All Episodes

August 26, 2025 47 mins
In this episode, Todd sits down with Jonathan and Dustin from Convoy Home Loans to dive into DSCR (Debt Service Coverage Ratio) loans and how they can be a game-changer for real estate investors. Unlike traditional banks that rely heavily on personal income and tax returns, DSCR loans focus on the cash flow the property itself generates. They talk about how this approach opens the door for investors to continue scaling their portfolios, even if they already have multiple properties or complex financials. Jonathan and Dustin also share insights into the different loan structures Convoy offers, how they match the right loan to each investor’s needs, and why flexibility in lending can make the difference between stalled growth and long-term success. Favorite Book: The Mamba Mentality by Kobe Bryant Pillars of Wealth: 1. Real Estate 2. Doing the work/due diligence and researching/learning 3. More than physical money- family/time/interests Convoy Home Loans is a nationally licensed mortgage broker founded by Dustin Rosenberg and Jonathan Yoo. Based in California and serving clients across all 50 states, Convoy specializes in DSCR (Debt Service Coverage Ratio) loans, helping real estate investors scale by qualifying based on a property’s income rather than personal income. Along with investor-focused options like bridge, short-term rental, and construction loans, Convoy also offers conventional, FHA, VA, and jumbo products—all delivered with a focus on transparency, flexibility, and treating clients like family. If you would like to connect with Jonathan & Dustin, visit https://convoyhomeloans.com/meet-the-team or email info@convoyhomeloans.com Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Mark as Played

Advertise With Us

Popular Podcasts

CrimeLess: Hillbilly Heist

CrimeLess: Hillbilly Heist

It’s 1996 in rural North Carolina, and an oddball crew makes history when they pull off America’s third largest cash heist. But it’s all downhill from there. Join host Johnny Knoxville as he unspools a wild and woolly tale about a group of regular ‘ol folks who risked it all for a chance at a better life. CrimeLess: Hillbilly Heist answers the question: what would you do with 17.3 million dollars? The answer includes diamond rings, mansions, velvet Elvis paintings, plus a run for the border, murder-for-hire-plots, and FBI busts.

Crime Junkie

Crime Junkie

Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.

Stuff You Should Know

Stuff You Should Know

If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.