FORGET generic home loans! Discover how strategic lending, smart tax structures, and risk management are transforming average incomes into multi-million dollar net worths.
Mark Davis from ALIC (a leading mortgage broker managing over $4.5 billion in loans) shares the counterintuitive strategies that transform ordinary income earners into multi-millionaires.
Whether you're a first-time investor, a seasoned buyer, or someone looking to reduce home loan debt and maximize cash flow, this episode is packed with value.
Tune in to learn:
✅How to build a successful property portfolio from scratch
✅Strategic lending tips to grow faster
✅Understanding borrowing capacity in Australia
✅The truth about trust structures vs personal ownership
✅How to reduce non-deductible home loan debt
✅Negative gearing explained (and when it actually works)
✅Why cash flow buffers are critical in 2025
✅What most investors get wrong (and how to avoid it)
✅How tools like Lolly App can help you track net worth, borrowing power & more
Plus, you’ll also hear insider secrets and tips around market timing, interest rates, and what's ahead for property in Australia.
Key moments:
00:05:00 Life-Changing Success Story
00:10:00 Mortgage vs Investment Strategy
00:15:40 Rate Cuts and Market Timing
00:21:20 Banks vs Brokers
00:30:20 Lolly App
00:36:00 The Truth About Trust Structures
00:47:20 Melbourne Market Opportunity
This episode cuts through the property investment noise with hard numbers and real client stories.
Whether you're wondering about the impact of rate cuts, considering trust structures, or trying to understand your true borrowing capacity - Mark delivers the no B.S. truth about building wealth through property in today's market.
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👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:
https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025
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✅About Mark From ALIC✅
Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.
He co-founded the company in 2009 and, over the past 15 years, has forged it into one of Australia’s most respected brokerages.
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✅Contact ALIC✅
https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up
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✅About Ripehouse Advisory✅
Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.
With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.
✅Contact Ripehouse Advisory✅
https://www.ripehouseadvisory.com.au/
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
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