Power Your Retirement

Power Your Retirement

Hosted by Steve Smit, CERTIFIED FINANCIAL PLANNER® and founder of Powerhouse Financial Advisors, this podcast is designed to help employees of large publicly traded utility companies take control of their retirement planning. Steve, author of Power Up Your 401(k), shares insights on maximizing 401(k) options, navigating self-directed brokerage accounts, and creating a secure financial future. Tune in for practical advice, helpful resources, and strategies to power up your retirement! Subscribe and never miss an episode! Also available in video format on YouTube. For more information about Power Your Retirement, visit PowerhouseFinancialAdvisors.com or call 775-266-8867.

Episodes

June 25, 2026 6 mins

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📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve: 

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Every advisor has a story, and Steve's journey into financial planning for utility employees wasn't something he originally set out to do. In ...

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📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve: 

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

For most people, financial planning isn't really about spreadsheets or market returns. It's about the people you love. It's about making sure ...

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📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve: 

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

In this mini-episode, Steve explains why generic investment advice can fall short, especially for utility employees with cash balance pensions...

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📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve: 

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

If you're a Southern California Edison employee, your retirement benefits may be more powerful- and more complicated- than you realize. Steve ...

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📱 Want expert help in planning for your financial future? Schedule a check-in meeting with Steve: 

https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Most PG&E employees are only scratching the surface of what their retirement plan can actually do. In this episode, Steve breaks down the ...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

You’ve spent decades doing the hard part, and if you’ve done it well, it’s natural to wonder… why change anything ...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Steve tackles a listener’s big question: “If my portfolio underperformed the market this year, should I fire my advisor?&rdquo...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Nobody likes tax season, but for new retirees, the rules can feel completely different. Income changes, required withdrawals begin, and de...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Most financial advice focuses on saving for retirement, but what happens when it’s finally time to spend? For many retirees, that sh...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Most folks meet with their financial advisor once a year. That meeting is one of the most valuable hours in your financial life if it's do...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

We got a great question from a listener. They wrote in: "What's better — term life insurance, universal life, or whole life?" Straig...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

AI isn’t just a tech trend; it’s already reshaping how we work, invest, and plan for the future. Questions around job security...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

There was some retirement news embedded in President Trump’s State of the Union address. He announced a proposal to give workers wit...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Financial media loves simple answers: always do this or never do that. But real financial planning doesn’t work that way. Most of th...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Everywhere you turn, somebody’s got financial advice. The problem is, they’re talking to millions of people at once… bu...

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March 12, 2026 10 mins

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Many people treat old retirement accounts like collectibles; every job leaves behind another 401(k) sitting somewhere in the background. B...

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March 5, 2026 9 mins

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Having “too much cash” sounds like a high-quality problem, until it starts quietly working against you. Steve tackles a subscr...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

With 2026 here, it’s a good time to step back and revisit what Powerhouse Financial Advisors is really about. This episode pulls bac...

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February 19, 2026 22 mins

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

In the spirit of Valentine’s Day, Steve has a little fun comparing a lifelong relationship to your financial journey. From the first...

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📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12

Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html

Paying off debt is a huge milestone, but what you do next can shape the rest of your retirement. In this episode, Steve tackles two common...

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