From Broke to Banking: The Digital Money Blueprint

Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Do you feel like people should be broke?
You're not making at least$3,000 a month and you're just
sitting in your mama's house.
You're just sitting with yourgirlfriend feeling depressed,
feeling broke and disgusted.
It's because you won't get ridof your pride, like you could
just download the app DoorDashand start delivering somebody
else's food that's crazy andstart paying your bills off for
that.

Speaker 2 (00:19):
What would be like one message that you really want
to get down Execute would belike one message that you really
want to get down execute.

Speaker 1 (00:24):
You don't even gotta be the smartest person, but if
you execute more than somebodywho knows it all, you're gonna
get results talk about, like howmuch money you have made and
how much impact you have madefor just using the phone just
using the phone, probably almosta million.
So if I know how to fix mycredit, I know how to get
funding, I know how to attractclients.
You don't know that stuff, ormaybe you want to learn that
stuff.
So if I got the formula I couldjust sell it to you.

Speaker 2 (00:46):
If someone's watching this right now or listening to
this right now and they're notmaking at least a thousand
dollars, what?

Speaker 1 (00:52):
they need to do.
They need to give it to me andI'm going to help them make some
money.

Speaker 2 (01:05):
What's up y'all?
Welcome to another episode ofthe Honor Pursuit Podcast.
We connect with entrepreneurs,movers and shakers, people that
have information that you needto know, and on today's podcast
I have someone that he's aclient of mine.
I would say Flew down here toMiami right now.
We're in for a lot of deal andhe's been on a run you know what

(01:26):
I'm saying and not only has hebeen on a run, but he's been on
a run specifically giving outinformation and sharing
information that's going tochange a lot of people's lives.
Entrepreneur, father, you knowwhat I'm saying, like
generational changer.
It's IK.
I'm Ma.
What's up, bro?
Welcome to the podcast.
What's going on?

Speaker 3 (01:46):
bro, good man, thanks for having me how are you?

Speaker 2 (01:47):
I'm doing amazing, bro, so I want to start off with
Just the run that you're onright now.
So why was it important for youto Hit these podcasts and Get
your message out there and starttouching?

Speaker 1 (02:00):
people, they need to hear it.
A lot of the stuff I'm sayingpeople aren't really known to
have people say.
So it's stuff that peoplereally need to hear and I feel
like it's life changing.
So what would?

Speaker 2 (02:11):
be like one message that you really want to get down
.
Because, obviously, like youknow, you're on a podcast.
It's going to be 40 minutes, 60minutes.
You know what I'm saying.
Like you're going to share alot of different things, but if
you had to like drill likesomething down, like one thing
down, what would that be?
Like people even watching thisright now, what do they need to
get?

Speaker 1 (02:29):
They need to execute.
So, as far as what, what dothey need?

Speaker 2 (02:36):
to get as far as like credit or like anything in
general.
Yeah, I mean, based on yourmessage, what do you feel like
is like they need to learn whatExecution Execute.
You don't even got to be thesmartest person, but if you
execute more than somebody whoknows it all, you're going to
get results, yeah but, bro, whatabout these people that are
saying, man, like, I need toknow everything before I start,
I need to know how it's going toplay out before I begin.

(02:58):
I need a whole map.

Speaker 1 (03:02):
You know what.
I'm pretty sure that you knowmore than you think to get a
result.
So that's all I'd be focused onis taking what I know and
trying to get a result.

Speaker 2 (03:10):
So were you always an executor, or was that something
that you even had to learn?

Speaker 1 (03:13):
No, I was always an executor.
I can't lie.

Speaker 2 (03:15):
Yeah, okay, okay, cool, cool, cool.
So what was like some ofeducate on um early, that built
the momentum to put you in aposition that you're in now.

Speaker 1 (03:24):
I remember seeing kate.
I moved, I used to move a lot,so I remember going to 12
schools and every time I moved Iwould see okay, how can I make
some money out of this school?
I'll be in the fifth grade,I'll be in middle school, and
one thing I would pay attentionis it was anybody selling snacks
at lunchtime.
So if I would see peopleselling snacks, I'll ask them
like hey, is it cool if I startdoing this too?
Because I ain't want nobodybeating me up.

(03:45):
But if nobody was doing it,then I would just jump out there
and start executing.
Tell Mom, deuce, I need you totake me down to Sam's Club, get
me a bunch of Reese's chips, bigTexas's and we about to start
making some money.
So where did that come from?
Being from New York, seeingpeople hustle hustle mentality.

Speaker 2 (04:00):
yes, sir I'm saying so right now.
There's so much going on right,and one of the biggest things I
feel like is is it's always amoney conversation.
Yeah, you know, um, money andcommunication, those are the
things I would say kind of breakup relationships.
You know, marriages, families,friendships.
You know, right now we're,we're, we're in like I guess

(04:23):
it's our version of what, like agold rush, used to be an actual
gold rush.
So with, like, your phone,wi-fi and a little bit of
information, you could take thata very long way.
Yes, sir so do you feel likeright now, people should be
broke?
No, they don't have an excuseto be broke.
No, so how would you break thatdown?

Speaker 1 (04:44):
If you broke.
There's so many ways you couldget money, like you could just
download the app DoorDash andstart delivering somebody else's
food that's crazy and startpaying your bills off for that.
That's a fact.
So if you're not making atleast $3,000 a month and you're
just sitting in your mama'shouse, you're just sitting with

(05:05):
feeling broke and disgusted, isbecause you won't get rid of
your pride and start doingsomething like doordash, uber,
eats and instacart, becausethose don't take no skill.
If you got a car, I even usedto do doordash on a bike, so
yeah, you can do doordash onyour feet exactly for real.

Speaker 3 (05:17):
so people just be lazy is your podcast still not
monetized?
Apple has over 2 millionpodcasts on their platform, but
only 450 000 of them are active.
The truth is, 90% of podcastsquit before episode 10, and of
the remaining podcasts, onlyhalf of them really know how to
get money and they rely on branddeals, sponsorships and a large
audience.
So if you're really ready toscale your podcast to 100K,

(05:38):
click the link below, book acall and let's see if you're a
good fit for the program.

Speaker 2 (05:43):
Man.
So you think that's really likea cancer for people like that.
Pride, yeah, 100% Pride keepyou broke.
Yeah, I mean, that's definitelytrue.
I remember like and this isprobably kind of testament to
like your execution but I triedsome things when I was younger

(06:04):
that I guess, probably speaking,I couldn't continue to do it,
but I kept moving.
You know what I'm saying?
Like, I remember when I wasbagging groceries, I had a job
for like two days.
Like I just couldn't do it, nah.
Or I got a job at the movietheater and I was a dude that
went in after the movie was overand cleaned up the popcorn and

(06:28):
everything that they used tospill.
I used to clean that up.
I had a job for two weeks.
I didn't even pick up my check,bro, I just couldn't do it.
But the thing was I kept movingon to something else because I
know I had to, like you said,execute.
But there's individuals out herewhere I feel like there's
really no excuse, because nowyou can YouTube everything, you

(06:50):
can chat, gbt, everything, andit will tell you what to do.
I put up this video and itactually got me banned on
Instagram for like three days.
I couldn't DM, couldn't go liveand basically I show people how
they can make $25,000 fromdoing 100 videos.
Yeah, you know what I'm sayingand I just feel like this thing
right here, this can put you ina crazy position, and I know

(07:14):
this is how you help your peopleand I know this is how you
teach and train.
So talk about like how muchmoney you have made and how much
impact you have made from justusing your phone.

Speaker 1 (07:23):
Just using the phone, just using the phone, just
using the phone.

Speaker 2 (07:26):
We ain't talking about the laptop yet, just the
phone.

Speaker 1 (07:28):
Just using the phone, probably almost a million.

Speaker 2 (07:31):
So wait, wait, let's stop for a second.
You made a million dollars,almost a million dollars, just
using the phone.

Speaker 1 (07:36):
Yes, bro what service you got.
You want me to give them all ofthe service I did or what I'm
doing now.

Speaker 2 (07:41):
No, no, no, no.
What service you have on thephone?

Speaker 1 (07:43):
Oh, I'm going to keep it 100 with y'all.
Some of my phones don't evenhave service, so I'll go get a
phone and just use it to createcontent.

Speaker 2 (07:49):
So you got a phone right now that has no service,
wi-fi only yeah, and you usethat to create content and you
turn that content to cash.

Speaker 1 (07:57):
Yes, sir.

Speaker 2 (07:58):
To make almost a million.
You got to break that down forthe people Because I already
know in the comments they likethis ain't real.

Speaker 1 (08:04):
Yeah, they never going to think it's real, but
it's real.
I didn't do it in one year,guys.
This has probably been Betweenfour to five years Of me doing
this stuff.

Speaker 2 (08:12):
But I still I want y'all to know, if we talking
four years, that's still aquarter million a year, yeah,
yeah.

Speaker 1 (08:18):
So I want y'all to know I'm phone and the reason
why you can make money off yourphone is something I call the
gap formula, and the gap is whatyou know versus what they don't
know, so you get paid off thegap so if I know how to fix my
credit, I know how to getfunding, I know how to attract
clients, you don't know thatstuff, or maybe you want to
learn that stuff.
So if I got the formula I couldjust sell it to you say hey

(08:40):
this is how you fix your credit.
That's how you get funding thishow you get funding.

Speaker 2 (08:42):
That's how you attract clients.
That's crazy.
Getting paid off the gap I mean, you just gave me a crazy idea
right now.
But getting paid off the gap isthat's so dope, because just
you showing that statement.
If people are paying attention,they realize that there is
something that they know rightnow yeah or something that
they're learning right now thatsomeone else doesn't know or

(09:05):
someone else is going to startsearching for because they're
going to want to know.
Just imagine if you're wantingto get your real estate license.
What if your gap was okay, yougot the license.
You shorten the window forsomeone else to get the license.
Exactly Right.
This is how you do the test.
This is what you should preparefor.
This is what you really shouldactually study.

Speaker 1 (09:26):
I seen somebody run it up using that same plan,
that's what.
I'm saying I seen them run itup, they ain't sell one house.
They sold a thousand e-booksteaching people how to get
licensed Mm Fast Mm.
You got ChatGBT.
So if you know how to talk toAI like it's your girlfriend or
your husband, you can startgetting it to cook you up

(09:46):
products that can help somebodysolve a problem.
So I always tell people thesolution is one problem, one
person, one solution.
So if you can figure out how tosolve one person's problem and
an e-book is the easiest form ofsolving it you can start
selling that thing for $20, $50,$100.
The most expensive e-book Iever paid was $197.

(10:07):
It was just an e-book, novideos.

Speaker 2 (10:10):
So you sold an e-book with no videos.

Speaker 1 (10:12):
No, I bought one for that price.
Oh, you bought one.
I'm just saying you can sell itfor whatever you want.

Speaker 2 (10:17):
Okay, alright, so I'm going to play a devil advocate
on this joint right.
That same book that youpurchased for $197, someone
would say to you, yo, how manypages it had in it.
It was over 100 pages, you knowwhat I'm saying, because most
people would think about.
The value has to be how big itis, the value got to be how many
pages it is, the value got tobe how many pictures is in there
, but the value ain't that.

(10:38):
The value is actually what itis, because if they compressed
that and put it on one page, itwas like yo, I'm going to sell
this one page for you for $197.
It still would have been asvaluable as a book with 100
pages.
Exactly Because if you'reshortening the gap, like you
said, of me getting theinformation, you're helping me
not only get the information,but you're saving me time.
Exactly Because I don't got toread 99 pages.
Nope, right, I can, right, sohow?

Speaker 1 (11:05):
did you start getting Into the credit space?
I had bad credit so I starteddoing door dash.
So I tell people to do doordash Because I did it.
So I remember being broke Inthe house, being depressed While
my girlfriend Was paying all ofthe bills, feeling like damn.
I don't want to work for nobodyBecause I already had success
Doing network marketing, wasmaking 10,000 a month and that's
how I met SBS.

Speaker 2 (11:24):
We both was in the company together.
Shout out, shout out to SBS sothat's how I met him.

Speaker 1 (11:28):
So we both had success and I started kind of
like the company startedchanging comp plans and all of
this stuff, so it was all takenaway from me so I had to rebuild
.
So one of the things I wasdoing was just sitting on my ass
and feeling sorry for myselfand thinking about the money I
used to make and how I shouldhave spent it better.
But as soon as I got off my ass, started doing DoorDash and

(11:51):
started making a $50, $75 a day,I started getting my confidence
back and then, after doing itfor about two months, I stacked
up $5,000.
And once I stacked up that$5,000, I started to invest it
in myself and one of the firstinvestments was my credit.
So I paid.
I remember it was a $47 ebookfrom Runway Billionaire back in

(12:11):
like 2020.
I purchased it, didn't do shitwith it, because obviously you
got to pay to play.
So that little $47 didn't makeme feel like- it was a teaser.
Exactly.
So it wasn't because theinformation was bad.
It was just because I didn'tinvest enough.
There's a teaser, exactly so itwasn't because the information
was bad, it was just because Ididn't invest enough.
So that's when more time wentby and my credit was still
jacked up and I came across thecontent of just credit on your

(12:32):
Instagram.
So everybody talking aboutfixing your credit, everybody
talking about this.
So I had bought him 500 courseon I think it was 500.
I bought his course on how tofix your credit.
I couldn't afford the $3,000course.
In my head I'm like no, I can'tget the 3K joint and I should
have, because it would have gotthere faster.
So I just paid for what I couldand I used that to fix my
credit in like four and a halfmonths.

(12:54):
So once I fixed my credit, thenI realized I still ain't know
nothing.
So I'm like, oh shit, what'snext?
So that's when I had to go getmore information to learn about
how can I go credit card stack,how can I set up my LLCs the
right way, how can I go getbusiness funding.
And then I kind of just builtit brick by brick.

Speaker 2 (13:10):
When did you realize that the information that you
learned, that you was able tofix your situation, was
information that you couldutilize to leverage to help
other people and turn into abusiness?

Speaker 1 (13:20):
Because I paid somebody, so I left that out.
So I paid the $47,000.
Into a business.
Because I paid somebody, so Ileft that out.
So I paid the $47,000.
And before I paid the $500,000,I paid this one person $1,600
to fix my credit and mygirlfriend's credit and they
wasted a whole 8 to 12 monthsLike they didn't do nothing.
They didn't get us no deletionsand we were just like kind of
depressed like damn bro, we dideverything right, we invested in

(13:40):
ourselves and shit still ain'twork out.
But that's when I bought the500 course.
After that I'm like shit, ifI'm a pace of my nigga and do
nothing, I might as well trythis shit myself.
So that's when I locked in.
We both started working on mycredit to see if it worked.
Like she was helping me withletters and I was like all right
, no, no, let's do this.
So we was tag teaming my credit.
Then it worked.
Then we tag team hers and thenonce we realized, oh shit, this

(14:03):
is really working.
We like, all right, who, whoelse need a credit fix?
So I started hitting up friendsand family like yo, I'll charge
you 150 to fix your credit.
I got the sauce and some ofthem was like you don't know
nothing, you know what I'msaying, but the people who
tapped in started getting theircredit fixed and that's what
gave us the confidence that, oh,we can actually help people
what's the importance of someoneum getting their credit,

(14:25):
getting their credit structuredproperly and just getting it
fixed?

Speaker 2 (14:28):
in general, your credit is a glitch.

Speaker 1 (14:30):
Y'all see this right here Once you get your credit
right, banks will throw this atyou like you're a stripper.
Facts, facts, facts Havingaccess to good credit is
something that makes your life10 times easier than having bad
credit.

Speaker 2 (14:42):
There's over, if I have this correct, over 200
million Americans that havingbad credit.
Rob Markman, this is over, if Ihave this correct.
Over 200 million Americans havebad credit, and it's something
that's not taught in schools,rob Markman.
For a reason, rob Markman, anddepending on where you're
growing up, your family don'tknow nothing about it.
Your parents don't know nothingabout it.
So now you just create anothercycle of people with bad credit,
rob Markman.
Yeah, rob Markman, you knowwhat know I mean.

(15:03):
So do you?
Do you think that that shouldbe the first thing people should
do?
Um learn to fix their credit,or um just get access to the
information to start to start to, to actually do it?
Like, how important is?
How important, I guess, is itfor someone to actually have
their credit right, because thisis another thing too.
Even though there's 200 millionamericans that have messed up

(15:25):
credit this I I don't know thisother stuff specifically, so I'm
gonna generalize there's stilla lot of people that actually
don't have bad credit, but theydon't understand how to leverage
it either.
So now you kind of got like twosides.
Yeah, so the people that gotbad credit, what do you think is
important for them?
Like to fix it, like, shouldthey actually spend the time to

(15:45):
fix it?
And then the people thatactually have good credit do you
think they should learn toleverage it?

Speaker 1 (15:51):
yeah fact.
So if you got good credit, youdefinitely want to learn to
leverage it because you're goingto get your time back.
I always tell people you couldhave been got started at airbnb,
you could have been got realestate, you could have been
bought a business, if you knewhow to get money faster.
So when, when most people thinkof getting money, they think of
how can I get another job, howcan I work more hours, how can I
save more versus what bank isgoing to fund my next dream?

(16:11):
What bank is going to fund mynext idea?
So having good credit gives youthat leverage to get started
faster.
And we all seen what happenswhen you wait too long with
opportunities.
They go to other people who gotstarted faster and then, with
bad credit, you want to fix yourbad credit because we all play
in the credit game.
We just don't realize we're apart of it.
So having bad credit is makingyour life 10 times harder to

(16:32):
beat More expensive too.
You can't get good cars, you gotto pay money down on a bucket.
It ain't even a car you want,so they want you to put 5K down
on a bucket.
Then you can't move into goodapartments.
You can't move into nobody'shouse, so you stuck living in
projects with roaches or badproperty managers.
So I tell people fix yourcredit, because it's going to
give you access to a better life, not just funding to start

(16:54):
businesses, but also a betterlife for your children, because
if you can change your zip code,that means your kids are going
to go to a better school, whichmeans they might not be in
school with all the YNs out heremaking life hard.
So credit is essential.
I tell people if you can getyour credit right, pay me, pay
somebody else, go to YouTubeUniversity, but you got to get
your credit fixed.

Speaker 2 (17:13):
Do you think it's un-American for people to not
understand credit?

Speaker 1 (17:17):
Yeah, because there's literally foreigners, just like
Leo.
Leo said he came here fromBrazil and he got funding.
So there's people who've beenin America their whole life that
don't know how to leverage thefact that there's banks and
there's opportunities.
That's why people flock here.
So if you're an American andyou broke, you should be ashamed
, just because how many thingsare here for us to come up.

Speaker 2 (17:38):
So people should actually pay attention to their
social and their ERin, becausethese numbers can actually
create revenue.
These numbers can actually givethem access to money and they
can start businesses or they canjust change their life.
Yeah, so your social and yourin your social, first as an
individual, and then gettingaccess to an ein, are things
that people actually should beputting into play.

(17:59):
Yeah, 100 like for real yeah,you could get.

Speaker 1 (18:03):
A lot of people tell you you could get funding Just
using your EIN, which is trueand false.
You could get certain types offunding With your EIN, so, like
you could get store credit, youcould probably get business
cards Under your EIN, but withyour social.
That's what the banks reallywant to see, especially if your
business Not making money.
So if you already got At leasta 680 to 700 credit score and a
couple other data points, bankswill throw money at you, even if

(18:25):
your business isn't generatingany revenue.
So what do you think?

Speaker 2 (18:28):
about um.
You know, I read this.
Uh, on the gram I saw this postwhere they said um trump elon
thinking about giving people 5k.
Like it's like like it would bethe new pvp.
You know I mean because they'rethey're uncovering all this
money that the government hasbeen, you know, poorly
allocating prior to them beingin office.

(18:50):
You know, if someone got accessto that $5,000, I got bad
credit what would be something Iwould need to do to get out of
bad credit?
I got the 5K, so the 5K came in.

Speaker 1 (19:03):
Do they want to pay somebody or learn?

Speaker 2 (19:05):
it's a new stimmy.
I mean, give me the fastest way.
I guess the fastest way.

Speaker 1 (19:09):
It depends on who you buy from.
So, like, if you buy some stufffrom me, we got some sauce it
might help you, uh, get it donefast.
But if you buy from otherpeople, I don't know how fast
that stuff gonna work.
But you got two options.
You can do the uh, the ebookoption, you can buy a course or
you can just pay somebody to doit for you.
So I would tell people to tryall three.
That's what I did.
I bought the ebook, I triedthat, I bought a course, I tried

(19:31):
that and I also paid somebodyand I tried that.

Speaker 2 (19:33):
So try everything so the first step you say someone
would need to you know, if youget this money you should invest
in fixing your credit.
Yeah, so credit is fixed whatwould be step two?

Speaker 1 (19:42):
step two you want to establish a business, so figure
out how you're going to use yourcredit.
Well, first, step two would bebuilding your credit, because
fixed in credit and built creditare two different things.

Speaker 2 (19:51):
So credit is fixed.
Step two we building it, we gotto build it, okay, boom.

Speaker 1 (19:54):
Step three now we got to establish some banking
relationships after we get ourllc set up.
So we set up our llc and startsetting up banking relationships
.
That's step three.
Do it at the same time.

Speaker 2 (20:05):
All right.
So we got the credits fixed.
Yeah Right, we got it obviouslystructured properly.
Right Now we're going to getthe relationships with the banks
.
What's after that, get funding.
What am?

Speaker 1 (20:17):
I going to do with this funding Many things Because
a lot of people use it.
People forget that if you justlearned and you just went
through this process, you canhelp other people go through the
same process Now you can getpaid off the gap.
That's the gap.
So if you don't got no play,that's the play for you.
So the play is find your gapExactly.

Speaker 2 (20:34):
Right, okay, cool, cool, all right.
So answer this for me.
We got access to the money Now.
I always wanted a watch, Ialways wanted a chain, I always
wanted an apartment.
I always wanted to go on a trip.
You know, I want to take mygirl out.
Should that be my next play?
Hell, no, but I just got accessto $20,000, $30,000.

Speaker 1 (20:55):
That's why most people got bad credit Making
those kind of decisions.
So what should I be doing?
You want to use your credit tomake money, gotcha.
So instead of using your creditthe way they taught us was in
case of emergencies, you want touse your credit on
opportunities.

Speaker 2 (21:07):
But what if?
I can?
You know, if I got $20,000,$30,000, I can just crash out
right and then just do it over.

Speaker 1 (21:12):
Nah, you can't.
You're going to burn yourrelationships.
So, like some people did thatwith Chase, but now they can
never go get funding from them.
So, like Chase is one of thebest banks to go to because they
give you funding without havingto see tax returns, bank
statements and proof of income.
So I'm getting my clients 50K,60k, 100,000 just from them.

(21:34):
So I always tell people likethis bank is your family.
Why would you do them dirty?
So treat them like you wouldtreat your family.
Treat them better than family,because family ain't never give
you this funding.

Speaker 2 (21:42):
Yo, I'm going to tell you this, bro, family ain't
giving you no bread.

Speaker 1 (21:44):
No.

Speaker 2 (21:45):
There might be like one, two family members might
give you the bread, not 100,000,though.
It's going to be.
Well, you know what?
Grandma would give it to you?
Yeah, grandma, definitely would.
Grandma would give it to you,trying to borrow money from you,
and they ain't never giving itback.

Speaker 3 (22:02):
So I'm with you on that.

Speaker 2 (22:03):
So yeah, I would definitely treat them.
I would treat them for surebetter than family.

Speaker 1 (22:07):
I always tell people, before you loan any family any
money, make sure you look attheir credit report.
If your cousin got latepayments he ain't going to pay
back on time.
He's not If your auntie gotcollections she's not going.

Speaker 2 (22:21):
That's actually a good one.
So listen, you got a familymember.
Before they ask you to buy somebread, ask them to see their
credit card.

Speaker 1 (22:27):
Straight up.

Speaker 2 (22:27):
Yo, that's a fact.

Speaker 1 (22:28):
I don't want nobody money unless I see their credit
Woo.

Speaker 2 (22:31):
Yo, I'm going to start doing that.
That's real, but really at thispoint it's only like I would
say.
I got like two family membersthat would ask me for money
occasionally but consistently.
One of them always pay back ontime, the other one is a little.
Their payback is a littledelayed.
They pay it back but theystretch it out.
You know what I'm saying, so Iwant you on that.

(22:52):
I think that would definitelyhelp you out.
But yeah, those relationshipswith those financial, those
financial um institutions, is areally big deal because you can
always grow your funding access.
Yes, so like this, this so okay.
So you said earlier you'rehelping people get access to up
to $100,000.

Speaker 1 (23:12):
We help them get more , but just from that bank, so we
can help people get $200,000,$300,000.
It's just about the bankingrelationships they already got
set up, mixed with the ones wegot set up, got you.

Speaker 2 (23:25):
So okay, so, so you, you know, you kind of took us to
the to, to, to the steps.
Now I got access to the money.
What am I doing with the money?
Because you already told methat I shouldn't be buying these
, um, these liabilities.
So what should I be doing withthe money?
How can I, how can I, uh, usethis, this, this money I got
from the banks, this credit youknow what I'm saying to help me
make money?

Speaker 1 (23:41):
it's called the op strategy, so you're going to use
other people's money to startbuilding wealth for yourself.
Everybody Google people networth and they don't even know
how it's calculated.
It's calculated through assets.
So what you want to start doingis buying assets.
Buy rental properties, buyanything you can.
Like me and one of my businesspartners, I helped her get
$120,000 in funding.
I said, oh shit, you gotfunding.
I got funding too.
Now we started partnering ondeals.

(24:03):
So we got a duplex out in SouthCarolina that we got off market
for $20,000.
I used a Chase card.
She used a Chase card, 0%interest.

Speaker 2 (24:11):
So you bought the property, 0% interest, no money
out of your pocket, no money outof her pocket and it's other
people's money and it's 0%interest.
So you're paying that creditcard back a couple hundred
dollars a month.

Speaker 1 (24:23):
It's $100.
So it's 1% of whatever you use,so that $10,000 cost me $100 a
month.

Speaker 2 (24:28):
That's crazy and there's no interest.
For what?
12 months?
12 months, and then youcollaborated on the deal,
exactly, bro, they ain'tteaching this.

Speaker 1 (24:36):
They don't want us to know this.

Speaker 2 (24:37):
That's crazy.
That's crazy.
So this is what you teach thepeople in your program that you
help.
So after you help them actuallyfix their credit situation and
then you get their LOC structureproperty and then you get them
access to funding, you then arehelping them invest in
businesses or start businessesso they can put that money into

(24:59):
motion and get a return.
Yes, sir, how many people haveyou helped so far?

Speaker 1 (25:06):
thousands, like I told leo, thousands low ticket
and probably about 60 people, uh, 60 to 70 people, kind of like
mid high ticket.

Speaker 2 (25:15):
Yeah, yeah, yeah how are you, how are you getting the
information out to the people?

Speaker 1 (25:20):
content like my inner circle people or like uh, just
random people random people, ohcontent.
I'll be giving out so much gameon social if you go so, again,
follow me right now.

Speaker 2 (25:29):
Again, we're going back to this.

Speaker 1 (25:30):
Yeah, if they go follow me right now.
They can learn something.

Speaker 2 (25:32):
Yeah, so again, all right.
So you've helped.
Thousands of people are goingback to this Yep and you helped
close to 100 people, I would say, in person.
But it all goes back to givingthem, giving them the
information so they could changetheir situation.
And then you give them anopportunity to, to invest

(25:53):
themselves by tapping in withyou yes, sir, from from as low
as an ebook up to like an innercircle or, you know, a coaching
situation, and then you givingthem the information that will
help to literally change thesituation.
Why would anyone not want to dothat?
Belief breakief, break thatdown.

Speaker 1 (26:09):
So most people don't believe it's going to work for
them, so they'd rather just makeexcuses and watch other people
win Damn.

Speaker 2 (26:16):
We got to sit on that for a second.
Yeah, we got to sit on that fora second, because now we're
talking about one of the biggestroadblocks, which is really
yourself.
Yes, sir, you know what I'msaying.
So, like, not only could yourcredit be preventing you from
changing your situation, it'syou, it's you.

Speaker 1 (26:37):
Yeah, mad, people got bad credit and bad spirit Damn
bro, don't talk to me about thatbad spirit.
So they kind of like they gotstinking thinking.
They always think a bad stuffgoing to happen.
They don't know how to look atthe good in situations.
I always tell people like,whatever you tune into, you turn
into.
And they always tuning in thenegative shit.
They watch VH1.
They watching Pop the Balloon,they watching all of these

(27:04):
things that keep them feelinglike they're better than other
people because they're lookingat the worst case scenario
versus getting in rooms justlike this, getting around the
people making money, gettingaround the people.
That's going to stretch theirthinking and make them feel like
damn.

Speaker 2 (27:19):
I can do it, but I got to become a better person to
get it.
Bro, you just hit me with acouple of things and then you
just made me think.
So let's talk about thismindset a little bit more.
So someone okay, we got, wegotta separate the credit,
separate the funding for asecond someone is preventing
themselves from moving forwardbecause of the mindset.
What are some of the thingsthey should start doing to start

(27:40):
getting some clarity aroundbecoming the person that they
need to become so they can, youknow, put, execute, as you were
talking about earlier on thethings that's going to really
change their life?

Speaker 1 (27:50):
Yeah, first thing I'd probably do.
They probably smoke weed.
So when you smoke weed, theonly thing you do is you got too
much time to think.
So you start thinking about allyour problems, you start
thinking about how things couldhave been better.
So I tell people, stop smoking,especially if it's kind of
making you feel bad.
And the next thing you want todo is go to the library, find

(28:11):
some books.
Find whatever section that youwant to be in, whether that's
business, that's, uh, accounting, that's content, that's real
estate.
They have all of these books inthere for free.
I was literally just in thelibrary in south carolina and
the only people in there was youand the people that worked
there.
No, we're homeless people, ohword.
So they were homeless people inthere searching for jobs to try
to better their situationversus people that already got

(28:33):
something, that just want alittle bit more.
People don't even know whatlibraries are, bro, exactly that
joint was state-of-the-art too,like they had MacBooks in there
, like I'm like, hold on, I'mabout to come here is probably
state or government funded, sothey got to allocate the bread.

Speaker 2 (28:49):
So that's why they there.
But people ain't really goingto libraries.

Speaker 1 (28:52):
People don't even realize I came up off the
library.
I remember when I was living inVegas I was broke.
I was telling Leo the story ofhow me and my girl went from
sleeping in cars to staying atweekly spots.

Speaker 2 (29:02):
First of all, you had a girl that slept in a car with
you.
She's definitely a writer.

Speaker 1 (29:06):
That's why she don't work no more.
She, literally she get paid tojust take care of our baby 100%.

Speaker 2 (29:11):
I mean my man just said you already know the
climate we in right now.
I mean that's a whole notherconversation.
Yeah, but you had a girl thatwas down for you and saw the
vision and she was willing tosleep in a car with you.

Speaker 1 (29:23):
Yeah, that's why I'm loyal.
Go through the journey.
I'm loyal.
I see all the butt cheeks oninstagram.

Speaker 2 (29:27):
I scroll right past, yeah don't mention about she's
saying about none.

Speaker 1 (29:32):
Most of them fake yeah facts 100.

Speaker 2 (29:35):
So you're watching fake.
You're watching like the videowhich is fake and then you're
watching some actual fake.

Speaker 1 (29:39):
Yeah facts, buddy, like I was telling you right.
So I came up off the librarylike uh, me and my girl, we went
from being sleeping in cars tosleeping at a weekly spot and
while while we was at thatweekly spot, we had free phones.
So we had free phones, like wewas really down bad.
So we had free phones.
But what happened was we foundout that L'Oreal gave you a
little hotspot.

(30:00):
So they gave you an unlimitedWi-Fi hotspot, but they would
give it to you for only 21 daysat a time Got you.
So once we realized this, wewas like, oh shit, now we can
start growing our businessesbecause the place we were
staying had the slowest internetin the world.
It was garbage.
We could not do nothing inthere and we didn't have no cell
phones.
We had our phones but theydidn't have no service on them.
So we had to get the freephones to call family and to

(30:22):
keep in contact with each otherfor real.
So that's when we would havethe free Wi-Fi out at 21 days at
a time.
So what happens is I would havethe Wi-Fi out and then my
girlfriend would reserve it next.

Speaker 2 (30:35):
So when.

Speaker 1 (30:35):
I'm handing it in, she picking it up.
So we did that shit for eightmonths, bro, and we built a
resume business where it wasgenerating us anywhere from
about $5,000 to $8,000 a month.
And literally I'll tell peoplethere's so many resources out
here that they just sleeping onbecause we was making 5k a month
using free wi-fi and free phoneshe doing sales calls on the

(30:55):
free phone and we using wi-fifrom the library.
So that's why I talk aboutdoing door there.
So I talk about going to thelibrary, because I literally use
those two things to come upwell, one thing that I got out
of that man is just the just thecollaboration.

Speaker 2 (31:09):
Yeah, the partnership , you know, and I think
obviously there's nothing wrongwith, like, a single person out
here just focused doing yourthing.
But when you have someone thatyou can collaborate with and
have a partnership and y'allhave the vision, or one person
has a vision and the otherperson's down with the vision
you can move super fast broother person's down with the

(31:31):
vision, you can move super fast,bro.

Speaker 1 (31:31):
Yeah, you know, I'm saying I mean that's really a
cheat code, nah, facts.
Having somebody who got theright mindset, that's willing to
invest not only their money buttheir time into the partnership
, it's a blueprint because now,even though I'm like I'm
successful, I'm helping my girlbecome successful in her own way
too by investing in her.
So I bought her uh, I boughther a stock trading course, so
now she be trading futures andnow she got a funded account,

(31:53):
just because I invested themoney that she invested in me
before I invested it back intoher.

Speaker 2 (31:58):
Yeah, that's crazy.
So now she's going to belearning that you'll continue to
do the thing that you havegoing on helping people with
credit funding, and you alsohelp people with digital
products as well, yes, sir.
So talk about that a little bit, because I think that's
interesting, because not onlyare you helping people in like

(32:18):
real life, physically, butyou're able to make money and
monetize on the digital side,and even though it's 2025,
there's still a hell of a lot ofpeople that have no idea how to
make digital money or thatdigital money exists.
So talk about your journey withthat and how you're able to
make digital money.

Speaker 1 (32:33):
so I always tell people a digital product, a
digital service, because that'show we got started.
She was doing resumes andthat's technically a digital
product, so she ain't have a job, but she had a skill of helping
people get jobs.
I always tell people stopfeeling like a fraud, because
just because you might not havegot yourself the result, you
might have the information tohelp somebody get the result.
So start taking action.
So that was the first digitalproduct we were selling.

(32:56):
We were selling resumes, uh,help people get new jobs, and
stuff like that.
So that's one of the first ones.
We took that skill help peopleget new jobs.
And we got paid uh, like two tofive hundred dollars a resume.

Speaker 2 (33:06):
But how'd you make it a digital product though?
Because I'm pretty sure peopledon't understand.
You're helping people with theresume.
They can see that I'm actuallyhelping you.
I might sit down with you,might be on a phone call.
You know what I mean.
But how does that translateinto?

Speaker 1 (33:21):
digital money.
Okay, so it translates intodigital money because we're not
physically there.
We do it when we want to do itand you can use your computer to
make the product.
So, with the resume, all shewould use is Microsoft Word and
Conva.
So she would use two softwaresthat are both free and I don't
think Microsoft Word free nomore, but we got it free using a
YouTube but, yeah, you useMicrosoft Word and Conva.

(33:43):
She was making digital products, but that was like 10 years ago
, so it was way easier to do now.
So you could go straight toConva, make your whole e-book,
you could get ChatGBT to cook upyour product.
But that's what we was doing.
We was helping people withresumes.

Speaker 2 (33:56):
So on the digital side it's actual e-books, and
then coaching program.

Speaker 1 (34:05):
So, yeah, I help people with e-books.
I don't really do e-books nomore, because I want to give
people more value, gotcha.
So if somebody bought an e-bookfrom me, it's probably going to
come with videos.
It's going to come with e-books.
It's going to come with acommunity.
It's going to be like a littlebundle, exactly.
So I try to give them way morethan they paid for it how to

(34:31):
turn bad credit to six figuresand then also how to get your
LLC funded anywhere from$100,000 to $200,000 in funding.

Speaker 2 (34:37):
So you use that model to educate and speak to people
like in an online classroomsetting, and then they have the
opportunity to work with you inanother capacity.

Speaker 1 (34:48):
Yep.
So at the end I tell them heylook, if you loved working with
me for the last hour, last twohours, I'm pretty sure you loved
it.
If you want to learn how towork with me for the next three
to six months, then I'll givethem you know, I'll tell them
how they could do that.
And then is that a digitalproduct too?
I mean yes and no, because I'mnot physically there.
I'm running a business straightfrom my phone.

(35:14):
So I do live classes with themwhere I'm breaking down how I
make content, I'm breaking downhow we go get funding from the
banks, and I usually do those onlike my ipad or my laptop.
But I do it from wherever Icould do.
I could be in dubai, I could bein new york, I could be in my
living room, I could be in myhome office.
So it's digital because ofwhere I can be.
I don't gotta be in theirliving room.
So how much?

Speaker 2 (35:27):
bro, would you say, you made on a digital side
digital side last year.

Speaker 1 (35:31):
Last year over over a hundred thousand.
So okay, hold up, bro, andthat's just off of, like digital
products.

Speaker 2 (35:40):
That's not me doing coaching or funding, so hold on
a second, the average americanmakes about just about 60 and,
and they gotta go spend 40 plushours a week physically, yeah,
exerting energy.
And you found out how you canmake six figures, right, not

(36:00):
entry level, like you know, good, six figures using your phone,
wifi iPad, laptop.

Speaker 1 (36:05):
You don't need much.
That's why they call mesmartphone billionaire.
Look, I learned how to makemoney off my smartphone.
Why aren't other people doingthis, john?
They don't know what they don'tknow.
They think everybody onInstagram is a TikToker or a
dancer or you know.
They're not really realizingthat their social media could be
a goldmine.

Speaker 2 (36:22):
So do you feel like if someone has a smartphone,
everyone should be making sometype of money on it?

Speaker 1 (36:29):
Yeah, because we all got our own personality.
So people love you for beingwho you are and they'll want to
shop with you for that reason.

Speaker 2 (36:37):
So if someone's not making at least, what would you
say a month on it?

Speaker 1 (36:42):
Something to at least pay one bill, so like a
thousand bucks, alright.

Speaker 2 (36:46):
So if someone's watching this right now or
listening to this right now orlisten to this right now and
they're not making at least athousand dollars, what they need
to do get a phone back orsomething they need to give it
to me and I'm gonna help themmake some money.

Speaker 1 (36:59):
But now, if you're not making no money off your
phone and you don't want to dolike doordash or instacart,
because those are apps you cango download right now and start
making some money, then I wouldtell you to go to chatGBT and go
to YouTube.
Matter of fact, you can't makemoney unless you got a skill.
So that's why you got to doDoorDash first, because now you
can make money while you don'thave any skills.
Then you can invest that moneyyou just made in DoorDash into

(37:21):
learning a skill like creditrepair, business funding, online
coaching, content creation,running ads.
Then, once you start executingand getting yourself results,
you shouldn't need to selldigital products.
But if you want to sell digitalproducts now you can teach
people how they can make moneydoing what you do.

Speaker 2 (37:39):
So everybody needs to at least be making $1,000.
If they're not making $1,000,then something's wrong.

Speaker 1 (37:43):
Yeah, and most people are not making $1,000 because
they're not going out there andlearning something.
You can't sell what you don'tknow.
You can't help a person if youhaven't helped yourself.
That's so.
That's why you got to figureout how can I help myself so I
can get some information thatmost people don't know.

Speaker 2 (37:58):
Yeah, I like that.
I like that a lot.
I feel like I mean, honestly, Ihope it made someone feel upset
or or damn near offended,because I feel like that might
be the energy that they neededto execute and take some action.
They should be offended, yeah,100%.

Speaker 1 (38:13):
That's why I was telling I always like me and
immigrants.
We always become good friendsbecause they action takers.
They come to this country andthey get it popping.
They own businesses, they startprogressing, not only for their
generation, but the nextgeneration.
But we still talking about thehood, we still talking about
racism, we still talking aboutall of these things that don't
affect us financially in 2025.

(38:33):
So get off your ass and starttaking action as the easiest way
to come successful in America.

Speaker 2 (38:39):
What was your relationship like with your
father?

Speaker 1 (38:42):
Me and my dad.
We had an okay relationshipuntil my grandmother died.
That's when our relationshipkind of got rocky.

Speaker 2 (38:48):
And what year was that?
How long ago?
I was eight, so you was eightyeah, so how old are you now?

Speaker 1 (38:57):
31, are y'all tapped in or y'all still have a little
situation?
So it's been a minute.
It's been a minute.
I haven't talked to him since Iwas in the seventh grade I
think I was 11 so you ain't.

Speaker 2 (39:03):
So you, it's been a minute bro.
Yeah, 20 years bro.
So you think that he need tomake the first move, or you need
to make it, honestly, I don'thave any hatred in my heart yeah
like towards him, like if Iseen my dad I would have pops.

Speaker 1 (39:14):
Like I love my dad.
He made me who I am.
So it's not like uh, I justdon't know how to find him.
You know, I'm saying he's notreally on social media okay, so.
So pops is mia right now yeah,but people know how to find them
you know, what I'm Like.
You know how people from NewYork hang around certain people,
so if I could find that oneperson he hang around, then I
could probably find him.

Speaker 2 (39:31):
Is that something you want to do?

Speaker 1 (39:34):
Probably for my son, but not really for me, because
it's kind of like I don't feellike I need it.

Speaker 2 (39:38):
Would you feel a way if something happened to him,
like if he passes him?

Speaker 1 (39:42):
I don't know.

Speaker 2 (39:47):
There's nothing inside you right now.
That's like yo, I got to gofind my dad.
What do you feel like you wishyou would have learned from your
dad, like that gap of timebetween 11 and now.
What are some of the thingsthat you wish you would have
learned from him, or how wouldyou have liked to have that
relationship?

Speaker 1 (40:06):
I mean I would have loved to have had that
relationship, but not having arelationship was enough of a
relationship, because I got to.
I would have loved to have hadthat relationship, but not
having a relationship was enoughof a relationship, because I
got to learn from him not beingthere.
So I got to learn like, nah,it's not cool, it's not that
hard to communicate, it's notthat hard to be present,
especially as a father.
Now I was kind of like I alwaysgot to tell myself that I don't
want to be better than my dad,because that's too easy.

(40:26):
Because he didn't do much,because that's too easy.
Because he didn't do much.
So I don't really have any likeresentment towards him, but
it's just kind of like you kindof made your bed.
And my life and my mom's lifewas hard for no reason.
So the one thing I wish shewould have did is kind of like
teach me how to deal with myemotion, since I'm a young man
growing up with my mom and shedon't know how to deal with a

(40:47):
young man, so she's a womanherself.
Because once I learned how todeal with my emotion.
Then I was able to startexecuting, because the only
thing that keep you fromexecuting is kind of like
feeling like damn bro, likeeverything I do don't work, or
these muggles ain't fucking withme or shit.
I ain't got no help, I got nosupport.
So if you'd have kind of taughtme how to stop feeling sorry

(41:08):
for myself and kind of takethose things and become
victorious anyway.
Because I heard Kobe Bryant saythis one thing in his quote.
He said after he lost a gamethis is when he started taking
basketball serious, or when heknew he could go crazy.
He said after he lost a game,he went to his parents and they
said we still love you, nomatter if you win or you lose,
we're going to be here for you.

(41:28):
He said that moment, rightthere, allowed him to know that
it's going to be okay.
He could go out there and, youknow, try to be the best person
and even if he failed, peoplewould still love him.

Speaker 2 (41:39):
You think, if your dad said something to you like
that now, would you receive that, or would it not even hit?

Speaker 1 (41:44):
I don't know, because I don't know, because it's like
I don't really need it.
I built myself up from theground up, so it's kind of like
whatever you're tuning to,you're turning to.
So I remember there would beyears when I wouldn't be
listening to music, I'd belistening to audio books, I'd be
listening to personaldevelopment.
I'd be feeding my spirit,feeding my mind.
So it's kind of like I got abulletproof mindset.

(42:04):

Speaker 2 (42:10):
Like you know I'm saying like I don't think
anything he could do would makeme a better person or a worse
person.
What are some of the thingsthat your dad taught you by not
being present?
That you know that you're goingto teach your son?

Speaker 1 (42:17):
my dad was fly, so one thing he was flying away
from new york, so he was superfly, so he cared about how he
looked, he cared about howpeople treated him, he cared
about those kind of things.
So that's something that Ilearned from him and he was also
an artist, so that's kind oflike probably where I get some
of my creative spirit, becausehe had, like his own website
where it was kind of raunchythough.
He used to get girls to come tohis house and he would take

(42:40):
like kind of like only fan stylepictures of them.

Speaker 2 (42:42):
Back in the day your boss was, uh, you know, saying a
pioneer.

Speaker 1 (42:45):
Yeah, he was finessa, his website was called
interbrainnet back in the dayright, okay okay.
So like, uh, he was cool.
You know, I'm saying he wascreative, he was like a hustler
in that aspect.
So I was like I picked thosethings up what about your son
now?

Speaker 2 (42:59):
right, because your relationship with your dad?
Obviously he was.
He was present early in yourlife, but then he wasn't.
So the reason why I'm askingthis is because my dad wasn't in
my life either, like he was.
I think the last time I saw mydad I might have been like six,
right, and then Is he stillalive.
No, he passed away.
But I remember he no, Iappreciate that.

(43:19):
I remember he used to alwayssay he was about to come through
and we lived like a town apart.
I stayed at my grandma's crib.
I'm saying I sat at mygrandma's crib and I would
always be on a stoop waiting forhim to come and he, just, he,
just he just would never come.
But there's things that welearn from people not being
present.
So what are the things?

(43:40):
What are a couple of things youfeel like you learn from not
being around that have becomepositive, that you know you can
instill in your son.

Speaker 1 (43:47):
So it don't take much .
Like my dad used to do the samething, he would call me in
August and be like yeah, I'mgoing to get you this gift, I'm
going to get you that gift forChristmas, and then Christmas
would come.
He MIA.
So like he used to do thatevery year, Yo, he had two.

Speaker 2 (44:01):
It was too long of a gap.
You know what he forgot, rightnah?

Speaker 1 (44:06):
I don't, but he should have called me like
October then yeah, facts, factsbut I mean learning from him in
his absence.
Like I told you, it reallywasn't like anything.
I really learned from him whyhe wasn't there?
Because I was watching my momand I was able to see her
struggles right away, which islike, oh shit, like I gotta lock
in.
I can't keep keep doing newthings every year.

(44:26):
So that's kind of like what Iwas learning, because I couldn't
really learn anything from my,my dad, just because he wasn't
really there.
That kind of like issignificant.
To be honest with you, becausewe were struggling, I had no
time to be thinking about pops.
I'm thinking about, all right,like how can I get some money?
And I'm eight years old?
How can I get some money?
I'm nine years old?
How can I get some money?
I'm 12 years old?

(44:46):
You know how can I make thingseasier for my mom?
So that's the only thing Ilearned from him was how to
hustle, because he kind of hemade my life harder.
He didn't do it, yeah, so I hadto figure it out Nah, nah, that
makes a lot of sense, Honestly.

Speaker 2 (45:00):
Yo, I can understand that for sure, and I think I
kind of share a little bit ofthat sentiment.
So, so, what about your mom?
Obviously, your mom was there.
What are some of the thingsthat you learned from her?
But then what were also some ofthe things maybe she couldn't
teach you because she's not your?

Speaker 1 (45:16):
dad I learned never give up.
My mom never gave up, eventhough we were struggling.
She never just said you knowwhat fuck it, I'm going to just
say nothing or just turn you tothe streets or just stop caring.
So even if my mom didn't makemoney, streets or just stop
caring.
So like, even if my mom didn'tmake money, she would find a way
to make money.
Even if my mom didn't have it,she would find a way to have it.
If my mom may have it, shewould try to find somebody that

(45:36):
had it or do something she couldand make sure we had it.

Speaker 2 (45:38):
So it kind of just gave me that killer spirit that
just let me know, like if Ireally want something I could go
get it yeah, man, mom wasstrong, bro, and it's
interesting because, like youcan learn, because I was raised
by like my grandmother and myaunt and my mom, because my mom
passed away too, so when my momwas around, so I grew up in a

(45:59):
house full of women, but it'slike they can teach you so much
and they can love on you so much, yeah, but there's still so
much they can't.

Speaker 1 (46:06):
Yeah, emotional, Everything emotional Like my mom
still to this day she emotional.
So one thing she didn't teachme was, like I told you, my dad
didn't teach me how to controlmy emotions.
So that's one thing that youknow she can't really teach me
because she's still trying tocontrol her emotions as a woman.
Facts, facts facts.

Speaker 2 (46:30):
And that gets really interesting, man, because I'm
thinking back to there wasseveral times when because you
mentioned earlier aboutcontrolling your emotions, but
there were several times I wouldlike be in a heated situation
and I just couldn't control myemotions, like punching walls,
throwing things, breaking thingsyou know what I mean.
And then afterward I would feelbad about it, but I would
always ask God to like put me ina situation where I could
control my emotions, and then Iwould get mad because I'm like

(46:51):
damn, I blew it again.
So I asked for you know whatI'm saying, and then eventually
I got it.
But I think like that's reallycontrol.
You know, once you get to thatpoint where you can like have a
conversation with someone andlike talk to them, you know
directly express yourself, butnot be emotional yeah you're the
strongest person in the room.

(47:12):
You're the strongest person inthat conversation.
Yeah, it's like yo, bro, likewho you talking to.
Why are you talking to me likethat?

Speaker 1 (47:19):
this is always so, if you learn how to say anything
you can say everything 100, 100.

Speaker 2 (47:25):
So you learn a skill.
I'm fascinated with it becauseI remember when I started to
learn how to make money with thephone and make money online.
So you learn a skill.
You're impacting so many people.
You're continuing to level upand invest in yourself.
You know you got thebulletproof mindset.
You're executing on a highlevel.
What are some of the thingsthat you want to do, now that

(47:47):
you're helping so many people?
Right, because you're in aposition, now that you can
impact, inspire, change people'slives.
So how does that feel for you?
And then, what are some of thethings that you actually want to
do?

Speaker 1 (47:57):
Yeah, I want to give back in a lot of ways by like
starting like centers where weteach people the stuff that I
know Like.
so digital center or physicalHonestly, both you know,
digitally, I kind of already dothat every thursday.
I'm literally, I love one ofthe people.
I'll be giving them so muchgame and you know a lot of my
mentors be like, bro, you'regiving them too much sauce on
there, you're giving them toomuch sauce, but I'm like they
need it.
Like, if I can affect twopeople on here and they really

(48:20):
go out there and execute, that'sbetter than making money.
I'm gonna make the moneybecause I know how to post
content, I know how to getcustomers for my businesses.
Versus I need coaching studentsor I need mentors or mentees.
So it's like I be on theregiving them so much game, like
telling them hey, don't use yourcredit this way, use it this
way.
This is how you set up thebusiness, this is how you build

(48:41):
banking relationships.
I be giving them so much gameso that they could literally
leave there, go get some resultsand start changing their life.
But I want to do that in personfor, like you know, at risk
people.
So people who live in a hood,you know people who used to be
strung out so that they canlearn how to repair their credit
, they can learn how to getfunding, and they can learn how
to change their life too.

Speaker 2 (49:00):
What do you feel like you need to do that?
Have you already started doingthat?

Speaker 1 (49:04):
I just need a little bit more time.
Ok, so keep doing thefoundational work so that I can
already have teams in place sothat my businesses are always
running, making money.
Yeah, so that I could go buildanother team to build a business
that's not making money,because that thing is probably
going to be like more non-profitcost us a lot of money a month
versus, uh, bringing in money.
You think that?

Speaker 2 (49:24):
you could start doing that um by way of speaking at
correctional centers.

Speaker 1 (49:30):
Oh yeah.

Speaker 2 (49:30):
I mean correctional facilities and things like that
yeah, 100% Is that somethingthat you've already done.

Speaker 1 (49:35):
No, I haven't done it .
I have spoken at schools andkind of like small events, but I
haven't been to any prisons.
And I would love to go to onebecause my mom used to be like
that.

Speaker 2 (49:45):
I think that would be fire, bro yeah you just gave me
an idea.
Yeah, I think that would befire, bro.
Yeah, you just gave me an idea.
Yeah, I think I think thatwould be fire.
Then, like, with with yourknowledge and expertise, you can
create a whole campaign aroundthat yeah, people be in jail
making money that's what I'msaying, that's cry yo, that
that's dope.
yeah, I think you shoulddefinitely do that.
And there's so many of them youknow what I mean like even in

(50:05):
Florida.
I know because I go to thischurch called VU in Miami and
they have several differentlocations plus online where
they'll do the services.
And then one of therelationships that he created
was with Everglaze CorrectionalFacility, so they're able to
broadcast the services everySunday to the correctional

(50:27):
facility.
So it made me think and that'swhy I kind of brought it up to
you.
It's like if you build arelationship like that, you have
a direct line into you, knowpeople that actually are looking
for the help, and then you'rethe one that they help.
I mean, you're the one that'sable to really help them and you
can make that impact in personand online?

(50:50):
Yeah, right.
And when those people come out,bro, their life will 100% be
changed.
Yeah, because you're alreadygiving them the tools and the
sauce that they need and atleast the mindset to put them in
position.
And if some of the individualsare getting out, they really
have to trajectory that didn'texist before.

Speaker 1 (51:08):
Yeah, people be in jail watching my content.
They DM me all of the timetalking about bro I just got my
LLC set up bro.
My baby mama back home workingon my credit, she's sending out
letters.
Bro, I just got approved forthis and I be like damn, that's
what's up.

Speaker 2 (51:21):
And it make me mad at the people that's home Because
I'm like damn bro how thisperson locked up and they taking
more action than you and you athome.
But you still locked up in yourhead, bro, because sometimes
you need to get locked up.
You've been locked up before, Ihave so you had to be like I
have.
I mean, yo, bro, I was lockedup over some stupid shit.

(51:42):
You know I'm saying, and I wasonly locked up for like a little
less than a day.
It felt like.
It felt way longer, okay, likeI was locked up for 18 hours,
but it was over in new york andit was.
It was um.
Overnight I slept on a sandwichbecause I wanted to put my head
on, uh, on a slab, um, but Ifeel like you have to go through

(52:03):
something uncomfortable orsomething hard or something
that's going to force you to dosomething differently so you can
get the message.
Yeah, facts, you know what Imean, and it's interesting that
it's like that, right?
I guess they call it the law ofpolarity, where it's like, if
you're going through somethingbad, it's the same energy field
of you going through somethinggood.
You're just on the other sideof it, so you need to get on

(52:25):
this side of it.
But no matter how successfulthat you are, or maybe
unsuccessful, it's literally thesame thing.
It's just an emotion.
So you could be going throughsomething bad and you could
trick your mind like yo, we'regoing to do something good right
now, and then your mind is likeyou're going to do something
good, so now it's going toproject more goodness, whereas

(52:46):
you can be going throughsomething bad and continue to
stay on that and dwell on that,and you're going to stay in that
frequency.
Yeah, right, so even if you aredoing something successful,
you're going to be met withchallenges, absolutely Right.
Just, the next challenge is onthat next level.
So now you got to push pastthat resistance to get to your
goal, and I think people thatend up locked up, or people that

(53:08):
end up losing up, or peoplethat end up losing people or end
up, you know, people that endup being in like tougher
situations.
There's like there's that lessonin it, there's that message in
there that you gotta get yeahfor you to now to become and
then, once you become, you cango back and help other people
not as fast, you know, I mean.

Speaker 1 (53:25):
So I think yeah I was able to learn from my mom she
got locked up so I didn't haveto.

Speaker 2 (53:30):
Rob Markman.
Yeah, it's crazy, bro.
I remember like I was like damn, not that I was like I need to
be locked up, but I was like yo,I made it, I never been locked
up.
And then I got locked up over a.

Speaker 1 (53:42):
I was in like elementary school because he was
like a juvenile correctionalofficer.
Oh, so he threw you in there, Igot caught stealing at Toys R
Us, one of my homeboys.
He straight took me there, putme in a cell, gave me a bag
lunch and left me in there for afew hours.
Then, when I went home, hespanked me, and then my mama

(54:05):
spank me.
So I ain't stealing that oneagain.

Speaker 2 (54:08):
You was like yo, I ain't never doing that again, I
ain't stealing man.
Yo, I definitely want to seeyou, bro.
I want to see you do that.
Hopefully sometime this yearyou can take advantage of an
opportunity or maybe one willcome to you, or you create your
own opportunity where you canteach some you know some, some
men that are in a correctionalfacility what they need to learn

(54:31):
as far as their credit, mindset, funding, just an understanding
, so when they get out they cannow impact some other people
where you can really just changetheir lives.
I think that would be superdope for you, nah.

Speaker 1 (54:42):
I'm going to try that out.
Well, I ain't going to try.

Speaker 2 (54:43):
I'm going to do it, yeah, and then you're going to
flip it with the content yeah,you already know Right now we
all saw I'm going to get contentfor them and me.

Speaker 1 (54:51):
They're going to have followers by the time they get
out.

Speaker 2 (54:53):
Facts, bro, facts.
So what are like three thingsyou want to accomplish this year
.
We're moving into March.
March is the third month, sothat means we got about.
You know, nine months left.
Joint's moving fast.
Nah, fact.
So if you had to name threethings specifically you

(55:14):
definitely have to accomplishbefore we move into 2026.
What are some of the things youreally want to work on getting
done, or what are the thingsyou're going to get done?

Speaker 1 (55:21):
My goal this year is to help fund $10 million to
small businesses.

Speaker 2 (55:25):
So $10 million of funding.

Speaker 1 (55:27):
Yeah, Okay small businesses.
So that's one of my goals.
Another goal is to help 20people make six figures this
year.
I like that, and then to gettwo more investment properties I
like that.

Speaker 2 (55:34):
I like that.
I think I'm going to join youon help 20 people make six
figures in that podcast space.
I think that would be dope, Nahfacts.
So I like that.
And then grab two moreproperties.
Do the properties have to be ina specific space or just if the
numbers make sense?

Speaker 1 (55:51):
Just good deals, Just like the one we got in South
Carolina.
Really good deals.
The duplex we got it for$20,000.
It's right by a college, so wegot it for the low.
We probably refinance, pull outmoney out, pull out some
profits, put that into anotherproperty and then have cash flow
when we renting out each uniteach unit, probably to some
college kids, and then you wantto, you want to do that through

(56:12):
uh collaboration again, or Iwould love to keep doing
collaboration because itmitigates the risk.
Yep, and real estate is slow.
So a lot of people would tellyou do real estate, do real
estate.
But they don't tell you realestate is more of a way to build
wealth versus a way to get richfast.
Yeah, so that's why I do it.
I do it to build silent wealthon the back end.

Speaker 2 (56:27):
I that I like that, alright, man.
So we got to get into a coupleof myths real quick.
So let's talk about some creditmyths and some funding myths.
Let's give some people someinformation that can actually
make some impact and maybesurprise them at the same time.
So, with credit, what are somethings people have heard about?
Credit Could be online, couldbe social media.

(56:49):
That's absolutely, let's say,false or misleading.

Speaker 1 (56:54):
So with personal credit.
A lot of people tell you thatyou can get funding with bad
personal credit and that's a lie.
That's why a lot of peoplethink that they can avoid it,
because there's so muchmisinformation about how you can
still progress with bad credit.

Speaker 2 (57:10):
So basically, I can have bad credit and I can still
get access to funding.

Speaker 1 (57:13):
So that's a lot.
Yes, cap, yeah, okay, got it.
Or if you do get funding, it'spredatory.
It's like payday loan type ofstuff.

Speaker 2 (57:17):
Got you.
What about when it comes to myactual credit report?
Right?

Speaker 1 (57:23):
Oh okay.
So a lot of people think theircredit score is a determining
factor when it comes to gettingfunding.
But banks don't look at yourscore, they look at your profile
.
It's like a new constructionhouse versus a brick house.
Obviously you would want thenew construction because it
looks cleaner, but then once yourealize it's not as sturdy,
it's not as foundational, it'snot going to last as long as a

(57:44):
brick house, then you wish youbought a brick house, and that's
how your score is versus yourprofile.
So you want to make sure you'rebuilding a profile, and I'm
going to teach you guys how tobuild your profile real quick.
So if you want to get fundingfrom the banks on the personal
side, you need to have at least10 accounts reporting.
You want to make sure you got acredit mix of credit cards and
install bid loans.
You want to make sure that yourcredit age is around three to

(58:05):
four years and you want to makesure that you don't got too many
inquiries.
If you got that profile rightthere, you could go get your
first 50 to 100 000 on thepersonal side.
Now, if you want to getbusiness funding, the only thing
you want to do is make surethat you got two credit cards
that have at least two thousanddollar limits on the personal
side before you go to thebusiness side.

(58:26):
If you meet those requirements,I can help you get funding, or
you can try to figure it outyourself.

Speaker 2 (58:31):
Word.
That was good sauce right there.
So funding.
Okay, what's the myth thatpeople need to be busted about?
Funding?

Speaker 1 (58:41):
They don't realize they can get funding without
showing any proof of income, notax returns, no collateral.
You can get funding literallyfor 0% interest at that, for
anywhere from 12 to 18 months.

Speaker 2 (58:55):
That's heavy.
Now, what about a sequence whenit comes to funding, right?
So someone's like, yeah, likeyeah, bro, yeah you can help me
and everything, but I don't needyour help, I'm gonna just go
running up on the bank of my own.
What?
What's the pros and cons ofthat?

Speaker 1 (59:09):
the pros are obviously you're gonna learn and
the cons are you're gonna learnbecause you're not gonna be
getting the highest limits.
You might even get denied andyou're qualified.
So I would tell people justbecause you got an 800 credit
score, you feel like you know itall.
If you want to get the bestresults, get with somebody who's
getting their clients the bestresults, so you don't waste your
relationships is there anythingthat you've seen online about

(59:32):
funding that you know is gettingum, you know a lot of exposure.

Speaker 2 (59:37):
A lot of people are hearing this message that you
know ain't is like it's not true, it's false.
Uh, the ein only stuff.
So, like a lot of exposure.
A lot of people are hearingthis message that you know it's
not true, it's false.

Speaker 1 (59:42):
The EIN only stuff.
So, like a lot of people say,oh, you can get funding with
your EIN only, but they're nottelling you the type of funding
and it's not a funding peoplemostly want.
You don't just want store cards, and a lot of y'all don't
realize how much money you'regoing to have to spend before
you to start doing that stuff.

Speaker 2 (59:57):
I like that, I like that.
Okay, what about the creditcard stacking game?

Speaker 1 (01:00:00):
Credit card stacking.
What about it?

Speaker 2 (01:00:02):
Break that down, because a lot of people probably
don't even know they got onecredit card, two credit cards
max.
Okay, you know what I mean.
Maybe they heard that credit'sbad, I shouldn't go get credit
cards.

Speaker 1 (01:00:12):
So break down the credit stacking told you earlier
, banks use a system calledcomparable lending.
So before they give you a lotof funding on the business side,
they want to see that you gotcomparable credit on the
personal side.
So what credit stacking allowsyou to do is it gives you that
comparable credit to go get morefunding.
So all credit stacking is isfinding what bank gives out what
funding and going applying.

(01:00:34):
And to give you a little bitmore sauce, what credit stacking
really is is knowing the bank,knowing where they pull from and
then knowing what product youwant to get.
So if you can apply to threebanks that pull from TransUnion,
three banks that pull fromEquifax and three banks that
pull from Experian, you could dothis on the personal and the
business side.
Now you could get anywhere from$50,000 to $100,000 personal

(01:00:56):
and then another $100,000 to$200,000 on the business side,
and then another $100,000 to$200,000 on the business side,
is it, or would you advisesomeone do credit stacking?
on multiple LLCs.
Yeah, I always tell people youdon't need all of this funding.
Some of y'all only need $20,000.

Speaker 2 (01:01:12):
Some of y'all don't have these extravagant ideas,
yeah, like they don't know whatto do with the money, yeah, so
if you get access to $20,000,you can set up the podcast.

Speaker 1 (01:01:21):
You can go get yourself an Airbnb.
You can get a property, justlike I did, me and my homegirl.
We got the property for just$20,000.
I also got another property outin Detroit for just $3,000.
So you don't need a lot ofcapital to get started, but if

(01:01:42):
you want a, lot of capital.

Speaker 2 (01:01:42):
Definitely use LLCs, because every LLC can get you
anywhere from 50 to 200,000 infunding and that's how you can
really run it up to like amillion million plus in funding.
Yeah, so I heard you say thisearlier.
Yeah, I might have heard yousay it with Leo, but I think I
also heard you say it online.
That credit is really a glitch,yeah, in a system.
So what do you mean by that?

Speaker 1 (01:01:59):
specifically because I used to be a broke door dasher
.
Once I learned about credit, Iwas able to charge myself up
because it's a glitch.
So now I could afford to do thethings that I knew I could do,
like run ads.
I could get a better website, Icould get inventory and I could
start making money withoutbeing the face of the brand or
even knowing what I'm doing atfirst, because now I could take

(01:02:21):
that credit and hire people whoknow what they're doing and
start getting results from ourcompany.
Got you.

Speaker 2 (01:02:27):
So I'm going to hit you with a couple of final
questions, bro.
So I like to ask people, ifthere was one person right that
they could be alive or dead,that you could really help
change their life.
It could be a celebrity,superhero, you know what I'm
saying.
It could be maybe even someonethat might be an engineer, just

(01:02:53):
anyone.
This person has bad credit.
Who is the individual that youwould to to really help fix
their credit, get them access tofunding and then, you know,
help them invest in something?

Speaker 1 (01:03:06):
so the first person I did do this with was my mother.
So we fixed her credit, we gother some funding from navy fed,
and now we're figuring out howcan we use that funding to build
her a dream life that you knowshe don't got to walk away from,
but somebody who isn't alive Iwould definitely say my
grandmother I like that justbecause she's from new york.
So I used to watch my grandmaget up every single day, no
matter how cold it was or whatthe streets had going on outside

(01:03:29):
, she had to get up, get on thetrain, go to her job, and
sometimes she didn't get hometill it was dark and then, uh,
she was on the oxygen machine.
So it was like I saw how nothaving like, not having a lot of
income affected her than itaffected my relationship with my
father.
So, yeah, she would be theperson I would definitely put on
some credit.

Speaker 2 (01:03:49):
If you could work anywhere, like you take your son
out to country, your lady outto country, you set her for like
six months.
Where would you like to workand make an impact?

Speaker 3 (01:03:59):
and again you, you're still working in the country
yeah, anywhere in the world.

Speaker 1 (01:04:02):
Yeah, anywhere in the world, you're working online
yeah, you know what I'm sayingyeah but you're just working
from that, from this remote spot.

Speaker 2 (01:04:07):
Where would it be?

Speaker 1 (01:04:08):
I mean, I used to already live kind of by the
beach, so that's probably what Iwould do go to some, uh, some
island, probably in bali oreverywhere honestly I can't
think of one place just becausethere's so many beautiful places
, you ain't got no dream spot.
They all my dream spots, like Iwant to go to South Africa, I
want to go to Dubai, I want togo to Bali.
I want to go to all of theseplaces.
Do you know your?

Speaker 2 (01:04:28):
origin, Like where your family's from originally.

Speaker 1 (01:04:32):
We.

Speaker 2 (01:04:33):
Black Irish.
Where's the Black from?
Huh, where's the black?

Speaker 1 (01:04:36):
from Rob Markman the Boss Black yeah, rob Markman the
Boss, mygreat-great-grandfather.

Speaker 2 (01:04:39):
But where you know, where's the black from?
Because black's not a place.
Rob Markman the Boss, nah, robMarkman the Boss, ireland's a
spot, rob Markman the Boss, yeah, rob Markman the Boss.
But where's the black from?
Rob Markman the we?

(01:05:00):
From whatever, because black'snot a spot.
She was like oh, we're from thesouth, I'm like where.
Like, oh, we're from New Jerseyand Atlanta, I'm like, okay,
but from where?
So I ended up doing 23andMe andI found out that I got the
Irish in there, I got theScottish in there and then I got

(01:05:20):
some.
Well, the majority is Nigerian.
So, dude, do you know?
Nah, I got to do one of those.

Speaker 1 (01:05:26):
Yeah, you got to figure that out.
How much did it cost?
Like $200?
$23 and me.

Speaker 2 (01:05:29):
Yeah, it's like $199.
Yeah, I got to try it out.
Nah, you got to do 100%accurate.
It at least gives you somecontext.
Like, the majority of your DNAis from this region of the world
.

Speaker 1 (01:05:44):
I just never really thought about it because I guess
I've seen so many generationsof my family.
So I'm like I look like theseguys.

Speaker 2 (01:05:50):
I already know what's going on, yeah yeah, yeah, but
I mean, it's a different thing,bro, because if you think about
it, we're detached from ourculture.
Yeah, we're detached from ourculture.
Yeah, we don't speak ourlanguage.
We don't know our family'sheritage, we don't know if we
had a creed or colors you knowwhat I'm saying.
We don't know what the danceyou know what I'm saying.
If we come from and they had acertain dance, certain swag, you

(01:06:12):
know, we don't know, like, theway they used to dress, what was
our native foods?
Nah, that's fact.
We don't know nothing and we'respeaking a language that we
think is the right language,just because we grew up in this
country, but it's not even ourlanguage.
It's not even our native tongue.
So I definitely got to go toScotland just because I know

(01:06:33):
that I got that in me, yeah.
And then Ireland, because Iknow I got that in me too, but
then Nigeria because I feel likewhen I test out soil I might
you mentioned earlier like youget charged up.
So I feel like I might I mightget charged up or something nah,
for sure you gotta go groundinglike where you from.
It's different because, like Iremember dating women and I date

(01:06:55):
women from like differentcountries and they'll be like,
oh yeah, I'm going home and likethey know where home's at, and
I'm like let's talk about that.

Speaker 1 (01:07:01):
So you say I don't know where my home's at you like
dating uh, different cultures.
Yeah, what culture do you likethe most?

Speaker 2 (01:07:09):
um, it varies, bro.
I remember so when I thinkabout it, when I grew up I used
to always date, just like, likelight-skinned black women, you
know I'm saying.
When I was in high school, thenit moved to like Cape Verdean,
you know, cape Verdean women,yeah.
So for Africa, you know whatI'm saying, for the island of
Cape Verde.
Then it transitioned to likeLatin women, you know.

(01:07:31):
Then it was like Asian women,you know, and then I kind of
stayed in that pocket like Asian, latin and then like Middle
Eastern.
So now it's just like I justlike exotic.
You know what I'm saying, justsomething that looks it got to
look to it.

Speaker 1 (01:07:46):
So what do you mean?

Speaker 2 (01:07:47):
exotic Like BBL or kind of like no, no, no, that's
aesthetic, that's aesthetic.
No, no, no, like.
I just like a woman that lookslike if we're just talking about
on the outside.
I like a woman that looks likeif we're just talking about on
the outside.
I like a woman that looksinteresting.

Speaker 1 (01:08:02):
Okay.

Speaker 2 (01:08:03):
You know like she stands out.
She had a nice face.

Speaker 1 (01:08:06):
Give me a celebrity, somebody that resonates.

Speaker 2 (01:08:11):
I'm trying to think I don't even be tapped into the
celebrities like that.
I'm trying to think.

Speaker 1 (01:08:15):
Like a Jhene Aiko.

Speaker 2 (01:08:17):
Yeah, I mean she's cool, she's cool.
I'm trying to think who gotsome strong features, bro?
Who would I be like I want tostep out with right now?
I don't know, because I don'tbe tapped into celebrities Not.
Phyllis, I don't even be.
You know what I'm saying, but Ijust like features, you know
what I'm saying.

(01:08:37):
Like the girl I used to dateshe was El Salvadorian and
Chilean, okay, you know what Imean.
She had strong cheekbones.
She had really nice eyes.
It's like I just like, I likefeatures.
I don't know, but I love theinside, so the features might
draw me.

Speaker 3 (01:08:55):
Yeah.

Speaker 2 (01:08:56):
But then when I see what's going on in there, I'm
like, eh, I'm cool, like youknow what I mean.
So now it's like beingattracted to someone physically
is great, but what's hercharacter like?
You know, how does she treatpeople?
You know, can we communicate?
You know, is she open to beingloved and led?

(01:09:18):
You know what I'm saying Canshe commit?
Like I went to church today andit's funny because I went with
a friend of mine and churchright now is in a four-part
series.
Today was part two ofrelationships, but they're
calling it relation tips, andthen today the pastor was

(01:09:39):
talking about like theprinciples, like some of the
pillars of a relationship.
You know, I'm saying, and I wastalking to her before church
and she was like it's so, it'sso.
He just so happened to be kindof talking like what was he,
what we were talking about?
But she asked me like what,what are, like some of my like
top things in in a relationship?
And one of the number onethings I said was commitment,

(01:10:00):
because it's like right nowwe're committed to each other.
Right now You're committed tobeing in the seat.
I am too.
Do the podcast If the lightswent out.
We're still gonna do the pod.
If a camera went out, we'restill doing the pod.
If the mic went out, we'restill doing the pod.
We're committed to doing thepodcast, and I feel like
nowadays people aren't committedto being in something.

(01:10:22):
yeah, so as soon as somethinghappens, they're willing to hit
the abort button or the ejectbutton because it's
uncomfortable.
So my biggest thing iscommitment.
So, if I can, if you know thelady that I'm with, I need to
know that she's committed to themission, because if I know that
she's committed to the missionbecause, men, we like respect

(01:10:43):
and we like appreciation.
You know what I'm saying and Idon't need the validation, but I
just need to know that I'mappreciated, and not only am I
going to give you what'sauthentically me, I'm going to
go out and do more, because Iknow that you're committed and I
know that you're appreciatedand I know that I'm respected it
and I know that you appreciateit and I know that I'm respected
.
So I'm going to take care ofeverything else.
But if the commitment ain'tthere, then it's like what can

(01:11:06):
we do, bro?
Because now I can't becomfortable navigating, because
any little thing can happen.
You want to get out.

Speaker 1 (01:11:13):
Nah facts.

Speaker 2 (01:11:14):
And I feel like that's what people are doing
nowadays.
So I think commitment will benumber one for sure.

Speaker 1 (01:11:18):
That's what they do in business and relationships.
They think everything's goingto be easy.

Speaker 2 (01:11:21):
Yeah.

Speaker 1 (01:11:22):
And as soon as something's hard, they're going
to the next thing.

Speaker 2 (01:11:24):
But people don't approach relationships like
business, which I feel like theyshould.
Yeah, you know what I mean.
I feel like they should.
Now, you're not going tooperate obviously the same way,
but there's still certainpillars that could be parallel,
right you?
Right, you open up to LLC.
You structure it right.
Okay, I'm going to get intothis relationship.
We're going to structure itright.
Yeah, me and you in business.

(01:11:45):
What's your communication style?
What's mine?
Are we meeting on Mondays at9am?
Yeah, are we doing a P&L?
Like, what's our flow?
So I kind of vibe with I don'tknow a couple, but Dad put some
content out where he's like yeah, every month, me and my girl,

(01:12:05):
we do, like you know, arelationship, like you know
Recap.
How was February?
Did you do what you wanted todo?
Do we do everything?
Did I miss a date night orsomething?
Because now you're doing amaintenance.
So if you're committed to doinga maintenance, you're going to
be successful.
Now does that mean y'all notgoing to hit or experience

(01:12:29):
obstacles?
Of course not.
But it's like me and you arefriends and I know you used to
hoop.
I don't know if you still hoop.
I used to hoop, I don't hoop nomore.
But me and you are hooping andwe get into some.
It's competitive.
So let's say I strip you or youstrip me or something, or maybe

(01:12:49):
it's a hard foul, and then meand the testosterone is up.
We daring about the fight, butit's competitive, but the game's
over.
I'm like bro, you trying to eat, yeah, I drove us there.
Vice versa, it's your time,it's you know, saying maybe it's
your turn to pay for the food.
When do we back to the crib?
Yeah, because we're committedto it.
We ain't gonna let that happenwith which is a moment like

(01:13:12):
cancel out the whole friendshipand I think that's really the
biggest thing now which alsomakes it hard to establish real
relationships with people orwith a partner.

Speaker 1 (01:13:23):
Yeah, most people don't want conflict.
Yeah, bro, they just want toavoid.

Speaker 3 (01:13:26):
They don't want to smoke.

Speaker 2 (01:13:26):
They want to smoke, but they don't want to smoke.

Speaker 3 (01:13:28):
Yeah, they want to avoid.
I can't stand those kind ofpeople.
I like being real.

Speaker 1 (01:13:31):
I like being my authentic self with people.
And you can tell when peopleaccept that, because so many
people used to being lied to,they used to just being told
what they want to hear.

Speaker 2 (01:13:39):
Yeah, and when you get around somebody with real
energy, yeah, it's kind of likethey feel like you exposing them
in a sense, but really you justtrying to help them yeah, facts
, bro, and and I don't know thephrase exactly, but it's like
when people get exposed to tothemselves or get exposed, or or
get exposed to whatever, theytend to to shy away from it.

(01:13:59):
Yeah, you know I'm saying tendto shy away from it.
You know what I'm saying, orthey'll run away from it.
But again, there's a lesson inthat.

Speaker 1 (01:14:06):
Yeah, I always tell my family they be running away
from real shit.
I'm like, whenever I talk thatreal shit, y'all run out the
room.

Speaker 2 (01:14:12):
Yeah, I like that I like that.
You got quotables, bro.
You got the gap.

Speaker 1 (01:14:21):
You be running away from the real shit.
I like that.
That's what my girl told me.
She's like bro, you a bar.
That's because I listen to somuch personal development.
So it's not even me, it'severybody who's whoa.
I was about to say somethingcrazy, but it's not me, it's
everybody that's in me.
But I just steal theirconfidence.

Speaker 2 (01:14:34):
That's what I tell people Strive to my and steal
their confidence.
Yo, I like that, bro.
I like that.
That's crazy man, that was dope, bro.
And I actually like how youflipped it and asked me that
question, because that personaldevelopment is huge, because I
feel like you're always on alifelong journey.
Nah, facts Of getting better.

Speaker 1 (01:14:55):
And that's how it is in my family now, like my
grandfather's 75, and I feellike not to say like this the
wrong way, but I feel like henot living no more because he's
not getting better.
I be trying to put him on withnew things, and new things he
can implement in his business.

Speaker 2 (01:15:08):
Oh, zaki, I'm good, zaki, I don't need that, zaki, I
got enough clients.

Speaker 1 (01:15:14):
I got enough money I'm.
That's not rich.
Rich is always wanting more foryourself.

Speaker 2 (01:15:19):
You need to collaborate with the young bull.
I always tell people that Getsome content with it.
I always tell people thatContent with the grandpops is
going to go crazy If you got askill right now and you're not
teaching it to your family.

Speaker 1 (01:15:28):
you a gatekeeper, and don't be mad if your family
ends up in jail or ends up inbad situation.
If you could have, just and letthem build on it.
And that's one thing I wish hedid.
I wish he would have taughteverybody taxes, so that,
instead of just doing credit, Icould do credit and taxes.

Speaker 2 (01:15:44):
But again, bro, that brings us back to the family,
Our families.
Unfortunately, we were detachedfrom the collaboration.
Yeah, so, like you know, rommelMm-hmm, so that's what Rommel
teaches.

Speaker 1 (01:16:00):
You know the um, the fan uh, yeah, I had a podcast
with them okay, so, so that'swhat they teach.

Speaker 2 (01:16:06):
They're teaching all right, cool ramel's teaching.
I learned this.
I'm gonna put the whole familyon.
Now we can collaborate as a, asa family business and go run it
up.
Yeah, right, right, fanpreneurs, okay, we're going to teach you
how to move like a familybusiness.
So, unfortunately us, we don'thave that, and it's not because

(01:16:27):
we don't want that, it's becauseour father's been detached, our
mom's is keeping the thing on.
Just on ready mode, yeah, justmode, yeah, just keeping it
together.

Speaker 1 (01:16:39):
It's how they, it's how they uh brainwashed us.
They, brain dust.
Don't want to isolate from eachother and kind of I want what
you got versus I know you got it.
Let me ask you how you got it,versus now I want to steal your
shit, and that's kind of likehow they put that in this.

Speaker 2 (01:16:50):
So that's why we need that, bro, yeah, so.
So what you're saying, whatyou're saying is exactly right.
That's probably the biggestthing that once I have a family
and once I do have children,that's gonna be my main thing.
But, like you just actuallyreminded me and subconsciously
challenged me, that's what Ineed to do with my siblings now,

(01:17:10):
like on my dad's side, becausewe didn't grow up together.
Yeah, but I would definitelysay I'm probably the most
successful one, like financiallyspeaking, you know, um, so I
definitely need to do that.
Family's not always going toand friends are not always going
to be open to you teaching, butthat shouldn't discourage you.
Right, you'll find one familymember, but then sometimes

(01:17:33):
you're going to have to getgangsta and be like yo y'all got
to sit your ass down.

Speaker 3 (01:17:37):
This is the play.

Speaker 2 (01:17:38):
What y'all doing ain't the play.
This is the play.
We're going to get everyonecredit right, we're going to get
everyone funding, and thenwe're going to buy some
businesses and rent some realestate this, this, this and this
and then, look, you're makingwhat you're making at this job.
This can either subsidize it orso STFU this.
Did you know what I'm saying?

(01:17:59):
Like, this is the mission lockin for the next 12 months.

Speaker 1 (01:18:01):
Let's go crazy one of my clients.
They did that and that's why Ilove talking about him.
His name was Marcelo and Alexright.
So Marcelo had high utilizationso he couldn't get funding
because he had high utilization.
But his daughter, her creditwas good, so they're Spanish,
obviously Hispanic so they're.
Spanish, obviously Hispanic.
So we got Alex the funding.
We got her about 80,000 and 0%interest funding.

(01:18:22):
She helps her father pay downhis utilization so we can go
help him get 100,000 in funding.
So I ain't seen nothing likethat from any of my black
customers.
Whenever I pitch that idea tothem, they look like I'm
spitting on them or something.
But I'm like nah, you can helpeach other so that we can all
get there faster yeah, not onlyis that the glitch bro, that's
really like a time warp man.

Speaker 2 (01:18:42):
So, yeah, I'm excited that you, that you're on a
mission to help as many peoplethat you are, that you're
helping people right now in realtime, and that's you.
You know you're sitting down onthese different podcasts to
share the message, make theimpact and get people out there.
So, um, where can people findyou if they want to learn how to
make money with you on adigital side, or if they're
ready to change their, their,their financial situation?

(01:19:06):
Get your credit together, getaccess to funding and stuff like
that.

Speaker 1 (01:19:09):
They can find me.
Well, y'all can find me atSmartphone Billionaire on
Instagram.
So at Smartphone Billionaire,just one word.
And then if you're learningexcuse me, if you want to learn
how you can start making moneywith credit, if you could turn
bad credit into six figures, howto turn content to cash, I'm
hosting a class this thursdaynight teaching you, step by step
, how to do all three of thosethings.
So all you got to do is go toblueprint number two capitalcom,

(01:19:33):
blueprint to capitalcom.
And yeah, tune in and learn man.

Speaker 2 (01:19:37):
I love that.
Bro, listen, if, bro Listen.
If y'all are wanting moreinformation from my guy, zaki,
make sure that you click below,tap into that free class.
I think you're going to learn alot from it.
I'll share the link, bring afriend and then follow him on
Instagram and everything likethat.
So the final thing, I'll giveyou an opportunity to ask me

(01:19:59):
another question.
Sometimes I'll be doing this.

Speaker 1 (01:20:02):
It's going to be toxic though.

Speaker 2 (01:20:03):
I'm with it.

Speaker 1 (01:20:04):
I'm with it, bro, I'm with the toxicity smoke.

Speaker 2 (01:20:05):
You said you like kind of foreign women.

Speaker 1 (01:20:07):
right, you said you like foreign women, so what kind
of trouble does that get youwith black girls?

Speaker 2 (01:20:12):
You know what?
It don't give me no trouble.
I mean I might get in sometrouble now, okay, but I haven't
been in no trouble.
So, like, where I live atthere's not really a lot of
black women where I live at.
So I don't really see a lot ofblack women now and that's not
that's because you're not in arelationship yet.
Because I've been seeing blackwomen, they be mad.

Speaker 1 (01:20:31):
They be mad at brothers when they step outside.

Speaker 2 (01:20:34):
Listen, if you're a black woman right now, I'm
single, I'm single so if you'reinterested hit up the gram.
But I'm gonna be honest, bro.
It doesn't matter what shelooks like.
I definitely need to beattracted to her 100%.
But I care more about who sheis on the inside and if there's

(01:20:54):
a connection.
And if she loves God, yeah, andyou know, if she's open to
being led and being.
You know if she's open to beingled and being, you know,
protected, provided for, and ifwe can collaborate.
Because if we can't do that, itdon't matter.
I'm 44, bro.
I've been out with some of themost beautiful girls in the
cities I've lived in, beenthrough a lot of different
experiences.

(01:21:15):
You know I'm a man, so you knowI've done my thing.
So you know I'm a man, so youknow I've done my thing.
So how many more times can youthink about it If I've done my
thing over the years and I don'tgot a wife?
If you're watching right now,you're a young man and you're
getting stimulated like yo.
I want to go, take this down.
I want to pipe this.
That don't matter.
What you should do is find agirl that you care about, one

(01:21:38):
that has the qualities to beeither a good wife or someone
that you want to be in arelationship with and then build
with her, bro Nah, thanks youknow what I'm saying Now.
I'm not even saying it's goingto be forever, but it might be
for a solid 10 years.
Yeah, what can you do in asolid 10?

Speaker 1 (01:21:53):
years.
So why are you not in arelationship now?
Are you so locked in on yourbusiness?
No no, no.

Speaker 2 (01:21:58):
The last girl I dated .
We dated for like four monthsand honestly, I thought I was
going to be locked in with her.
I mean, I would say thequalities she had was qualities
I was looking for.
I think we spent a lot of goodtime together, we have a lot of
good moments and memories, but Idon't think she was ready for
the two things I talked about,which was being open to be led

(01:22:22):
and open to collaborate with me.
You know what I'm saying and Ithink the challenges that we ran
into I mean, she can speak forherself, but I can only speak
for what I experienced but Ithink the challenges that we ran
into was she wasn't ready towork through her own stuff.

(01:22:43):
Which brings us back to what Iwas saying with the commitment,
because I feel like if you'recommitted and someone wants to
work with them, with you orsomeone's like yo, I'm going to
be here, even if you got to godo your own thing.
That's what you want.
I want a woman.
That's like, alright, brendan,I'm going to be here for you.
I know I'm saying I want awoman.
That's like, all right, brendan, I'm gonna be here for you.
I know you gotta work on youranger issues.

(01:23:05):
Yeah, you know, saying we canwork on it together.
You're gonna get a therapist,but I'm not gonna break up with
you because you're getting angry.
Yeah, you know, I'm sayingbecause I see that you just need
to work on this, or I see thisis something that has been
stopping you or something.
So to me that's the biggestthing.
So that's why I say, like youknow, that commitment is huge

(01:23:27):
and then, other than that, bro,like the connection gotta be
there.
I can go on, like right now, tobe honest, I'm in.
I think there's two things I'mexperiencing.
One I'm dating women activelynow.
Okay, so you're dating more thanone woman at once.
Right now I am, but it's notwell.

(01:23:48):
Okay, let me scale it back.
I'm going out with date withwomen.
I don't have I'm not jugglingtwo girls.
So you haven't been in twodates in one day, not recently,
no, when I was a young boy, forsure.

Speaker 1 (01:24:00):
I was doing two, three.

Speaker 2 (01:24:01):
Maybe you know what I'm saying.
I had back-to-back situations.
Let me drop you off.
I got to do something.
But no, no, I guess what I'msaying is for you to find
something.
You got to put the F in the NGout.
So I'm executing on the gettingto know part, but if the
connection ain't there or if herpurpose ain't there, like what

(01:24:26):
does she want to do?
I ain't even with it.
So it's kind of easy for me to,like you know, discard it or
not move forward with it orwhatever.

Speaker 1 (01:24:35):
So you said one thing earlier.
You were talking about leadingin relationships.
Yeah, what does that mean?
You're talking about likepaying for everything, or are
you talking?

Speaker 2 (01:24:45):
about kind of like them just doing whatever you say
.
That's good, that's good, Ilike that.
No, no, it's not about doingeverything I said.
Uh, everything I say beingbeing led or being open or led.
My thing is like, I feel likethe woman needs to have a
relationship with god.
The man needs to have arelationship with god.
The man needs to have a missionand purpose.
Woman needs to have arelationship with God.
The man needs to have arelationship with God.
The man needs to have a missionand purpose.
Woman needs to have a missionand purpose.

(01:25:05):
Now, I feel like, if you breakdown what God says about a woman
in the Bible, she was createdto be a helper for, like Eve was
created to be a helper for Adam.
So that's our architect, that'sour design.
So you want a woman that isgoing to be able to subscribe to
your mission, that sees yourvision like your girl did slept

(01:25:28):
in the car.
Nah, fact, we ain't sleeping inthe car, bro.
Right now you ain't meeting nogirl that's trying to sleep in
the car.

Speaker 1 (01:25:33):
She's off you.

Speaker 2 (01:25:34):
She's off you quick, right.
So, finding a woman that's like, okay, cool, you know what?
I want to run these millions upwith you.
This is how I'm going to do it.
The conviction, the commitmentis there.
This is how we're going to doit.
This is what I need from you.
This is the plan, this is themission.
Maybe you go out and get thisinformation.
I'm going to steer the ship.

(01:25:55):
We're going to come back.
This is going to happen.
Yeah, right, so that's what I'msaying, like someone that's
committed to um, excuse me,someone that's subscribing to
being led by the discernment ofsomeone that has the direction
and the vision right.
A lot of my um, millionaires andmulti-millionaire uh

(01:26:16):
friendships are men that are inmarriages or in committed
relationships.
That brings us back to thecollaboration One of my best
friends in entrepreneurship.
His wife holds everything down.
He's able to because he knowsthey got the partnership.
She's taking care of the thingsaround the house, or he's

(01:26:38):
pouring into her, which allowsher to pour back into him.
He's super charged up.
Yeah, you know I'm saying so.
So it's like that.
So I'm not trying to be adictator or tell her she can't
do certain things, but I'm likethis is the mission.
Boom, this is what I'm tryingto do.
What are you trying to do?
This is what we're trying to doand this is how we're gonna get
there, how you feel about awoman that just wants you to buy

(01:27:00):
him stuff.
I ain't with that, bro actuallyI had to talk honestly.
I had a real um, I would say itwasn't a tough conversation.
But I had an interestingconversation with one of my
friends yesterday and we've beenfriends since like 2007 and the
topic came up.
It was like me, her, anotherone of my friends, one of my hom
homies, we were just having adel talk, whatever, and then the

(01:27:22):
conversation came up and it waslike where would someone take
you on a first date?
She's like oh, he has to takeme to dinner.
And I'm just like why can't hetake you to get coffee?
She's like oh, because if youtake me to get coffee, that's a
little effort.
I'm like why is that a littleeffort?

(01:27:42):
He don't even know you.
The same effort that you go getcoffee is the same effort that
I'm going to go take you todinner.
The difference is how muchmoney I'm about to spend.
Yeah.
You know, what I'm saying.
So if you're dating, say, andif this dude doesn't take you to
get steak, he ain't a goodcandidate because he put low

(01:28:03):
effort, no thanks.
But you know how.
He had to get the money to takeyou out and have himself
together to take you out.
All you had to do is show up.
I mean, yeah, you might go tothe gym, but your value is
exterior to men initially.
Your value, your the way, thevalue that you're looking like
with him, is his means, hisaccess.

Speaker 3 (01:28:22):
Yeah.

Speaker 2 (01:28:23):
So what are we talking about?
So, nah, nah, if I'm with, likeI don't mind taking care of a
woman, I feel like what you mean.

Speaker 1 (01:28:31):
Like paying all of the bills or If I'm in a
relationship.

Speaker 2 (01:28:34):
If I'm in a relationship, I'm probably going
to take care of the majority ofthe bills for sure.
Yeah, like, like, if it's mygirl and she's making bread,
we're going to use our money toinvest or get to our goals
faster.
Facts right, I feel like, okay,let's even break it down.
If you have a daughter, are yougoing to take care of her?
Yeah, you're gonna pay foreverything, right?
Yeah, pretty much, and you'regonna take care of her from

(01:28:55):
adolescence till she's maybe incollege she got out Exactly.
So what has she subconsciouslylearned?
That a good man, my dad takescare of me, I don't have to
worry about nothing because mydad got it.
So she's going to want someonelike her dad.
So then let's say she getsmarried or she's dating or
whatever.
You're going to either pass heron or she's going to move on,

(01:29:17):
looking for a man that can takecare of her, which is not a bad
thing, because you've beentaking care of her whole life.

Speaker 3 (01:29:22):
Yeah.

Speaker 2 (01:29:22):
Right.
So taking care of a woman andyourself and your family isn't a
negative?
Nah, but doing it with a womanin your family that's
appreciative of you being theman, being respected, is what
you want.
Yeah, right, so there's nothingwrong with taking care of your
girl, providing financially andthe finances is like water

(01:29:44):
anyway.
So what are we really talkingabout?
The things that really matterain't the finances, especially
if you're getting money.
That's not what's valuable.
Money just allows you to dothings in life, gives you
options, allows you to go out tothat island you want to work
for like six months, allows youto take care of people and put
yourself in that elevatedposition to make impact, inspire

(01:30:05):
and create.
So what we talking about?
They change the value of themoney all the time, and money's
not even valuable, it's credit.
So what we really talking about?
That shit don't even matter.

Speaker 1 (01:30:15):
Right, that's what I be telling my girl.
We be getting into it not a lot, but she'll start trying to
find the argument and I be likegirl, you need to get off
Instagram.
Like I don't know nobody that'sdoing what I'm doing for you,
like I can't name anybody.
I can only name people onInstagram that I don't know.
So I'm like name five peoplethat you know, handle all of
their bills, put their woman onpayroll, make sure that they

(01:30:37):
don't got to work for nobody.
And then also take you on dates, buy you shit, treat you like a
woman, smack your booty when Iwalk by.
But, then you know, they get onInstagram and they see this
facade of a life and it kind ofmakes them, like you said
earlier, it makes them kind oftake for granted what they got
and make them feel like it's not, it's normal.

Speaker 2 (01:30:55):
It's not normal.
But it's not normal to findpeople like that.
First of all, I'm going to tellyou something.
If you're a guy and you'remaking six figures, that's
already abnormal, yeah, I don'tcare.
If you're corporate and you'relike, yeah, I'm looking for a
corporate job making six figures, that average American citizen
makes barely $60,000.
Facts.
So corporate, six figures isalready abnormal, yeah.

(01:31:17):
Now we're talking about you'remaking money on your phone from
anywhere you want, and youcreated, you had an idea that
you use on yourself, built aprogram and a package and a
means, learned how to market,learned how to create leads,
learned how to advertise,learned how to close a deal, and
you're doing it on your phone,from the crib, and that allows

(01:31:38):
you to create enough income totake care of your son.
Your girl, your family, right?
Maybe get some drip foryourself, put yourself in a nice
situation.
That's not normal, bro.
Nah, I be trying to tell her.
That's abnormal as fuck.

Speaker 1 (01:31:56):
Y'all gotta get off Instagram, because Instagram
will have you feeling like yourfamily don't love you, your
friends don't love you.
And that's not true.
People rock with you.
You just got to stop comparingthose relationships to fake
things you see on social media.
Yeah bro, yeah bro, I mean didI answer your question I?
Feel like we're here.
I got it yeah.

Speaker 2 (01:32:12):
I feel like we've been here fora minute podcast.
Make sure you guys check out.
Zaki and I did a streetinterview as well, so make sure
you check that joint out on hisInstagram if you haven't seen it
already.
Amazing podcast.
Tap into my guy.
Learn how to make the moneydigitally from him.

(01:32:33):
Fix your credit, Get access tofunding.
He's going to teach you how todeploy that capital so you can
change the trajectory of yourfamily.
Let him know again where theycan get access to learn from you
.

Speaker 1 (01:32:44):
So if you guys want to learn, all you got to do is
go to blueprint2capitalcom.
I'm going to be hosting a classthis Thursday night.
Teach you guys how to run up abag with credit, how to make
money running a funding companyand also how to turn your
content into cash.
So make sure you tune in.
And when you tune in, make sureyou're ready to execute,
because if you do execution,guys, your life is going to be

(01:33:04):
wherever you want it to be.

Speaker 2 (01:33:06):
Word man.
We'll see you guys on anotherepisode of the pod.
Let's get it.

Speaker 3 (01:33:10):
Is your podcast still not monetized?
Albo has over 2 millionpodcasts on their platform, but
only 450,000 of them are active.
The truth is, 90% of podcastersquit before episode 10 and of
the remaining podcasters, onlyhalf of them really know how to
get money and they rely on branddeals, sponsorships and a large
audience.
So if you're really ready toscale your podcast to 100K,

(01:33:30):
click the link below, book acall and let's see if you're a
good fit for the program.

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