Money Mindset and Personal Finance for First Gen Latinas: Ching@ Tu Money

#20: Have you ever been made to feel like you couldn't do something? But low key, you knew that you absolutely could?

In this episode, I share with you how the tech bros at my old corporate job are the reason why I built Money for Mujeres.

Episode Highlights:

• I thought I couldn't do it so I said 'not for me' and gave up on it for 5 years
• Later I found out I COULD do it, and that it wasn't 'too complicated'
• How you can invest...

#19: Does taking the scenic route make us losers? No friend, it makes us present, joyful, and human.

In this episode I share the reasons I'm going back to teaching after taking a year off to focus on my business.

I considered 3 things:

1. Financial stability
2. Where I am relative to my long term goals + how I FEEL about where I am on the journey
3. My partner and our well being as a couple

This episode is full of chismecito, str...

#17: How do I save money if I have variable income? How do I know if I'm saving enough money to cover my personal expenses?

This episode is for the person who has variable income and wants to plan ahead for the 'slow' months or no income months.

Save money for slow months in 3 steps:

Step 1: Calculate your bare bones budget

Step 2: Open a High Yield Savings Account with a bank that is 'FDIC' insured

Step 3: Every month send any ...

#16: Do you and your partner split expenses in an 'equitable' way? Meaning, does the higher income earner pay more?

In this episode, my partner of 2 years and I share how we manage money as a couple including, who pays for what, do we have joint bank accounts, does one pay more for 'fun' stuff and what happens when we have different POVs on spending?

We talk about the shame that can come up when 1 partner makes less than the ...

#15: Ever wonder why despite REALLY wanting to, and despite making a plan, and telling yourself over and over you'll do something, you just can't seem to make it happen? This episode is for the person who is done shaming themselves about it and who is READY to get to the root of why making a change is so hard. More specifically, it's for the person who is ready to take the action required to make a change.

⭐️⭐️Super Mega Spoiler...

#14: Business isn't ever what it seems💸

Social Media shows us the highlights - but what's REALLY going on behind the scenes?

In this episode, I'm sharing with you my FOR REAL 2024 numbers. It's true friend, I spent way more than I made. I also share with you some BTS of the mindset work required to build something from the ground up. That scarcity mindset ya'll. It's a sneaky thing. I share with you some of my struggles and what...

#13: What does financial abuse in families look like?💸

Can my own sibling inflict financial abuse on me? What about a cousin? A distant relative? The answer is absolutely.

1. In this episode, I went to Reddit to share some real life examples of financial abuse in families. Financial abuse is a spectrum, it can be something small or something that takes 100% of control from an individual.
2. Then, Justine De Peralta, Author of ‘Girl...

#12: What does financial abuse in friendships even look like?💸

And why is it so hard to talk about money with friends?

In this episode:

1. I list some friend money red flags to look out for like being the ‘go to’ friend for money related things OR being pressured to spend more than you want to.
2. Then, Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your...

#11: Listen. Sometimes we just can't afford that thing that our friend/family wants us to do. And other times - we just don't want to spend our hard earned money there.

How do we communicate our needs lovingly? And without pissing our loved ones off?

Justine De Peralta, Certified Financial Education Instructor, Domestic Violence Counselor, and Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relation...

#10: Financial Abuse can be hard to identify and is present in nearly 99% of total domestic violence cases.

What financial red flags do I look for in romantic relationships? How do I know if I am experiencing financial abuse?

Today Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I chat about some financial red flags to look out for.

Ke...

#9: With the ability to buy just a few dollars of an investment at a time, the ONLY thing holding you back from investing is fear.

#8: Most of us want to level up our money mindset and better understand our money traumas. Yet, oftentimes, we don't know where to start.

#6 Worried about overspending this holiday season? Feeling stressed about not giving as many gifts as you'd like? If so, then this is the episode for you.

#5: Are you living in the past, amiga?

#4: 'You can afford anything, but not everything' -Afford Anything Podcast.

#2: IM IN JAPAN! I’ve been saving $ an entire year for this trip and I’m finally here! 2 days ago, I finished the “Build Wealth While Broke” workshop fundraiser for Palestine and I’m TIRED! In order to practice boundaries, today’s episode is a replay of an incredible money conversation I had with Gracie, from the Mija Listen Podcast.

#1: In this 'Not Your Bonus Episode' episode, I talk about the IDR Waiver (Income Driven Repayment Plan) and how it could get you closer to student loan forgiveness if you are eligible. If you have federal student loans and are on an IDR plan, this waiver could be relevant to you.

Subscribe to Ching@ Tu Money, where we learn about all things dinero through stories. Whether you are working on your scarcity mindset like me, or have reached major money milestones already, this podcast is for you. Hasta pronto!