MoneyChisme: Personal Finance for the Latinx Community

MoneyChisme: Personal Finance for the Latinx Community

MoneyChisme is a personal finance podcast dedicated to empower the First Generation Latinx community to achieve financial freedom and build wealth. MoneyChisme strives to provide financial education that is culturally relevant to the struggles that First Gen Latinx face, to help build strong financial foundations and make informed decisions. Hosted by Violeta Sandoval, a First Generation Mexican immigrant. Violeta gained financial independence through real estate investing, entrepreneurship, and STEM career. Follow her journey to financial freedom and building generational wealth. Each week we drop episodes chismeando about various real estate investing, entrepreneurship, money management, financial literacy and other money talks. Visit us at www.moneychisme.com

Episodes

April 18, 2024 22 mins

Understand the tax benefits of real estate investing and how you can maximize your returns by taking advantage of deductions, depreciation, and other tax-saving strategies in real estate.

Unlock the secrets to keeping more cash in your pocket with our real estate tax tactics. This episode we dive into property depreciation, including the tantalizing option of bonus depreciation.  So if your rental property dreams haven&apo...

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How did I use real estate investing to help build a family? This week I share how I leveraged my real estate investments to fund my surrogacy journey. Surrogacy is taboo and it is an expensive process. However, with the equity of my home and the cashflow from rental properties, I was able to afford to fulfill my goal of having a family. 

It's been a quiet period on my usual platforms, and I'm finally ready to sha...

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NAR settled on their Sitzer/Burnett class action Lawsuit. What are the effects that removing the standard 6% commission for real estate agents? In this episode, we discuss the possible outcomes and how it may spark change and innovation in the real estate market.

Is the 6% commission still justifiable with Artificial intelligence (AI) and other technology? Will sellers still offer seller-paid commissions? We discuss how r...

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Discover how to leverage public speaking to grow your business with these valuable tips. Learn how to connect with your audience, build credibility, and expand your reach as an entrepreneur.

Public speaking is a must as an entrepreneur, content creator or business owner. The Latino community is booming and learning crucial public speaking skills is a must to share out stories and expertise.

Yvonne, an accomplishe...

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Interested in real estate investing with rental properties but don't know where to start? Follow these 6 steps to begin your journey as a real estate investor.

How do you start investing in real estate? Well in this episode, I go into how I would start if I was back to the 23 year old version of me that was just discovering what real estate investing was. I get into the 6 basic tips to help you start your real estate ...

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As first generation immigrants,  you have to balance your money goals with your Culture. Empowering the Latino community to balance these two money mindsets, is the focus of this week's episode. Pursuing Financial goals while balancing a collective cultural upbringing while living in an individualistic culture is rough for First Gen! 

Diving into your financial journey feels a bit like wandering through a maze. But he...

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Learn how to close the racial wealth gap by building wealth through real estate. Discover strategies and insights to help bridge the divide and create opportunities for financial growth and stability.

How can real estate investing build wealth and help bridge the racial wealth gap? In this episode we go over the 4 pillars of wealth creation that makes real estate investing so awesome!

Unlock the door to financial ...

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Tax planning and strategy are crucial for reducing taxable income, especially for those involved in real estate investing. Learn about the importance and benefits of implementing effective tax planning measures in this comprehensive guide. Unlock the doors to a future of financial stability and generational wealth with Sugey Piedra's expert guidance on tax planning.

This week's chisme, we get into the importance...

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Embarking on the journey from property owner to renter, I realized that the financial predictability and freedom of renting are often overshadowed by the pride of homeownership. On my podcast, I'm peeling back the curtain to reveal how the rising costs associated with owning a home – from mortgage payments to fire insurance premiums – are reshaping the American Dream for many, including myself. Through my own experiences, I&ap...

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Wanting to dive into entrepreneurship or start a business? This week I share how to avoid common small business mistakes. I'm sharing the mistakes I have made in the first year of my entrepreneurial journey with Money Chisme. I know my fellow small business owners can relate! It was rough and it was a huge learning curve.  

Wearing multiple hats? Yep, that's a typical thing for many entrepreneurs. I go into real talks on s...

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Embark on a quest for financial prosperity with the secrets of real estate investing, freshly served in our latest podcast. We’re not just talking about making a quick buck; we're diving deep into the strategies that build long-term wealth, starting from the ground up. Understand the critical components of your credit report and how it can make or break your journey, and listen closely as we explain the nuances of debt-to-inco...

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New year, New You! It's Violeta here, and I am back after a holiday break! I couldn't be more excited to bring you a fresh episode of the Money Chisme Podcast.

This week, I'm sharing the spotlight with gratitude and reflection, honoring the incredible journey to a thousand downloads and the abundant support that fueled our success. Join me for some quick tips to setting powerful intentions for a prospero 202...

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This week we dive into Monica Balderas' entrepreneurship journey. She shares her story from struggling single mom to becoming the CEO of her own Real Estate Developer & Builder Company. Monica's inspiring journey from battling family dysfunction and mental health issues to CEO of a company,  is a testament to the power of determination and perseverance. She shares the challenges she faced as a single mother, her motiv...

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Let's talk about the rough journey of entrepreneurship!  Joseph Octaviani, the founder of the first Latino-owned herbal company, Life the Plant Way, shares his story and his experience that has helped him build a 7-figure company. If you're building a business or even thinking of being an entrepreneur, this episode is a must!

Joseph shares how he switched his mindset from "hustler" to CEO. He also goes ...

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Ever feel like you’re teetering on the edge when it comes to managing your 9-to-5 job while nurturing your entrepreneurial dreams? You're not alone! As a first-generation Mexican immigrant, I've faced the same struggle and have come out on the other side with a wealth of knowledge on this balancing act. 

Tune in as I take you through my journey, revealing the strategies I've used to successfully juggle my fu...

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Let's talk about the SPOOKY side of real estate investing. From buying haunted houses like the 'Mortuary Inn',  to devious tenants, real estate investing can get scary!

I share how purchasing haunted houses is a unique industry.  For example, I visited one of these creepy properties, the Old Haunted Jail  in Charleston, and how some investors look for the haunted properties. Bad buy or great investment?
...

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Learn about Fannie Mae's 5% down loan program for buying multifamily homes and the requirements you need to meet to qualify. Find out how this program can help you invest in real estate.

Game-changing news!  Fannie Mae has slashed the down payment requirement for multifamily properties to just 5%! Ready to make your real estate investing dreams a reality? This episode is your crash course of the ins and outs of this n...

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There is a Real Estate class action lawsuit that can change the world of buying and selling real estate.  The Sitzer/Burnett Lawsuit and Moehrl v NAR lawsuit, are challenging the seller-paid commission practice.

How will this impact the already challenging real estate market? Even more important, will this create another obstacle for the Latino/x community who are trying to buy their first homes?

Join me in this w...

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Imposter syndrome is f@*%#ing up your money! Ever feel like an imposter in your own life? Like you're constantly falling short of the expectations you set for yourself? Well these thoughts can impact your wallet!

This week, we unravel these debilitating feelings of self-doubt in our conversation with Monica Rivera. Monica, a business clarity and marketing coach, speaker and a self-proclaimed 'reform self-doubter...

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Scammers are going to scam. Wherever there is an opportunity, scammers will be there to steal money. In real estate, it is no different!

This episode I go over the different scams in real estate and how the Latino community is vulnerable to them. Scams like phantom listings prey on our community by, exploiting their limited knowledge and access to guidance in real estate investing.

I also talk about the tactics f...

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