Episode Transcript
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Speaker 1 (00:04):
welcome back to
another episode pops and sun
conversations with your favoritesilver fox, rob malloy and your
favorite poet.
Speaker 2 (00:14):
You know it check
three times that was good.
Speaker 1 (00:17):
I didn't expect that
one.
Uh, you guys got to check out,uh, javon's content on his
platform.
Check three times, man.
You got to check out his skillset with the poetry.
You know we was at the eventlast Wednesday, man, and you
know you do your thing so well.
I try to follow up, but I stillcan't do that.
(00:40):
Still don't have the skill set,man.
But I got to do something, man,you're going to have to be my
ghostwriter.
Can poets have a ghostwriter?
Can't do that, you don't havethe skill set, man.
But I gotta do something, man.
You gotta go out to be my ghostwriter.
Speaker 2 (00:46):
Can always have a
ghost writer you know, I think,
I think we could, uh, we canmake that happen yeah, make that
happen, I can memorize it yeah,you don't need gotta do that
all right cool.
Speaker 1 (00:59):
So look, it's uh,
still april, it's still
financial literacy month, popsand son is giving you what you
need when we talk about extraincome, and so the prior episode
, we gave you three solid waysto make some additional income
and jay.
But we're gonna do it again,man.
We're gonna give them three morethis episode, man okay let's
(01:23):
let's bless our listeners,because we're very thankful for
you guys loyalty and yourconsistency, and so that
motivates us to do better andbetter each and every
opportunity we have rightcouldn't have said it better
myself, pop, but you know thisis this.
Speaker 2 (01:39):
This one is going to
be good.
This is what they really need.
You know, last episode, we gavesome you know some really good
quick entry not really, you know, not too hard to grasp the
concept.
This first one, though, youknow I want to talk about.
You know some long-term wealth,right, and this one is what
(01:59):
you're this is going to be, whatis bringing in income over time
.
You know no-transcript, so it'snot just just a fast money, but
you know investing.
(02:20):
You know number one we'll gowith investing.
You know investing is the gamethat some people are afraid to
play, right, I know, growing up,you know I would hear, like you
know, stocks, s&p 500.
I didn't know what it was, so Ijust kind of shied away from it
(02:40):
.
And now you know, with cryptogoing around, you know people
don't know how to feel aboutcrypto.
They don't know if it's a scamor if it's, you know, really
real, or what it is.
So you know I got some advicewhen it goes.
When it comes to that, you know.
One thing I would say, though,is you could start.
(03:01):
Start small, you know.
You don't have to dump all yourmoney in.
You know it's about, you know,kind of being incremental.
So you could start with, youknow, 50 bucks, 20 bucks, and
you know the S&P 500 hasaveraged around 10% returns for
the past 90 years.
So it's a pretty, pretty safebet.
(03:23):
You know, if you just put yourmoney there consistently, let it
chill, don't touch it, it'sgoing to grow while you sleep,
like it's.
You know it's proven, it's areal passive income and on the
crypto side, bitcoin is the sameway.
You know, since Bitcoin hascome out, you know it's, yeah,
(03:44):
it rises and it falls, butoverall, over time it's only
risen over time, you know.
So it's a safe bet that youknow they call it the digital
gold for a reason.
You know it's only going to gorise because the way it's set up
to be the word is scarce, right, the scarcity of it.
(04:05):
There's only so many Bitcointhat could ever be mined in the
history of Bitcoin.
So once it hits that cap, youknow whatever you have is what
you have.
So the rarity, the scarcity ofit makes a price and the value
of it go up more.
So you want to get you someBitcoin.
Same thing.
They call it DCA daily costaverage where you could just put
(04:27):
in however much you want a week, a month period, but it's kind
of like you don't want to missthat train, you don't want to be
the person that didn't investanything and then, 10 years
later, anybody that put 10 or 15bucks in there has got a couple
stacks.
Anybody that put 10 or 15 bucksin there has got, like, you
know, a couple, a couple stacks.
You know so, um, definitely,investing is is is a big deal,
(04:49):
um and and, like I said, youdon't have to go all in.
You just have to startsomewhere, um, and get in the
habit of paying yourself first.
You know, um, if you spendmoney every month, why not
invest every month?
Speaker 1 (05:05):
if you spend money
every month, why not invest
every month?
Oh, and just a disclaimer, weare not given financial advice.
We are not financialconsultants as well.
We're just kind of giving youguys some of the things that
we've come across.
And, of course, investing isalways a risk.
There's no guaranteed returns.
So you definitely want to findyou know your threshold, make
(05:30):
sure that you have a financialplanner when you're getting into
any type of investing.
So you know, we're kind ofgiving you guys what we've
experienced, what we've dealtwith in our course of the
investing.
So there's some very, verysimple investing methods, of
course.
But you know, jay, you madesome really good points.
(05:51):
Man, pay yourself first.
A lot of people they get paidand they go straight to, you
know, swapping a card to paytheir bills and they don't pay
themselves first, and so that is.
You know, that's something thatI had to learn as an adult,
because the paycheck comes inand you're so worried about
paying the bills and paying themon time and you forget that you
(06:15):
need to make sure that you saveand you need to make sure that
you invest.
Those are two things to me aremore important than bills,
because we're talking aboutlong-term.
So that means you have to bevery strategic with how you
spend your money.
Speaker 2 (06:30):
All right, yeah, and
it can.
You know it can get tricky andit's one of those things that
you know.
Often you just kind of have totrust the process, trust
yourself and maybe even take aleap of faith because in the end
you know it's going to work outbetter for you in your
situation.
You know investing is one ofthose things.
(06:52):
Like you know millionaires,billionaires, they'll tell you.
You know investments is where alot of you know a lot of the
income comes from and it's thatpassive, you know you don't
really have to worry about it.
So, like you said, not nofinancial advice given, but just
(07:14):
tools and tips, something tothink about.
You know, do your own research,find what works best for you.
But it definitely should be.
You know, in your Rolodex andyour lexicon of ways to earn,
you know, additional income.
Speaker 1 (07:31):
Absolutely, and I'll
just finish it up with this.
Don't forget, when you talkabout investing, you're
investing in yourself.
So, as we talked about prior,to taking some time to get
additional certifications andeducating yourself and giving
yourself the proper tools that'spart of investing in yourself
(07:53):
as well proper tools that's partof investing in yourself as
well you have to do that.
You have to bet on yourself ifyou're going to win.
Yeah, Make sure that you keepthat in mind, that the best
investment is going to be you.
And then you go from there.
And you know, we encourage youto continue to do that and learn
, because it's a learningexperience and it's going to
take some progress.
It's going to take someconfidence.
(08:14):
It's going to take someprogress.
It's going to take someconfidence.
It's going to take someconsistency.
So get on out there and investin yourself.
All right, what else we gotthere?
All right.
Speaker 2 (08:24):
So number two we're
going to go with creating your
own merch or, you know, like anonline business.
E-commerce type of feel isanother big one.
You know we talk about makingmoney while we sleep and things
(08:47):
like that.
You know, but you could bemaking money while you're
chilling in the hoodie that youdesigned.
You know what I'm saying?
Yeah, or a T-shirt or a cap orwhatever it is, and I like this
one too, because it brings outthe creative side as well.
(09:08):
Fashion is one of those things.
As humans, we like to look goodand we like to be different.
It's a way for us to expressourselves, you know.
So, creating like your ownmerch or something that's kind
of, you know, teeing off yourown brand, whatever the case may
be.
You know, last episode wetalked about creating a content
(09:28):
channel.
This could be another step upfrom that.
You know, branding yourself andpeople connect with you.
From that branding yourself andpeople connect with you.
And now they want to rock yourlogo or they want to rock a
shirt with something you drew oryou designed or something like
that.
So it's really a good way tolet your creativity speak.
(09:48):
And this is another cool thingyou don't have to be some famous
person.
You know you don't have to be,you know, some famous person.
You know you just got to begenuine.
You know, promote your messageor promote whatever your passion
is.
You know, come up with a coollittle slogan or a phrase, a
vibe.
Whatever the case is, you know,just be you at the end of the
(10:10):
day Because, like I said, welike to buy things that you know
nobody else has.
It's unique conversation piecesor conversation starters, like
where'd you get that hat?
Or where'd you get that hoodie?
That's cool.
So you know you could easily be, you know, be that person that
provides that experience forsomebody else.
(10:30):
So, you know, creating your ownmerch is one way, you know, to
tackle the online biz ore-commerce lane.
Speaker 1 (10:39):
Yeah, yeah, I love
that.
And for those of you that are,like me, close to 50 or over 45,
merch is short for merchandise.
Let's be very clear but I don'tknow where this merch.
You youngsters merch like yougot to understand that us
seasoned folks don't know whatthat means all the time.
(11:00):
So we're talking aboutmerchandise.
So we're talking about hats,shirts, pins, stationary, you
know hoodies, pants, whateveryou, whatever you desire,
umbrellas any type ofmerchandise that can be seen and
utilized, showing andrepresenting.
You know your brand and Ireally love that.
(11:22):
Matter of fact, you know youcan go to our website and grab
our merch.
You can grab our T-shirts.
Hoodie, we got some really coolPops and Son, father and Son, uh
, stuff, some merch.
So, you know, make sure you goto our website, pops and son
conversationscom, and grab anice shirt, man, because it's
(11:44):
it's a good season to to rockout on on that and we really
want to encourage the father andsons to take a look at our
merch.
And, ladies, you know you get.
It's getting close to Father'sDay.
I know it's Mother's Day first,but y'all going to get what you
get.
Like folks is going all out tomake sure the moms get
everything she needs, man, butwhen it comes to Father's Day,
(12:06):
oh man, here come the ties andsocks, man.
And it's not even the ties andsocks that we wear, man, that's
standard, standard pack theystart experimenting when they
get the ties and socks, man.
So that's interesting, uh.
But but again, uh, merchmerchandise is definitely the
(12:30):
way to go.
Please do not overthink it.
You know, whatever your logo is, whatever your pictures are,
you get to use and utilizeoriginal ideas and people are
going to love it because there'sgoing to be somebody that
relates.
If you like cats and dogs, yougot a lizard in your house, uh,
you got two cockroaches and aspider that you can jar.
(12:51):
I mean, you know people aregoing to gravitate to it because
it's different and everybodytruly enjoys originality.
Speaker 2 (12:59):
Yeah, that's it.
Originality is key and you knowit's fun too.
You know it can be fun.
You know I've seen people, youknow, start from the ground up.
I got a buddy that you knowhe's doing his thing with the
shirts and you know you startwith one, two designs and you
just build up and you build acommunity around it.
(13:20):
So you know it can be fun, afun way to get some, you know,
some additional, some additionalmoney, new income stream.
Speaker 1 (13:30):
Yeah, yeah, I love
that.
So let's jump into the last onehere for you guys.
I'm going to jump in becausethis is one of my favorite
opportunities, is what Iconsider it.
So we're talking about threeadditional ways to earn income.
This one here is digitalproducts.
We're in the digital age.
(13:51):
Digital products make sense.
What is your takeaway when itcomes to digital products in
2025, jay?
Speaker 2 (14:00):
I think digital
products are really.
You know it's the future.
You know everything that we aremoving toward.
You know physical print mediais kind of declining more and
more with the advent of.
You know these smartphones andwhat we do on our phones where
we could see audio books, andyou know different courses,
(14:22):
e-books all these differenttypes of things have just become
more convenient to consume.
Right Now we got stuff likeApple Pay and Google Pay on our
phones so we could get an audiobook.
You know, say it's two, threebucks, double tap, click it's
downloaded right there.
We could listen to itimmediately.
You know, say it's two, threebucks, double tap, click it's
downloaded right there.
We can listen to it immediately.
(14:42):
You know what I mean.
So the convenience and justbeing having the access to these
different type of resources arereally, you know, it's really
revolutionary.
It's something new.
Still, I think that a lot ofpeople don't really understand
how they could implement it andstart making money from it.
But you know, the process isreally simple.
(15:04):
You've already got.
You know, like we saidpreviously, start your content
journey.
You know what I mean.
Start sharing your passion oryour project, whatever it is you
have, and now the next step iscreating, you know, packaging
that up into something thatsomebody could digest via, you
(15:29):
know, e-book, something likethat.
Maybe it's a course of somesort where they're learning
directly from you.
You know, more intimate setting,getting the real, the lowdown
on how you were able toaccomplish whatever it is that
you accomplished.
You know people love primarysources.
Primary source is going to bethe best way to get your
(15:50):
information because you're goingstraight to, you know, to the
source, the person that is doingwhat you like.
You know, whatever it is youlike to see them do, they're
doing it and now they're showingyou how to get it done.
So you know it's a really goodway to you know, sell your
services and you know it's agenuine connection right,
(16:12):
because people are really seeingyou, know you for you, and you
know it could also be fun justkind of figuring out you know
how you want to share it andthings like that.
So, yeah, digital products isthe way.
I think we're going to see alot more of that coming real
soon.
Speaker 1 (16:30):
Yep, yeah for sure.
Digital products, digitalmarketing it's a very simple
process.
It's actually something that wedo anyway.
Marketing it's a very simpleprocess and it's actually
something that we do anyway.
You know we're looking atsimple ways to earn income, to
do everything, literallyvirtually Everything is done
(16:55):
online.
We already know that we're inthat age of things are done
online.
So where you would normallysend your book and don't don't
get it twisted Hardback books,traditional books, are still
valuable.
That is the only way that youcan actually get a signature on
there.
So you have to keep keep inmind that you know the value is
still there.
But if we're talking aboutadditional income and we're
(17:18):
talking about being able toservice the masses Right, so
we're talking aboutinternational.
We're talking about, you know,worldwide digital.
(17:40):
If we're purchasing, you knowsome type of sales or marketing
program.
You know, instead of waitingfor that hardback book to come
in the mail, you can download itand you can go through.
You know the series of chaptersand learn from there.
And it's easier to keep aroundbecause you know me, man, I do
not like having a bunch ofpapers and paperwork.
(18:01):
You know that's aggravating tome.
So I always want to be able togo to an email or be able to go
to something I've alreadydownloaded and just open it back
up and just get right to it.
So you know, digital productshave been the wave for a long,
long time, so we want you guysnot to be scared of it, you know
(18:22):
.
Embrace it.
It's going to be new, it'sgoing to be different, but again
, it is an additional way to getyourself some income and I
can't think of anything fasterwhen it comes to delivery and
transactional than a digitalexchange.
Speaker 2 (18:40):
Yeah, yeah, that's
very true.
And then the entry is fairlysimple as well.
There are several differenttypes of websites you could
create your account on and justupload what you have and boom,
there it is Share your link orshare to your followers.
You know what you have, comingdown the pipeline and where they
(19:03):
could go and get it, and youknow very, very seamless way to
to get your services out thereand get people to you know to
invest and buy what you got.
So another great, another greatstream, another great one.
You know we I think we threefor three.
That was.
Speaker 1 (19:20):
We three for three,
so we could just run down for
you guys.
We gave you three additionalways to earn income.
Uh, the first one was investing, and that's not just you know,
money, uh currency, that'sinvested in yourself.
Uh, getting yourself someadditional education, uh,
additional skillset and, ofcourse, money so you can
multiply your coins.
(19:42):
The second one we talked aboutwas merch, aka merchandise.
So that's you know, your hats,your shirts, your slippers,
things that you know that youlike, that other people will
enjoy as well, but it'spersonalized.
So it's your merch, yourmerchandise.
And finally, digital products.
(20:03):
Do not sleep on digitalproducts, digital marketing,
because you have to think aboutit.
You probably saw theadvertisement from this podcast
on social media.
That's digital marketing.
Our digital product is thispodcast where we can actually
give folks some additionalinformation, we can get them
perspective and today, man, wejust kind of blessed you guys
(20:25):
with some additional incomeearning potential.
Speaker 2 (20:30):
Yeah.
So, with that being said, youhave, you know, no time to waste
.
You know everything wementioned.
You could get started on thesethings today and start seeing
some, you know, some profits andsome changes and some income
come in, you know, within a fewweeks time, if you really put
your head down and get to work.
So you know pops and sunconversations where we talk
(20:53):
about, you know, everythingunder the sun this week is
financial literacy.
So you know, feels really goodto.
You know, drop some gems andjust encourage people and help
them along their financialjourney.
So we hope that you guys gotsome, you know, got some good
tidbits from this and you'll goahead and apply it and share it
(21:16):
with somebody else.
You know, share this podcastwith your friends, your family,
somebody looking to make someextra money, which I know you
know somebody out there wastrying to do that Right, yep.
Speaker 1 (21:28):
So that's all we got,
yeah, and if you need help,
reach out to us.
That's what we're here for.
So we'll see you guys nextepisode, peace.