How resilient is the UK housing market? A candid conversation with mortgage broker and first time novelist Martin Stewart #168

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Nicole Bremner welcomes back Martin Stewart to the Prosperity Podcast, veteran mortgage broker, founder of London Money and now published author for a frank and insightful look at the resilience of the UK housing market, the shifting shape of consumer debt and how society’s expectations around money, property and success are evolving. 

Martin shares his expert view on why the housing market continues to defy predictions of collapse, despite rising interest rates, affordability challenges and political uncertainty. From the fallout of Trussonomics to the pressure on younger generations burdened with debt and inflation, this episode cuts through the headlines to explore what’s really happening behind the scenes. 

But this episode isn’t just about mortgages. Nicole and Martin also explore the psychology of consumerism, the role of the Bank of Mum and Dad, the impact of short term debt and why we might be the first generation to give too much to our children, leaving them unprepared for what’s ahead. 

In a more personal twist, Martin also opens up about his transition into fiction writing, discussing the release of his (excellent in my view) debut novel Goodbye Morecambe, set in his nostalgic hometown of, you guessed it, Morecambe. The conversation touches on creativity, self publishing and the vulnerability of sharing a story that’s close to the heart. 

🎧 Whether you’re a property professional, investor, or just fascinated by the intersection of finance, society and storytelling, this episode offers thoughtful commentary, expert insights and a few laughs along the way. 

📌 Key Highlights: 

✔️ The UK housing market’s surprising resilience 

✔️ The reality behind mortgage approval rates and affordability 

✔️ Generational wealth, consumer debt and the illusion of prosperity 

✔️ How lockdown shaped Martin’s creative journey 

✔️ Behind the scenes of writing and self publishing a debut novel 

Connect with Martin Stewart: 

👉 LinkedIn: https://www.linkedin.com/in/martin-stewart-37809229? 

👉 London Money: https://www.london-money.co.uk/ 

👉 Book: https://www.amazon.co.uk/Goodbye-Morecambe-M-N-Stewart/dp/1068588500 

Connect with Nicole Bremner: 

Website: https://www.nicolebremner.com/ 

Instagram: https://www.instagram.com/nsbremner 

Facebook: https://www.facebook.com/nicole.bremner.54 

LinkedIn: https://www.linkedin.com/in/nicolebremner/ 

YouTube: https://www.youtube.com/c/NicoleBremner 

🔥 Enjoyed this episode? Share it with someone who loves property, finance or a great story well told. 

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Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.