Pink Money

Pink Money

Pink Money Podcast is a financial education show for LGBTQ+ listeners ready to take control of their money — and their future. Hosted by Jerry Williams, a veteran financial professional and advocate, each episode delivers smart, practical guidance on budgeting, debt, investing, retirement, estate planning, taxes, and legacy-building. 💬 Real money talk — from a queer perspective. ⚠️ Disclaimer: The Pink Money Podcast is for educational and entertainment purposes only. It reflects personal opinions and experiences and does not constitute legal, financial, or investment advice. Always seek guidance from a qualified professional regarding your unique situation. 🎵 All music content is credited to the original creators. No copyright ownership is claimed. © 2025 Jerry Williams | Pink Money Podcast. All rights reserved.

Episodes

September 29, 2025 11 mins

It’s the Season 5 finale of Pink Money! In this episode, Jerry breaks down one of the most misunderstood topics in personal finance: how taxes actually work. From U.S. progressive brackets to global flat tax systems, Jerry explains why your last dollar doesn’t put your whole paycheck in a new bracket, why deductions matter, and why “simple” tax systems aren’t always fair.

Along the way, he highlights how states like Texas balance no...

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Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance.

📚 Get the book on Amazon

Gregory shares the personal story behind the book — the loss of his husband — and why estate planning, powers of attorney, and other legal documents are essential for queer couples. We also talk about tackling debt without shame...

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Jerry pulls back the curtain on those nonstop ads for “mortgage protection” and “no-exam” life insurance. He walks through a real-world experiment comparing quotes from Ethos (no medical exam), USAA, and a broker (Big Lou/Pacific Life), showing how underwriting, company ratings, and policy type (term vs. permanent) can swing your cost—and your family’s outcome—by hundreds of dollars a month. You’ll learn why “guaranteed issue” TV p...

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Target has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, unpacks the controversy around Target, Bud Light, and corporate Pride backlash.

You’ll hear:

  • Why stock price swings don’t mean a company is collapsing.
  • The difference between unrealized gains/losses and actual losses.
  • Why most analysts still recommend Target a...
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From Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the historical bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More, he offers practical advice for protecting your finances today: build an emergency fund, cut high-interest debt, and take control where you can—w...

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From wills to insurance to savings, here are 5 money moves you’ll regret not starting today.

💬 Have a question or comment? Contact Jerry here


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In this thought-provoking episode of Pink Money, host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities impact the LGBTQ+ community in unique and devastating ways.

Jerry unpacks health disparities, discrimination, and the ongoing threats of hate-filled rhetoric from those who weaponize religion and politic...

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In this Pride Month episode of Pink Money, host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Jerry explains how tracking expenses, setting common goals, and building financial independence can make or break a relationship, and why developing good money habits is essential both together and apar...

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In this episode of Pink Money, Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how automatic contributions work, and why it’s ultimately designed to benefit you.

From target-date funds to money markets, pre-tax vs. Roth contributions, and employer matches, Jerry breaks down how to m...

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Jerry talks about EOY distributions from your investment company, what you should start thinking about regarding payouts for dividends and capital gains, along with the current tax rates. 

💬 Have a question or comment? Contact Jerry here


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In this episode of Pink Money, Jerry Williams shares his surprising experience using ChatGPT as a financial planning tool. From creating a debt payoff strategy in seconds—comparing the “debt avalanche” vs. “debt snowball” methods—to suggesting investment options for as little as $60 a week, Jerry explores how AI can deliver practical, actionable financial insights.

He highlights the pros and cons, explains why ChatGPT’s speed and sp...

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In this episode of Pink Money, Jerry Williams cuts through the noise of nonstop commercials about “dual eligible” Medicare plans and explains what’s really going on during open enrollment. He breaks down the difference between Medicare and Medicaid, what “dual eligible” actually means, and the key parts of Medicare—A, B, C, and D—so you can better understand your options.

Jerry also explains the role of Medicare Supplement plans, ho...

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The viral “Man in Finance” song may be catchy, but what are the real chances of finding a 6’5”, blue-eyed finance guy with a trust fund? In this episode of Pink Money, Jerry Williams crunches the numbers—looking at how rare those traits really are—and dives into what working “in finance” actually means, from investment bankers to financial planners.

Jerry also explores the reality of trust funds, professional licenses like the Serie...

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In this episode of Pink Money, Jerry Williams breaks down the confusing—and often overwhelming—decision of when to start taking Social Security. From age 62 to 70, Jerry explains how timing impacts your monthly benefit, why “take it early and invest” isn’t always the best advice, and what realistic returns look like compared to the hype.

He also dives into full retirement age rules, earnings limits, taxation of benefits, and life ex...

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 Jerry welcomes Dalton and Melina for a candid, funny, and sometimes raw conversation about what many lesbians navigate day-to-day. From being ignored at gay bars and dress-code gatekeeping to why some lesbians feel safer in “straight” spaces, Melina shares lived realities that don’t get talked about enough. The trio also gets practical about relationships—hyphenated names, beneficiaries, insurance, and handling a mutual split with...

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In this episode of The Pink Money Podcast, host Jerry Williams breaks down the IRS’s most recent changes to the tax code — more than 60 adjustments that could affect your 2024 filing. From higher standard deductions and updated tax brackets to shifts in IRA contribution limits, AMT thresholds, and tax credits, Jerry explains what really matters in plain English. He also covers healthcare FSAs/HSAs, education credits like the Americ...

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In this episode of the Pink Money Podcast, Jerry Williams, MS-PFP, explores one of the most overlooked aspects of personal finance: the true cost of fees in financial products.

From annuities and life insurance to mutual funds and advisor commissions, Jerry explains how hidden expenses can quietly drain your portfolio over time. He also discusses the risks of chasing “hot stock tips,” the importance of reviewing your investments ann...

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What happens to your business when you’re gone? In this episode, Jerry shares a real-life story of a woman left struggling after her CPA husband passed without a plan in place. From probate headaches to locked accounts, Jerry explains the simple steps you can take today—like payable-on-death designations, life insurance, and succession planning—to protect your loved ones and keep your business running smoothly.

💬 Have a question or...

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Austin storms can shred shingles—and your claim—if you don’t know the rules. Jerry talks with Alex of Alexis Roofing (roofer + 20+ year adjuster) about navigating roof damage and insurance without getting shortchanged. You’ll learn:

  • Claims playbook: Document damage, request a re-inspection, and why desk adjusters often miss code-required items.
  • Policy must-knows: Replacement Cost vs. ACV, code-upgrade endorsements, and the sneaky...
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Sometimes the biggest financial risks aren’t the ones you see coming. In this episode of the Pink Money Podcast, Jerry breaks down why an umbrella policy can be a smart, affordable way to protect your assets beyond the limits of your homeowners or auto insurance.

From dog bites at the neighborhood pool to trampolines, defamation claims, or even accidents that exhaust your standard liability limits, Jerry explains:

  • When an umbrell...
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