If you’ve ever looked at a house on Zillow, loved it, and then had no clue what to do next — this one’s for you.
This week’s guest is Joey, a 32-year-old loan officer (and my friend) who walks us through exactly how to buy a house — from pre-approvals and down payments to interest rates, closing, and what most people get wrong.
It's a high level conversation on everything you should know going into buying a home. I also play the test dummy and ask all the questions you’ve probably had but didn’t know who to ask.
In this episode:
-What a loan officer actually does (and why you need one before a realtor)
-The step-by-step process of buying a house
-Pre-approvals, credit scores, and how much you really need for a down payment
-FHA vs conventional loans (and other mortgage types)
-What to know about interest rates, the housing market, and why it sucks right now
-Choosing your team: realtor vs loan officer vs big banks
RATINGS:
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Heart - 3
Head - 9
Hands - 6
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