In this eye-opening episode of Optimize Your Retirement, Daniel and Raz take a flamethrower to some of the most misleading “strategies” floating around TikTok, Instagram, and YouTube—including the false claim that an annuity can “pay the taxes” on your Roth conversion.
Daniel, a licensed tax attorney, walks listeners through what’s true, what’s half-true, and what might actually get you into trouble with the IRS. From fake annuity bonuses to shady self-directed IRA real estate schemes, this is a crash course in avoiding scams and knowing when someone’s just trying to sell you something.
Key takeaways:
- The truth about annuity bonuses: real vs. fake money
- Why insurance companies do not pay your Roth conversion taxes
- When using an annuity for Roth conversions makes sense—and when it doesn't
- The myth of “discounted” Roth conversions through asset devaluation
- The danger of complex trust structures pitched as tax-free shelters
- Why self-directed IRAs can cost you real estate tax benefits—and your retirement
- How to get real tax advice from a licensed fiduciary attorney, not a social media influencer
Schedule a free video call with Daniel or Raz at RiskFeesTaxes.com to get advice you can actually trust.
Book a Free Meeting with Daniel and Raz
For More Information: Higher Ground Financial Group
Contact Us at 1-888-263-4434 (888-263-HGFG)
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About the Show & Hosts:
Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.
The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.
Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.
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