Pension Protectors

Matt interviews Don Scalf from the Cincinnati Police Department.  Don shares his own story of the challenges he faced after a critical incident in which he was involved.  This episode dives deeper into the mental health issues that first responders are often confronted with in their line of work.  Some topics may be sensitive for younger audiences.  

PPG-7853632.1 ()6/25) (Exp.06/29)

Clinton Kersting and Matthew McManus offer se...

To DROP or not to DROP, that is the question.

Clint and Matt tackle the pros and cons of the DROP program.

They go into greater detail about how it works and why someone should or shouldn't entertain this option.

7795640.1 (04/24) (Exp.04/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insuran...

Clint and Matt discuss what inflation is and why your pension may not be enough in retirement.

PPG-7745096.1 (03/25) (Exp.03/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financia...

Clint and Matt discuss different ideas on how to incrementally improve our lives in order to live a well rounded and well balanced life.

PPG-7716967.1 (03/25) (Exp.03/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do...

Clint and Matt talk about how you can get the most out of your pension regardless of which system you might be in.

PPG-7666655.1(02/25) (Exp.02/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax o...

Clint and Matt talk about the finer points of charitable giving.  

 PPG-7614595.1 (02/25) (Exp.02/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may of...

Clint and Matt talk about what to do if you inherit some money.  

AGE #7591066.1 EXP 4/11/29

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer produ...

Matt is joined by special guest BJ Gruber of the Marion, Ohio PD.

BJ draws on his own experience of 30+ years in law enforcement, and lends his expertise on how wellness has played a major role in their department, and how you can start one in your own agency if you don't have one yet.  

AGE#7445006.1 exp 03/03/2029

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equita...

Matt and Clint talk about the importance of having an emergency fund, and how it can potentially save you from financial disaster.

 PPG-7203070.1(01/25) (Exp.01/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not p...

Clint and Matt talk about Matt's personal story and how life insurance had a massive impact on his family.  

PPG-7178527.1(01/25) (Exp.01/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or lega...

Matt is joined by special guest Shane Krugler of Krugler law who talks about wills and trusts.

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer product...

Matt and Clint talk about strategies on how to best claim pension payments from the state once you go to retire.  

AGE# 7093451.1 exp (2/3/29)

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or leg...

Matt and Clint dive into large purchases such as cars, homes, or boats.

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or r...

As a parent you want the best for your kid(s).  That is a natural thing.  But how, do we go about teaching them about money if we haven't been so great with it ourselves?

Matt and Clint dive deep into this topic as they close season 1 talking about kids, grandkids and tuition.  

Clinton Kersting and  Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in ...

You have done a great job saving and now you are looking for help for your financial future.  You are unsure of where to start or even who to look for when it comes to finances.  What even makes a good advisor?  This is one decision you can't get wrong.

Clint and Matt offer some practical advice on how to choose the right advisor for you.  

Clinton Kersting and  Matthew McManus offer securities through Equitable A...

Matt and Clint talk about the advantages and disadvantages of PLOP.  

Clinton Kersting and  Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC.  Equitable Advisors and its affiliates do not provide tax or legal advice.  Financial Professionals may offer products and services an...

You finally exited DROP, but now what do you do with the money?  A lot of times this is the majority of your nest egg.  You know you can’t screw this up.  Clint and Matt will help guide you so you can remove the anxiety around having this large pot of money.  

Clinton Kersting and  Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annu...

Join Matt and Clint as they dive into the often complex world of health insurance and the accounts associated with them.  

Clinton Kersting and  Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC.  Equitable Advisors and its affiliates do not provide tax or legal advice.  Finan...

Clint and Matt talk about what to do and the nuanced rules when faced with an inheritance.  

Clinton Kersting and  Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC.  Equitable Advisors and its affiliates do not provide tax or legal advice.  Financial Professionals may offer p...