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June 18, 2025 36 mins

In this episode, Merridith Gonzalez, a certified long-term care specialist, discusses the importance of long-term care insurance and planning. She emphasizes the need for early conversations about care planning, the various types of policies available, and the financial implications of waiting to secure coverage. The discussion also highlights the differences between long-term care and disability insurance, the emotional impact of care planning on families, and best practices for financial planning to ensure generational stability.


Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Proverbs Financial & Insurance Services is not an affiliate or subsidiary of Guardian. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. CA Insurance License Number - 4085903.

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