NoBS Wealth®

NoBS Wealth®

Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different. I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life. Here’s what we do differently. We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption. What’s happening What’s the real problem and why does it matter right now. What the media and society are screaming about The hot takes, myths, half-truths, and fear cycles that keep people stuck. The expert lens Not theory. Not generic tips. How real professionals actually work with clients when things get messy. The frameworks, the mistakes, the hard truths. The plan Real steps you can take in the next 7 days, 30 days, and 90 days. This show is for you if you’ve ever thought: "I’m making money but I still feel behind." "I’m running a business but cash flow feels like a constant fight." "I don’t come from money and I’m tired of learning the hard way." "I’m exhausted from financial anxiety and I need a plan that holds." We talk about investing and taxes, yes. But we also talk about the stuff most finance podcasts avoid: shame, pressure, identity, family expectations, survival mode, and why your nervous system can hijack every good intention you have. You’ll hear conversations with the NoBS Collective, a vetted group of up to 31 professionals across money and real life. Tax pros, attorneys, therapists, lenders, advisors, and operators who actually give a damn about people. Not clout. Not hype. Results! If you want to build real wealth, you don’t need more noise. You need truth and a plan. Hit follow. Listen weekly. Come ready to feel seen, called out, and leveled up. Visit nobswealth.com to catch the latest episodes and join the movement. And yes, we can get explicit around here. If that bothers you, you’re probably in the wrong place.

Episodes

October 7, 2026 • 37 mins

What happens to your business if you get hurt? Not die, get hurt. Sidelined for 90 days and unable to do the thing only you can do. Most business owners have no answer, and that’s the whole problem.

This week Stoy Hall, CFP® brings Maxwell Schmitz back on the show, the guy we’re officially crowning the Disability King, to talk about the protection almost nobody plans for: your own income. Because here’s the uncomfo...

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Your business is your baby, so you grind at it 24/7. But here's the gut check: if you took two weeks off, would it survive, or would it fall apart without you?

If the honest answer is "it'd fall apart," that's not a business. That's a job you built for yourself, and you're the only employee who can't quit. This week Stoy Hall, CFP® brings Gabriel Langley back on the show to talk about the thing most owners never fix: building a mach...

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Kristina Hall woke up on a Tuesday and 15 years of Instagram was just gone. Hacked. Over 10,000 followers, wiped.

Most people would spiral. Kristina, a social media strategist 16 years into the game, did something different. She treated herself like a brand new client who'd never posted a day in her life, and rebuilt from zero. In 30 days on a brand new account she racked up 36,000 views and cracked what the algorithm actually rewar...

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He told the court his business made $40,000 a year. It was worth $20 million.

That's the case Jamie Lima opens this episode with, and it's every business owner's divorce in one story. A "little side gig" doing grading and stonework, $2 to $3 million in top line revenue, five vehicles and a Polaris on the balance sheet, the kids' braces written off as a business expense. His wife walked in believing they made $40K a year. She walked ...

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You didn't start your business to live in your inbox. So why does everything still run through you?

Every decision, every approval, every client question, every fire, it all routes back to one brain. Yours. That's not a discipline problem. That's a design problem. And no amount of hustling harder is going to fix a business that's structurally leaking your time.

This week Stoy Hall, CFP® sits down with Claire French, Operations Consul...

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You built something your family never had. So why does it feel like guilt instead of pride? That is first gen wealth guilt, and it messes with your money, your identity, and your mental health in ways nobody warns you about.

In this roundtable I sat down with four badass women who live this every day. Kristina Hall, Ashley Quamme, Tessa Santarpia, and Rachel Duncan get honest about being women, business owners, and cycle breakers in...

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The world keeps throwing haymakers. Tariffs, wars, student loans, businesses folding, another headline you did not ask for. And what do most of us do? We freeze. This is financial anxiety, and it is quietly wrecking your money and your mental health.

In Part 2 of this roundtable, I sat down with four people who actually understand what is happening in your nervous system when the noise gets loud. Kristina Hall, Ashley Quamme, Tessa ...

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Most of us already know what we're supposed to do with our money. That's not the problem. The problem is the story we tell ourselves the second we fall short of it. You get behind on a bill. You make a call you regret. And your brain doesn't say "you made a mistake." It says "you ARE a mistake." That's shame. And it spirals.

In this NoBS Wealth® Roundtable, I sat down with Kristina Hall, Ashley Quamme, Rachel Duncan, and Tessa Santa...

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Father's Day is over. The weight isn't. Every father you know just spent the weekend smiling for photos, opening cards, flipping burgers, and quietly carrying the same loop in his head. Am I doing enough? Am I providing enough? Is the business gonna make it through the summer? Are my kids gonna grow up and resent me? That static doesn't turn off because we put on a clean shirt and called it a holiday. Watch the full episode on YouT...

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Welcome to the very first NoBS Wealth® Roundtable, and we came out swinging. No softball intro topic. We went straight at the thing most people will never say out loud: the shame, the guilt, and the freeze that show up every time money gets hard. I brought four people who actually live in this work every day. Ashley Quamme and Rachel Duncan, both financial therapists. Tessa Santarpia, who works on the nervous system side of all thi...

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Asking for help with your money might be the hardest thing you ever do. Not because the math is hard. Because it means someone is finally going to see the truth.

In this episode, Kristina Hall gets brutally honest about what it actually feels like to hand your financial life to someone else. The tax returns. The bank statements. The P&Ls. The credit cards. All of it, at once. She sat on that document request for almost two years...

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Tax season's over. Kids getting out of school. Tariffs, war, graduations, business cycles, household pressure, all hitting at the same damn time. You're tired. You're stretched thin. And you can't figure out why more money isn't quieting the noise in your head.

Dr. Preston Cherry is back in the booth, and we went where most people won't go. Financial wellness and mental wellness are not separate conversations. They're the same one. ...

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You're not lazy. You're not undisciplined. You're not broken. Your nervous system is doing exactly what it was built to do, which is protect you from anything unfamiliar. And until you understand that, no budget, no business plan, no Q2 goal is going to stick.

This week on NoBS Wealth, Tessa Santarpia walks me through why self-sabotage has nothing to do with willpower. It's a mismatch. Your conscious mind wants more money, more visi...

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We filed. We either got a refund or we owe. But here's the real question nobody's asking: did we actually learn anything? Or did we just white-knuckle our way through another tax season and hope for the best?

That's where this episode starts. Morgan Anderson is back at the table, and she brought receipts. Literally. Her team has been digging into the numbers from last filing season and what they found should make every single one of...

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Divorce is already one of the hardest things a person can go through. What makes it worse is finding out months or years later that a financial decision made in the middle of all that pain cost you tens of thousands of dollars in taxes you never planned for. That's what this episode is about.

Jamie Lima, CDFA and CFP at Allegiant Divorce Solutions, is back on the show to break down what most people completely miss when divorce and t...

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Most business owners don't go looking for funding because they planned for it. They go looking because something broke. Payroll is due Friday. Revenue dipped. The reserves ran out. And when you're in panic mode, that's exactly when the vultures show up. This episode breaks down what the lending industry doesn't want you to know, and what you need to hear before you sign anything.

Sara Weldon from Trufinco joins the show and keeps it...

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Spring is here... and it's lying to you.

The sun came out. Soccer started up. You feel optimistic. And that's actually the problem.

Because while everyone's outside, the economy is still a mess. Jobs are disappearing. Credit card debt hit an all-time record. Mortgage delinquencies are climbing. Gas prices jumped 60 cents in eleven days because of a war nobody voted for. And your salary still hasn't caught up to any of it.

In this epis...

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Most people don't skip estate planning because they don't care. They skip it because they're terrified. Terrified of facing their own mortality. Terrified of making the wrong call. Terrified of how much it might cost. And in 2026, with chaos happening at every level, that avoidance has never been more expensive. Estate attorney Griffin Bridgers is back, and this time we're cutting through every excuse, every myth, and every fear-ba...

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You think you made it. That's the problem.

At some point you crossed a line. You got the promotion. Paid off the debt. Hit a goal you'd been chasing for years. And somewhere in that moment... you told yourself you earned the rest. You earned the exhale. You earned the comfort. And that right there is exactly where most people begin their slow, quiet decline.

In this episode of Let's Get Real, Stoy Hall goes straight at the lie that c...

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You walked into that review with receipts. You ran the relationships, trained the people who got promoted over you, covered someone's maternity leave for free, and showed up every single time. And what did you get? A 2.5% raise and a smile. Dr. Renee is here to call that out for exactly what it is, and more importantly, to tell you what to do about it.

This episode is part of the NoBS Wealth Black History Month Series, and Dr. Renee...

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