So I would do that for however
long the song is. So you would just put on your
favorite song and do that and visualize it and feel it and
(15:37):
just continuously as you're dancing and you're tapping and
you're moving this energy in your body.
So if before you were feeling the scarcity, like maybe oh
gosh, I'm not good enough. I don't know if this client is
going to invest with me or maybeyou're making a big money move
where you're about to invest in something and it's fucking
scary, which is a good thing. You always want to feel stretchy
and you're always, if you're making a good money, a big money
(16:00):
move or a good money move, you're always going to feel
nervous. I do all the time, all the time.
If it doesn't actually give me those feelings of like, Oh my
gosh, I can't believe I'm doing this.
Like do I need to do? Oh my God, yes.
Like if it's a like a fuck yes for me internally and I'm still
getting those emotions coming up, I know that it is a good
(16:20):
money move and it is just stretching me outside of my
comfort zone. So if right now you are ever
investing in yourself and you are not getting that feeling,
you are not stretching yourself enough.
You are playing it safe and you're playing it small.
So whenever I would do any sort of big money move, whether I'm
calling it in or I'm sending it out, I'm turning on the song and
(16:43):
I'm dancing. And then I also do the same
thing after the fact. No matter how it went.
For example, if I did a discovery call and say someone
said, you know what, I got to think about it, not right now.
I'm not going to get down in thedumps about it.
I'm going to still celebrate that because I know that I
showed up in my fullest and guess what?
Maybe she's just thinking about it, right?
(17:04):
Maybe she's just going to have to do her process before she
says yes to investing with me, right?
I taught a master class and or Iinvested and it was scary and
all of that. I again do the same thing after
I take the action to like anchorin that move so that my body
knows. Oh my God, she just did the
(17:26):
scary action and now we're having fun.
You see how this connects? It's normalizing this action
around money to feel good in your body.
I do highly recommend you have some sort of, whether you want
to call it a money ritual or just like a money habit, as far
as what makes you excited and happy and normalizing in your
(17:51):
body. And that's why I love to dance
because that does help regulate your nervous system at the
fastest level is what I believe to be true.
For example, if you were just sitting here and just like
whatever, just maybe listening to your favorite song and
singing along, you're going to have such a different impact
when you're actually like, jumping up and down, whether
it's even twerking or jumping orstomping or whatever.
(18:14):
Raising your hands up, tapping your body, do all the things,
make it feel good, have the smile on your face.
Visualize that money, whether it's sent, you're sending it out
or coming back in. It is absolutely one of my
favorite things and it's something that should come
naturally to all of us. And if you are the type that you
can't even turn on some music and dance alone in your room by
(18:38):
yourself, oh honey, then please just start there before even
doing any money moves because you should be so comfortable to
be able to just do that with yourself.
That's a whole nother female embodiment tool.
But I just want to say this, when it comes to moving your
body and taking these action steps, I'm telling you it's a
(19:00):
game changer and it's going to help you raise your money
capacity ceiling. This is the missing piece that
almost no one really talks about, or I haven't really seen
it. Maybe they talk about it in
courses or something. But just coming out and talking
about it, I know it might seem kind of basic or not, but it is
(19:21):
like one of the foundational things that I go over and Money
Queen Academy. But not only that, we really get
to the root cause of why you have these money behaviors.
So what's happening on the subconscious level?
What's triggering you to go in aspending spree?
What's triggering you to not invest and to hoard and to save,
(19:45):
Right? Because money mindset alone
isn't enough. We have to figure out what's
going on. Basically, it's a cellular
level. So we have to heal our
relationship with receiving. We have to rewire what we
believe about wealth, about success, and we have to embody
the identity of this woman that not only creates wealth but
holds it. Because then what's the point?
(20:06):
You don't want to spend the restof your life hustling your ass
off, right, If you don't have anything to show it.
And for a decade of my life, I feel like I have nothing to
quote UN quote, show for it. I had a great decade in my 20s
of living the life I will not take back.
A second of anything that I did,but, you know, it's like showing
(20:26):
anything for it. It's kind of different.
As you get older, you kind of reflect on that.
And with all of this, it's not just me.
And I want to share a story for one of my beautiful students,
Josie, who went through Money Queen Academy this last quarter.
And she said that her biggest take away is the energy it gave
her to continue to pursue her dreams.
(20:49):
She's never felt so inspired to keep going.
And being in this space helped her realize that she needs to be
in a container like this to continuously grow.
Because if she's not, then she can tend to go back to her old
ways. And she was expressing to me,
she's like, I am learning the things.
I am integrating it. But also being in this container
(21:09):
of support helps her obviously stay accountable and stay on
track. And that's what I absolutely
love. And even me, I have coaches, I
have mentors, I'm in a mastermind because even though I
know the things and I definitelyhave integrated them and I show
up, having someone to turn to toget that support and that help
and have that accountability is huge.
(21:31):
This is how we change. This is how we grow.
This is how we expand. And she also said that being
surrounded by other women building their businesses made
her feel like she wasn't alone. And one of her biggest
breakthroughs was realizing thatexpanding into wealth is a
spiritual experience. It's a true it's a connection to
God, abundance and who I'm trulymeant to be.
(21:53):
And the one thing that she had achieved just financially being
in money Queen Academy and it was very kind of like towards
the middle of the of the course is that she had brought in a
little over 2K from an income stream.
She didn't quote UN quote like have set up as an income stream.
So it really showed her that, wow, when I'm actually shifting
(22:13):
into the energy of the embodied woman that can hold wealth and
receive it, then money just starts coming in.
And even after their Academy, because right now she's in a
second Academy of mine, it's called Rich Invisible, but she's
in there now. And as the overflow started
coming in, she had messaged me multiple times where she had a
(22:33):
little over I think 30,000 in student loans forgiven.
And this was like out of left field.
And then little different money income streams have coming in
like deposits into her bank account.
So she was just blown away how this has never happened in her
life before. And just by her shifting not
only her mindset around money, but actually using the tools to
(22:57):
help her embody, to regulate hernervous system, to help rewire
her subconscious beliefs, it hascompletely changed her
relationship with money. And already just after 2-3
months of working with me, she'sseeing it in her reality.
It's just amazing to see what she's done and accomplished and
(23:19):
not even just embody through this process.
And I just get chills every timeI read her testimonial because
this is so much deeper than justmaking more money.
This is about activating the most powerful, abundant,
magnetic version of yourself andmaking wealth your new normal.
(23:45):
Did you know that I host in person retreats?
I'm calling all babes who are ready to experience Sedona with
me. Are you dreaming of a fun girls
trip filled with adventure? How about exploring Sedona?
Powerful vortex energy. Or maybe you're feeling the pole
to step out of your comfort zoneand embrace something completely
life changing. At my Manuscript and Goddess
(24:05):
Retreat, you'll spend 5 magical days in Sedona with me and seven
other women, connecting with nature, soul healing and
transformative workshops and connecting with like minded
women who are on the same journey as you.
From hiking vortexes to stargazing and realigning with
your purpose, this retreat has everything you need to start
manifesting your dream life. Spots are limited.
(24:27):
Reserve yours today by applying and have the opportunity to get
$500 off your trip while the offer lasts.
The link is located down in the show notes.
I hope you join me if you're listening to this and your whole
body is just buzzing right now or if you're just like, Oh my
God, this is me. Everything that Samantha is
(24:49):
explaining right now I am experiencing and I really want
to change it. I'm sick and tired.
I don't want to do another moneymindset course.
I don't want to have to open another budgeting book again.
I get it. But if you know that you're
ready to break out of this old survival pattern and programming
and step into your next era of wealth and leadership, then I
(25:11):
want to invite you into Money Queen Academy And enrollment is
officially open and we do have early enrollment bonuses live
right now, including $250 off your tuition and a bonus private
one to one coaching call with me, which is valid at $500.00.
But these are only available fora limited time.
So I do recommend clicking the link down in the show notes to
(25:35):
double check, one, how much timeis left for the early enrollment
And two, I don't know when you're going to be listening to
this, but if you're listening tothis when the doors are closed,
I do run this Academy a couple times a year.
But I just want to say, if you're listening to this right
now and enrollment is open and you are like, fuck, I need this,
(25:56):
this is me. Jump in.
Do not wait. Why waste more time living in
the same money crap that you're in, right?
Like don't wait for me to run another cohort.
Jump in right now if the doors are open.
Because this is your time to take charge of your money.
(26:17):
Because at this point, now you have awareness.
You now know, oh, there's a solution to my money problems.
There's a solution to my money habits.
So think about it this way. And you're like, you know what?
I'm going to do it later. You technically can't really
complain about your money problems because you know that
there's a solution out there foryou.
You're just not willing to go dothe work.
(26:40):
And I call it work. Not that it's going to be hard,
but it's going to take some effort, right?
We're going to have to go a little deeper than you know, the
fluffy conversation about, oh, why is there no money in your
bank account? But let me tell you in Money
Queen Academy, one of my favorite things is the women in
this group create the most epic friendships too, like they were
(27:02):
they're a group that even after this Academy, they still have a
text group going on. They're still meeting, they're
still chatting, they're still updating me with updates.
And a lot of them even came intomy next Academy as well, which
is called Rich Invisible, which I'm not sure if I'll be running
that again. I'm making some changes to it.
It's freaking amazing. We're just changing something.
(27:24):
But I just wanted to let you know that this Academy and this
group style learning is really powerful.
And with Money Queen Academy, there are only 20 spots
available. The wait list surpassed that.
So if you're feeling the pull, trust yourself.
This is your next step inside Money Queen Academy.
(27:46):
We're going to rewire your subconscious patterns around
money receiving and wealth. Going to expand your nervous
system's ability to hold bigger amounts of money without
sabotage. You're going to step into your
next level wealth identity. You're going to master align
offers, pricing, selling, and scaling from a place of power.
So if you have a business, this is 100% for you, especially if
(28:09):
you have been hitting that same income goal.
That's where I was stuck at for a really long time and it was
super frustrating. And it now all makes sense why.
But I go deeper into that part as well because there is an
importance and a connection between how you're selling
online, what you're selling, what that pricing is.
We get so juicy in it. I freaking am obsessed with that
(28:32):
part. And then also anchor daily
rituals and wealth practices that expand your capacity and
also embody the enginic codes oftrue legacy wealth.
Because at the end of the day, being a wealthy woman, an
embodied wealthy woman, just imagine, you could just wake up
every fucking day and feel good and excited about what you're
(28:55):
doing. You know how you're going to do
it, or you have support doing it.
Of course, we don't know all thethings, right?
We need support. We need to educate ourselves,
right? But you just, you're living this
life that is so fucking good andyou're excited and you're happy
every day. And not to say shit doesn't pop
up and happen, right? Like that's just life.
(29:17):
But you're genuinely obsessed with your life.
Like can you say right now that you are genuinely obsessed with
your life? And what if this Academy could
help you shift it from where youare right now to the desire that
you have around money, which at the end of the day, everything
that you're going to be learninginside the economy, it's going
(29:39):
to improve your quality of life because you will be happier.
You're going to get excited. You're going to learn different
tools that are going to equip you to act and show up in your
life as the wealthy woman. So this is the work that will
change your entire life trajectory, not just your
(30:01):
income. So if you're feeling this, if
you're feeling me, if you feel my excitement, I freaking cannot
wait for you to dive in. But if you know you're meant to
be a freaking money queen, go get your name on the wait list
or enroll now. If it is open for enrollment,
I'm going to drop the link in the show notes for you.
And I cannot wait to celebrate the woman you're becoming.
(30:23):
Remember, the money is already yours.
You're not chasing it. You're simply becoming the woman
who can hold it. I love you, I believe in you,
and hopefully I'll see you inside Money Queen Academy.
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
CrimeLess: Hillbilly Heist
It’s 1996 in rural North Carolina, and an oddball crew makes history when they pull off America’s third largest cash heist. But it’s all downhill from there. Join host Johnny Knoxville as he unspools a wild and woolly tale about a group of regular ‘ol folks who risked it all for a chance at a better life. CrimeLess: Hillbilly Heist answers the question: what would you do with 17.3 million dollars? The answer includes diamond rings, mansions, velvet Elvis paintings, plus a run for the border, murder-for-hire-plots, and FBI busts.