Episode Transcript
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Do you ever feel like no matterhow much you do, it's never enough.
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You're working harder, you're giving more,you're dreaming bigger and yet money,
life and business still feels stressful.
That's the trap of the over doers.
The over doers are the categoryof money roles we are gonna
cover today, and I'm gonna giveyou one little shift to help you
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choose a different moneyrole, so let's get to it.
This is Money Simplified, thepodcast where I help female
entrepreneurs go from stress andstruggle to unstoppable with money.
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Money is more than just budgetingand p and Ls, and we're gonna
take you through all of it here.
We blend proven financial strategywith mindset work and energetic
alignment, so you can create unstop.
Finances, build an unstoppable businessand truly enjoy your unstoppable life.
It's time to take my wisdom andmy expertise to help you simplify
money and go beyond the numbers.
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I'm your host, Aimee Cerka.
Welcome.
I'm so glad you're here.
Welcome back to Money Simplified.
I'm your host, Aimee Cerka.
We are back in the middle of ourmoney role series where we're pulling
back the curtain on the hiddenroles that we play with money.
Of course, these aren't who you are,they're just characters that you've
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slipped into, and of course the best partis you can choose a new role at any time.
So we've already covered the.
Money roles where we're leaking money.
That was two weeks ago.
And then last week we talked about themoney roles, where we are avoiding money.
Today is about the over doers.
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We're gonna talk about how these showup in everyday life and a small shift
to help you step into a healthier role.
So let's get to it.
Now, I feel like I've said this likeevery week, um, which is probably true.
Hey, that's why I teachthese things, right?
Because, you know, been here, done that.
But several of these are.
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They really resonate.
Like, oh, it hits home.
Yeah, that was me.
Okay.
So if you are identifying with someof these roles, just know I get it.
I see you.
I understand.
I've been where you are.
Right.
No shame.
No shame.
Well, I don't know what that was.
No shame, no judgment.
We're just gonna choose better.
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Okay, so the first overdo we'regonna talk about was briefly
mentioned in the intro episode.
That's the hustle hero.
So the hustle hero works harderto air quotes, earn security.
All right?
Some examples would be staying uptill 2:00 AM working, convinced
that they, if they work more,they're gonna make more money.
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Um, or they're working 12hour days because you know,
you gotta put in the work.
We have to do the thing.
Um, you canceled family timeto squeeze in more work.
You started your business to be morepresent with your kids, but all they
see is your face in the computeror on the phone focused working.
Um, maybe you're bragging aboutwhen you've been burnt out, almost
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like it proves your dedication.
This is one that I've likereally, really had to work on.
And I'm almost laughing 'cause I caughtmyself, you know, Friday night, woo-hoo.
Having so much fun.
I had my laptop with me on thecouch Friday night watching
tv, doing like some light work.
Um.
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But hey, I was aware ofit when we caught it.
I let myself finish my task and then satand reframed like, okay, is this something
I really want to be doing right now?
Or is it something that I feellike I need to do out of a should?
Okay, there you go.
Bonus reframe.
'cause hey, we stillslip into these things.
It's about catching itfaster and moving forward.
Okay, so your mini shift.
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Block out one rest hour, guilt-free hour.
Something fun to do this week.
Spend one hour at a minimum.
I would love for you to spenda day, just take a day off.
There was a post recently, um, ina group, a speaker group I'm in.
They were talking about like,Hey, do you work weekends?
It's like, yes, I do work weekends.
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Typically, I have at least one dayduring the weekend that I work, but.
I'm not working a full workweek, like during the week, like
I choose when I work my hours.
So I'm not telling you when yourlike rest fun hour needs to be.
It could be on a Monday, itcould be on a Friday, it could
be a Sunday, doesn't matter.
But schedule the time to do nothing and.
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It might be a challenge like the firsttime you did it, like you gotta put your
phone in the other room, lock it up.
Something like, 'cause you'regonna wanna go do things right?
Um, so that's your challenge, yourmini shift, if you are identifying
with the hustle hero, which clearlyI have as well, so you're not alone.
The second over doer we wanna talkabout today is the generous giver.
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The generous giver willdiscount they overdeliver or
they avoid charging full price.
So they may be, they're tossingin an extra service to just keep a
client happy or they're discountinga services, discounting their
services to help out a client.
Or they're adding unpaid extrasjust because they feel like they
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need to do more to keep them happy.
Right.
That doing is a rate there.
They're avoiding raisingprices because it feels greedy.
They don't know what people willthink that, that over-delivering.
Right?
And this is something that I feel likewe really have to work on, especially
as heart-centered entrepreneurs.
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And I know that's a largepart of my audience.
That's who I attract.
'cause that's who I am, right?
We want to, we do this becausewe love what we do, right?
And like we want to serve people, but.
There's a way to go about itwithout taking away from you.
'cause behind the scenes it'sthat I gotta give you more
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'cause otherwise it's not enough.
If I don't give you more, it's not enough.
If I don't give you more, it's not enough.
Am I worthy of this withthe price phrases, right?
That's the underlying belief.
And there's something about when we slipinto slip into entrepreneurship, when
we choose entrepreneurship, you don'thave this as much with like a W2 job.
Now, I know I hear people complain aboutlike not getting paid what they're worth,
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but for the most part we understand likewe're getting paid what the job's worth
as an employee, but when you become anentrepreneur, like we somehow entangle
our worth with the money and if we'regetting paid and all of those things, and
they're totally separate things, that'slike a whole, probably a whole nother
series, not just a whole nother episode.
But
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your worth, you don't haveto do more to earn it.
Like there is a groundedness thatwe have to work towards there.
And if you were somebody who arelike, I want to be able to help those
who don't necessarily have the fundsto be able to work with me higher.
That's why you createcontainers that work.
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That's why I have execution labbecause there was a time in place.
When I couldn't afford the Unstoppableexperience, but I've got the Execution
lab and it's not about the work thatI do within the Execution lab being
worth any less than it is withinInside the Unstoppable experience.
It's still just as valuable, but it'spackaging a container that I wanted to
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make accessible because if somebody'sready to take action now and that's
what's accessible for them, let's go.
I'm ready to work with you.
We will.
You will get all, all,all that sounds weird.
I'm gonna give you myall during execution lab.
When we're there, if you showup, I'm showing up with you.
Like we're gonna do this together.
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And then we get to the place where you canjoin me inside the unstoppable experience.
And then you get thefull, the full experience.
That's why it's the unstoppableexperience, but we don't have to discount.
There is value in your expertise.
It might come easy to you, but itdoesn't come easy to everybody else
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so the mini shift that I want you to make,
if you're following, if youidentify with the generous giver
and, and I've got two differentoptions here, like raise one price.
Raise it a little bit andthat's a whole nother series.
Or don't discount it, likesit in the uncomfortable.
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That's the other part.
Sit in the uncomfortablenessof giving the price stand.
Firm in the price.
And just wait.
Just, just wait.
Okay.
So raise a price.
Don't discount it, and just sitand wait what they have to say.
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Don't assume that it's going to go wrong.
Okay.
Third role that we're going to highlighthere in the over doer category of
money roles is the big vision Dreamer.
They are obsessed with the future.
It's all about the future.
They ignore the present though.
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Okay?
So you've got a seven figure vision board.
You have all these things in place thatyou wanna create, but you're not doing
the work right now for the bookkeeping.
You're not keeping up with it.
You're not getting help.
You're not outsourcing it.
It's not a priority.
Or you're buying the luxury officefurniture or the luxury spa day, but you
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don't have the revenue to back it up.
You're talking about having a milliondollar year, but you don't have a basic
budget to know where you're at now.
There's a balance and the balancebetween knowing where you're going and
knowing where you're at without creatingmeaning about where you are at is key.
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So the shift, if you're fallinginto the big vision dreamer,
don't lose the big vision.
Keep the big vision.
Just know where you're at now.
Have that strategic part in place as well.
So again, set a timer.
We've talked about this witha couple different roles for
your shift that you're making.
Set a timer.
Spend 15 minutes reviewingwhere you're at now.
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If you don't have anything in place,that's probably not enough time, but it's
a starting point, and that's your shift.
It doesn't have to be perfect.
It doesn't have to all be together.
But you gotta start somewhere.
You gotta know where you're at now tofigure out how to get where you wanna go.
Maybe you're closerthan you think you are.
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Wouldn't that be fun?
That's the big vision Dreamer.
The fifth role, the last one we've gottoday in our over doer category is the
lone wolf, and you've got that badgeof DIY and you wear it with honor.
You might find yourself saying,I should already know how to do
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this instead of just getting help.
I see this all the time with thebookkeeping and the finances,
like, I should know how to do this.
Yes, I know it's not rocket science,but you know what, that doesn't mean.
It's your zone of genius.
And why would you spend hours upon hours?
Upon hours?
The last study that I readsaid the average entrepreneur
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spends 20 hours a month.
20 hours a month at least worryingabout their finances, trying to figure
it out if you can pay somebody, okay,so we'll say the standard bookkeeping
with me right now is $333 a month.
So 20 hours we're gonna do math here,
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333 divided by 20 hours.
It is $16 an hour and 65 cents.
I think your hourly rate is more thanthat, and if it's not, it should be.
Other things that the lone wolf willdo might show up is you might avoid
your peer asking peers or even coaches.
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Maybe you're not signing up for a hot seatcall because you don't wanna look weak.
So I should know how to do this.
And again, you've got that DIY,I've gotta DIY it, I've got this.
I gotta do it on my own.
Even if you are overwhelmed, Idon't even know like what the
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word is I'm looking for there.
Even if you're so overwhelmed.
So the shift, if you are fallinginto the lone wolf, you feel
like you gotta do it on your own.
You gotta figure it all out.
Ask for help in one small area.
One small area.
Whether it's reaching out to a friend,whether it's getting help with marketing,
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getting help with your finances.
What would this look like?
Making one step, like howcould this be possible?
That's a, that's a huge shift herefor this one, really any of 'em.
But asking yourself, howcould this be possible?
How could it work out?
But ask for help in one area, whetherit's free or a peer or a coaching
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container you've already got access to.
You're just not utilizing,what might it be?
All right.
Those are our five over doers.
We had the hustle hero who's workingharder and harder to earn security.
The generous giver who'sdiscounting their services or over
delivering to avoid charging fully.
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The big vision dreamer, theyare obsessed with the future.
They've got a big vision.
You've gotta change the world, but they'reignoring where they're at right now.
And then the lone wolf.
And the lone wolf was the one thatwears that badge of DIY as an honor,
and they're telling themselves, Ishould already know how to do this.
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So if you, or really when,because you know what?
We all fall into these money roles.
So when you find yourself falling intoone of these money roles, the centering
phrase mantra I want you to use is,
I don't have to do it all.
Support with money makes mestronger, and you could really just
say, support makes me stronger.
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I don't have to do it all.
Support with money makes me stronger.
All right?
Remember, your mindset is drivingthese roles that you're in,
that your mindset, your beliefs,identity, all of those things.
So if you're ready to get startednow, make sure to grab my Free Money
Mindset Playbook to start shiftingfrom that overdoing to aligned action.
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You will be amazed how much rest youcan have when you make the shift.
You can grab that ataimeecerka.com/mindset.
That link is also gonna be hangingout in the show notes for you.
Remember, overdoingdoesn't prove your worth.
Choosing support.
Builds your freedom and there'sso, there's so much we can dive
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into with so many of these, but Iwanted to give you the highlights.
So we introduced the seriesthree, four weeks ago now.
We talked about the.
Earners who are leaking money.
We talked about the avoiders, howwe are avoiding our money, and
now this week was our over doers.
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We have one more categorywith five last money roles.
That we have sabotaged ourrelationship with money with.
We're gonna talk about that next week, butmake sure to stay tuned because then we
get to dive into choosing the money rolethat we want to be in and how to do that,
how to embody that, what that looks like.
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I'm so excited for it.
We'll see you next time.
Bye for now.
Thank you so much forlistening to Money Simplified.
My favorite place tohang out is on Instagram.
You can find me at Aimee Cerka to catchall the behind the scenes of my stories.
Send me a message to share yourbiggest takeaway or just to say hi.
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I love hearing from podcast list.
Nurse, when you're ready to take actionon your mindset, your money, or the
systems behind it all, I'm here for you.
Whether you're snagging a free resource,exploring a mini course, diving into the
fundamentals with Money Mastery Academy,getting in-depth support inside the
unstoppable experience, or schedulinga complimentary bookkeeping consult to
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finally get hands on help with your books.
Your next step is waiting for you, AimeeCerka.com/podcast links has all the
information, and of course, that link ishanging out in the show notes for you.
We'll see you next time.