In this week’s episode, I’m joined by Danielle Reese, founder of the Better Budgeting Playbook and host of the Better Budgeting Podcast. We’re diving deep into the world of written spending plans—why they matter, how to build one, and how they can actually make your financial life feel freeing instead of restrictive. Whether you’re just getting started or looking for ways to level up your current budget, this episode is packed with practical insights and relatable real-life stories (including a couple of flat tire horror stories 🙃). Danielle and I talk about the emotional side of money, how to stop living paycheck to paycheck, and how simple habits like writing things down and setting up automation can lead to real financial peace.
Money Talking Points for This Episode:
- How can you use a spending plan to reach your goals?
- What are some ways you can write things down so you don’t forget them?
- How do you make sure automation actually helps your finances?
Episode Highlights & Timestamps:
[04:15] – Budget vs. spending plan: what’s the difference and why it matters
[05:20] – Why written plans bring more freedom than restriction
[06:00] – The mountain analogy: breaking goals into achievable steps
[07:15] – Emergency fund talk: how to turn chaos into calm
[10:30] – Do you need a professional to start budgeting?
[11:15] – Step-by-step: how to build your spending plan from scratch
[13:00] – The bank statement exercise: how to start with real data
[15:00] – Danielle’s 3-account system: bills, spending, and savings
[22:00] – “I don’t forget anything because I don’t try to remember anything” 😅
Resources & Mentions:
💼 Danielle Reese Coaching: https://www.daniellereesecoaching.com/
Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05
Schedule a free Money Talk at https://moneytalkwithskylerfleming.com/chat
Get your free Money Talk resources at https://moneytalkwithskylerfleming.com/resources
Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
Find even more Money Talk at moneytalkwithskylerfleming.com/quick-links
Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05
Schedule a free Money Talk at https://moneytalk.show/chat
Get your free Money Talk resources at https://moneytalk.show/resources
Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
Find even more Money Talk at moneytalk.show/quick-links
"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/b
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com