Understanding your Homeowners Association's master insurance policy is crucial. This episode enlightens listeners about the key aspects these policies cover, like shared properties and common areas, but also emphasizes what they do not, such as personal property and liability. By revealing these limits, Geoff Warnock helps homeowners recognize the importance of personal insurance to fill in the gaps. He explains potential pitfalls like insufficient coverage leading to costly special assessments. Homeowners are advised to consult their insurance agents and ensure they have adequate protection tailored to their specific living situations.
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