Patrick Boyle On Finance

Is Trump’s 50-Year Mortgage Plan the answer to America’s housing affordability crisis—or a financial trap? In this video, we break down the economics, politics, and history behind ultra-long mortgages.You’ll learn:* Why a 50-year mortgage might not lower monthly payments as promised* How interest rates and risk pricing change with longer loan terms* The hidden costs: slower equity growth, higher lifetime interest, and systemic risk...

Elon Musk says his new online encyclopedia Grokipedia will fix Wikipedia’s flaws by replacing human editors with AI. But can a chatbot really deliver “the whole truth and nothing but the truth” as he says? In this video, we dive into the battle between Wikipedia’s messy, transparent consensus and Grokipedia’s algorithmic certainty.

Patrick's Books:

Statistics For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3eerLA0⁠⁠⁠⁠⁠⁠...

In this video, we explore how China’s dominance in rare earth elements has become a powerful geopolitical tool—and why the United States is struggling to catch up. From the Mountain Pass mine in California to Apple’s $500 million recycling push, we unpack the strategic importance of rare earths in everything from electric vehicles and smartphones to fiber optics and missile systems.We also look at the recent Trump–Xi summit, the te...

The AI boom isn’t just about algorithms — it’s about money, power, and a race to build infrastructure on a scale we’ve never seen before. In this weeks podcast, we break down the circular deals between OpenAI, Nvidia, Amazon, Anthropic, and even Elon Musk’s business empire — and ask the hard questions: Who’s paying for this? Where will the electricity come from? And is the industry building a Möbius strip of venture capital and gig...

Private equity has long promised smooth returns, operational excellence, and sophisticated diversification. But behind the pitch decks and performance charts lies a growing crisis. In this video, we explore:🔹 Why private equity firms are struggling to exit investments🔹 The illusion of stability created by stale pricing🔹 The role of leverage in driving returns — and fragility🔹 The push into 401(k)s and what it means for retail i...

Argentina’s economy is in crisis—again. President Javier Milei’s reforms slashed inflation and balanced the budget, but now the peso is under siege. In this video, we unpack the $20 billion U.S. bailout, the speculative pressure on Argentina’s currency, and the political risks ahead of the October 26 midterms.We’ll look at:Why the U.S. Treasury is buying pesos for the first time in decadesHow Milei’s fixed-but-adjustable exchange r...

Two companies collapsed last month. One sold used cars, the other distributed brake pads and spark plugs. Both issued debt rated AAA. Now their bonds are trading at cents on the dollar—and Wall Street is pretending not to notice.In this video, we dig into down the bankruptcies of Tricolor Holdings and First Brands Group to understand what they reveal about private credit, and why supposedly safe securities are starting to look a lo...

Is America Closing the Door on Global Talent?Donald Trump’s new $100,000 fee on H-1B visa applications has sent shockwaves through the tech industry, universities, and foreign governments. In this video, we unpack the legal, economic, and political fallout — from panics at airports to diplomatic blowback, from the Hyundai factory raid to the eerie silence of Silicon Valley CEOs. Is this the end of skilled immigration as we know it?...

Are Britain’s millionaires really fleeing the country—or is the “exodus” just a statistical mirage?This video digs into the numbers behind the headlines, from the much-quoted Henley & Partners migration report to the real impact of the UK’s non-dom reforms. We’ll look at what’s actually driving high earners to consider leaving, how tax policy shapes behavior, and why trust in government and value for money matter just as much a...

In 2003, Ghislaine Maxwell compiled a 238-page leather-bound book for Jeffrey Epstein — filled with letters, sketches, poems, and photos from billionaires, politicians, scientists, and celebrities. This book was never meant to be public. But now, thanks to the House Oversight Committee, it’s part of the public record — and it’s worse than anyone expected.We’ll also explore the deeper questions: Where did Epstein’s money come from? ...

This summer, a new trend hit Wall Street: Chinese meme stocks. Promoted in WhatsApp groups, Reddit threads, and even under fake YouTube comments, a group of obscure Chinese companies soared — and then collapsed — wiping out billions in investor savings. In this podcast, we explore how how this happened and look at a chinese biotech stock which briefly reached a $38 billion valuation without selling any products, we try to understan...

AI chatbots are replacing search engines—and in the process, they’re gutting the economics of journalism, reviews, and the open internet. In this video, we explore how tools like ChatGPT, Claude, and Google’s AI Overviews are intercepting audiences, scraping content without compensation, and threatening the viability of independent news and trusted information. From collapsing traffic to lawsuits and poisoned training data, this is...

Why are some homeowners thriving while others are struggling to keep up? In this video, we explore how America’s housing market has fractured—creating a sharp divide between those who locked in low mortgage rates and those buying today at much higher costs.We’ll unpack:The lock-in effect and its impact on geographic mobilityWhy millennials face deeper inequality within their own generationHow renters are absorbing the full brunt of...

In weeks podcast, we unpack Donald Trump’s controversial deal with Nvidia and AMD — a 15% revenue-sharing arrangement that allows U.S. AI chips to be exported to China.

Is this a clever geopolitical strategy or a dangerous precedent that monetizes national security?

We explore:How the deal was brokered and what it means for U.S. trade policyLegal and constitutional concerns surrounding export controlsStrategic risks of enabling Chin...

Tesla’s sales are falling across the globe—from the UK to China to California. So why did the board just hand Elon Musk a $29 billion pay package? In this video, we break down the contradictions at the heart of Tesla’s current moment: collapsing demand, the Cybertruck debacle, the robotaxi fantasy, and a boardroom that seems more loyal to Musk than to shareholders.We’ll explore:Why Tesla’s fundamentals are weakeningHow Musk’s pay c...

In this weeks podcast, we examine the implications of Trump’s latest trade deals —from the one-sided EU deal to politically charged moves against Brazil. Are the deals being structured to exclude China from global supply chains and are these tariffs just about trade, or something more? We explore how constant changes are disrupting business activity, whether manufacturing is really coming back to the U.S., and what history tells us...

Jeffrey Epstein was a college dropout with no formal financial training who amassed a fortune worth hundreds of millions of dollars and mingled with presidents and billionaires. Drawing on court records and media investigations we trace where Epstein's money came from and what happened to it? From his first job as a high school teacher to involvement in a Ponzi scheme, secretive offshore firms, and powerful clients like Les Wex...

Britain once built world-class infrastructure with speed and purpose—now it plans ideas like a £24 billion extension cords to Morocco that are unlikely to ever work. This video dives into the rise and fall of the Xlinks Morocco–UK Power Project, exploring how overcomplication, bespoke design, and regulatory gridlock have turned modern megaprojects into cautionary tales. From fish discos at Hinkley Point C to 31,000-page environment...

Jane Street, a prominent quantitative trading firm, has been at the center of controversy in India regarding its options trading activities. The Securities and Exchange Board of India (SEBI), have accused Jane Street of market manipulation and temporarily banned the firm from accessing the Indian securities market and are seeking to recover substantial profits, allegedly earned through these activities. The Indian regulators action...