MoneyChisme: Personal Finance for the Latinx Community

MoneyChisme: Personal Finance for the Latinx Community

MoneyChisme is a bilingual personal finance podcast dedicated to empower the Latino & POC community to achieve financial freedom and build wealth. Learn practical tips and insights to manage your money effectively, investing, real estate investing, entrepreneurship and other money talks. ¡Escucha ahora! MoneyChisme strives to provide financial education that is culturally relevant to the struggles that First Gen Latinx face, to help build strong financial foundations and make informed decisions. Hosted by Violeta Sandoval, a First Generation Mexican immigrant. Violeta gained financial independence through real estate investing, entrepreneurship, and STEM career. Follow her journey to financial freedom and building generational wealth. Tune in to our weekly Tuesday Spanish podcast episodes and our Thursdays English/Spanglish episodes, on personal finance for beginners for the Latino community. Visit us at www.moneychisme.com

Episodes

July 25, 2024 54 mins

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Ever thought therapy could help with your money stress? We've got financial therapist and accredited financial counselor Rahkim Sabree to help us navigate our financial traumas. He sheds light on the unique challenges faced by BIPOC communities, emphasizing how systemic racism and marginalization impact financial health.

We explore how the mix of cultures in the U.S. affects pers...

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As First Gen Immigrants, the retirement of our aging immigrant parents can be our responsibility. It is an overwhelming task, especially since we are trying to figure out our own finances too! So in this episode I provide tips and tricks to help you plan for their retirement while unpacking the cultural expectations that often add to this burden.

I also talk about practical strategies that can be use...

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how to buy rental property in 2024, in 6 easy steps! In this webinar I cover my 6-step roadmap to buy your first rental property in 2024. I share tips and tricks from how to prepare your mindset to how to find, analyze and manage your first rental property!

What if buying your first home could inadvertently set you on a path to financial freedom? Join me, Violeta, as I unravel my unexpected journey i...

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This week's chisme is on buying a home in this wild and expensive housing market, a sassy debate on the real estate investor and realtor stereotypes, and sharing hot tips for newbies and pros alike.  We also dive into the financial realities and emotional impact of homeownership, especially for first-time home buyers navigating the ever-changing real estate market. Join Javier Vidana and myself and gain ...

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What is going on in the money world? Let's talk about the trending financial news topics such as the housing market, Starbucks boycott, and Roaring Kitty launching Gamestop stock prices to the moon!

So, the interest rates for 30-year fixed loans are shooting past the 7.5% mark. Yup, you heard that right! Previous predictions that we would be at 6% are out the window. This means if you are planni...

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Descubre cómo aprovechar los beneficios fiscales de invertir en bienes raíces para pagar menos impuestos! En este episodio, exploramos estrategias para reducir impuestos mientras inviertes en propiedades. ¡No te pierdas esta guía completa sobre impuestos y bienes raíces!

Descubre conmigo los secretos mejor guardados de la inversión inmobiliaria, esos que han estado reservados para los más astutos fin...

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From doubting herself to rocking it as a life and business coach, Rosie Arango, is all about helping other Latina entrepreneurs shift their mindset from 'not enough' to 'more than qualified'. In this transformative episode, Rosie shares her journey of overcoming self-doubt to embracing her worth and expertise.

Get ready for some real talk on owning your worth, insights and strate...

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Is the American Dream of owning a home still alive or dead? Is homeownership today, no longer an investment?  With the high interest rates and high sale prices, and the high cost of maintaining a home, many don't see owning a home as an investment or even worth it anymore.

Gone are the days when a white picket fence was the ultimate American dream. In fact, many see it as a liability versus an a...

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Hola! Aprende cómo gestionar tus finanzas personales y dinero con estos 5 pasos efectivos. Descubre cómo tomar el control de tus finanzas y alcanzar tus metas económicas.

Descubre cómo tomar las riendas de tu economía personal y prepararte para un futuro sólido, incluso si no te enseñaron sobre finanzas desde joven. En este capítulo especial de Money Chisme Podcast, me acompaña la experiencia y te co...

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Follow the inspiring journey of Lucy Ortega, a Latina entrepreneur, as she shares her tips and tricks for overcoming obstacles in starting and running a small business. Learn from her experiences and empower your own entrepreneurial journey.

In this episode, Lucy shares her journey from teaching to building a Mexican Cuisine business. Laving her teaching career to carve a new path as a Latina entrepr...

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Descubre que es invertir en bienes raíces y como invertir en bienes raíces para construir riqueza con esta guía detallada. Les doy mi 6 pasos pare empezar. Aprende los conceptos básicos, estrategias y consejos para invertir sabiamente en bienes raíces.

Descubre cómo pasé de ser una novata total en el ámbito inmobiliario a generar una significativa suma anual con mis propiedades. En este episodio te c...

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Understand the tax benefits of real estate investing and how you can maximize your returns by taking advantage of deductions, depreciation, and other tax-saving strategies in real estate.

Unlock the secrets to keeping more cash in your pocket with our real estate tax tactics. This episode we dive into property depreciation, including the tantalizing option of bonus depreciation.  So if your rental pr...

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How did I use real estate investing to help build a family? This week I share how I leveraged my real estate investments to fund my surrogacy journey. Surrogacy is taboo and it is an expensive process. However, with the equity of my home and the cashflow from rental properties, I was able to afford to fulfill my goal of having a family. 

It's been a quiet period on my usual platforms, and I&apos...

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NAR settled on their Sitzer/Burnett class action Lawsuit. What are the effects that removing the standard 6% commission for real estate agents? In this episode, we discuss the possible outcomes and how it may spark change and innovation in the real estate market.

Is the 6% commission still justifiable with Artificial intelligence (AI) and other technology? Will sellers still offer seller-paid commis...

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Discover how to leverage public speaking to grow your business with these valuable tips. Learn how to connect with your audience, build credibility, and expand your reach as an entrepreneur.

Public speaking is a must as an entrepreneur, content creator or business owner. The Latino community is booming and learning crucial public speaking skills is a must to share out stories and expertise.

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Interested in real estate investing with rental properties but don't know where to start? Follow these 6 steps to begin your journey as a real estate investor.

How do you start investing in real estate? Well in this episode, I go into how I would start if I was back to the 23 year old version of me that was just discovering what real estate investing was. I get into the 6 basic tips to help you ...

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As first generation immigrants,  you have to balance your money goals with your Culture. Empowering the Latino community to balance these two money mindsets, is the focus of this week's episode. Pursuing Financial goals while balancing a collective cultural upbringing while living in an individualistic culture is rough for First Gen! 

Diving into your financial journey feels a bit like wandering...

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Learn how to close the racial wealth gap by building wealth through real estate. Discover strategies and insights to help bridge the divide and create opportunities for financial growth and stability.

How can real estate investing build wealth and help bridge the racial wealth gap? In this episode we go over the 4 pillars of wealth creation that makes real estate investing so awesome!

Unlock...

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Learn how to reduce taxable income through effective tax planning strategies. Learn valuable tips to maximize your tax savings and minimize your tax burden with this week's guest, Sugey Piedra, a certified tax preparer.

Tax planning and strategy are crucial for reducing taxable income, especially for those involved in real estate investing. Learn about the importance and benefits of implementin...

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Embarking on the journey from property owner to renter, I realized that the financial predictability and freedom of renting are often overshadowed by the pride of homeownership. On my podcast, I'm peeling back the curtain to reveal how the rising costs associated with owning a home – from mortgage payments to fire insurance premiums – are reshaping the American Dream for many, including myself. Through m...

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