Patience & Money
Patience & Money is a market and economic commentary podcast from The 282 Group of Wells Fargo Advisors. The 282 Group is a full service wealth management group providing financial services to individuals, families, and business investors. For a comprehensive menu of professional services or to learn more about the 282 Group’s professionally managed portfolios, please contact us at https://fa.wellsfargoadvisors.com/the-282-group/ or 704.571-7173 or jane.m.nicolas@wfa.com. Patience & Money is a nod to the first book written on the stock exchange in 1688, Confusion of Confusions. Author Josef de la Vega writes, “Whoever wishes to win in this game must have both patience and money”. We believe that timeless principle is as true today as it was then. We hope you think, learn, and enjoy. Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments.Index returns are not fund returns. An index is unmanaged and not available for direct investment.The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Episodes
In this episode of Patience and Money, Ryan Culpepper and Sam Pennell check-in for a midyear review. Could the second half of 2025 melt up to new highs and a reinvigorated Bull Market? What could derail this ideal base case? Ryan & Sam discuss key data points like US stock market technical analysis, inflation trends, interest rate expectations, bond market behavior, and the surprising weakness of the dollar.
In this episode of Patience and Money, Ryan Culpepper and Sam Pennell unpack the wild ride that has been the 2025 market so far. From sharp pullbacks and rising fear to rapid rebounds and renewed optimism, they explore what’s really driving the volatility—and how resilient investors have navigated the noise. Ryan & Sam discuss key data points like inflation trends, interest rate expectations, bond market behavior,...
After a dream-like run over the last 2+ years in the equity markets, the cold splash of reality hit the investment world as risk was re-introduced this quarter. The main culprits: economic policy and tech-company valuations. Does this spell longer term trouble for the markets? Are there fundamental concerns? Is this just a normal part of investing in the markets? Tune in to hear Ryan and Sam delve into what’s moving m...
After a 2024 that defied most market analysts’ expectations, where does the market go from here? Will 2025 continue the smooth sailing from last year, or should we expect turbulence and Mother Market to turn on the fasten seatbelt sign?
Recorded January 9, 2025 in Charlotte, NC.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.
Recorded November 22, 2024 in Charlotte, NC: just before Ryan and Sam’s favorite holiday, Thanksgiving! In a thankful mood for this episode, Ryan and Sam share their bullish outlook based on market history and current data. The guys remain bullish on the US markets and economy suggesting, “we’re not even halfway done with this Bull Run”.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portf...
Recorded October 3, 2024 in Charlotte, NC: in this episode, Ryan and Sam share their thoughts on our nation’s top stories, the markets, and political world. Many are asking for some good amongst the current backdrop. The 282 Group remains bullish on the stock market heading into the election and year-end; reminding listeners they can be the good in their world.
Ryan Culpepper, Senior Vice President - Investme...
Recorded August 14, 2024: Ryan and Sam discuss market moves during a time of unbelievable headlines from the markets, economy and political world.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.
Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
<...
Recorded July 1st 2024: Ryan and Sam share how market participants are now accepting this is a Bull Market, although skepticism remains.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.
Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
Contac...
In this episode: Ryan and Sam talk of staying the course in US equity markets as new highs are being reached.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.
Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
Contact us at704.571.7173 jane.m....
In this episode: Ryan and Sam talk equity market highs, interest rates, gold, real estate, and, of course, some March Madness basketball.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.
Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
Conta...
In this episode: The 282 Group outlines reasons to remain bullish.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.
Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfarg...
Welcome to 2024!
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2024.
Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisor...
Tune into the 282 Group’s Lessons Learned over the past year.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2023.
Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.
Contact us at 704-553-6374, angela.gonzalez@wfa....
As we close out the year, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares what to take note of, and what may be a mirage of importance for yield and bonds. He shares his thoughts on where income investors should be focused 2024.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/...
As the year comes to a close, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares of this truly is a new Bull market, why is it so unloved? He shares his thoughts on the US Equities looking into 2024 and beyond.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expr...
Here at the mid-point of the year, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares why this is the golden hour for yield and bonds. He shares his thoughts on where income investors should be searching for yield in the second half of 2023 in a conversation with his business partner, Ryan Culpepper, Senior Vice President - Investment Offi...
Here at the mid-point of the year, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares why most got the equity markets wrong coming into this year. He shares his thoughts on the US Equities looking forward to the second half of 2023 in a conversation with his business partner, Sam Pennell, First Vice President - Investment Officer and P...
Ryan Culpepper, senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 2nd quarter 2023.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The...
Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, discusses the bond market for 2nd quarter 2023.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The m...
Staci Mills, CERTIFIED FINANCIAL PLANNER TM Professional, Financial Advisor, of the 282 Group of Wells Fargo Advisors, discusses the investment planning for 2nd quarter 2023.
Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates...
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