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March 27, 2025 45 mins

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This week we’re tackling one of the biggest financial questions out there: Is college unaffordable? I sat down with Shymika Davison, founder of Pre-College Solutions, to break down the myths, challenges, and strategies around paying for higher education. Whether you’re a student, a parent, or someone thinking about going back to school, this episode is packed with insights to help you make smarter financial choices when it comes to education.

We discuss the financial lies people believe about paying for college, the different methods students and parents can use to cover tuition without drowning in student loans, and why having a solid plan is absolutely essential. If you or someone you know is thinking about college, this episode is a must-listen!


Money Talking Points:

  1. How does your job impact your financial situation?
  2. What other options are available for education?
  3. What plan do you have to pay for college?


Key Topics & Timestamps:

[00:00:00] Introduction to the episode and guest, Shymika Davison

[00:02:00] Financial myths about paying for college

[00:03:00] The truth about FAFSA and why it might not cover everything

[00:05:00] The reality of working your way through college

[00:07:00] Ways to pay for college without loans

[00:08:00] The importance of scholarships and where to start

[00:10:00] Finding your niche to make college more affordable

[00:12:00] Is college truly unaffordable? Or are there better ways to approach it?

[00:14:00] Why planning early is key for students & parents

[00:15:00] Student loans: The last resort and the hidden dangers

[00:19:00] Scholarship strategies & tips for applying

[00:26:00] The ‘Two-for-Two’ college payment strategy for parents

[00:29:00] Why Parent PLUS loans should be avoided

[00:31:00] Final thoughts & key takeaways from the episode

Resources & Mentions:

Shymika Davison’s website: Pre-College Solutions



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"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/


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