More Than Money with Gene Dickison

Gene and Alyssa answer buckets o’ questions:

• He asks best way to sell his father’s home and invest for long term care and security?
• His previous financial company has not released his funds and it’s 3 months.  What now?
• He wants to know if working part-time will increase his social security benefits?
• He wants to know the mechanics of moving money from a 529 to a Roth IRA?
• Lots more . . .

Gene and Alyssa answer buckets o’ questions:

• He asks how investment management fees are calculated and what they cover?
• They are moving from PA to NC and wonder if there are tax strategies to save on state taxes?
• He moved 50% of his account into gold.  Now he asks if that is a good idea?
• She wonders if it is necessary to change her investments every 90 days?
• Lots more . . .

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Post-Election Day, what happened to the stock market, and what did the Federal Reserve do? Your host Alyssa Young recaps these events and talks about myriad other topics, including:

• Get the new IRA and 401k contribution limits for 2025.
• If you’re considering becoming an MtM tax client for your 2024 return, get on the list now. Learn what info we need.
• What happens to benefits if the Social Securi...

Gene and Alyssa answer buckets o’ questions:

• She asks if she needs a power of attorney to act for her husband?
• He offers up some suggestions for buying gold and silver in an IRA?  MtM does not endorse his ideas
• Gene gets snarky with ‘expert’ who says some clients are not ‘profitable’.  Gene says he is very wrong.
• Their accountant says tax treatment makes Gene’s investment a bad idea....

Social Security & Medicare specialist Mark Bacak joins your host Alyssa Young to describe changes to Social Security and Medicare effective in 2025. If you have an Advantage plan or Part D drug plan, learn what you need to do before the open enrollment period ends Dec. 7.

MtM financial advisor Chad Rupprecht phones in to help people put their anxiety into perspective about how the presidential election will affect the econom...

Gene and Alyssa answer buckets o’ questions:

• He asks what we use in our investment portfolios in place of bonds?
• They have old 401(k)s that give them heart burn at RMD time.  What should they do?
• If IRA profits are taxed at ordinary income tax rates instead of capital gains rates why should we do them?
• She asked us to review our ‘RMD Elimination Strategy’. 
• Lots more . . .

Free Sec...

Gene and Alyssa answer buckets o’ questions:

• He wants to know if they should be using a Robo-Advisor?
• She asks why we don’t name names when discussing protective investments?
• They want to know if there is a geographical limit to MtM’s accepting clients?  (No!)
• She is 72, retired, and bored!  “No one will hire me”  What should she do? 
• Lots more . . .

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Reverse mortgage specialist Tiffany Shutta joins your host Alyssa Young to debunk six common misconceptions about reverse mortgages. Learn the realities about how this government loan works in the last segment of the Oct. 5 broadcast.

Earlier in the show, Alyssa covers myriad topics and answers several listeners’ questions via phone and email:

• We’re grateful our clients were safe from Hurricane Hele...

Gene and Alyssa answer buckets o’ questions:

• She wants to know why Fidelity is preventing her from getting good advice on her 401(k)?
• He wants to know the income tax treatment on Roth IRA contributions and earnings?
• They want to know if it is wise to finance the construction of their new home with an asset pledged line?
• Her deceased father’s advisor told her a fib.  What can she do with her in...

Gene and Alyssa answer buckets o’ questions:

• Their kids live less than an hour from the MtM World Headquarters.  Should they make the trip?
• Did this financial advisor have $10 Billion of assets or $11.5 trillion?
• If your advisor is only licensed to sell insurance and annuities is he/she really a financial advisor?
• He is 70 and starting his social security.  She is 64.  How do they calculate he...

Gene and Alyssa answer buckets o’ questions:

• He is 75 and asks how to invest $500,000?
• He will be turning 65 shortly and is confused about Medicare options.  How does he know what to do?
• Her friend is retiring in 8 months.  What should she be doing now?
• She asks about setting up the correct beneficiaries to protect her children and grandchildren? 
• Lots more . . .

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Gene and Alyssa answer buckets o’ questions, interview Folds of Honor scholarship recipient, Liz Brees, and enjoy the hospitality of Leader of the Pack Canine Institute.

Free Second Opinion Meetings

• Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
• Meet with our Social Security partner to plan the best S/S strategy for you
• Meet with o...

Gene and Alyssa answer buckets o’ questions:

• She asks what happens if a child passes before a parent, but is still named in the will?
• He is 81 and wonders how to invest $275,000?
• He is 70 and asks if he should move his investments out of the stock market until things ‘settle down’?
• He is asking where he can get information about retiring to a country outside of the United States? 
• Lots more...

Gene and Alyssa answer buckets o’ questions:

• He turns 70 on October 12th.  What is his best way to apply for social security?
• He is 81 and has always handled the family finances.  Can we help give his wife peace of mind?
• She has $100,000 in short term bonds for her three sons.  Should they stay there or is there a better investment?
• She is hoping someone can guide her 17 year old, hard-working...

Gene and Alyssa answer buckets o’ questions:

• He asks if his mom should pay off the loan she has against her life insurance policy?
• He asks if his investments should have out-performed the S&P 500?
• He and other family members will be inheriting his mother’s home.  How does he get to own it all?
• She asks what to do about her son who will not repay a loan she gave him to buy his home? 
• Lot...

Gene and Alyssa answer buckets o’ questions:

• She asks if her son should pay ahead on his mortgage.  Spoiler alert – it’s not the answer you might expect!
• She asks if a financial advisor and a tax advisor are the same?  As you will expect – it depends!
• She is retiring from PSERS.  Should she take her contributions out or leave them in?
• They have investments in several types of accounts.  Where ...

Gene and Alyssa answer buckets o’ questions:

• She and her husband disagree on how to split their estates.  How do they resolve this?
• He asks about donating a life insurance policy to a charity?
• She finds the Social Security web site frustrating for securing her spousal benefits.  What should she do?
• She is retiring and her pension is offering her a confusing array of options.  Which one should ...

Gene and Alyssa answer buckets o’ questions:

• He asks if an executor is personally responsible for paying inheritance tax if the estate runs out of money?
• He is receiving money from an estate that he wishes to go to his nephew.  Can he use a disclaimer?
• Social media says you should use an irrevocable trust for your family.  True or false?
• She and her sister received inheritances.  Can she set u...

Gene and Alyssa answer buckets o’ questions:

• He found out his partner has been lying to him about her finances for years.  Should he stay?
• He retired and started consulting.  Can he set up a retirement plan?
• He doesn’t want a 529 plan for either of his young children.  Is he right?
• She made a gift to son and daughter-in-law.  Did she do it right? 
• Lots more . . .

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