Thinking of buying a home but don’t know where to start? In this episode, we talk with mortgage expert Declan Hartnett and experienced broker Konstantin Shelegeda to answer your most pressing questions about loans, down payments, credit scores, debt, and smart strategies for today’s market.
We cover:
– Do I really need 20% down?
– Can I buy a home with student loans or debt?
– What is a rate buydown—and should I do one?
– How much house can I afford?
– What if I’m self-employed or had a foreclosure?
– …and so much more!
🎙 Meet the Experts:
🔹 Declan Hartnett
Vice President of Mortgage Lending, United Home Loans
📍 Based in Chicago
📩 dhartnett@uhloans.com
🔹 Konstantin Shelegeda
CEO & Real Estate Broker, Inter Properties Management
📍 Licensed in Illinois | Multilingual: EN, RU, ES
📩 k@interproperties.co
📞 (773) 860-0265
🌐 https://interproperties.co
📌 Follow for more real estate insights, expert interviews, and behind-the-scenes of the Chicago housing market.
🎥 Subscribe & leave a comment with your questions—we might feature yours next!
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